First Community Credit Union Spring TX | Best Auto Loans & Business Banking

Introduction

Welcome to First Community at Spring Market, where our commitment to serving you runs deep. Located at 2121 Fm 2920 Rd, Spring, TX 77388, we pride ourselves on being more than just a credit union; we are a trusted partner in your financial journey. Established in 1954, we have grown alongside our community, now proudly serving 165,959 members with a solid foundation built on trust and transparency. At First Community, we understand that financial decisions can be daunting. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and business banking solutions. Our total assets have reached an impressive $2,421,246,359, ensuring that we have the resources to support your financial goals effectively. We believe in making banking accessible and convenient for everyone. With $32,370,341 in total deposits and $41,598,013 in cash on hand, our financial health is robust and ready to back you up when it matters most. Whether you're looking for personal loans or need assistance with mortgages, our dedicated team is here to help. Our leadership team is committed to fostering a welcoming environment. Led by CEO TJ Tijerina and Board President Martin Miracle, we are focused on providing exceptional service and building lasting relationships with our members. While members can visit us at 2121 Fm 2920 Rd, official correspondence should be sent to our mailing address: PO Box 840129, Houston, TX 77284. Curious about what we can do for you? Call us at 281-856-5300 or explore our website at FCCU.org for more information about becoming a member or accessing our services. Join us today and experience the difference of community-focused banking!

Branch History & Mission

At First Community, our story began in 1954, when a group of forward-thinking individuals came together to create a financial institution that would serve the needs of our community in Spring, TX. Over the years, we have grown from a small credit union into a trusted partner for more than 165,000 members, offering services that go beyond traditional banking. Located at 2121 Fm 2920 Rd, Spring, TX 77388, our branch is easily accessible to all who seek financial guidance and support. We're proud to be part of the vibrant Spring community, surrounded by local landmarks that reflect our rich heritage and commitment to growth. For any official correspondence, please send it to our mailing address: PO Box 840129, Houston, TX 77284. Our mission at First Community is simple yet profound: we strive to empower our members through exceptional financial services while fostering a strong sense of community. With total assets reaching an impressive $2.42 billion, we are equipped to provide a wide range of financial solutions including personal and business banking services, auto loans, mortgages, and more. Our emphasis on member satisfaction drives us to innovate continually; we offer online and mobile banking options that make managing finances easy and convenient. As we navigate through the evolving landscape of finance, our dedication to community remains steadfast. We believe in building lasting relationships with our members and engaging in outreach efforts that make a difference. From financial education workshops to partnerships with local organizations, we aim to uplift those around us. With operating hours designed for your convenience Monday through Friday from 9:00 AM to 7:00 PM for lobby access and extended teller hours from 7:30 AM our doors are always open for you. While we currently do not offer drive-thru banking services, we have ATMs available for quick cash withdrawals and balance checks. Join us at First Community and discover how our dedicated team can help you achieve your financial goals while being part of something bigger a cooperative effort to strengthen our community. Whether you're looking for savings accounts or loans tailored just for you, we invite you to experience the benefits of membership today. Call us at 281-856-5300 or visit us online at FCCU.org for more information on how you can become part of the First Community family!

Branch Location & Accessibility

Come Visit Us!

We invite you to visit First Community at Spring Market today. Let us help you achieve your financial goals in a welcoming environment where you're treated like family. If you can't make it in today, don't hesitate to reach out via phone or explore our website at FCCU.org for more information about membership and services. We look forward to serving you!

Convenient Access and Nearby Landmarks

Our location is just a stone's throw from popular landmarks, making it easy to stop by while you're out and about. If you're heading to the nearby shopping centers or parks, swing by and say hello! We offer ample parking space and ensure that our facilities are ADA compliant, so everyone can visit us comfortably.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 AM to 7:00 PM and on Saturdays from 9:00 AM to 5:00 PM. For teller services, we're available earlier on weekdays starting at 7:30 AM. Please note that we're closed on Sundays. Feel free to give us a call at 281-856-5300 if you have any questions or need assistance.

Services Tailored Just for You

At First Community, we pride ourselves on offering a wide range of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash quickly? Our ATM is available for all your cash withdrawal needs. Additionally, if you require shared services or basic transactions like deposits or withdrawals with partner credit unions, you can do so conveniently here as well.

Member Eligibility

Becoming a member of First Community feels like joining a close-knit family where everyone supports each other. If you're interested in joining us, you'll be glad to know that eligibility is quite simple! At First Community, we welcome individuals who live, work, or worship in our community, as well as their family members. This means that if you have a connection to our area, we'd love for you to become part of our community and enjoy the many benefits we offer. From competitive loan rates to personalized service, membership here means having access to resources that truly care about your financial well-being. If you're ready to take the next step, opening an account with us is easy! You can find all the details about eligibility and how to apply by visiting this link. Should you have any questions or need assistance, feel free to reach out at (281) 856-5300. We can't wait to welcome you at our branch located at 2121 Fm 2920 Rd Spring Tx 77388!

Business Banking & Commercial Services

Merchant Services that Simplify Transactions

Alongside our loan offerings, we provide merchant services that simplify payment processing for businesses of all sizes. Imagine being able to accept payments seamlessly, whether online or in-store, allowing you to focus on what you do best running your business. With our services, you'll experience fewer headaches and more time for innovation. Visit us at 2121 Fm 2920 Rd Spring Tx 77388 in Spring, TX, or call us at (281) 856-5300 to learn how we can help your business thrive!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we know how crucial it is to have the right financial tools. Our Business Banking services include Merchant Services that streamline payment processing and Business Loans designed to fuel growth and innovation in your enterprise.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking solutions that let you manage your accounts anytime, anywhere. Need to make a quick withdrawal? Use our ATMs available at various locations or take advantage of basic shared branch transactions like deposits and withdrawals if you're a member of a partner credit union.

Easy Access

When you visit us in person at First Community, you'll find friendly staff ready to assist you during our lobby hours from Monday to Friday, 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 5:00 PM. If you prefer speaking over the phone, feel free to call us at 281-856-5300. At First Community, we pride ourselves on being more than just a financial institution; we're part of your community. We invite you to experience all that we have to offer and see how we can support your financial journey. Visit us today or check out our website at FCCU.org for more information! Take the next step towards achieving your financial goals with First Community!

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer various personal banking services tailored to fit your lifestyle. With our Checking & Savings Accounts, you can choose an account that works best for you, whether you're saving for a rainy day or managing day-to-day expenses. If you're thinking about buying a car, our Auto Loans & Vehicle Financing options make it easy and affordable. Imagine driving off in your new vehicle with competitive rates and flexible terms that suit your budget! Moreover, if homeownership is on your mind, our Mortgage Loans & Refinancing services provide guidance and support to make the process smooth and manageable. Additionally, life can sometimes throw unexpected financial challenges your way. Our Personal Loans & Debt Consolidation options can help you regain control over your finances by combining multiple debts into one easy monthly payment. And don't forget about our Credit Cards with Rewards, which allow you to earn benefits while making purchases.

Digital & Online Banking

Accessibility and Ease of Use

At First Community, we strive to make banking as accessible as possible for all our members. The user-friendly interface ensures that even those who may not be tech-savvy can navigate through their accounts easily. Real-time account management means you are always in control of your finances. Experience the future of banking today with the tools and support you need at First Community! For more information, visit us online at https://fccu.org/ or give us a call at (281) 856-5300.

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. Whether you're at home or on the go, you can rest easy knowing that your financial information is protected with top-notch security features. For added convenience, we provide E-Statements, which let you view your account statements electronically. This means no more waiting for mail your statements are just a click away! Plus, with our Mobile Application, you can manage your finances directly from your smartphone. Everything from checking your balance to making deposits is right in your pocket. Need to make a quick payment? Our Mobile Payments Feature allows you to pay friends and family instantly through secure channels. With Person-to-Person Transfers, sending money has never been easier or faster. We also offer Electronic Signature Authorization, so you can sign documents securely without having to visit a branch. This not only saves time but also makes transactions smoother and more efficient.

Financial Strength

Commitment to Innovation and Growth

With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $19,116 in used auto loans and $1,844,593,728 in total loans and leases. Our performance reflects operational efficiency; our $9,343,123 allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Our total share accounts stand at 329,662, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,248,111. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 2121 Fm 2920 Rd Spring Tx 77388 or call (281) 856-5300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings for Members

Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible terms designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $218,504,352 provide the capital needed to grow and expand your business. We recognize that every business has unique needs and are committed to offering solutions that support your success.

Eligibility and Refinancing Options

If you're considering applying for any of our loan products or refinancing an existing loan, we encourage you to explore eligibility options on our website. Our goal is to make financing accessible for everyone in our community. To learn more about these options or to discuss which loan product might be right for you, feel free to contact us at 281-856-5300 or visit us at 2121 Fm 2920 Rd Spring Tx 77388. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304 to help you secure the home of your dreams. If you're considering refinancing your existing mortgage, our team is ready to assist you in finding the best solution for your needs.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $81,975,596 in loans helping members manage their finances effectively. This option can provide peace of mind when unexpected expenses arise.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users can trust they are seeing fair and reliable offers.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Come Visit Us!

Convenient Access and Nearby Landmarks

Operating Hours That Fit Your Schedule

Services Tailored Just for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Simplify Transactions

Tailored Financing Solutions

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Easy Access

Personal Banking Solutions

Digital & Online Banking

Accessibility and Ease of Use

Key Features

Financial Strength

Commitment to Innovation and Growth

Growing Member Trust

Secure Savings for Members

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Eligibility and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community