First Community Credit Union Spring TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Community, your trusted partner in financial wellness located at 7210 N Grand Pkwy W, Spring, TX 77379. Since our establishment in 1954, we have proudly served our community with dedication and care, growing into a vibrant credit union that now boasts over 165,959 members. With total assets exceeding $2.42 billion and a robust deposit base of $32,370,341, we're committed to providing personalized financial solutions tailored to meet the unique needs of our members. While you can visit us directly at our branch for all your banking needs, official correspondence should be directed to our mailing address: PO Box 840129, Houston, TX 77284. At First Community, we understand the importance of trust and reliability in financial services. Our leadership team, led by CEO TJ Tijerina and Board President Martin Miracle, works diligently to ensure that every member feels valued and supported. Our financial offerings are designed with you in mind whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services. With total loans amounting to 93,054, we empower our members to reach their financial goals while maintaining a net worth of $217,335,266. We take pride not just in numbers but also in making a positive impact in our community. Our team of 419 dedicated employees is here to assist you with friendly service whether you choose to connect through our online platform or visit us in person. Join us on this journey towards achieving your financial aspirations! Feel free to call us at 281-856-5300 or explore more about what we offer by visiting our website at FCCU.org. Your future starts here with First Community!

Branch History & Mission

Commitment to Service

We understand that convenience matters. That's why we offer drive-thru banking services for quick transactions and an ATM available on-site for easy access to cash. Our lobby hours are designed with your schedule in mind: Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM. Join us at First Community today! Experience firsthand how our dedicated team works tirelessly to support your financial journey while contributing positively to the community we love. If you want more information or are ready to become a member, give us a call at 281-856-5300 or visit our website at fccu.org. Together, let's build a brighter financial future!

Our Journey

Over the years, First Community has evolved significantly. From our humble beginnings, we have continuously expanded our services to meet the needs of our members. We are committed to providing personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our growth is a testament to our dedication to member satisfaction and community support. As we celebrate our history, we also look forward to the future. With advancements in technology, we offer online and mobile banking services that make managing finances easier than ever. We're proud to be ADA compliant and provide accessible services for everyone in our community.

Our Mission

At First Community, our mission is simple: to improve the financial well-being of our members while fostering a strong sense of community. We believe in not just providing financial services but also giving back through various outreach programs and partnerships that benefit those around us. This commitment is ingrained in everything we do. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to PO Box 840129 in Houston, TX 77284. Whether you're looking for a reliable place for your savings or need assistance with loans, we're here for you.

Branch Location & Accessibility

Call to Action

Ready to experience banking made simple? Stop by our Spring branch today or give us a call at 281-856-5300. We look forward to serving you!

Operating Hours

We know that life can get busy. That's why we offer flexible banking hours to fit your schedule. Our lobby is open Monday through Friday from 10:00 AM to 6:00 PM and Saturdays from 9:00 AM to 5:00 PM. Please note that we are closed on Sundays. If you're in a hurry, take advantage of our drive-thru service available during the same hours ideal for quick deposits and withdrawals without leaving your car!

Services Offered

At First Community, we provide a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgages, we've got you covered. You can also take advantage of our online and mobile banking services for added convenience. And don't forget about our ATM availability for easy cash withdrawals anytime you need it!

Member Eligibility

Becoming a member of First Community is like joining a close-knit family that prioritizes your financial well-being. If you're looking to be part of a community that genuinely cares about its members, you've come to the right place! To qualify for membership at First Community, you'll need to meet some friendly criteria. Generally, individuals who live, work, or worship in the area around our branch at 7210 N Grand Pkwy W Spring Tx 77379 are eligible. This means if you're part of our vibrant community, we want you with us! For more specific details and the most current eligibility requirements, feel free to check out our resource page at https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility. Getting started is as easy as pie! Opening an account with us is straightforward and welcoming. You can find all the information you need to kick off your journey right here: https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility. If you have any questions or need assistance, don't hesitate to reach out at (281) 856-5300. We can't wait to welcome you into the First Community family!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine running your store without worrying about complicated transactions. Our services allow you to accept payments quickly and securely, enhancing your customer experience while freeing up valuable time for you to focus on what matters most growing your business. Visit us at 7210 N Grand Pkwy W Spring Tx 77379, Spring, TX, or call us at (281) 856-5300 to learn how we can help your business thrive!

Comprehensive List Of Services

Additional Services

To complement our core offerings, we also provide essential services such as ATM & Cash Withdrawal Services, making it easy to access your funds whenever you need them. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car, while shared branch transactions enable members from partner credit unions to perform basic banking functions seamlessly.

Business Banking

For small business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. We know how vital cash flow is for running a successful operation, so our loans are designed to support your growth while our merchant services make transactions smooth for both you and your customers.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why at First Community, we've invested in robust Online & Mobile Banking platforms. You can manage your accounts anytime, anywhere with features like mobile payments and person-to-person transfers. Our user-friendly app allows you to check balances, pay bills, and even deposit checks right from your phone.

Get in Touch

We're here to help you navigate your financial journey with confidence and ease. If you're interested in learning more about any of these services or have questions about how we can assist you further, please don't hesitate to reach out! You can call us at (281) 856-5300 or visit us at http://FCCU.org for more information. Experience the difference at First Community, where your financial well-being is our top priority!

Personal Banking

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer Checking & Savings Accounts tailored for different lifestyles. Whether you're saving for a dream vacation or managing day-to-day expenses, our accounts come with no hidden fees and easy online access. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can help you hit the road without breaking the bank. With competitive rates and flexible terms, you'll find a plan that fits your budget. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services guide you every step of the way. Additionally, if debt is weighing you down, our Personal Loans & Debt Consolidation options can provide relief by simplifying your payments into one manageable monthly amount. Plus, don't forget about our Credit Cards with Rewards, which let you earn points on everyday purchases that can be redeemed for exciting rewards.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make managing your money a breeze. You can view balances, transfer funds, and even set up alerts for account activity. Plus, with our electronic signature authorization, signing documents is as simple as a click no need to visit a branch! If you're looking to go paperless, our e-statements are available to help you keep track of your finances without clutter. It's an eco-friendly option that saves you time and space.

Mobile Banking Made Easy

For those on the go, our mobile application is here to help you stay connected. Enjoy features like mobile payments, allowing you to pay bills or make purchases directly from your phone. Want to send money to friends or family? Our person-to-person transfer feature makes it effortless.

Security You Can Trust

We prioritize your security with advanced encryption technology and regular monitoring of transactions. You can bank with confidence knowing that your information is protected every step of the way. With all these tools at your fingertips, managing your finances has never been easier. Visit us at https://fccu.org/ today and explore how our digital banking services can enhance your financial journey!

Financial Strength

A Growing Community

We have cultivated a strong member base that trusts us with their finances, as shown by our total share accounts of 329,662. Net Shares available for lending and investments stand at $4,248,111, further demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 7210 N Grand Pkwy W Spring Tx 77379 or call (281) 856-5300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,343,123 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,116 in used auto loans and $1,844,593,728 in total loans and leases.

Solid Financial Health

With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your next vehicle easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $218,504,352 provide the capital needed to grow and expand your business. Whether you're starting a new venture or need funds for operational expenses, we have solutions tailored for your business needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,975,596 in loans helping members manage their finances effectively. Our credit cards come with rewards that can be tailored to your spending habits. Enjoy the convenience of managing expenses while earning benefits along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility for new ones, our team is ready to assist you with personalized options that fit your financial situation. We believe that everyone deserves access to fair financing solutions that help them move forward confidently. For more information on any of these loan offerings or assistance in finding the right option for you, please call us at 281-856-5300 or visit us at 7210 N Grand Pkwy W Spring Tx 77379. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which guarantees transparency in what is available. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus remains on providing unbiased results for all users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling informed decision-making without delays. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality ensures that users receive fair and transparent offers tailored to their financial needs.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Commitment to Service

Our Journey

Our Mission

Branch Location & Accessibility

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options That Drive Growth

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Additional Services

Business Banking

Digital Banking Features

Get in Touch

Personal Banking

Digital & Online Banking

Key Features

Mobile Banking Made Easy

Security You Can Trust

Financial Strength

A Growing Community

Member-Centric Savings Options

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action

Join Our Community