First Community Credit Union Missouri City TX | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to First Community at Sienna, located conveniently at 8900 Highway 6, Missouri City, TX 77459. Since our establishment in 1954, we have been dedicated to providing reliable financial services tailored to meet the needs of our community. With a total membership of over 165,959 and assets amounting to a robust $2,421,246,359, we stand as a pillar of support for our members. At First Community, we believe in fostering strong relationships with those we serve. Our leadership team, including CEO TJ Tijerina and Board President Martin Miracle, is committed to ensuring that your banking experience is not only efficient but also personal. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we are here to assist you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 840129, Houston, TX 77284. With total deposits of $32,370,341 and cash in hand totaling $41,598,013, we're well-equipped to support both individual and business banking needs. Our diverse range of services includes everything from personal loans and credit cards with rewards to business loans and merchant services. We invite you to discover how First Community can help you achieve your financial goals. Feel free to reach out at 281-856-5300 or visit our website at FCCU.org for more information. We look forward to welcoming you into our community!

Branch History & Mission

Commitment to Innovation and Accessibility

As part of our commitment to serve you better, we embrace technology that makes banking easier and more accessible. Our digital offerings include online and mobile banking solutions that allow you to manage your finances anytime, anywhere. We're proud to ensure ADA compliance so that all members can access our services without barriers. Additionally, while we do not have drive-thru service available at this location, we do offer ATM access for your convenience. And if you're visiting us in person during our operating hours Monday through Friday from 9 AM to 7 PM and Saturday from 9 AM to 5 PM you'll find friendly staff ready to assist you with all your banking needs.

Join Us

As we look toward the future, we invite you to join the First Community family. Experience firsthand how our commitment to member service sets us apart from traditional banks. Whether you're opening an account or seeking advice on loans or investments, we're here for you every step of the way. For more information about becoming a member or exploring our services further, please visit our website at FCCU.org or call us at 281-856-5300. Together, let's build a brighter financial future for you and our community!

Our Mission

At First Community, our mission is simple yet profound: we strive to provide exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to quality banking options that empower them to achieve their dreams whether that's buying a home, financing a vehicle, or managing everyday expenses. We offer a range of services tailored to meet the needs of our diverse membership base. From checking and savings accounts to auto loans and mortgages, we are dedicated to helping you navigate your financial journey. Our focus on community means that we are not just about numbers; we're about people. We actively engage in partnerships and outreach efforts aimed at uplifting those around us.

Branch Location & Accessibility

Accessibility and Parking

We understand how important accessibility is for our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can enjoy a comfortable visit. Ample parking is available right outside the entrance, making your trip as hassle-free as possible.

Call to Action

Ready to experience personalized service? We invite you to visit us at First Community or give us a call at 281-856-5300. Our friendly team is eager to assist you with your banking needs!

Operating Hours

At First Community, we want to make banking convenient for you. Our lobby hours are Monday through Friday from 9 AM to 7 PM and Saturday from 9 AM to 5 PM. For those needing teller services, we're here earlier during the week; our tellers are available from 7:30 AM until 7 PM on weekdays. We're closed on Sundays to give our staff some well-deserved rest.

Services Offered

Our branch offers a wide array of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you're looking for business banking solutions or need assistance with online and mobile banking, we've got you covered! You can also take advantage of our ATM services for quick withdrawals and balance checks. Additionally, if you're a member of another participating credit union, feel free to stop by for basic shared branch transactions like deposits and withdrawals making your banking experience even more flexible!

Member Eligibility

Joining the First Community family is not just about banking it's about becoming part of a supportive community that truly cares for its members. To be eligible for membership at our Missouri City branch, located at 8900 Highway 6, you simply need to meet a few friendly criteria. Whether you live, work, worship, or attend school in certain areas, or if you have a family member who is already a member, we welcome you with open arms! The benefits of being a member include access to personalized financial services, competitive rates on loans and savings accounts, and a team dedicated to your financial well-being. For more detailed information on eligibility requirements, feel free to check out our resource page at this link. Opening an account is just as straightforward! You can start your journey towards membership by visiting us or calling us at 281-856-5300. If you're ready to take the next step and want to know more about how to open an account with us, you can find all the details you need here. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies your payment processes. Our merchant services make it easy for you to accept various forms of payment, ensuring that your customers have a smooth shopping experience. Whether you're selling online or in-store, our services can help streamline transactions and boost your sales. At First Community, we are here to support your journey every step of the way. Contact us today at 281-856-5300 or visit our website at FCCU.org to learn more about how we can assist your business!

Comprehensive List Of Services

ATM Access and Shared Branching

Need cash? We have ATM services available for quick withdrawals and balance checks. Plus, if you're a member of partner credit unions, you can take advantage of basic shared branch transactions like deposits and withdrawals right here at First Community. We invite you to explore all these services tailored just for you at First Community in Missouri City. If you're ready to take the next step in achieving your financial goals or have any questions about how we can assist you further, please don't hesitate to reach out! Call us at 281-856-5300 or visit us online at FCCU.org today!

Business Banking Services

For business owners, we offer specialized banking solutions including merchant services and business loans. Whether you're just starting or looking to expand, our experienced team will guide you through the process.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or making payments all from your smartphone or computer.

Credit Cards with Rewards

Don't forget about our credit cards! With rewards programs, you can earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back. It's a simple way to get more from your spending.

Home Financing Options

Thinking about buying a home? We offer mortgage loans and refinancing solutions that can help make owning a home more accessible. Our team will work with you to find the right mortgage product that aligns with your financial situation and goals.

Loans and Debt Management

In addition to auto and mortgage loans, we also provide personal loans for debt consolidation or unexpected expenses. Whether you need funds for home improvements or medical bills, our personal loans are designed with flexible terms to suit your needs.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored to fit various lifestyles. Imagine having the peace of mind that comes with knowing your money is safe while still earning interest. For those looking to purchase a vehicle, our auto loans and vehicle financing options make it easy to drive off in your dream car without breaking the bank.

Digital & Online Banking

Convenience at Your Fingertips

Whether you're making a quick payment or managing multiple accounts, our 24/7 online banking services ensure you're always connected. Plus, if you're interested in using mobile payments for an even faster checkout experience, we've got that covered too! At First Community, we're committed to making banking as straightforward as possible so you can focus on what matters most your life. Join us today and explore how our digital banking services can enhance your financial journey!

Key Features of Our Digital Banking Services

With our user-friendly online banking platform, accessible at https://fccu.org/, you can check your account balances, pay bills, and transfer money anytime day or night. No more rushing to the bank during business hours; everything you need is just a click away. We also offer E-Statements, which means you can say goodbye to paper clutter. Instead, enjoy quick access to your statements online whenever you want. For those who are always on the move, our mobile application makes managing your finances even easier. You can deposit checks, pay bills, and make person-to-person transfers right from your smartphone!

Security You Can Trust

Your security is our top priority. With features like electronic signature authorization, you can complete transactions safely without worrying about unauthorized access. Plus, our systems are designed to protect your personal information while providing a smooth banking experience.

Financial Strength

Dedicated Team

We also take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The dedication of our staff translates into excellent service tailored to your needs.

Growing Membership

Our focus on building trust is evident in the number of members we serve. Total Share Accounts stand at 329,662, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 8900 Highway 6 Missouri City Tx 77459 or call (281) 856-5300 to learn more about how we can help you achieve your financial goals.

Member-Centric Growth

Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial success is reflected in our $9,343,123, which highlights our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members.

Reinvesting for Your Benefit

With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth helps us support various sectors effectively. For instance, with $19,116 in used auto loans and $1,844,593,728 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Foundations

With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $218,504,352 provide the capital needed to grow and expand your business operations. If you're considering refinancing or need information on eligibility for any of our loan products, we are here to assist you every step of the way. Our branch is more than just a place to apply for loans; it's a community resource dedicated to supporting your financial journey. For more information or assistance with your loan application process, feel free to reach out at 281-856-5300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First Community, we're dedicated to providing services that empower our members financially!

Credit Lines

For those looking for extra financial flexibility, we also provide credit lines with a total available of $843,222,921. This option allows you to access funds when needed without the pressure of immediate repayment.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304, making buying or refinancing simple. We provide personalized support throughout the mortgage process to ensure you find a solution that meets your needs.

Unsecured Credit Card Loans

Managing everyday expenses has never been easier with our unsecured credit card loans. We offer flexible terms and have issued a total of $81,975,596 in these loans to help our members manage their finances effectively.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers when exploring their loan options.

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, guaranteeing transparency and reliability in the comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results to help users make informed choices. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, allowing them to compare offers accurately and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in simplifying complex financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Commitment to Innovation and Accessibility

Join Us

Our Mission

Branch Location & Accessibility

Accessibility and Parking

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM Access and Shared Branching

Business Banking Services

Convenient Digital Banking

Credit Cards with Rewards

Home Financing Options

Loans and Debt Management

Personal Banking Solutions

Digital & Online Banking

Convenience at Your Fingertips

Key Features of Our Digital Banking Services

Security You Can Trust

Financial Strength

Dedicated Team

Growing Membership

Member-Centric Growth

Operational Efficiency

Reinvesting for Your Benefit

Solid Foundations

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Comparisons

Benefits of Using LendMesh

Join Our Community