First Community Credit Union Magnolia TX | Affordable Auto Loans & Personal Banking

Introduction

Welcome to First Community, where your financial wellbeing is our top priority! Located at 32803 Fm 2978 Rd, Magnolia, TX 77354, we are proud to serve a vibrant community of 165,959 members. Since opening our doors in 1954, we have been dedicated to providing personalized financial solutions that meet the unique needs of our members. At First Community, you'll find a wide array of services designed to help you thrive. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking options, our team is ready to assist. With total assets exceeding $2.4 billion and total deposits around $32 million, we're well-equipped to support your financial goals. Our commitment extends beyond just numbers; it's about building relationships and making a positive impact in our community. Under the leadership of CEO TJ Tijerina and Board President Martin Miracle, we focus on member satisfaction and community involvement. While you can visit us at our branch for assistance, please note that any official correspondence should be sent to our mailing address: 15260 FM 529 Rd, Houston, TX 77095-3252. We invite you to explore what makes First Community different your financial journey starts here! For more information or assistance, don't hesitate to call us at 281-856-5396 or check out our website at FCCU.org. Let's work together toward your financial success!

Branch History & Mission

Commitment to Service

First Community's mission goes beyond just banking; it's about building relationships and being an active part of the Magnolia community. We offer essential services such as checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. In addition to traditional banking services, we provide modern conveniences like online banking and mobile payments, ensuring that your finances are manageable anytime and anywhere. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 15260 FM 529 Rd, Houston, TX 77095-3252.

Looking Ahead

As we continue to grow and adapt to the needs of our members, we remain committed to accessibility through features like ADA compliance and shared service centers. With an ATM on-site and drive-thru banking available for your convenience, we strive to make every interaction smooth and efficient. Join us in celebrating the legacy of First Community. Whether you are looking for a reliable place to save or need assistance with financing options, we invite you to become part of our family. Experience firsthand how we can support your financial journey. To learn more about becoming a member or exploring our services further, please visit our website or give us a call at 281-856-5396. We look forward to welcoming you!

Our Journey

Since opening our doors nearly seven decades ago, First Community has evolved significantly. We started as a small credit union focused on helping individuals manage their finances and have expanded into offering a full range of services from personal banking to business loans. Our total assets now stand at an impressive $2,421,246,359, which reflects our growth and stability. With a strong membership base and numerous partnerships within the community, we have been able to enhance our offerings while maintaining a personal touch. Our mission is simple yet profound: to provide accessible and affordable financial solutions that empower our members to achieve their goals. We believe in fostering financial literacy and supporting community initiatives that uplift those around us. This dedication drives us to continually improve our services and explore new ways to serve you better.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is equipped with ADA-compliant features including ramps for easy access. Ample parking is available right outside for a hassle-free visit.

Call-to-Action

We invite you to visit us at our Magnolia location or give us a call at 281-856-5396 if you have any questions. Our dedicated staff is eager to help you with all your financial needs!

Services Offered

First Community offers a variety of banking services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we've got you covered. We also provide convenient drive-thru banking for quick transactions and shared service center options for members of partner credit unions.

Member Eligibility

Joining the First Community family means stepping into a supportive community where your financial well-being is our top priority. To become a member of First Community, located at 32803 Fm 2978 Rd, Magnolia, TX 77354, you'll need to meet some simple eligibility criteria. If you live, work, or worship in Montgomery County or are related to an existing member, you're already on your way to enjoying the benefits we offer. Our members enjoy access to a range of services like checking and savings accounts, auto loans, and personalized support tailored just for them. Opening an account is a breeze! You can start your membership journey by visiting us in person or checking out more details online about eligibility and account opening here. If you have any questions, feel free to give us a call at 281-856-5396. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions and enhance your customer experience. Imagine being able to accept payments seamlessly whether you're at a storefront or on-the-go. Our services include easy credit card processing and online payment options, ensuring you can focus on what matters most growing your business. Located at 32803 Fm 2978 Rd Magnolia Tx 77354 in Magnolia, TX, we're here to provide the tools you need for success. Contact us today at (281) 856-5396 to explore how we can partner with you on your business journey!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, First Community offers specialized services tailored just for you. Our Business Banking solutions include Merchant Services & Business Loans, designed to help you grow and manage your business effectively.

Digital Convenience

In today's fast-paced world, digital banking is essential. Our robust Online & Mobile Banking platforms let you handle transactions easily without needing to visit the branch physically. You can access ATM services for cash withdrawals or check balances anytime. If you prefer face-to-face interactions, our Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car. We also participate in shared branching through our partner credit unions, so members can conduct basic transactions like deposits and withdrawals even when they're away from their home branch.

Personal Banking Solutions

When it comes to personal banking, we understand that convenience and flexibility are key. That's why we offer Checking & Savings Accounts that fit your lifestyle. Our accounts come with features like online banking and mobile payments, making it easy for you to manage your money from anywhere. Imagine checking your balance or transferring funds right from your phone while waiting in line! If you're planning to buy a new car, our Auto Loans & Vehicle Financing options can help get you on the road quickly. We work with you to find competitive rates that suit your budget. Need more space at home? Our Mortgage Loans & Refinancing services can assist you in purchasing a new house or refinancing your current mortgage for better terms. Sometimes life throws unexpected expenses your way. For those moments, our Personal Loans & Debt Consolidation solutions provide the support you need to regain control over your finances. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases that lead to exciting rewards!

Your Local Branch Experience

When you visit us at First Community in Magnolia, TX, you'll be greeted by friendly staff ready to assist with any questions or needs you may have. You can reach us at 281-856-5396 during our lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Explore how First Community can serve you by visiting us or checking out our website at FCCU.org. We invite you to join our community and experience banking designed with you in mind!

Digital & Online Banking

At First Community, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to provide convenience at your fingertips. Whether you're at home, at work, or on the go, our services allow you to access your accounts anytime, anywhere. Our online banking platform, accessible through https://fccu.org/, gives you the power to manage your finances with just a few clicks. You can view your account balances, transfer money between accounts, and pay bills all from the comfort of your own home. Plus, with our 24/7 online banking services, you'll never have to worry about bank hours again. For those who prefer mobile banking, our mobile application makes it even easier to stay connected with your finances. You can quickly check your accounts or make payments while you're out and about. And if you want to send money directly to friends or family, our person-to-person transfers feature has got you covered no more waiting for checks to clear! Security is a top priority for us at First Community. We offer electronic signature authorization, ensuring that your transactions are safe and sound. Additionally, you can opt for e-statements, which not only help you keep track of your finances but also reduce paper clutter. With features like mobile payments, making purchases is as simple as tapping your phone. Our user-friendly interface makes navigating through all these options a breeze, so even if you're not tech-savvy, you'll feel comfortable using our services. So why wait? Experience the ease of managing your financial life with First Community's digital and online banking services today! Visit us at https://fccu.org/ to learn more or get started!

Financial Strength

A Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 32803 Fm 2978 Rd Magnolia Tx 77354 or call (281) 856-5396 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,116 in used auto loans and $1,844,593,728 in total loans and leases.

Operational Efficiency

Our $9,343,123 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to help you find the best option for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $218,504,352 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and offer financing solutions that support their growth journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304, make buying or refinancing simple. We offer tailored solutions that can help you navigate the complexities of purchasing a home or adjusting your current mortgage to better fit your situation.

Refinancing Options

If you're considering refinancing any of these loans, we encourage you to explore our eligibility options. Our dedicated team is ready to assist you in understanding how refinancing could lower your payments or provide additional funds for other ventures. At First Community, we're committed to providing personalized service and support throughout your borrowing experience. If you have any questions or would like more information about our loan offerings, feel free to reach out at (281) 856-5396 or visit us at 32803 Fm 2978 Rd Magnolia Tx 77354 in Magnolia, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $81,975,596 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping your costs manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and trust. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the current market. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to choose the best option for their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that users receive fair and transparent offers. Each loan listing is verified to ensure accuracy, allowing users to make informed decisions without any hidden surprises.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Commitment to Service

Looking Ahead

Our Journey

Branch Location & Accessibility

Accessibility Features

Call-to-Action

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Business Loans

Comprehensive List Of Services

Business Banking Services

Digital Convenience

Personal Banking Solutions

Your Local Branch Experience

Digital & Online Banking

Financial Strength

A Trusted Partner

Commitment to Growth

Operational Efficiency

Secure Savings Options

Strong Financial Position

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community