First Community Credit Union Houston TX | Quick Personal Loans & Top Checking

Introduction

Welcome to First Community, your trusted financial partner located at 15260 Fm 529 Rd, Houston, TX 77095. Since our establishment in 1954, we have proudly served our members with a strong commitment to community and financial wellness. With over 165,959 members and total assets reaching an impressive $2,421,246,359, we strive to provide services that empower you to achieve your financial goals. At First Community, we understand that every member's needs are unique. That's why we offer a wide range of products from checking and savings accounts to auto loans, mortgages, and personal loans. Our total deposits amount to $32,370,341, reflecting the trust our members place in us. With a robust net worth of $217,335,266 and cash in hand totaling $41,598,013, we stand ready to support you. While you can visit us at our branch for personalized service, please note that official correspondence should be directed to our mailing address: PO Box 840129, Houston, TX 77284-0129. Our dedicated team of 419 employees, led by CEO TJ Tijerina and Board President Martin Miracle, is here to assist you with all your banking needs. We invite you to explore our services further on our website at FCCU.org or give us a call at 281-856-5300. Join us today and discover how First Community can help you thrive financially!

Branch History & Mission

At First Community, our journey began in 1954, rooted in the heart of Houston, TX. Since then, we have grown into a trusted financial partner for over 165,000 members. Our branch, located at 15260 FM 529 Rd, Houston, TX 77095, has been a beacon of community support and financial empowerment. With a commitment to serving our members' needs and fostering growth, we have built a legacy that stands the test of time. Over the years, First Community has achieved remarkable milestones. From humble beginnings to amassing total assets of over $2.4 billion, our growth reflects our dedication to providing exceptional services. We take pride in offering a wide range of products tailored to our members' needs, including personal banking, auto loans, mortgage options, and business services. Our commitment extends beyond banking; it encompasses active community involvement and outreach efforts aimed at uplifting those around us. The mission of First Community is simple yet powerful: to provide accessible financial services while nurturing strong relationships within our community. We strive to empower individuals through education and resources that help them make informed financial decisions. Our goal is not just to be a place where you bank but to be an integral part of your financial journey. While members can visit us at 15260 FM 529 Rd for all their banking needs, official correspondence should be sent to PO Box 840129, Houston, TX 77284-0129. We understand that convenience matters; that's why we offer ATM availability and drive-thru services to enhance your banking experience. First Community is committed to being accessible for everyone. We ensure ADA compliance across our services and are proud to offer online and mobile banking options that make managing your finances easier than ever before. Whether you're depositing checks from your phone or using our person-to-person payment service, we prioritize making your banking experience as straightforward as possible. As part of our mission, we believe in the power of partnerships and community outreach. Our shared service center allows members from partner credit unions to access basic transactions seamlessly. We also engage in various local initiatives that aim to uplift our neighborhoods and support those in need. We invite you to join First Community and experience firsthand the benefits of becoming a member. Together, let's build a brighter future for ourselves and our community! For more information or to get started with your membership today, give us a call at 281-856-5300 or visit us online at FCCU.org. Your journey toward financial wellness starts here!

Branch Location & Accessibility

Accessibility and Features

We understand that convenience is key when it comes to banking. Our Copperfield branch features ample parking and is fully ADA compliant, ensuring everyone can access our services with ease. Plus, for those on the go, we offer a drive-thru service where you can handle deposits and withdrawals without leaving your vehicle.

Connect With Us

Ready to experience exceptional service? Give us a call at 281-856-5300 or stop by during our operating hours. We look forward to welcoming you into the First Community family!

Operating Hours

At First Community, we want to make your banking experience as smooth as possible. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays, we're open until 6:00 PM. If you prefer the drive-thru option, it's available from 7:30 AM to 7:00 PM during the week and from 9:00 AM to 5:00 PM on Saturdays. We're closed on Sundays so that our team can recharge and be ready for you each week.

Services We Offer

Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans or mortgages, we've got you covered. Our dedicated staff is here to help with everything from credit card rewards programs to business banking needs. And if you need cash quickly, don't worry we have an ATM available right at our location. While members can visit us at 15260 FM 529 Rd for all their banking needs, any official correspondence should be sent to PO Box 840129 in Houston, TX.

Member Eligibility

Becoming a member of First Community is like joining a caring family dedicated to your financial well-being. If you're looking for a community that supports you, you're in the right place! To become a member, you need to meet some simple eligibility requirements, which generally include living, working, or worshiping in the area around 15260 Fm 529 Rd Houston Tx 77095. We welcome individuals from various backgrounds, so you're likely to find that you fit right in! For detailed and updated eligibility criteria, feel free to visit our resource at https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility. Joining us is straightforward and rewarding. You'll gain access to a wide array of services designed with your needs in mind everything from checking and savings accounts to loans and online banking options. Ready to take the next step? You can start the account opening process by visiting https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility, or give us a call at (281) 856-5300 if you have any questions. We can't wait to welcome you into our First Community family!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine processing payments easily while focusing on what you do best growing your business. Our merchant services provide you with the tools needed to accept payments seamlessly, whether online or in-store, ensuring you never miss an opportunity to serve your customers. Located at 15260 Fm 529 Rd Houston Tx 77095, Houston, TX Houston, we're here to partner with you on your journey towards success. Let's build something great together! For more information, contact us at (281) 856-5300 or visit our website at https://fccu.org/.

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Running a business is no small feat, and at First Community, we recognize the unique challenges business owners face. That's why we offer comprehensive business banking services, including merchant services that simplify payment processing for your customers and provide access to essential funds through our business loans.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your finances on-the-go. You can check balances, transfer money, pay bills, and even deposit checks right from your smartphone or computer. We also provide easy access to cash through our ATM services and basic drive-thru banking for quick transactions like deposits or withdrawals.

Personal Banking

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer a variety of personal banking options, including checking and savings accounts designed to fit your lifestyle. Need a new car? Our auto loans and vehicle financing options can help you drive away in the vehicle you want without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans and refinancing services are here to guide you through the process with competitive rates. For those moments when unexpected expenses arise, our personal loans and debt consolidation options provide flexible solutions to help manage your financial obligations effectively. Plus, with our credit cards with rewards, you can earn points on purchases that benefit you, making every dollar spent work harder for you.

Shared Services

If you're a member of another credit union, you'll find it easy to conduct basic transactions with us thanks to our participation in shared branch networks. This means you can enjoy hassle-free deposits and withdrawals even when you're away from your home branch. At First Community, we aim to make banking straightforward and accessible for everyone in our community. With our extensive list of services ranging from personal accounts to business solutions, we're here to support all aspects of your financial journey. If you'd like to learn more about how we can assist you or if you're ready to take the next step in managing your finances, give us a call at (281) 856-5300 or visit us online at Copperfield. Let's get started on achieving your financial goals together!

Digital & Online Banking

Key Services

With our online banking services available at https://fccu.org/, you can check balances, transfer funds, and pay bills all from the comfort of your couch or while waiting in line. Plus, our 24/7 online banking means you're never far from your money, making it convenient to keep track of your spending and savings. We know security is a top concern for our members. That's why we offer electronic signature authorization to streamline your transactions without compromising safety. Additionally, e-statements are available to help you manage your finances efficiently while reducing paper clutter.

Mobile Features

Stay connected with our mobile application, which provides all the features of online banking right in your pocket. You can also enjoy mobile payments, allowing you to make quick purchases directly from your phone. Want to send money to a friend? Our person-to-person transfer feature makes it simple to send cash instantly without any hassle. In today's fast-paced world, having access to your financial information whenever you need it is vital. At First Community, we're committed to providing you with accessible tools that empower you to take control of your finances confidently. Explore all these features and more by visiting us at https://fccu.org/ today!

Financial Strength

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong foundation built on trust and reliability, we are dedicated to ensuring your financial well-being. With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further showcased by our $202,776,282 in undivided earnings, which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $19,116 in used auto loans and $1,844,593,728 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $9,343,123, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,248,111. Total Share Accounts: 329,662, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 15260 Fm 529 Rd Houston Tx 77095 or call (281) 856-5300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $218,504,352 provide the capital needed to grow and expand. If you're looking for more personalized lending solutions or are interested in refinancing options, our dedicated team is ready to assist you. Our commitment is not just about offering loans; it's about building relationships and supporting our community. If you're interested in learning more about our loan products or checking eligibility options, feel free to reach out by calling us at 281-856-5300 or visiting us at our branch located at 15260 Fm 529 Rd Houston Tx 77095. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how First Community can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles to make your purchase easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304, make buying or refinancing simple. We're here to guide you through the process, ensuring you find the right fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,975,596 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs to help you maximize your spending power.

Loan Aggregator

Benefits of Using LendMesh

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First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Features

Connect With Us

Operating Hours

Services We Offer

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Lending Solutions

Comprehensive List Of Services

Business Banking

Digital Banking Features

Personal Banking

Shared Services

Digital & Online Banking

Key Services

Mobile Features

Financial Strength

Loan Offering

Additional Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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