First Community Credit Union Houston TX | Top Business Banking & Auto Loans

Introduction

Welcome to First Community at 12121 Westheimer Rd, Houston, TX 77077! Since our establishment in 1954, we have been dedicated to serving our members with trust and care. Our commitment to the community shines through in everything we do, and we are proud to have grown a family of over 165,959 members who rely on us for their financial needs. At First Community, we're not just about numbers; we're about people. With total assets exceeding $2.4 billion, we offer a robust range of services tailored for your personal and business banking requirements. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or even credit cards with rewards, we have something for everyone. Our current total deposits stand at $32,370,341, reflecting the trust our members place in us. While you can visit us at our branch location for face-to-face service, official correspondence can be sent to our mailing address: 15260 FM 529 Rd, Houston, TX 77095-3252. If you need assistance or have questions about your accounts, don't hesitate to reach out! Call us at 281-856-5568 or fax at 281-856-6421 during our lobby hours: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Led by our CEO TJ Tijerina and Board President Martin Miracle, our dedicated team of 419 employees is here to support you every step of the way. Together, we strive to create a positive impact in the lives of our members and the community at large. Join us today and experience the difference that a member-focused credit union can make in your financial journey! Visit us online at FCCU.org or stop by and let us assist you in reaching your financial goals.

Branch History & Mission

Community Focus

First Community is not just about numbers; it's about people. We are proud of our partnerships with local organizations and outreach programs that enrich the lives of those around us. Through volunteer efforts and sponsorships, we actively participate in community events aimed at making Houston a better place for everyone. As you consider joining us at First Community, know that you will be part of a supportive family dedicated to helping you thrive financially and personally. Experience the difference today reach out at 281-856-5568 or visit us during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM (closed on Sundays). Join us at First Community where your financial success is our priority!

Our Journey

Since our inception, First Community has focused on empowering individuals and families through accessible financial services. Over the years, we've seen significant milestones, including expanding our offerings to include personal banking, auto loans, mortgages, and business services. With total assets now exceeding $2.4 billion, we are proud to offer robust financial support while maintaining a strong connection with the community we serve. Our headquarters in Houston, TX, remains dedicated to ensuring that every member feels valued and supported. As we continue to grow and adapt to the changing needs of our members, we have embraced advancements in technology. Our online and mobile banking options allow for easy access to accounts anytime, anywhere. We prioritize ADA compliance to ensure that all members can benefit from our services without barriers.

Our Mission

At First Community, our mission is clear: we strive to provide exceptional financial services that promote economic well-being while fostering a sense of community and belonging among our members. We believe that by supporting each other, we can create lasting positive change. Our branch offers a variety of services including checking and savings accounts, auto financing, mortgage loans, personal loans, credit cards with rewards programs, and business banking solutions. Whether you're looking to purchase your first car or seeking assistance with debt consolidation, we're here to help you achieve your financial goals. While members can visit us at 12121 Westheimer Rd, official correspondence should be sent to our mailing address at 15260 FM 529 Rd, Houston, TX 77095-3252.

Branch Location & Accessibility

Operating Hours

At First Community, we know your time is valuable. Our lobby hours are structured for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We are closed on Sundays, giving our team a well-deserved break.

Services Offered

When you visit us, you'll find a range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to various loan products such as auto loans and mortgages, we have you covered. Our ATM services are available for quick cash withdrawals and balance checks, making banking on-the-go a breeze. For members who may need shared services, we're happy to offer basic transactions for partner credit union members right here at our location. If you have any questions or need assistance while you're here, don't hesitate to give us a call at 281-856-5568. We invite you to stop by First Community today! Whether you're looking to open an account or explore financing options, we're here to support your financial journey.

Member Eligibility

At First Community, we believe that becoming a member is about joining a warm and welcoming community. If you're looking to enjoy the benefits of financial services tailored just for you, you've come to the right place! Membership at First Community is open to anyone who lives, works, worships, or attends school in our local area. This means if you're part of our vibrant Houston community, you're already eligible! We're here to provide support through various services, including personal banking, auto loans, and much more. Getting started is simple! Just visit us at our branch located at 12121 Westheimer Rd Houston Tx 77077, or give us a call at (281) 856-5568. You can also check out all the details about eligibility on our website at https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility. Once you're ready to join, opening your account is just as easy. All the information you need can be found here: https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility. We can't wait to welcome you to the First Community family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services designed to simplify your operations. Imagine being able to accept payments effortlessly while focusing on what you do best running your business. Our services ensure you can process transactions quickly and securely, giving your customers the convenience they expect. Visit us at 12121 Westheimer Rd Houston Tx 77077 in Houston, TX, or give us a call at (281) 856-5568. Let's work together to make your business goals a reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, we offer specialized services including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we have solutions that cater specifically to small businesses like yours.

Connect With Us

We invite you to visit us at First Community in Houston or reach out via phone at 281-856-5568 for any questions regarding our services or how we can assist you further. Our friendly staff is ready to help navigate all your financial needs. Explore the full range of services available and see how First Community can empower your financial journey today!

Credit and Debt Management

For those looking for financial flexibility, our Personal Loans & Debt Consolidation options provide the support you need. This means if you're facing high-interest debt, we can assist you in consolidating those loans into one manageable payment making it easier for you to regain control over your finances. And let's not forget about rewards! Our Credit Cards with Rewards offer benefits on everyday purchases, allowing you to earn points or cash back just by using your card.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize Online & Mobile Banking features that allow you to manage your accounts anytime and anywhere. With tools such as mobile payments and person-to-person transfers, handling your finances has never been easier. You also have access to our ATM & Cash Withdrawal Services for quick cash when you need it. And if you're a member of another credit union? We've got you covered with Basic Shared Branch Transactions which let you deposit and withdraw funds even when you're away from home.

Personal Banking Solutions

Our personal banking options include Checking & Savings Accounts that make it easy to manage your money and save for future goals. Imagine having a checking account that fits seamlessly into your daily life whether it's for paying bills online or making purchases with ease. When it comes to purchasing a new car, our Auto Loans & Vehicle Financing are tailored to fit your budget. You can drive off knowing you've secured financing with competitive rates that make owning a vehicle more accessible. If you're thinking about buying a home, our Mortgage Loans & Refinancing services can help you find the right loan or refinance an existing mortgage to reduce monthly payments or access equity.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can easily sign documents with our electronic signature authorization feature, making transactions quicker and hassle-free. Plus, e-statements are available, allowing you to keep track of your financial activity without the clutter of paper statements. For those who prefer using their mobile devices, our mobile application is here to help. It supports mobile payments, so you can make purchases directly from your phone with ease. Need to send money to a friend? Our person-to-person transfers make it simple and convenient.

Security and Accessibility

We take your security seriously. Our online banking services are equipped with the latest security features to protect your personal information. You can bank with confidence knowing that we prioritize your safety while offering easy-to-use tools for real-time account management. At First Community, we believe that banking should fit into your lifestyle. Whether you're at home or out running errands, our digital services provide you with the flexibility you need to stay on top of your finances. Explore everything we offer by visiting https://fccu.org/ today!

Financial Strength

Commitment to Growth

With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial aspirations is reflected in our $19,116 in used auto loans and $1,844,593,728 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 329,662, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,248,111. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 12121 Westheimer Rd Houston Tx 77077 or call (281) 856-5568 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,343,123 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Position

With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we make it easy to drive away with confidence.

Business Loans

For business owners looking for growth opportunities, we provide outstanding commercial loans totaling $218,504,352. These funds are designed to support expansion and operational needs.

Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We currently have $81,975,596 in these loans helping members keep their finances on track. Enjoy flexible terms and rewards that fit your spending habits.

Eligibility and Refinancing Options

We also understand that circumstances change. If you're considering refinancing an existing loan or checking your eligibility for one of our products, we encourage you to reach out. Our team is here to discuss options that may be available to you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or would like more information about our loan offerings at First Community, feel free to contact us at 281-856-5568 or visit us at our branch located at 12121 Westheimer Rd Houston Tx 77077. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304, making buying or refinancing simple. We guide you through the process so you can secure the best possible terms for your new home.

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First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Community Focus

Our Journey

Our Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Connect With Us

Credit and Debt Management

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Commitment to Growth

Growing Trust

Member-Centric Savings

Operational Efficiency

Solid Financial Position

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Eligibility and Refinancing Options

Mortgage Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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