First Community Credit Union Houston TX | Top Business Banking & Auto Loans

Introduction

Welcome to First Community, your trusted partner in financial success located at 10300 Louetta Rd Ste 100, Houston, TX 77070. Since our establishment in 1954, we have been dedicated to serving the community with a personal touch, helping over 165,959 members achieve their financial goals. Our commitment goes beyond just numbers; we pride ourselves on being a reliable resource for all your banking needs. At First Community, we manage total assets of $2,421,246,359 and have facilitated loans totaling 93,054 to empower our members financially. With total deposits reaching $32,370,341, we ensure that your hard-earned money is safe and accessible when you need it. We also maintain a strong net worth of $217,335,266, reflecting our stability and dedication to serving you better. While you can visit us directly at our branch for personalized service, please note that official correspondence should be sent to our mailing address: PO Box 840129, Houston, TX 77284-0129. Our leadership team is here to guide you. Led by CEO TJ Tijerina and Board President Martin Miracle, our staff of 419 employees is committed to providing exceptional service every day. Whether you're looking for auto loans, mortgages, or personal banking services, we have tailored solutions just for you. We invite you to experience the difference at First Community. Feel free to call us at 281-856-5300 or visit our website at FCCU.org to learn more about how we can help you thrive financially. Join us today and discover a community focused on your success!

Branch History & Mission

Community Engagement and Services

At First Community, we understand the importance of being there for our members. That's why we offer various services including drive-thru banking for quick transactions and shared service center access for partner credit union members. Our commitment to accessibility is evident with ATM availability at our branch, allowing you to withdraw cash or check balances conveniently. Our operating hours are designed with your schedule in mind: - Lobby Hours: Monday to Thursday from 9:00 am to 5:00 pm; Friday from 9:00 am to 6:00 pm; Saturday from 9:00 am to 3:00 pm; closed on Sunday. - Drive-Thru Hours: Monday to Thursday from 7:30 am to 7:00 pm; Friday from 7:30 am to 7:00 pm; Saturday from 9:00 am to 5:00 pm; closed on Sunday. We are proud of our partnerships within the community and actively engage in outreach efforts that uplift those around us.

Join Us

If you're looking for a financial partner that values people over profit and community over corporate interests, look no further than First Community. Experience firsthand the benefits of membership with us today! Feel free to contact us at 281-856-5300 or visit our website at FCCU.org for more information about joining or opening an account. Together, let's build a brighter financial future!

Mission Statement

The mission of First Community is simple yet profound: we aim to provide exceptional financial services while fostering community support. Our focus extends beyond just banking; we strive to empower individuals and families by offering personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We believe in making a difference in people's lives by not only helping them achieve their financial goals but also by giving back through community outreach programs. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to PO Box 840129, Houston, TX 77284-0129. This ensures that your messages reach us without delay.

Branch Location & Accessibility

Accessibility Features

At First Community, we prioritize accessibility for all members. Our location features ADA-compliant ramps and parking to ensure that everyone can easily access our services. Plus, with ample parking available right outside our doors, you won't have to worry about finding a spot when you visit us.

Operating Hours

We know your time is valuable, which is why we've set convenient operating hours. You can visit us in our lobby from Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. Please note that we are closed on Sundays. If you're on the go or prefer quicker service, take advantage of our drive-thru banking! Our drive-thru hours mirror our lobby hours for added convenience.

Our Address and Contact Information

While members can visit us at our branch address, official correspondence should be sent to PO Box 840129, Houston, TX 77284-0129. If you have questions or need assistance, don't hesitate to reach out! You can contact us at 281-856-5300.

Services We Offer

At First Community's Champions branch, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we've got you covered. We also provide credit cards with rewards and business banking services. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it. Moreover, if you're part of a partner credit union, don't forget that we offer basic shared branch transactions too!

Visit Us Today!

We invite you to come by First Community's Champions branch today! Experience the warmth of our staff who are ready to assist you with all your banking needs. Whether it's opening an account or discussing loan options, we're here for you every step of the way. Stop by or give us a call at 281-856-5300 we can't wait to meet you!

Member Eligibility

At First Community, we believe that becoming a member is like joining a family that supports and empowers each other. If you're looking to be part of a community-focused credit union, you're in the right place! To become a member of First Community, you need to meet some simple eligibility criteria. Typically, membership is open to those who live, work, worship, or attend school in the communities we serve. This means if you're in our area and share our values, we'd love to welcome you with open arms. The benefits of joining us include access to personalized financial services, competitive rates on loans and savings accounts, and a dedicated team ready to help you achieve your financial goals. Getting started is easy! You can check out the detailed eligibility requirements by visiting our website at https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility. Once you've confirmed your eligibility, opening an account is just as straightforward simply head over to https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility for all the details. If you have any questions or need assistance, don't hesitate to reach out to us at (281) 856-5300. We can't wait for you to join our vibrant community at First Community, located at 10300 Louetta Rd Ste 100 Houston Tx 77070!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to our lending options, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having the ability to accept payments easily, whether in-store or online, allowing you to focus on what truly matters growing your business. Our tools help streamline transactions and enhance customer experiences. Visit us at 10300 Louetta Rd Ste 100 Houston Tx 77070 in Houston, TX, or call us at (281) 856-5300 to learn how we can partner with you for success. Explore our services today and take the next step toward achieving your business dreams!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, we also offer specialized services such as Merchant Services & Business Loans that can help your business thrive. We understand the unique challenges businesses face and are here to support your financial journey.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we have invested in robust Online & Mobile Banking features that allow you to manage your accounts from anywhere, anytime. Whether it's checking balances, making transfers, or paying bills, everything is just a click away. Additionally, our ATM & Cash Withdrawal Services ensure that you have access to your money when you need it most.

Easy Transactions and Member Support

Our commitment extends beyond traditional banking hours with basic drive-thru banking available for deposits and withdrawals during convenient hours. We also participate in shared branch transactions so members of partner credit unions can easily access their funds at our location. Whether you're looking for simple banking solutions or complex financial services, First Community is here for you. If you have any questions or would like more information about how we can assist you, please don't hesitate to reach out at (281) 856-5300. We invite you to visit us at 10300 Louetta Rd Ste 100 Houston Tx 77070 or explore more about what we offer online at Champions. Your financial well-being is our priority!

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that fit your lifestyle and financial goals. Whether you're saving for a special occasion or managing everyday expenses, our accounts come with competitive interest rates and low fees. Need funds for a new car? Our Auto Loans & Vehicle Financing options make it easy to drive away in the vehicle you want without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are designed to guide you through the process smoothly. We take the time to explain your options so you can make informed decisions. If unexpected expenses arise or you want to consolidate existing debts, our Personal Loans & Debt Consolidation products can provide the financial relief you need. Plus, with our Credit Cards with Rewards, you earn benefits on your purchases while enjoying flexible payment options.

Digital & Online Banking

Key Services

Our online banking services at https://fccu.org/ allow you to check your balance, pay bills, and transfer money with just a few clicks. If you prefer to do things on the go, our mobile application makes banking even easier. You can make mobile payments, send money through person-to-person transfers, and manage your accounts right from your smartphone. For those who appreciate modern conveniences, we also offer electronic signature authorization, so you can sign documents securely without the need for paper. Plus, with e-statements available, keeping track of your financial records has never been simpler or more eco-friendly.

Security and Accessibility

Your security is our top priority. We employ robust measures to keep your information safe while ensuring that our services are accessible whenever you need them. With 24/7 online banking services, you can feel confident knowing that managing your finances is just a click away day or night. At First Community, we're committed to making banking easy and accessible for all members. Whether you're at home or on the move, our digital tools empower you to stay in control of your finances with ease. Experience the future of banking today!

Financial Strength

Growing Member Base

Our commitment to you is evident as we manage $4,248,111 available for lending and investments. Total Share Accounts stand at 329,662, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 10300 Louetta Rd Ste 100 Houston Tx 77070 or call (281) 856-5300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $9,343,123 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $19,116 in used auto loans and $1,844,593,728 in total loans and leases.

Secure Savings Options

Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans, helping our members get on the road with confidence. Our competitive rates and flexible terms make it easier than ever to drive away in your dream vehicle.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans amounting to $218,504,352 are ready to support your ventures. Whether it's funding inventory or enhancing operations, we're here to assist local businesses thrive. If you're interested in refinancing any existing loans or would like more information about eligibility options for our products, please don't hesitate to reach out. You can contact us at 281-856-5300 during lobby hours: Monday-Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; Saturday from 9 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today at FCCU.org and take the first step toward achieving your financial dreams!

Credit Lines and Unsecured Credit Cards

For those who prefer flexibility in managing their finances, we provide credit lines with total available funds of $843,222,921. This allows you to borrow what you need when you need it without the hassle of traditional loans. Additionally, we offer unsecured credit card loans totaling $81,975,596, providing you with convenient purchasing power while managing your budget effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team can guide you through the process.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified information means users can trust that the offers they see are fair and transparent.

Benefits of Using LendMesh

One of the standout features of LendMesh is its use of verified data. Loan offers come only from legitimate financial institutions, giving users peace of mind that they are looking at trustworthy options. Additionally, LendMesh does not prioritize lenders based on paid promotions. This means users receive unbiased results without any hidden agendas. Another key benefit is the real-time rate comparisons available on LendMesh. The platform updates loan rates from multiple institutions regularly, ensuring that users always have access to the most current information when making their financial decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the value and efficiency LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Community Engagement and Services

Join Us

Mission Statement

Branch Location & Accessibility

Accessibility Features

Operating Hours

Our Address and Contact Information

Services We Offer

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Tailored Lending Solutions

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Easy Transactions and Member Support

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Growing Member Base

Operational Efficiency

Reinvestment for Future Growth

Secure Savings Options

Strong Capital Foundation

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Loan Aggregator

Accurate Comparisons

Benefits of Using LendMesh

Join Our Community