First Community Credit Union Houston TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to First Community, your trusted partner in financial growth and community support since 1954! Nestled at 9100 Westview Dr, Houston, TX 77055, our branch is not just a place to manage your money; it's a hub for connection and empowerment. With over 165,959 members and assets totaling a remarkable $2,421,246,359, we are dedicated to ensuring that your financial journey is smooth and rewarding. At First Community, we pride ourselves on offering personalized banking solutions tailored to meet the unique needs of our members. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we've got you covered. Our commitment to you is reflected in our impressive figures: we have facilitated 93,054 loans and leases while maintaining total deposits of $32,370,341. Under the leadership of our CEO, TJ Tijerina, and Board President, Martin Miracle, we strive to create a welcoming environment where every member feels valued. Our team of 419 employees is here to assist you with all your banking needs from basic transactions to complex financial planning. While members can visit us at 9100 Westview Dr, official correspondence should be sent to our mailing address at PO Box 840129, Houston, TX 77284-0129. We invite you to explore our services further by visiting our website at FCCU.org, or simply give us a call at 281-856-5300. Join us today and discover how First Community can help you achieve your financial goals!

Branch History & Mission

At First Community, we take pride in our rich history and unwavering commitment to our members and the community. Established in 1954, our branch has been a cornerstone of financial support for individuals and families in Houston, Texas. Located at 9100 Westview Dr, Houston, TX 77055, we are easily accessible for all your banking needs. Over the years, First Community has grown significantly. From our humble beginnings to now serving 165,959 members with total assets of over $2.4 billion, we have continuously evolved to meet the changing needs of our community. Our dedicated staff works tirelessly to provide exceptional service and innovative financial solutions tailored to each member's unique circumstances. Our mission is straightforward: we aim to empower our members through personalized financial services while fostering a spirit of community support. We believe that everyone deserves access to quality financial products, from checking and savings accounts to auto loans and mortgages. Beyond banking, we actively engage in community outreach initiatives, partnering with local organizations to make a positive impact on those around us. While members can visit us at 9100 Westview Dr, official correspondence should be sent to PO Box 840129, Houston, TX 77284-0129 if needed. We offer convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Our drive-thru service ensures quick access during these hours, making your banking experience as smooth as possible. At First Community, we understand the importance of staying current in today's digital world. That's why we've implemented advanced online and mobile banking services that allow you to manage your finances anytime and anywhere. Whether you need to check your balance or transfer funds on the go, we've got you covered. As part of our commitment to accessibility, we maintain ADA compliance throughout our branch facilities and services. Additionally, our shared service center allows members from partner credit unions to enjoy similar benefits when visiting us. We invite you to join First Community today! Experience firsthand how we can help you achieve your financial goals while being an active part of a vibrant community. For more information or to open an account, please call us at 281-856-5300 or visit our website at FCCU.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Comprehensive Services Just Around the Corner

At First Community, we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and personal loans. Need cash? Our ATM is available for quick access to your funds. Plus, we provide basic drive-thru banking for deposits and withdrawals, along with shared services for partner credit union members. While members can visit us at 9100 Westview Dr, any official correspondence should be sent to our mailing address: PO Box 840129, Houston, TX 77284-0129. We invite you to come by and see how we can assist you with all your financial needs. Experience friendly service and a welcoming atmosphere at First Community today!

Convenient Access and Nearby Landmarks

You'll find us just a stone's throw from the vibrant area of Westview, making it easy to combine your banking needs with errands or local activities. Our location offers ample parking for your convenience, and we're proud to be ADA compliant, ensuring that all members can access our services comfortably. If you need to get in touch or have any questions, feel free to call us at 281-856-5300. We're here to help!

Operating Hours Tailored for You

Our lobby hours cater to your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Our drive-thru service operates even earlier on weekdays, opening at 7:30 AM until 7 PM perfect for those on the go! Please note that we are closed on Sundays.

Member Eligibility

Becoming a member of First Community is like joining a family that truly cares about your financial well-being. Located at 9100 Westview Dr Houston Tx 77055, we welcome individuals who live, work, worship, or attend school in our community. This means that if you're part of our vibrant area, you're likely eligible to join us! Membership brings a host of benefits, including competitive rates on loans and savings accounts, personalized service, and access to a variety of financial tools designed just for you. To learn more about the specific eligibility criteria and see if you qualify, please visit https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility. We're here to make the process as smooth as possible, so don't hesitate to reach out to us at (281) 856-5300 if you have any questions or need assistance in getting started with opening your account. You can also find detailed information on how to open an account by checking out https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility. Welcome aboard; we can't wait to support you on your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: a customer pays for their purchase using their mobile wallet, and you receive the funds instantly. Our merchant services ensure that payment processing is smooth and efficient, allowing you to focus on what you do best running your business. Ready to take the next step? Visit us at 9100 Westview Dr Houston Tx 77055 in Houston, TX, or give us a call at (281) 856-5300 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive solutions like merchant services and business loans. These services are tailored to help small businesses thrive in today's competitive environment. We understand how vital it is for businesses to have access to quick funding and reliable banking support.

Convenient Access Points

Your convenience matters to us. Our branch features an ATM for cash withdrawals and basic drive-thru banking services for quick deposits or withdrawals without leaving your car. Additionally, we participate in shared branching transactions, allowing members of partner credit unions to conduct basic operations like deposits and withdrawals at our location.

Credit Card Rewards

Our credit cards come with rewards programs that let you earn while you spend. Whether it's cash back or travel points, you can enjoy benefits that enhance your spending power.

Digital Banking Features

With the rise of technology in finance, we prioritize digital banking features that make managing your money easier than ever. Our online banking system lets you view statements electronically, transfer funds, and pay bills seamlessly from the comfort of your home or on the go through our mobile app. To sum it up, First Community offers a comprehensive suite of financial services designed with you in mind whether you're navigating personal finances or managing a business. Our dedicated team is here to assist you during lobby hours: Monday-Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We invite you to visit us at 9100 Westview Dr, call us at 281-856-5300, or explore more about what we offer online at FCCU.org. Let us help you achieve your financial goals today!

Personal Banking Solutions

For individuals looking to manage their everyday finances, we offer checking and savings accounts that cater to various lifestyles. You can easily access your funds through our online and mobile banking platforms, ensuring that you can check balances and make transactions on the go. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Homeownership is within reach with our mortgage loans and refinancing options, designed for first-time buyers or those looking to lower their monthly payments. We also understand that life sometimes brings unexpected expenses; that's why our personal loans and debt consolidation services are available to help you manage financial challenges effectively.

Digital & Online Banking

Key Features

Our online banking platform allows you to handle everyday transactions with ease. Need to check your balance or transfer funds? You can do it all in real-time without stepping foot outside your home. For those moments when you want to send money directly to a friend or family member, our person-to-person transfer feature makes it simple and quick. Security is always a priority at First Community. We provide electronic signature authorization, so you can sign documents digitally without any hassle. Plus, our mobile application offers a secure way to manage your accounts on the go, making banking not just convenient but also safe.

Stay Organized and In Control

Stay on top of your finances with e-statements that keep you organized and informed about your transactions. You won't have to worry about paper clutter anymore! And if you prefer using mobile payments, our platform supports that too making shopping effortless whether you're at the store or online. With all these features at your fingertips, managing your finances has never been easier. Join us at First Community and experience the future of banking today!

Financial Strength

Member Trust

Total Share Accounts: 329,662, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $4,248,111, we are prepared to help fulfill your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 9100 Westview Dr Houston Tx 77055 or call (281) 856-5300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident through a net income of $9,343,123, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $19,116 in used auto loans and $1,844,593,728 in total loans and leases, we support members' financial goals across various sectors.

Safe Savings Options

Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team will guide you through the process to find an option that works best for you.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $218,504,352 provide the capital needed to expand your operations or invest in new ventures. Our dedicated team understands the unique challenges faced by businesses and is here to support you every step of the way. At First Community, we prioritize transparency and reliability in all our financial services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about any of these loan products or would like assistance with the application process, don't hesitate to contact us at 281-856-5300. We're here to help you make informed decisions about your finances!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304, making it easier for you to take that important step toward owning your own home. If you're considering refinancing your current mortgage, our experienced staff can walk you through eligibility options tailored to fit your needs.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $81,975,596 in loans helping members manage their finances effectively. This could be an excellent solution for those looking to consolidate debt or cover unexpected costs without the stress of high interest rates.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that users receive fair and transparent offers.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Comprehensive Services Just Around the Corner

Convenient Access and Nearby Landmarks

Operating Hours Tailored for You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Access Points

Credit Card Rewards

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Key Features

Stay Organized and In Control

Financial Strength

Member Trust

Operational Efficiency

Reinvesting in Our Members

Safe Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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