First Community Credit Union Houston TX | Best Auto Loans & Business Banking

Introduction

Welcome to First Community, your trusted financial partner located at 8600 Jameel Rd, Houston, TX 77040. Since our establishment in 1954, we have proudly served our community with a commitment to providing personalized banking solutions tailored to meet the needs of our 165,959 members. With total assets amounting to an impressive $2,421,246,359 and total deposits of $32,370,341, we ensure that your money is not just safe but is also working for you. At First Community, we understand that every member has unique financial goals. Whether you're looking for an auto loan among our 93,054 loans or need assistance with personal banking services like checking and savings accounts, we're here to help. Our dedicated team of 419 employees, led by CEO TJ Tijerina and Board President Martin Miracle, is committed to enhancing your banking experience with friendly service and expert advice. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 15260 FM 529 Rd, Houston, TX 77095-3252. We invite you to explore our website at FCCU.org for more information about our services and how we can assist you in achieving your financial dreams. Join us in making a difference in the community your success is our priority! Call us at 713-462-5552 today or visit us during lobby hours from Monday to Friday, 9 AM to 4 PM. Your journey towards financial wellness starts here!

Branch History & Mission

At First Community, we pride ourselves on a rich legacy that began in 1954. Since our founding, we have grown alongside our members and the community of Houston, TX. Our branch, located at 8600 Jameel Rd, Houston, TX 77040, has been a cornerstone for financial support and community engagement for nearly seven decades. With a total membership of 165,959 and assets amounting to an impressive $2,421,246,359, we continue to thrive as a trusted partner for individuals and families in the area. Our mission is clear: to provide accessible financial services while fostering strong relationships within our community. We believe in empowering our members with the tools they need to achieve their financial goals whether it's saving for a home, financing a vehicle, or planning for retirement. We also focus on giving back through various outreach programs that strengthen our community ties. While members can visit us at 8600 Jameel Rd, official correspondence should be sent to 15260 FM 529 Rd, Houston, TX 77095-3252. This ensures that all communications are handled efficiently as we strive to meet your needs. Over the years, First Community has embraced advancements that enhance member experience. We offer online and mobile banking options so you can manage your accounts conveniently from anywhere. Our commitment to ADA compliance means that we ensure our services are accessible to everyone in our community. Although we currently do not have ATM or drive-thru services at this location, our branch is dedicated to providing excellent personal service during lobby hours from 9 AM to 4 PM on weekdays. Our team is here to assist you with personal banking needs like checking and savings accounts, auto loans, mortgage loans, and more. In addition to traditional banking services, we actively seek partnerships that promote local businesses and support community events. By collaborating with local organizations, we aim to uplift those around us and contribute positively to the lives of our members. We invite you to join First Community and experience firsthand the benefits of being part of a credit union that truly values its members. Let us help you navigate your financial journey while making meaningful connections in your community. For more information or to become a member today, please call us at 713-462-5552 or visit our website at FCCU.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessible Banking for Everyone

At First Community, we believe banking should be accessible for everyone. Our branch is equipped with ADA-compliant features to ensure that all members can easily navigate our space. There's ample parking available nearby, making your visit hassle-free whether you're stopping by for personal banking services or exploring business banking options.

Friendly Hours and Services

We're here to serve you Monday through Friday from 9 AM to 4 PM. Whether you're looking to open a checking account, apply for an auto loan, or discuss mortgage options, our dedicated team is ready to assist you. While we currently do not have ATM services or drive-thru banking available at this location, we offer a range of online and mobile banking services for your convenience.

Your Call-to-Action

We invite you to come visit us at First Community! If you have any questions or need assistance before dropping by, feel free to give us a call at 713-462-5552. We look forward to serving you and helping you achieve your financial goals!

Member Eligibility

At First Community, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly criteria. Generally, anyone who lives, works, worships, or attends school in our vibrant communities is eligible. This means if you're rooted in the area around 8600 Jameel Rd Houston Tx 77040, you could be part of our family. Being a member not only opens the door to personalized banking services but also provides access to great rates on loans, savings accounts, and various financial products tailored just for you. Getting started is easy! You can check out all the details about eligibility by visiting https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility. If you're ready to open your account or have any questions, feel free to call us at (713) 462-5552. We're here to help guide you through the process and ensure your experience with First Community is as smooth as possible. Join us today and take the first step toward achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine a bustling café where customers can pay easily, leading to faster service and happier patrons. Our merchant services provide tools that help streamline transactions, manage sales data, and improve customer experiences all essential for keeping your business running smoothly. Discover how First Community at 8600 Jameel Rd Houston Tx 77040 in Houston, TX can be the partner you need for your business's financial success. Contact us today at (713) 462-5552 or visit our website at https://fccu.org/ to learn more about how we can help you grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners in Houston, we provide specialized Business Banking solutions. Our Merchant Services can help streamline payment processing for your business while our Business Loans give you the financial backing needed for growth and expansion.

Convenient Access Anytime

With an emphasis on convenience, First Community offers easy access through our online platforms. You can manage your accounts anytime via Online & Mobile Banking, allowing you to stay connected with your finances wherever life takes you. Need cash? While we currently do not have ATMs or drive-thru services available at our branch, our member-friendly policies ensure that withdrawals are straightforward during lobby hours from Monday to Friday, 9 AM to 4 PM. At First Community, we strive to be more than just a credit union; we aim to be your partner in achieving financial success. Whether you're opening a new account or seeking guidance on loans and credit options, we're here for you every step of the way. Ready to explore what we can do for you? Visit us at fccu.org or call us today at 713-462-5552! Your financial future starts with us!

Credit Cards and Personal Loans

In addition to loans for vehicles and homes, we also offer Personal Loans & Debt Consolidation services. Whether you're looking to consolidate debt or finance a major expense like home renovations, our loans can help simplify your financial life. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, giving you even more value for your spending.

Personal Banking Solutions

When it comes to personal banking, we have you covered. Our Checking & Savings Accounts offer flexible options that fit your lifestyle, whether you're saving for a special occasion or managing day-to-day expenses. Imagine having quick access to your funds with our Online & Mobile Banking features. You can check balances, transfer money, and pay bills from the comfort of your home or on the go. For those looking to make a big purchase, our Auto Loans & Vehicle Financing provide competitive rates and terms that can help get you behind the wheel without breaking the bank. If you're considering a new home or want to refinance your existing mortgage, our tailored Mortgage Loans & Refinancing options are here to guide you through the process seamlessly.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://fccu.org/, you can check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. No more waiting in line or rushing to the bank before it closes; you have the flexibility to manage your money on your schedule.

Enhanced Security Features

Your security is our top priority. That's why we offer electronic signature authorization for transactions and a robust online banking system that keeps your information safe. You can rest easy knowing that your financial data is protected while you enjoy seamless banking experiences.

Real-Time Account Management

With e-statements available at your convenience, you can track your spending and monitor account activity in real-time. This helps you stay informed about your finances without the clutter of paper statements. At First Community, we're committed to providing modern banking solutions that cater to your lifestyle. Explore our digital banking options today and see how easy it is to take control of your finances!

User-Friendly Mobile Application

Our user-friendly mobile application allows you to access all these features right from your smartphone. Whether you're making person-to-person transfers or checking your e-statements, everything is just a few taps away. Plus, with our mobile payments feature, you can pay for purchases quickly and securely without needing cash or cards.

Financial Strength

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which reinforces our commitment to serve you well. With a net worth of $217,335,266, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we currently have $19,116 in used auto loans and $1,844,593,728 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $9,343,123, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 64 part-time employees ready to serve you with knowledge and commitment. Net Shares (Funds available for lending and investments) stand at $4,248,111. The trust of our growing member base is evident as we manage a total of 329,662 share and deposit accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 8600 Jameel Rd Houston Tx 77040 or call (713) 462-5552 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used option, our financing solutions can make it easier for you.

Business Loans

For business owners, our outstanding commercial loans totaling $218,504,352 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your entrepreneurial journey with tailored loan options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304, make buying or refinancing simple. We provide flexible terms that fit your budget and lifestyle, ensuring you have the support you need throughout the process.

Refinancing and Eligibility Options

If you're considering refinancing any of your current loans or want to explore eligibility options for our various products, we encourage you to reach out. Our dedicated team at First Community is ready to assist you every step of the way. Located at 8600 Jameel Rd Houston TX 77040, we're just a call away at 713-462-5552. You can also visit us online at FCCU.org for more information about our loan offerings and services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,975,596 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without tying up valuable assets.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessible Banking for Everyone

Friendly Hours and Services

Your Call-to-Action

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Convenient Access Anytime

Credit Cards and Personal Loans

Personal Banking Solutions

Digital & Online Banking

Convenient Online Banking

Enhanced Security Features

Real-Time Account Management

User-Friendly Mobile Application

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing and Eligibility Options

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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