First Community Credit Union Cypress TX | Best Auto Loans & Business Banking

Introduction

Welcome to First Community, your trusted partner in financial well-being, located at 28550 Highway 290, Cypress, TX 77433. Established in 1954, our credit union has been dedicated to serving the community for nearly seven decades. With a strong membership base of 165,959 individuals, we pride ourselves on our commitment to providing personalized service and financial solutions that truly meet the needs of our members. At First Community, we understand that managing your finances can sometimes feel overwhelming. That's why we offer a wide range of services designed to help you take control of your financial future. From checking and savings accounts to auto loans and mortgage refinancing, we have options tailored just for you. Our total assets stand at an impressive $2,421,246,359, reflecting our stability and dedication to safeguarding your funds. In addition to our robust offerings, we maintain a net worth of $217,335,266 and have ensured $41,598,013 in cash on hand for immediate access to your needs. With total deposits reaching $32,370,341, you can trust us to keep your money secure while also helping it grow through various savings options. Our team is led by CEO TJ Tijerina and Board President Martin Miracle, who are passionate about fostering a supportive environment for both members and employees alike currently numbering 419 dedicated staff members ready to assist you with any inquiries or services you may need. While members can visit us at our branch location in Cypress for all their banking needs, official correspondence should be sent to our mailing address: PO Box 840129, Houston, TX 77284. We invite you to explore everything First Community has to offer by visiting our website at FCCU.org or giving us a call at 281-856-5300. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way!

Branch History & Mission

Welcome to First Community, a place where history and community come together. Established in 1954, our Cypress branch has been dedicated to serving our members with integrity and commitment for nearly seven decades. Located at 28550 Highway 290, Cypress, TX 77433, we have grown alongside the vibrant community we serve, adapting and evolving to meet the financial needs of our members. Over the years, First Community has achieved remarkable milestones. Today, we proudly support a membership of over 165,000 individuals and families. Our assets have reached an impressive total of $2.4 billion, showcasing our strong financial health and ability to provide a wide array of services. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to empower our members with the tools they need for financial success. At First Community, our mission is clear: we exist to improve the lives of our members through personalized financial services while actively contributing to the well-being of our community. We believe in fostering relationships that go beyond mere transactions; we're here to support you every step of the way whether you're purchasing your first home or planning for retirement. While members can visit us at 28550 Highway 290 Cypress Tx 77433, official correspondence should be sent to PO Box 840129, Houston, TX 77284 if necessary. Our branch offers convenient operating hours throughout the week: Monday through Thursday from 9:00 AM to 7:00 PM, Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 5:00 PM. We are closed on Sundays but are always available via phone at (281) 856-5300. Innovation is also at the heart of what we do. With features like online banking and mobile payments, managing your finances has never been easier. Our commitment extends beyond just banking; we're proud partners in community outreach initiatives that help make Cypress a better place for everyone. Join us today at First Community and experience the difference of being part of a credit union that truly cares about its members and their financial journeys. Visit us online at FCCU.org for more information on how you can become a member and start enjoying all the benefits we offer!

Branch Location & Accessibility

Convenient Access and Features

Our Cypress location offers ample parking with ADA-compliant features, ensuring that everyone can visit us comfortably. We are here to assist you during our welcoming lobby hours: Monday through Thursday from 9:00 AM to 7:00 PM, Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 5:00 PM. We're closed on Sundays so our team can recharge and prepare for another great week of service!

Join Us Today!

We invite you to come by and see how First Community can support your financial journey. Visit us today or reach out if you have any questions about our services or membership eligibility. We look forward to welcoming you into our community!

Services Tailored for You

At First Community, we offer a range of services designed with you in mind. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is readily available for quick withdrawals and balance checks. While we don't currently have drive-thru banking, our staff is always ready to help inside the branch. We also participate in shared services, which means members from partner credit unions can complete basic transactions here as well. Whether you're looking to open a new account or simply need assistance with your existing one, our friendly team is just a phone call away at 281-856-5300.

Member Eligibility

At First Community, we believe that everyone deserves a place in our friendly community. If you're looking to join us, you'll find that becoming a member is both simple and welcoming. To be eligible, you generally need to live, work, or worship in the areas we serve, or have a family member who is already part of our credit union. This means that if you're part of our local community in Cypress or the surrounding areas, you're likely just a step away from enjoying all the benefits we offer! Joining First Community not only gives you access to fantastic financial products like personal loans, auto financing, and credit cards with rewards but also connects you with people who care about your financial well-being. Ready to take the next step? You can learn more about the eligibility requirements by visiting this link. If you're excited to open an account, just follow the details provided here, or give us a call at (281) 856-5300 for any questions. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, our merchant services are designed to simplify your payment processes. Imagine having a reliable partner that helps you accept payments seamlessly, allowing you to focus on what you do best running your business. From card processing to online payment solutions, we have options that fit your needs. Located at 28550 Highway 290 Cypress Tx 77433 in Cypress, TX, our team is here to guide you every step of the way. Reach out today at (281) 856-5300 and discover how First Community can support your business journey!

Comprehensive List Of Services

Business Banking

For our business members, we offer tailored solutions like merchant services and business loans that help streamline operations and fuel growth. Our team understands the challenges of running a business and is dedicated to providing support every step of the way.

Convenient Access

We also provide convenient access to cash through our ATM services. With basic shared branch transactions available for partner credit union members, depositing or withdrawing funds has never been easier! Ready to experience all these services? Call us at (281) 856-5300 or visit us at 28550 Highway 290 Cypress Tx 77433 in Cypress, TX during our lobby hours: Monday through Thursday from 9 AM to 7 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 5 PM (closed on Sundays). Let us be part of your financial journey today! Explore more about what we can offer by visiting our website or stop by our branch we're excited to serve you!

Credit Cards

Maximize your purchasing power with our credit cards with rewards program. Enjoy benefits such as cashback on purchases or travel points while building your credit history perfect for everyday spending.

Home Financing

Purchasing a home is a big step, and we're here to make it smoother with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our experienced team will guide you through the process.

Personal Banking

We offer comprehensive personal banking services, including checking and savings accounts that help you manage your money effectively. Imagine having the freedom to access your funds anytime with our robust online and mobile banking platforms. You can check balances, transfer funds, and pay bills right from your smartphone making banking easier than ever.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Whether it's medical bills or home repairs, we provide flexible loan solutions that can help ease your financial burdens.

Vehicle Financing

If you're considering a new car, our auto loans and vehicle financing options are here to help you hit the road without breaking the bank. We work with you to find competitive rates that fit your budget. And if you're already driving a vehicle, consider our refinancing options to potentially lower your monthly payments!

Digital & Online Banking

Key Features of Our Digital Banking Services

Enjoy the convenience of e-statements, which means you can access your account information without the clutter of paper statements. Plus, our electronic signature authorization makes it simple to sign important documents online, saving you time and hassle. Our mobile application brings banking right to your fingertips. Whether you want to deposit a check or make person-to-person transfers with ease, it's all just a tap away. And if you're on the go, our mobile payments feature allows you to make purchases directly from your phone no cash or cards needed.

Safety and Accessibility

Your security is our top priority. We use advanced technology to ensure that your personal information stays safe while you enjoy all the benefits of online banking. Our user-friendly platform means that even those who aren't tech-savvy can navigate their accounts with confidence. Whether you're at home or on the move, First Community's digital banking options provide real-time account management and accessibility so that you can stay on top of your finances effortlessly. Join us today and experience how easy banking can be!

Financial Strength

A Solid Foundation

With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 329,662, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,248,111. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 28550 Highway 290 Cypress Tx 77433 or call (281) 856-5300 to learn more about how we can help you achieve your financial goals.

Investing in Growth

With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $19,116 in used auto loans and $1,844,593,728 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,343,123 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals, making it easier for you to drive away in your desired vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $218,504,352 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is ready to support your business financing needs. At First Community, we believe in empowering our members with the right tools and resources to succeed financially. If you're considering refinancing options or want to learn more about eligibility criteria for any of our loan products, please don't hesitate to reach out. You can contact us at (281) 856-5300 during our lobby hours (M-Th: 9:00 am - 7:00 pm; Fri: 9:00 am - 7:00 pm; Sat: 9:00 am - 5:00 pm) or visit our website at FCCU.org for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to partnering with you as you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring that you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $81,975,596 in loans helping members manage their finances effectively. Enjoy competitive rates and rewards that make spending more rewarding.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. Users can trust that they are getting genuine rates from legitimate financial institutions.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Features

Join Us Today!

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Loan Options for Growth

Merchant Services That Work

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Home Financing

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Key Features of Our Digital Banking Services

Safety and Accessibility

Financial Strength

A Solid Foundation

Growing Together

Investing in Growth

Member-Centric Savings

Operational Efficiency

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community