First Community Roseburg OR Credit Union | Top Business Banking & Auto Loans

Introduction

Welcome to First Community, your trusted partner in financial well-being located at 1960 W Harvard Ave, Roseburg, OR 97471. Established in 1957, we take pride in serving our vibrant community with dedication and care. With a strong membership base of 88,859 and total assets exceeding $1.67 billion, we are committed to providing you with quality banking services tailored to your needs. At First Community, we understand that every member's financial journey is unique. Whether you're looking to secure an auto loan or open a savings account, our range of services including personal loans, business banking solutions, and online banking are designed to empower you on your financial path. Our total deposits amounting to $96,834,719 demonstrate the trust our members place in us. While members can visit us at our Roseburg branch for personalized service, official correspondence should be sent to the same address: 1960 W Harvard Ave, Roseburg, OR 97471-2719. We also encourage you to explore our website at myfirstccu.org for more information about our offerings and resources. Leading our team is CEO David Elmer, who along with Board President Robin McAlpin, ensures that we stay focused on meeting your needs effectively. Our dedicated staff of 359 employees is here to assist you every step of the way. We invite you to contact us at (541) 957-9099 or visit us during lobby hours Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. Join us today as we work together toward a brighter financial future!

Branch History & Mission

First Community has a rich history that began in 1957, right here in Roseburg, Oregon. Since opening its doors at 1960 W Harvard Ave, we have been dedicated to serving our community with pride and purpose. Over the years, we have grown significantly, now boasting a total membership of 88,859 and total assets amounting to an impressive $1,671,099,995. This growth reflects our commitment to providing top-notch financial services while fostering strong relationships within the community. Our mission is simple yet impactful: to empower our members by offering personalized financial services that help them achieve their goals. We believe in creating a supportive environment where everyone can thrive. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we are here to guide our members every step of the way. While members can visit us at our branch location in Roseburg for all their banking needs, official correspondence should be sent to our mailing address at 1960 W Harvard Ave, Roseburg, OR 97471-2719. At First Community, we understand the importance of accessibility. That's why we provide ATM services for convenient cash withdrawals and balance checks. While we do not currently offer drive-thru banking or shared service center options, our friendly staff is always ready to assist you during our lobby hours: Monday through Thursday from 9 am to 5:30 pm and Friday from 9 am to 6 pm. We take pride in being more than just a financial institution; we actively participate in local outreach efforts and partnerships that uplift our community. Our goal is not only to meet your banking needs but also to enhance the overall quality of life in Roseburg. Join us at First Community today! Experience firsthand how we can help you achieve your financial dreams while being part of a community-focused organization that truly cares about you. For more information or assistance, don't hesitate to call us at 541-957-9099 or visit our website at myfirstccu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to First Community's Roseburg West branch, conveniently located at 1960 W Harvard Ave, Roseburg, OR 97471. Our branch is situated in a vibrant area, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting the nearby parks or heading to local shops, we are here to serve your banking needs. At First Community, we believe in making banking accessible for everyone. Our location offers ample parking and is equipped with features that comply with ADA standards, ensuring that all members can easily access our services. While you can visit us at our branch for all your banking requirements, please note that any official correspondence should be sent to the same address. Our friendly team is ready to assist you during our operating hours. We welcome you Monday through Thursday from 9 am to 5:30 pm and on Friday from 9 am to 6 pm. If you have questions or need assistance outside of these hours, feel free to reach out by calling us at 541-957-9099. We also offer convenient ATM services right here at our branch. While we do not have drive-thru banking available, our dedicated staff is eager to help you with everything from personal checking accounts and savings plans to auto loans and mortgage options. Come visit us at First Community's Roseburg West branch! We look forward to helping you with your financial journey and making your experience as pleasant as possible.

Member Eligibility

At First Community, we believe that joining our community should feel welcoming and inclusive. If you're wondering how to become a member, it's simple! We open our doors to anyone who lives, works, or worships in the areas we serve. Whether you're looking for personal banking options or business services, there's a place for you here. The benefits of membership include access to lower loan rates, higher savings returns, and a dedicated team ready to support your financial journey. For the latest details on eligibility requirements, feel free to check out our resource at . Once you're ready to take the next step, opening an account is easy! Just give us a call at (541) 957-9099 or visit us at 1960 W Harvard Ave Roseburg Or 97471 during our lobby hours Monday through Thursday from 9 am to 5:30 pm and Friday until 6 pm. We can't wait to welcome you into the First Community family!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses. In addition to our loan offerings, we provide comprehensive merchant services that simplify transactions for your customers. Our solutions help streamline payment processes, making it easier for you to focus on what matters most growing your business. Visit us at 1960 W Harvard Ave Roseburg Or 97471, Roseburg, OR, or call us at (541) 957-9099 to learn more about how we can support your journey.

Comprehensive List Of Services

Business Banking Services

At First Community, we also cater to local businesses through our business banking services. If you're running a small business or planning to start one, our merchant services and business loans can provide the financial backing you need. We believe in supporting the community by helping local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your finances anytime, anywhere. With features like ATM access for withdrawals and balance checks, you can stay in control of your money without any hassle.

Get Started Today!

We invite you to visit us at 1960 W Harvard Ave Roseburg Or 97471 or give us a call at (541) 957-9099 to learn more about how our comprehensive services can help you achieve your financial goals. Join the many satisfied members who trust First Community for their banking needs. Your journey towards better financial health starts here! For additional information about all our offerings, feel free to check out our website at https://www.myfirstccu.org/page/main_home.

Personal Banking Made Easy

Our personal banking services are tailored for every stage of life. We offer checking and savings accounts that help you manage your day-to-day finances effectively. Imagine easily accessing your funds whenever you need them, whether it's for everyday purchases or saving for a special occasion. If you're considering a new car, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. Picture yourself driving off in your dream vehicle with manageable monthly payments tailored to fit your budget. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms. We understand that homeownership is a significant milestone, and we're here to support you every step of the way.

Simplifying Loans and Credit

Need a little extra cash? Our personal loans can help with debt consolidation or unexpected expenses, allowing you to focus on what matters most. Plus, with our credit cards offering rewards, you can earn while you spend on daily necessities or special treats.

Digital & Online Banking

Key Features

We offer electronic signature authorization, allowing you to sign documents securely without the hassle of printing or mailing. Plus, with e-statements, you can receive your account statements electronically, keeping your information organized and reducing paper clutter. For those who prefer mobile banking, our mobile application is available for download, providing easy access to all your banking needs right from your smartphone. You can also enjoy the convenience of mobile payments, enabling you to pay for purchases quickly and securely using your device. Additionally, our person-to-person transfer feature makes it simple to send money to friends or family with just a few taps. Whether you're splitting a bill or sending a gift, it's fast and straightforward! At First Community, we prioritize security. Your personal information is protected with advanced encryption technology, ensuring that your data remains safe while you manage your accounts online. Join us today and experience how our digital banking solutions can simplify your financial life! For more details about our services, visit https://www.myfirstccu.org/page/main_home.

Financial Strength

Growing Member Base

The trust placed in us by our community is evident through our 186,078 total share accounts. This number showcases a strong and growing member base that chooses First Community as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 1960 W Harvard Ave Roseburg Or 97471 or call (541) 957-9099 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $8,233 in used auto loans and $1,005,220,533 in total loans and leases, we support our members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financial Products

For those looking into business opportunities, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand your business. Additionally, we offer various credit lines totaling $221,995,927, giving you the flexibility to manage cash flow as needed. At First Community, we prioritize making banking accessible and straightforward for everyone. If you're interested in exploring any of these loan options further or want assistance with refinancing your current loans, please reach out to us at (541) 957-9099 or visit us at 1960 W Harvard Ave Roseburg Or 97471, Roseburg, OR. For more information about our services and loan offerings, visit our website at First Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you in achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans to help members get on the road efficiently. We also offer refinancing options for existing auto loans, ensuring you can find a solution that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. These credit cards provide an excellent way to build your credit while enjoying the convenience of easy access to funds.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By relying on verified institutions, LendMesh eliminates the guesswork often associated with comparing loans.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Support

Outstanding Portfolio

Comprehensive List Of Services

Business Banking Services

Digital Banking Convenience

Get Started Today!

Personal Banking Made Easy

Simplifying Loans and Credit

Digital & Online Banking

Key Features

Financial Strength

Growing Member Base

Investment in Member Services

Operational Efficiency

Secure Savings for Members

Strong Financial Position

Loan Offering

Additional Financial Products

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community