First Community Roseburg OR Credit Union | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to First Community, your trusted partner in financial well-being, located at 1771 Ne Stephens St, Roseburg, OR 97470. Since our establishment in 1957, we have been dedicated to serving our community with integrity and care. With a robust membership of 88,859 and total assets exceeding $1.67 billion, we strive to provide exceptional services tailored to meet the needs of every member. At First Community, we believe in empowering our members through a variety of financial products. Whether you're looking for personal banking options, auto loans, or business financing solutions, we've got you covered. Our total deposits stand at an impressive $96,834,719, reflecting the trust placed in us by our valued members. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO David Elmer and Board President Robin McAlpin, our dedicated staff of 359 employees is always ready to assist you with your financial journey. We encourage you to visit us during our lobby hours from Monday to Thursday, 9 am to 5:30 pm, and Friday until 6 pm. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1771 NE Stephens St, Roseburg, OR 97470. Join us at First Community where your financial success is our priority! For more information or assistance, please call us at 541-673-6613 or explore our website at myfirstccu.org. We look forward to serving you!

Branch History & Mission

Welcome to First Community, a credit union with a rich legacy and a steadfast commitment to the community in Roseburg, OR. Established in 1957, we have been dedicated to providing our members with financial services that empower them to achieve their goals. Over the years, we have grown from a small organization into a vibrant community-focused credit union, proudly serving a total membership of 88,859 and managing assets exceeding $1.67 billion. Our branch is conveniently located at 1771 Ne Stephens St, Roseburg, OR 97470, easily accessible for all your banking needs. With nearby landmarks like the Roseburg Public Library and convenient access to local shops, our location makes it easy for you to drop by and see us. At First Community, our mission is simple yet profound: to improve the financial well-being of our members while fostering a strong sense of community. We strive to offer personal banking services tailored to your needs whether you're looking for checking and savings accounts, auto loans, or mortgage options. Our commitment extends beyond traditional banking; we actively engage in community outreach initiatives that support local charities and promote financial literacy. As technology continues to shape the way we bank, we remain focused on enhancing your experience through digital advancements. Our online and mobile banking platforms ensure you can manage your finances anytime, anywhere. We also prioritize accessibility with ADA-compliant facilities and ATM services available for your convenience. While members can visit us at 1771 Ne Stephens St, official correspondence should be sent to 1771 NE Stephens St, Roseburg, OR 97470 if different. Our operating hours are designed around your schedule: Lobby hours are Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM; drive-thru service operates Monday through Thursday from 8:30 AM to 5:30 PM and Friday from 8:30 AM to 6 PM. First Community's success stems not only from our financial growth but also from our dedication to building lasting relationships within our community. Join us today and discover how being part of First Community can benefit you! For any inquiries or assistance, feel free to call us at 541-673-6613. We look forward to welcoming you into our family!

Branch Location & Accessibility

Convenient Access and Features

At First Community, we understand how important accessibility is for our members. That's why our branch is designed with features to ensure everyone can visit us comfortably. We have ample parking available and ADA-compliant access points, making it easy for all members to walk through our doors or use our drive-thru service. Our lobby hours are inviting: we're open Monday through Thursday from 9 AM to 5:30 PM and extend our hours until 6 PM on Fridays, so you have plenty of time to stop by after work or during your lunch break. If you're in a hurry, take advantage of our drive-thru banking, which operates Monday through Thursday from 8:30 AM to 5:30 PM and on Fridays until 6 PM.

Get in Touch!

Have questions? Don't hesitate to give us a call at 541-673-6613. Our team is eager to assist you with whatever you need. We look forward to welcoming you at First Community and helping you achieve your financial goals!

Services Tailored for You

While visiting, you'll find a range of services designed to meet your personal and business banking needs. Whether you're looking to open a checking account, apply for an auto loan, or need assistance with online banking, our friendly staff is here to help. Plus, we offer an ATM right at our location for quick cash withdrawals or balance checks. If you need to send official correspondence, please note that while members can visit us at our branch address, official mail should be sent to the same address: 1771 NE Stephens St, Roseburg, OR 97470.

Member Eligibility

Becoming a member of First Community is like stepping into a welcoming community where your financial needs are prioritized. If you live, work, or go to school in the area, you're likely eligible to join us! We cherish our local roots and invite anyone who shares our commitment to the community to experience the benefits of membership. At First Community, you'll find a range of services designed just for you, from personal banking options to loans and credit cards that reward your loyalty. Joining is simple! Just visit us at 1771 Ne Stephens St Roseburg Or 97470 or give us a call at (541) 673-6613 for more information on how to open your account. For detailed eligibility criteria, feel free to check out our website at . We're excited to welcome you into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services designed to streamline your operations. Imagine having easy access to payment processing solutions that allow you to accept various forms of payment seamlessly. This means you can focus more on serving your customers while we handle the financial details. Visit us at 1771 Ne Stephens St, Roseburg, OR 97470, or give us a call at 541-673-6613. Let's work together to help your business thrive!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, First Community offers robust business banking services. From essential merchant services that help you accept payments easily to tailored business loans, we've got your back as you grow your venture.

Digital Banking Convenience

In today's fast-paced world, we understand that convenience matters. That's why at Roseburg East, we offer comprehensive online and mobile banking options. You can manage your accounts, pay bills, and even send money to friends through our secure mobile app or website all from the comfort of your home or on the go. Our ATMs are available for quick cash withdrawals and balance checks whenever you need them. And if you prefer face-to-face interactions, our drive-thru service allows you to conduct simple transactions without leaving your vehicle.

Member Support

Whether you're exploring new banking options or need assistance with existing accounts, our dedicated team is always ready to help. You can reach us at (541) 673-6613, and we'll be glad to assist you with any questions or concerns. As part of our commitment to serving our community since 1957, we continuously strive to enhance our offerings based on your feedback and needs. We invite you to visit us at 1771 Ne Stephens St Roseburg Or 97470 in Roseburg, OR, or check out our website at https://www.myfirstccu.org/page/main_home for more information about our services. Join us at First Community, where your financial well-being is our top priority!

Personal Banking

Starting with personal banking, we have tailored options for everyone. Whether you're looking to open a checking or savings account, we make it easy with straightforward choices that fit your lifestyle. Our auto loans and vehicle financing help you get behind the wheel of your dream car without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options are here to guide you through the process smoothly. If life throws unexpected expenses your way, our personal loans and debt consolidation services can help you manage those costs effectively. Plus, don't forget about our credit cards with rewards perfect for earning points on everyday purchases!

Digital & Online Banking

Key Services

Our online banking service is available 24/7 at https://www.myfirstccu.org/page/main_home. Whether you're checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go. Plus, with electronic signature authorization, signing documents is quick and hassle-free no more printing or mailing! For those who prefer paperless options, we provide e-statements to help you stay organized while reducing clutter. And if you need to send money to friends or family, our person-to-person transfer feature makes it easy and instant.

Mobile Features

Our mobile application takes your banking experience even further. With features like mobile payments, you can pay for purchases directly from your phone no cash or cards needed! This not only enhances convenience but also keeps your financial information secure in one place.

Security First

We take the security of your information seriously. Our online banking services are protected with advanced security measures to ensure that your data remains safe while giving you real-time access to your accounts. Experience the ease and accessibility of digital banking at First Community today! With tools designed for modern banking needs, managing your finances has never been easier. Visit us online at https://www.myfirstccu.org/page/main_home to get started!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $6,881,825. Total Share Accounts: 186,078, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 1771 Ne Stephens St Roseburg Or 97470 or call (541) 673-6613 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,233 in used auto loans and a total of $1,005,220,533 in loans and leases.

Member-Centric Savings

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're interested in refinancing or exploring eligibility options, our team is ready to assist you. We believe everyone deserves a chance at better financial opportunities, and we're committed to finding solutions that work for you. For more information about our loan offerings or to speak with one of our representatives, feel free to call us at (541) 673-6613. You can also visit us at our branch located at 1771 Ne Stephens St Roseburg Or 97470, Roseburg, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First Community, we're dedicated to providing quality service and accessible financial products for all our members.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that can meet your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you with financing tailored specifically for commercial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, make buying or refinancing simple. We aim to assist you through every step of the home-buying process, providing resources and guidance along the way.

Unsecured Credit Card Loans

For those looking for flexibility, we also offer unsecured credit card loans. With a total of $8,852,487 in loans helping members manage their finances effectively, our credit card solutions come with competitive rates and terms designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This commitment to verified data ensures users can trust the information they receive. - No Sponsored Listings: Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. This means you see the best options available without any influence from advertising budgets. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Whether you're considering a mortgage or an auto loan, you'll have access to the latest information at your fingertips. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how effective and user-friendly the platform is for those seeking better rates. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers without hidden conditions or misleading information. Each comparison reflects current market conditions, helping users navigate their options effectively.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Features

Get in Touch!

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Member Support

Personal Banking

Digital & Online Banking

Key Services

Mobile Features

Security First

Financial Strength

A Trusted Partner

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Strong Financial Health

Loan Offering

Additional Options

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community