First Community Milton Freewater OR Credit Union | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to First Community in Milton Freewater, where your financial well-being is our top priority! Located at 151 S Columbia St, Milton Freewater, OR 97862, we have proudly served our members since 1957. With a strong commitment to community and member satisfaction, we are thrilled to support over 88,859 members with a wide array of financial services. At First Community, we believe that banking should be personal and accessible. Our assets total an impressive $1,671,099,995, reflecting our dedication to growth and stability. We manage approximately $96,834,719 in deposits while maintaining a net worth of $200,401,002. These figures demonstrate our solid foundation and capacity to meet your financial needs. We offer various services tailored for everyone whether you're looking for checking accounts, auto loans, mortgage refinancing, or business banking solutions. With a total of 36,554 loans and leases issued, we're here to help you achieve your financial goals. Under the leadership of our CEO David Elmer and Board President Robin McAlpin, we foster an environment of trust and reliability. Our team of 359 employees is always ready to assist you with personalized service that goes beyond numbers. While members can visit us at our branch location in Milton Freewater, official correspondence should be sent to the same address for your convenience. For any inquiries or assistance, feel free to reach out at 541-938-2929 or visit our website at myfirstccu.org. Join us at First Community today let's work together towards a brighter financial future!

Branch History & Mission

At First Community, we take pride in our rich legacy of service and support for the Milton Freewater community. Established in 1957, our branch has grown alongside our members, evolving to meet their needs while fostering a sense of belonging and trust. Today, we proudly serve 88,859 members, offering a wide range of financial services designed to empower individuals and families. Located at 151 S Columbia St, Milton Freewater, OR 97862, our branch is easily accessible to all. We are committed to being a part of this vibrant community, contributing to its growth and prosperity. Our operating hours are designed with your convenience in mind: our lobby is open from Monday to Thursday from 9 am to 5:30 pm and on Fridays until 6 pm. For those who prefer drive-thru service, we're available from 8:30 am to 5:30 pm during the week. Our mission is straightforward yet impactful: we aim to provide excellent financial services while actively supporting our community's well-being. We offer personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Our commitment extends beyond banking; we strive to make a difference by engaging in community outreach programs that uplift those around us. With total assets nearing $1.67 billion, First Community is not only financially sound but also dedicated to providing innovative banking solutions. Our digital offerings include online banking and mobile payments that enhance member convenience while ensuring ADA compliance for accessibility. While members can visit us at 151 S Columbia St, official correspondence should be sent to the same address for clarity. As a proud member of the Umatilla County area, we believe in forming partnerships that strengthen our community ties. Join us at First Community and experience the benefits of being part of a cooperative where your needs matter. Together, let's build a brighter future for Milton Freewater! For any inquiries or further assistance, feel free to reach us at 541-938-2929.

Branch Location & Accessibility

Accessibility Features

At First Community, we understand the importance of accessibility. Our branch is designed with features that accommodate all members, including ADA-compliant ramps and accessible parking options. Whether you need assistance or prefer to handle your banking independently, we strive to make your experience comfortable.

Call to Action

Ready to explore how First Community can help you with your banking needs? We invite you to visit us at our Milton Freewater branch or give us a call at 541-938-2929. Our friendly staff is eager to assist you!

Operating Hours

We are here for you during convenient hours! Our lobby is open from Monday to Thursday from 9 AM to 5:30 PM and on Friday until 6 PM. If you're looking for drive-thru services, we offer those from 8:30 AM to 5:30 PM on weekdays, extending until 6 PM on Fridays.

Services Offered

At First Community, we take pride in offering a variety of services tailored to meet your financial needs. From personal banking with checking and savings accounts to auto loans, mortgages, and business banking options we've got you covered! Plus, enjoy easy access to our ATM for cash withdrawals and balance checks at any time.

Member Eligibility

Becoming a member of First Community feels like joining a warm, welcoming family where your financial well-being is the top priority. If you live, work, or worship in our community, or even have a family member who is already part of our credit union, you're likely eligible to join us! At First Community, we believe that everyone deserves access to quality financial services tailored to their unique needs. Membership comes with great benefits such as lower loan rates, higher savings yields, and personalized service that big banks simply can't match. To take the next step and see if you qualify for membership, please check out our detailed eligibility criteria at . If you're ready to open an account or have any questions, don't hesitate to reach out! You can call us at (541) 938-2929, and our friendly team will guide you through the process. We can't wait to welcome you to First Community at 151 S Columbia St Milton Freewater Or 97862!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Running a business means needing reliable tools at your fingertips. Our merchant services provide the convenience you need to accept payments easily, whether online or in-store. Imagine a bustling café where customers can pay quickly using their smartphones, ensuring smooth transactions during peak hours. When you choose First Community, you're not just getting a bank; you're gaining a partner dedicated to your success. Visit us at 151 S Columbia St Milton Freewater Or 97862 in Milton Freewater, OR, or call us at (541) 938-2929 to learn more about how we can support your business journey.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can help get you on the road quickly. We understand that buying a car is a big decision, so we work with you to find financing options that fit your budget. Our team is here to guide you through the process and ensure you get the best deal possible.

Business Banking

For local entrepreneurs, our Business Banking services include merchant services and business loans tailored specifically for small businesses. We understand the challenges of running a business and are here to help with financing solutions that can support growth and sustainability.

Convenient Access

In addition to these great services, we also offer ATM & Cash Withdrawal Services, making it simple for you to access your money when you need it. Our basic drive-thru banking allows for quick deposits and withdrawals without needing to enter the branch. At First Community in Milton Freewater, OR, we strive to provide exceptional service while making banking easy and accessible for everyone. To learn more about how we can assist you with any of these services or if you have questions about opening an account, please give us a call at 541-938-2929. We're here for you!

Credit Cards with Rewards

Our Credit Cards with Rewards allow you to earn points on everyday purchases. Imagine using your card for groceries or gas and earning rewards that lead to cash back or travel discounts! It's an easy way to turn spending into saving.

Mortgage Loans & Refinancing

For those thinking about home ownership or refinancing an existing mortgage, our Mortgage Loans provide competitive rates and flexible terms. Picture yourself in your dream home we'll help make that vision a reality by walking you through every step of securing the right mortgage.

Personal Banking

Starting with our Personal Banking options, we offer checking and savings accounts designed for everyday use. Imagine having easy access to your funds while earning interest on your savings! With online and mobile banking features, managing your money has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, and that's where our Personal Loans & Debt Consolidation come into play. Whether it's for medical bills or consolidating credit card debt into one manageable payment, we're here to support you in regaining control of your finances.

Digital & Online Banking

Key Features

One of the standout features is our mobile application. With it, you'll have everything you need right in your pocket. You can make mobile payments easily, whether you're shopping or dining out. Plus, sending money to friends or family is a breeze with our person-to-person transfer option; just a few taps and you're done! If you're looking to go paperless, we offer e-statements that allow you to view your account statements online anytime. This not only helps you stay organized but also contributes to a greener planet. And for those times when a signature is required, we support electronic signature authorization making transactions quicker and hassle-free.

Security and Accessibility

Your security is our top priority. We use advanced security measures to protect your personal information while ensuring that accessing your accounts remains straightforward and secure. At First Community, we believe in empowering our members with real-time account management tools that fit seamlessly into their busy lives. Whether you're checking your balance at work or transferring funds from the comfort of your couch, we're here to help you every step of the way. Explore all these great features today by visiting us at https://www.myfirstccu.org/page/main_home!

Financial Strength

Commitment to Growth

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $8,233 in used auto loans and $1,005,220,533 in total loans and leases supporting our members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, allowing us to continuously offer competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 4 part-time employees who are always ready to assist you with a knowledgeable and committed team.

Growing Together

Total Share Accounts stand at 186,078, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $6,881,825, further ensuring that we have the means to help you achieve your dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 151 S Columbia St Milton Freewater Or 97862 or call (541) 938-2929 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Security

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

At First Community, we believe in making banking as accessible as possible. If you're interested in refinancing options or eligibility requirements for any of our loan products, please don't hesitate to reach out. Our team is available at 541-938-2929 to answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to explore our loan offerings and see how we can help you reach your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle simple and straightforward.

Commercial Loans

For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand your business. We understand the challenges faced by entrepreneurs and are dedicated to supporting their ambitions with reliable financial products.

Credit Options

For those looking for additional flexibility in managing expenses, we also offer unsecured credit card loans with a total of $8,852,487 available. These cards come with convenient features to help you navigate everyday purchases while keeping your finances under control.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, make buying or refinancing simple. We offer various plans tailored to fit different budgets and financial situations, ensuring that you find the right mortgage solution.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from recognized financial institutions. This ensures that users receive clear and honest information about their borrowing choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, which helps users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reinforce the credibility of the service and highlight its effectiveness. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are viewing legitimate loan options.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing for Growth

Merchant Services That Work for You

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Commitment to Growth

Growing Together

Member Savings Security

Our Financial Health

Loan Offering

Additional Services

Auto Loans

Commercial Loans

Credit Options

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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