First Community Medford OR Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Community, your trusted partner in financial wellness, located at 1380 Biddle Rd, Medford, OR 97504. Since our establishment in 1957, we have been committed to serving our community with a personal touch. With a membership of over 88,000, we pride ourselves on being more than just a credit union; we're your neighbors, dedicated to helping you achieve your financial goals. At First Community, we manage total assets of nearly $1.67 billion, ensuring that your hard-earned money is secure and working for you. Our diverse range of services includes everything from checking and savings accounts to auto loans and mortgage financing. With total loans exceeding 36,554 and deposits amounting to $96,834,719, our robust financial health speaks volumes about our commitment to serving you. Led by our CEO, David Elmer, and Board President, Robin McAlpin, our team of 359 employees is always ready to assist you. Whether you're looking for personal banking solutions or business services, we have the expertise to help you navigate the financial landscape with confidence. While members can visit us at 1380 Biddle Rd, official correspondence should be sent to the same address. Feel free to reach out at 541-282-7700 or explore our services online at myfirstccu.org. We invite you to become part of the First Community family where your financial well-being is our priority!

Branch History & Mission

Community Commitment

First Community isn't just about financial transactions; it's about building relationships. We actively engage in partnerships with local organizations and participate in outreach efforts that make a tangible difference in people's lives. Our commitment extends beyond banking as we strive to contribute positively to our community's well-being. We welcome everyone to join us on this journey. Visit us during our operating hours Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM to explore how First Community can support your financial aspirations. You can also reach us at 541-282-7700 if you have any questions. Join First Community today and experience the difference of being part of a credit union that truly cares!

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while supporting our community's development. We believe that banking should be accessible and beneficial for everyone. This is why we offer a range of personal and business banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We aim to empower our members with the tools they need to achieve their financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 1380 Biddle Rd, Medford, OR 97504. We ensure that your experience with us is not just convenient but also enriched by modern technology. With features like online banking and mobile payments available, managing your finances has never been easier.

Branch Location & Accessibility

Accessibility and Amenities

At First Community, we prioritize your ease of access. Our branch is fully ADA compliant, featuring ramps and other accessibility options to ensure everyone can enjoy our services without hassle. Parking is ample, so you can find a spot with ease and get in and out quickly.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule! We're open Monday through Thursday from 9 AM to 5:30 PM and extend our hours on Friday until 6 PM. Whether you need to deposit a check or discuss loan options, we're here for you during these convenient times.

Services Offered

Our branch offers a variety of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards we've got something for everyone! Plus, with ATM availability right at our location, you can easily manage your cash anytime. While members can visit us at 1380 Biddle Rd, official correspondence should be sent to the same address as there is no separate mailing address. If you have any questions or need assistance, feel free to call us at 541-282-7700. So why wait? Come visit us today at First Community in Medford! We look forward to helping you achieve your financial goals with friendly faces ready to assist you every step of the way.

Member Eligibility

Becoming a member of First Community is like joining a family that cares about your financial well-being. If you're looking to be part of a community that supports you, you'll be glad to know that membership is open to anyone who lives, works, or worships in the area surrounding our branch at 1380 Biddle Rd Medford Or 97504. It's simple and welcoming! At First Community, we value inclusivity and are here to help you every step of the way. Joining us not only gives you access to a range of beneficial services but also connects you with a team dedicated to your success. If you're interested in learning more about eligibility criteria, feel free to check out the details at . When you're ready to open an account, just reach out at (541) 282-7700, and we'll guide you through the process. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine easily accepting payments from customers through various methods be it credit cards, debit cards, or mobile payments. This flexibility not only enhances customer satisfaction but also helps you keep your cash flow steady. Located at 1380 Biddle Rd Medford Or 97504 in Medford, OR, we invite you to explore how our business banking solutions can empower your enterprise. Connect with us today at (541) 282-7700 to learn more about how we can support your journey to success!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Essentials

For entrepreneurs, First Community offers business banking solutions that include merchant services and business loans tailored to help you grow. We understand the importance of having reliable financial support when running a business, so we work closely with local businesses to provide the resources they need.

Convenient Access Anytime

With our online and mobile banking services, managing your finances has never been more convenient. Perform transactions, pay bills, and check balances from anywhere at any time. Our ATM services also allow you to withdraw cash and check balances without stepping into the branch. We invite you to experience how First Community can support your financial journey. Reach out today at 541-282-7700 or visit us online at myfirstccu.org for more information about our services or to become a member. Let us help you take the next step toward achieving your financial dreams!

Home Loans Made Easy

If homeownership is on your radar, our mortgage loans and refinancing services can help turn that dream into reality. We guide you through every step of the process from application to closing making it as straightforward as possible. Refinancing options are also available if you're looking to lower your monthly payments or tap into your home's equity.

Personal Banking Solutions

For those interested in managing their day-to-day finances, our personal banking options include both checking and savings accounts designed to help you achieve your financial goals. Imagine having a safe place for your money while earning interest over time. With our competitive rates and user-friendly online and mobile banking platforms, accessing your funds is as easy as tapping on your phone.

Personal Loans for Every Need

Life can throw unexpected expenses your way. That's where our personal loans come in handy! Whether it's for debt consolidation or covering emergency costs, we provide quick access to funds with straightforward repayment terms. You can tackle those surprises without losing sleep.

Rewarding Credit Card Options

Our credit cards come with rewards designed to benefit you with every purchase you make. Enjoy cash back or points toward travel, all while building your credit history. It's an easy way to earn while you spend!

Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream vehicle. We offer flexible terms and competitive rates to ensure that you can find a loan that works for your budget. Picture driving off in a new car without the stress of complicated financing.

Digital & Online Banking

Always Available

With our 24/7 online banking services, managing your money has never been easier or more flexible. You can access your accounts whenever you need to, ensuring you're always in control of your financial situation. At First Community, we're committed to providing you with secure and accessible banking solutions that fit seamlessly into your lifestyle. Join us today and experience the difference!

Convenient Mobile Solutions

For those on the go, our mobile application puts banking right in your pocket. With features like mobile payments, you can easily make purchases or send money directly from your phone. Plus, our person-to-person transfer option makes it simple to share funds with friends and family instantly.

Explore Our Online Services

With our user-friendly online banking platform available at https://www.myfirstccu.org/page/main_home, you can manage your accounts with ease. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. You also have the option for electronic signature authorization, making it simple to complete important transactions without needing to visit a branch.

Stay Informed with E-Statements

No more waiting for paper statements in the mail! Enjoy the benefits of e-statements, which provide you with quick access to your account information while helping you stay organized and environmentally friendly.

Financial Strength

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is solid gives you peace of mind. That's why we want to share our financial strength with you. With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is further backed by our $173,577,252 in undivided earnings. This enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $8,233 in used auto loans and $1,005,220,533 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 355 full-time employees and 4 part-time employees who are dedicated to assisting you with all your banking needs. Our team is always ready to provide the support you require for your financial journey. Net Shares (Funds available for lending and investments): $6,881,825. Total Share and Deposit Accounts: 186,078, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 1380 Biddle Rd Medford Or 97504 or call (541) 282-7700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand. We pride ourselves on understanding the unique challenges faced by businesses and are committed to offering tailored solutions. At First Community, we also provide refinancing options for many of our loan products. If you're interested in exploring eligibility options or finding out how we can help you save money through refinancing, please don't hesitate to reach out. Feel free to contact us at 541-282-7700 or visit us at our branch located at 1380 Biddle Rd, Medford, OR 97504. Our friendly team is ready to assist you during our lobby hours: Monday-Thursday from 9 am to 5:30 pm and Friday from 9 am to 6 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let First Community be your trusted partner in achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options that can make it easier than ever to drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, making buying or refinancing simple. We strive to provide affordable rates and personalized service that can guide you through every step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. This option allows you to consolidate debt or cover unexpected expenses without putting your assets at risk.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testament highlights how effective and user-friendly LendMesh can be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the information provided is reliable and up-to-date.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Accessibility and Amenities

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Business Loan Options

Comprehensive List Of Services

Business Banking Essentials

Convenient Access Anytime

Home Loans Made Easy

Personal Banking Solutions

Personal Loans for Every Need

Rewarding Credit Card Options

Vehicle Financing

Digital & Online Banking

Always Available

Convenient Mobile Solutions

Explore Our Online Services

Stay Informed with E-Statements

Financial Strength

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community