First Community Dallas OR Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Community, your trusted financial partner in the heart of Dallas, Oregon. Located at 372 E Ellendale Ave, our branch has been serving members since 1957, making us a cornerstone of the community for over six decades. With a solid membership base of 88,859, we are dedicated to providing exceptional financial services tailored to your needs. At First Community, we pride ourselves on our impressive financial health, boasting total assets of $1,671,099,995 and total deposits reaching $96,834,719. Our commitment to our members is evident in our total loans and leases amounting to 36,554, alongside a robust net worth of $200,401,002. We understand that every member's financial journey is unique, which is why we offer a wide range of services from personal banking and auto loans to business banking solutions. While you can always visit us at our branch address for friendly service, official correspondence should be sent to 372 E Ellendale Ave, Dallas, OR 97338-1514. Our experienced team of 359 employees is led by CEO David Elmer and Board President Robin McAlpin, both committed to fostering a welcoming environment where your financial goals can thrive. Whether you're looking for assistance with everyday banking needs or exploring options for loans and mortgages, we're here for you. Don't hesitate to reach out at 503-831-3331 or visit our website at myfirstccu.org for more information. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Join Us

As we continue to grow and evolve, we invite you to join First Community. Experience firsthand the benefits of being part of a credit union that prioritizes its members' needs while striving for excellence in every aspect of service. Together, let's build a stronger community! For more information about becoming a member or our services, please call us at 503-831-3331 or visit our website at myfirstccu.org.

Our Journey

First Community began as a small initiative aimed at providing accessible financial services to local residents. From our humble beginnings at 372 E Ellendale Ave, Dallas, OR 97338, we have expanded our offerings and enhanced our capabilities to meet the evolving needs of our members. Today, we not only provide personal banking services like checking and savings accounts but also specialize in auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to community service has always been at the heart of what we do. We believe that when our community thrives, we all benefit. This philosophy drives us to engage actively in outreach programs and partnerships that uplift those around us.

Our Mission

At First Community, our mission is clear: We aim to empower individuals and families by providing excellent financial services that foster growth and stability. We are dedicated to making banking easy and accessible through a range of digital advancements like online banking and mobile payments. Our facilities are ADA compliant, ensuring everyone can access our services comfortably. We also recognize the importance of convenience for our members. Our branch features an ATM and drive-thru service for quick transactions. Whether you're depositing a check or withdrawing cash, we've made it simple for you. While members can visit us at 372 E Ellendale Ave for all their banking needs, official correspondence should be sent to the same address or via mail at 372 E Ellendale Ave, Dallas, OR 97338-1514.

Branch Location & Accessibility

Welcome to First Community, your go-to credit union located conveniently at 372 E Ellendale Ave in Dallas, Oregon. Our branch is nestled in the heart of Polk County, making it easy for you to access all your banking needs. Whether you're coming from nearby landmarks like the Dallas City Park or just passing through, we're here to serve you with a friendly smile. At First Community, we understand that convenience matters. That's why we offer ample parking right outside our doors, ensuring that your visit is hassle-free. Our branch is also designed with accessibility in mind, featuring ADA-compliant entrances and ramps for anyone who may need assistance. Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 9 AM to 5:30 PM and on Friday until 6 PM. Whether you need to open an account, apply for a loan, or simply ask questions about our services, our dedicated team is ready to help. If you prefer a quick transaction, take advantage of our drive-thru service and ATM availability for fast access to your cash and basic banking needs. While members can visit us at 372 E Ellendale Ave, official correspondence should be sent to the same address. Don't hesitate to reach out! You can call us at 503-831-3331 if you have any questions or need assistance before your visit. We invite you to stop by First Community today. Experience firsthand how we can help you achieve your financial goals while enjoying the personalized service that sets us apart!

Member Eligibility

At First Community, becoming a member feels like joining a close-knit community that truly cares about your financial well-being. If you're looking to be part of something special, you might qualify! Membership is open to individuals who live, work, worship, or attend school in the Dallas area. This means that if you're a resident or actively engaged in our vibrant community, you're likely eligible to join us. Plus, being a member comes with fantastic benefits like personalized service and access to a wide range of financial products tailored just for you. Getting started is simple! You can learn more about the eligibility criteria by visiting this link. Once you've confirmed your eligibility, opening an account is a breeze. Just stop by our branch at 372 E Ellendale Ave Dallas Or 97338 or give us a call at (503) 831-3331 for assistance. We're excited to welcome you into the First Community family where your financial journey can thrive!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services that make transactions smooth and efficient. Picture this: a bustling café where customers quickly pay using mobile wallets while the owner tracks sales through an easy-to-use online dashboard. Our merchant services simplify payment processing, allowing business owners to focus on what they do best running their business. For more information about how we can support your business goals, visit us at 372 E Ellendale Ave Dallas Or 97338 in Dallas, OR or call us at (503) 831-3331. Let's work together to build your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses. Imagine needing extra capital for a new project or equipment; our loans can turn those ideas into reality.

Comprehensive List Of Services

Business Banking Services

At First Community, we also cater to local businesses with our comprehensive business banking services. From merchant services that help streamline transactions to business loans designed to fuel growth, we are committed to supporting local entrepreneurs.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and even pay bills all from the comfort of your home. Need cash? Our ATM services provide easy access for withdrawals and balance checks without any hassle. For quick transactions like deposits or withdrawals, take advantage of our basic drive-thru banking service.

Get Started Today!

Whether you're visiting us at 372 E Ellendale Ave in Dallas or reaching out by phone at 503-831-3331, our team is eager to assist you with all your banking needs. Explore how First Community can support your financial journey today! Visit us online at myfirstccu.org for more information on all our services and offerings!

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer checking and savings accounts tailored for every lifestyle. Need help with budgeting? Our friendly staff can guide you through setting up an account that fits your financial goals. When it comes to purchasing a car, our auto loans and vehicle financing options make it easy for you to drive away in your dream vehicle. We provide competitive rates and flexible terms, ensuring that your loan fits comfortably within your budget. If homeownership is on your mind, look no further than our mortgage loans and refinancing services. We know that buying a home is one of the most significant investments you'll make, and we're here to help simplify the process. For those unexpected expenses or if you're looking to consolidate debt, our personal loans can provide the financial relief you need. Plus, with credit cards offering rewards, you can earn while you spend making everyday purchases work for you.

Digital & Online Banking

At First Community, we understand that convenience and security are top priorities for our members. That's why we offer a comprehensive suite of digital and online banking services designed to make your banking experience as easy and secure as possible. With just a few clicks, you can manage your accounts from anywhere, anytime. Our online banking platform, accessible at https://www.myfirstccu.org/page/main_home, allows you to check balances, transfer funds, and pay bills without needing to visit the branch. You can also sign documents electronically with ease through our electronic signature authorization feature. This means you can complete transactions quickly, securely, and without the hassle of paper forms. We're committed to keeping your information safe while ensuring you have access to your accounts around the clock with our 24/7 online banking services. Plus, if you prefer to go paperless, we provide e-statements so you can view your financial statements securely online whenever you need them. For those on the go, our mobile application is available for download, making it even easier to manage your finances right from your smartphone. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your mobile device. Need to send money to a friend? Our person-to-person transfers feature lets you do just that in seconds no cash or checks needed! At First Community, we prioritize accessibility and ease-of-use in all our digital services so that managing your finances feels effortless. Whether you're at home or out and about, we're here to support your banking needs every step of the way!

Financial Strength

Commitment to Growth

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,233 in used auto loans and $1,005,220,533 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Net Shares (Funds available for lending and investments): $6,881,825. Total Share and Deposit Accounts: 186,078, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 372 E Ellendale Ave Dallas Or 97338 or call (503) 831-3331 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. With our competitive terms and straightforward application process, getting behind the wheel has never been easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, make buying or refinancing simple. We also provide refinancing options for those looking to lower their monthly payments or access equity in their homes.

Total Loans Issued

With over 36,554 loans issued, we've helped thousands of members achieve their financial goals. If you're ready to take the next step towards your financial future, our dedicated team at First Community is here to assist you every step of the way. For more information about our loan offerings or to apply today, please visit us at our branch located at 372 E Ellendale Ave, Dallas, OR 97338, or give us a call at 503-831-3331. We're here to help you find the right financial solutions tailored just for you! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. This is a great way to build your credit while having access to funds when you need them.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results to users. - Real-Time Rate Comparisons: You can access up-to-date loan rates from multiple institutions, enabling you to compare options effectively and choose what fits your needs best. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh in simplifying the loan selection process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Empower

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Commitment to Growth

Member-Centric Approach

Operational Efficiency

Solid Foundation

Trust Built on Numbers

Loan Offering

Auto Loans

Mortgage Loans

Total Loans Issued

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community