First Community Credit Union Portland ND | Best Auto Loans & Checking

Introduction

Welcome to First Community, your trusted partner in financial wellness located at 213 Parke Ave, Portland, ND 58274. Since our establishment in 1939, we have been dedicated to serving our community with personal and business banking solutions tailored to your needs. With a strong membership of 46,708 individuals and total assets reaching an impressive $1,345,182,655, we pride ourselves on being a credit union that truly cares. At First Community, we understand that financial decisions can be overwhelming. That's why our team, led by CEO Stephen Schmitz and Board President Owen Olson, is here to help you every step of the way. Whether you're looking for auto loans, mortgage refinancing, or personal loans, our knowledgeable staff is ready to assist you in achieving your financial goals. We also believe in supporting our members beyond just banking services. Our commitment extends into the community as we strive to make a positive impact through various initiatives and programs. With total deposits of $22,879,509 and net worth of $169,061,323, our solid financial foundation enables us to provide robust resources for both individual and business needs. While members can visit us at our branch address above for all their banking needs, official correspondence should be sent to the same location: 213 Parke Ave, Portland, ND 58274-4105. Feel free to reach out to us at 701-788-3025 during our operating hours from 8:00 AM to 4:00 PM Monday through Friday. Join us today and experience the First Community difference! Visit our website at myfccu.com for more information on how we can support you on your financial journey. We look forward to welcoming you into our family!

Branch History & Mission

A Future Focused on You

As we look ahead, First Community remains dedicated to innovation and customer satisfaction. Our digital advancements provide members with convenient online banking options, mobile payments, and person-to-person transfer services all designed with your needs in mind. Join us today and become part of something bigger a community that cares about your financial journey as much as you do. Experience the benefits of membership at First Community; together we can build a prosperous future. For more information or to start your membership journey with us today, please call us at 701-788-3025 or visit our website at myfccu.com. Let's grow together!

Our Mission

At First Community, our mission is clear: to empower individuals and families with the tools they need to achieve their financial goals. We believe that everyone deserves access to quality financial services that not only meet their needs but also enhance their lives. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services tailored for local entrepreneurs. But our commitment goes beyond mere numbers. We strive to make a positive impact within Portland by engaging in community outreach and forming partnerships that uplift those around us. Whether it's sponsoring local events or supporting charitable initiatives, we aim to create a brighter future for all residents. While members can visit us at 213 Parke Ave, official correspondence should be sent to the same address listed as our mailing address: 213 Parke Ave, Portland, ND 58274-4105.

Branch Location & Accessibility

Getting Here

Whether you're coming from the bustling downtown area or nearby neighborhoods, reaching us is a breeze. There's ample parking available, so you can park without any hassle. Plus, our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit comfortably. While members can visit us at 213 Parke Ave for all banking needs, if you need to send official correspondence, please use our mailing address: 213 Parke Ave, Portland, ND 58274-4105.

Operating Hours

We understand that life can get busy, which is why we're open Monday through Friday from 8:00 AM to 4:00 PM. This allows you plenty of time to come in before or after work or during lunch breaks!

Services Offered

At First Community's Portland branch, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got your financial needs covered. Need a quick transaction? Take advantage of our drive-thru banking for deposits and withdrawals without leaving your car. And don't forget about our ATM availability for those times when you're on the go!

We're Here for You

If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 701-788-3025. We look forward to welcoming you into our branch soon your financial journey starts here at First Community!

Member Eligibility

Joining the vibrant community at First Community is a simple and welcoming process. If you live, work, or worship in the area, you're likely eligible to become a member! It's all about creating a strong network of support for our members, where everyone can benefit from personalized financial services. At First Community, we pride ourselves on offering competitive rates and unique products tailored to your needs, whether it's for personal banking, auto loans, or mortgages. To explore the specific eligibility requirements and see if you're a fit, feel free to visit our dedicated page at https://www.myfccu.com/about/become-a-member.html. And when you're ready to open an account, simply check out the details at https://www.myfccu.com/loans. If you have any questions or want to chat about membership options, don't hesitate to call us at (701) 788-3025. We're here to help you take that exciting step toward financial empowerment at our branch located at 213 Parke Ave Portland Nd 58274!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,740 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $615,205,115, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make daily operations easier for you. Imagine accepting payments quickly and securely, whether online or in-person. This means smoother transactions for your customers and more time for you to focus on what you do best running your business. Visit us at 213 Parke Ave Portland Nd 58274 in Portland, ND, or call us at (701) 788-3025 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions or need quick cash access, our branch offers basic drive-thru banking for deposits and withdrawals during lobby hours from 8:00 AM to 4:00 PM Monday through Friday. Additionally, our ATM provides convenient cash withdrawal services along with balance checks. At First Community in Portland, we strive to create a welcoming environment where all your banking needs can be met under one roof. If you're looking for personalized service combined with the ease of modern technology, reach out today! Feel free to call us at 701-788-3025 or visit us at our branch location for more information on how we can assist you in achieving your financial goals. Join us at First Community where members come first!

Business Banking Services

If you're running a business, we understand the importance of having reliable financial support. Our Business Banking services include essential tools such as Merchant Services and Business Loans designed to fuel your growth and streamline operations.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why First Community offers robust Online & Mobile Banking features. You can manage your accounts anytime, anywhere through our user-friendly mobile application. From checking balances to transferring funds, everything is just a few taps away. We also provide features like Person-to-Person payments, making it easy to send money directly to friends or family without hassle.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Start with our Checking & Savings Accounts, which offer flexibility and easy access to your money. Need a vehicle? Our Auto Loans & Vehicle Financing can help make that dream car a reality without stretching your budget. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans provide competitive rates and terms tailored to fit your situation. For those unexpected expenses or larger purchases, our Personal Loans & Debt Consolidation options are here to help you manage financial challenges efficiently. Plus, our Credit Cards with Rewards allow you to earn benefits while making everyday purchases.

Digital & Online Banking

In today's fast-paced world, having convenient and secure banking options is essential. At First Community, we understand that you want to manage your finances on your terms. That's why we offer a comprehensive range of digital and online banking services designed to fit your lifestyle. Our members enjoy the freedom of 24/7 online banking services, which you can access anytime at https://www.myfccu.com/. Whether you're checking your account balance, transferring funds, or paying bills, our user-friendly platform makes it simple. You can also take advantage of e-statements for a more eco-friendly way to keep track of your finances. Say goodbye to paper clutter and hello to organized records! For those always on the go, our mobile application provides the same great features right in your pocket. You can make mobile payments effortlessly and even send money directly to friends with our person-to-person transfer feature. Plus, our app ensures you stay connected to your accounts wherever you are. Security is a top priority for us at First Community. We ensure that your information is protected with advanced security measures while providing easy access to your accounts. While we currently do not support electronic signature authorization, we are committed to keeping your transactions safe. With our digital banking services, managing your finances has never been easier or more accessible. Experience the convenience today by visiting https://www.myfccu.com/ and see how First Community is here to support you every step of the way!

Financial Strength

Commitment to Growth

With $141,996,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $6,018 in used auto loans and $989,505,874 in total loans and leases.

Member Trust

The trust placed in us is evident with a total of 185,519 share accounts, showing a strong and growing member base that relies on First Community for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 213 Parke Ave Portland Nd 58274 or call (701) 788-3025 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $6,005,367, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $345,644,293 in share certificates and $195,094,804 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices. With non-member deposits at $583,388, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $169,061,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,257 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,800,863 in used vehicle loans and $26,586,816 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car purchase easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $615,205,115 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, our team is here to support you every step of the way. At First Community, we are committed to providing clear and transparent lending solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today by visiting us online at myfccu.com or come see us in person!

Credit Lines and Unsecured Loans

For those needing extra flexibility with finances, our total credit lines amount to $357,890,338, providing options for various borrowing needs. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $17,391,230 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,613,191, make buying or refinancing simple. We work with you to find the best loan structure that fits your budget and plans. If you're considering refinancing an existing mortgage, let us guide you through the eligibility options available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your search for the best rates. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect what's available in the market. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness and reliability in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that users receive fair and transparent offers. LendMesh prioritizes accuracy by continuously updating its data to reflect current market conditions.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

A Future Focused on You

Our Mission

Branch Location & Accessibility

Getting Here

Operating Hours

Services Offered

We're Here for You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Services

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community