First Community Credit Union Milnor ND | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Community in Milnor, where your financial well-being is our top priority! Located at 302 5th Ave, Milnor, ND 58060, we have been serving our community since 1939, and our commitment to member satisfaction has only grown stronger over the years. With a robust membership of 46,708 and total assets exceeding $1.34 billion, we stand as a pillar of support for individuals and families alike. At First Community, we understand that every financial journey is unique. That's why we offer a range of personalized banking services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards that make managing your finances easier and more rewarding. Our drive-thru service is open Monday through Friday from 8:30 AM to 4:30 PM, and Saturday from 8:30 AM to 11:30 AM, ensuring you have convenient access whenever you need it. Under the leadership of our CEO Stephen Schmitz and Board President Owen Olson, we prioritize transparency and trust. With a net worth of $169,061,323 and total deposits amounting to $22,879,509, we are dedicated to maintaining a strong financial foundation for our members. Additionally, our cash reserves of $16,233,533 reflect our commitment to responsible banking practices. While you can visit us at our physical branch for all your banking needs, official correspondence should be sent to PO Box 277, Milnor, ND 58060-0277 if you're looking for something specific. Join us today at First Community! Whether you're looking to open an account or inquire about our loan options give us a call at 701-427-5246 or visit us online at myfccu.com. Your future starts here!

Branch History & Mission

Mission Statement

At First Community, our mission is clear: to empower our members through exceptional service and financial education. We believe that everyone deserves the opportunity to achieve their financial goals. Whether you're looking to open a checking account or secure funding for your dream home, we are here to guide you every step of the way. Our commitment extends beyond just banking; we actively engage in community outreach initiatives aimed at supporting local organizations and events that uplift our neighbors. We understand that when our community thrives, we all thrive.

Modern Banking with a Personal Touch

While we've stayed true to our roots, we've also embraced modern advancements in banking. Our digital services include online banking, mobile payments, and person-to-person transfers all designed for your convenience. Although we do not currently offer ATM services at this branch, our drive-thru banking is available during convenient hours: Monday through Friday from 8:30 AM to 4:30 PM and Saturday from 8:30 AM to 11:30 AM. If you need official correspondence, please send it to PO Box 277, Milnor, ND 58060-0277. We invite you to become part of the First Community family. Join us today and experience firsthand how we can help you achieve your financial dreams while making a positive impact in our beloved community. For more information or assistance, feel free to reach out at 701-427-5246 or visit us online at myfccu.com.

Branch Location & Accessibility

Get in Touch

If you have questions or would like more information about our services, feel free to call us at 701-427-5246. We're excited to welcome you into our community and assist with all your banking needs. Come visit us today!

Nearby Landmarks and Accessibility

Our branch is nestled near the heart of Milnor, making it easy to drop in while you're out running errands or enjoying a day out. You'll find ample parking available right outside, with accessible features like ramps for those who need extra assistance.

Operating Hours

We know that life can get busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Friday from 8:30 AM to 4:30 PM, and on Saturdays until 11:30 AM for drive-thru service. This means you can stop by before work or even on the weekend!

Services Offered

At First Community, we pride ourselves on providing a comprehensive suite of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you prefer convenience, take advantage of our drive-thru banking for deposits and withdrawals without leaving your car.

Member Eligibility

At First Community, we believe that becoming a member is more than just opening an account; it's about joining a warm, supportive community that truly cares about you and your financial journey. If you're looking to become part of our family, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the area around 302 5Th Ave Milnor Nd 58060. This means you can easily access all the fantastic benefits we offer, from competitive rates on loans to personalized banking services designed just for you. Joining us is a breeze! To get started, simply check out our eligibility requirements at https://www.myfccu.com/about/become-a-member.html. Once you've determined that you qualify, head over to our account opening page at https://www.myfccu.com/loans where you'll find everything you need to set up your new account. If you have any questions or need assistance along the way, don't hesitate to call us at (701) 427-5246. We're here for you every step of the way!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,740 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $615,205,115, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a reliable partner that simplifies payment processing while you focus on serving your customers. Our merchant services offer easy-to-use solutions that help streamline transactions, making it simple for your customers to pay whether in-store or online. This means fewer headaches for you and more satisfied customers. Discover how First Community at 302 5Th Ave Milnor Nd 58060, Milnor, ND can support your business dreams today! Contact us at (701) 427-5246 or visit our website at https://www.myfccu.com/.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer tailored solutions through our business banking services, including merchant services that simplify payment processing and business loans that fuel growth. We understand the unique challenges businesses face and strive to provide support that helps you succeed.

Digital Banking Convenience

Embracing modern technology, we offer robust online and mobile banking platforms that allow you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, accessing your finances has never been easier. Plus, our basic drive-thru banking service facilitates quick deposits and withdrawals for those who prefer face-to-face interaction without stepping inside the branch. Whether you're managing personal finances or running a business, First Community aims to be your trusted partner in all things financial. Explore our wide range of services today by visiting us online or calling us directly at (701) 427-5246. Your journey toward financial well-being starts here!

Financial Solutions

In times of need, our personal loans and debt consolidation services can provide relief by simplifying your payments and reducing interest rates. Plus, with our credit cards that offer rewards, every purchase you make can earn you points towards travel, cashback, or other benefits.

Personal Banking

For individuals looking to manage their finances, we offer a variety of personal banking services. Our checking and savings accounts come with competitive rates, making it easy to save for the future while having access to your funds when needed. Whether you're budgeting for everyday expenses or saving for a dream vacation, our accounts can help you stay on track. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options. We provide flexible terms and competitive interest rates, so you can drive away in the car you want without breaking the bank. Our mortgage loans and refinancing options also ensure that home ownership is within reach, allowing you to invest in your future.

Digital & Online Banking

Accessibility and Convenience

With mobile payments enabled, you can make purchases directly from your phone ideal for those busy days when you're on the move. Whether you're shopping or dining out, paying has never been easier. Plus, if you have any questions or need assistance, our dedicated team is always just a phone call away at (701) 427-5246. Managing your finances should be straightforward and convenient. At First Community, we're committed to providing an accessible online experience that empowers you to stay on top of your financial goals effortlessly. Explore all that we offer by visiting us at https://www.myfccu.com/ today!

Key Services

Our online banking platform allows you to view your account balances, transfer money, and pay bills all from the comfort of your home or on the go. If you're looking to send money quickly, our person-to-person transfer feature makes it simple and hassle-free to send funds to friends or family. Plus, for those who prefer mobile banking, our user-friendly mobile application is available for download, putting your bank right in your pocket. Security is paramount at First Community. While we currently do not support electronic signature authorization, rest assured that all transactions are safeguarded with advanced security measures to protect your personal information. We also provide e-statements, so you can access your financial documents securely without the clutter of paper statements.

Financial Strength

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing reliable services to our community. With a net worth of $169,061,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further emphasized by our net worth ratio of $1,257, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $345,644,293 in share certificates and $195,094,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $583,388, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is evident in our $141,996,298 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $6,018 in used auto loans and $989,505,874 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our impressive $6,005,367, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares totaling $1,787,553, we have funds available for lending and investments that further strengthen our position as a trusted financial partner. Our total share accounts stand at 185,519, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 302 5Th Ave Milnor Nd 58060 or call (701) 427-5246 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,800,863 in used vehicle loans and $26,586,816 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that your auto financing experience is as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $615,205,115 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; our loan products are designed to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,613,191, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, we can help you navigate the process with ease.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is ready to assist you. We're committed to finding the best solutions tailored to your specific situation. At First Community, we're more than just a lender; we're your partner in achieving financial success. For more information on our loan offerings or to apply today, please contact us at 701-427-5246 or visit us online at myfccu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,391,230 in loans helping members manage their finances effectively. These cards provide the convenience of quick access to funds while allowing you to build your credit history.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to regulatory standards ensures that users receive fair and transparent offers. Each listing reflects the most current information available, allowing you to make informed choices without hidden surprises.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of our service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Mission Statement

Modern Banking with a Personal Touch

Branch Location & Accessibility

Get in Touch

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing for Growth

Merchant Services That Make Sense

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Financial Solutions

Personal Banking

Digital & Online Banking

Accessibility and Convenience

Key Services

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

Join Our Community