First Community Credit Union Wentzville MO | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to First Community in Wentzville, where your financial well-being is our top priority! Nestled at 1000 Parkway Ridge Blvd, Wentzville, MO 63385, we have proudly served our community since 1934. Over the decades, we've built a strong foundation of trust and reliability, making us a preferred choice for over 402,691 members who count on us for their banking needs. At First Community, we understand that financial decisions can be daunting. That's why our dedicated team of 647 employees, led by CEO Glenn Barks and Board President Sharon Hudson, is here to guide you every step of the way. Whether you're looking for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, we're committed to providing tailored solutions that fit your life. Our commitment goes beyond just transactions; we strive to make a positive impact in our community. With total assets reaching an impressive $4,468,203,907 and total deposits amounting to $295,734,993, we ensure that your money works hard for you while staying safe and sound. Our net worth stands strong at $362,428,732, demonstrating our stability and dedication to serving you well. While you can easily reach us at the Wentzville branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 17151 Chesterfield Airport Rd, Chesterfield, MO 63005-1411. Ready to take control of your financial future? Visit us today or give us a call at 636-728-3333. Experience firsthand how First Community is here to support you with friendly service and expert advice!

Branch History & Mission

At First Community, we take pride in our rich history and unwavering commitment to the community of Wentzville, MO. Established in 1934, our branch has been a trusted financial partner for nearly 90 years, growing alongside our members and adapting to their evolving needs. Located at 1000 Parkway Ridge Blvd, Wentzville, MO 63385, we are proud to serve over 402,691 members with total assets exceeding $4.4 billion. Our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community. We believe in empowering individuals and families through accessible banking solutions that include personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Our goal is to create lasting relationships built on trust and transparency. First Community's journey began with a small group of dedicated individuals who shared a vision of better financial opportunities for their neighbors. As the years passed, we've expanded our reach and services without losing sight of our core values. We emphasize not only financial growth but also community support through various outreach initiatives. From sponsoring local events to partnering with schools and organizations, we strive to make a meaningful impact in Wentzville. While members can visit us at 1000 Parkway Ridge Blvd, official correspondence should be sent to 17151 Chesterfield Airport Rd, Chesterfield, MO 63005-1411 if needed. Our branch operates with convenience in mind; we are open Monday through Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 12:30 PM. We also offer ATM access and drive-thru banking for quick transactions. In today's digital world, we embrace technology by providing online and mobile banking options that allow our members to manage their finances anytime, anywhere. We prioritize accessibility for all members by ensuring ADA compliance in our facilities and services. Our dedication goes beyond just banking; it's about building a community where everyone thrives together. We invite you to join First Community and experience the benefits of being part of a cooperative that truly cares about its members' well-being. Come visit us at First Community in Wentzville where your financial future meets community spirit! For more information or assistance, feel free to call us at 636-728-3333 or explore our website at firstcommunity.com. Join us today!

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is key when it comes to banking. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots for individuals with disabilities. You'll find ample parking available right outside the entrance, making your visit hassle-free.

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 636-728-3333. We're here to help! Stop by First Community in Wentzville today and discover how we can support your financial journey. We look forward to welcoming you!

Operating Hours

At First Community, we want to ensure you have plenty of time to manage your banking needs. Our lobby hours are Monday through Friday from 8:30 AM to 6 PM, and we're open on Saturdays from 8:30 AM until 12:30 PM for those who prefer weekend banking.

Services Offered

We offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards our team is ready to assist you. For quick transactions, take advantage of our drive-thru service or use our ATM for cash withdrawals and balance checks.

Member Eligibility

At First Community, we believe that everyone deserves a supportive financial community, and becoming a member is an easy step towards achieving your financial goals. If you live, work, or worship in the areas surrounding Wentzville, you're likely eligible to join us! We welcome individuals from various walks of life to experience the benefits of membership. Our members enjoy personalized service, competitive rates on loans, and access to a variety of financial products tailored to meet their needs. To get started on your journey with us at First Community, simply visit our website for detailed eligibility information at https://www.firstcommunity.com/about-us/join-us.html. Once you see how easy it is to qualify, you can open an account online or give us a call at (636) 728-3333 if you have any questions. Our friendly team is here to guide you through every step. Join us today and discover what it means to be part of our community at First Community located at 1000 Parkway Ridge Blvd Wentzville Mo 63385!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services provide you with the tools you need to accept payments seamlessly, whether in-store or online. Picture being able to process customer transactions quickly while keeping track of sales data in real time this is what we aim to deliver. Located at 1000 Parkway Ridge Blvd Wentzville Mo 63385, Wentzville, MO MO, we're here to help you navigate your business banking needs. Reach out to us at (636) 728-3333 and let's discuss how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer comprehensive business banking solutions, including merchant services and business loans. We know how important it is for businesses to have reliable financial support, which is why we strive to help entrepreneurs thrive.

Convenient Access

We prioritize convenience in every aspect of our service delivery. Our online and mobile banking platforms allow you to manage transactions at any time whether it's making deposits, checking balances, or paying bills from the comfort of your home. Additionally, our ATM services provide easy access for withdrawals and balance checks whenever you need cash on hand. If you're visiting us in person, take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your car.

Financial Assistance

Life can bring unexpected expenses, and when it does, our personal loans and debt consolidation options can provide the relief you need. These loans are designed to help you tackle high-interest debts or cover significant purchases without stress. Don't forget about our credit cards with rewards! Enjoy benefits like cash back or points for travel every time you swipe. It's a great way to make everyday spending work for you.

Personal Banking Solutions

Our personal banking services are designed to help you achieve your financial goals with ease. We offer checking and savings accounts that cater to various lifestyles. With features like online banking and mobile access, you can manage your money anytime, anywhere. Imagine being able to check your balance on the go or transfer funds from your smartphone while waiting in line. If you're planning to buy a car, our auto loans and vehicle financing options make it simple and affordable. You can drive away in your dream car with competitive rates and flexible terms. For those considering homeownership, our mortgage loans and refinancing services can help you secure the best deal possible on your new home or lower your current mortgage payment.

Reach Out Today!

Located at 1000 Parkway Ridge Blvd Wentzville Mo 63385, we're here to serve the community of Wentzville, MO with a friendly smile and expert guidance. If you'd like more information about any of our services or want assistance with your financial journey, don't hesitate to call us at (636) 728-3333. At First Community**, we're committed to helping you succeed financially every step of the way!

Digital & Online Banking

Key Features

With our online banking services, you can access your accounts anytime, anywhere. Need to check your balance? Make a transfer? Or maybe set up e-statements for paperless convenience? You can do all this and more with just a few clicks. Our e-statements are not only eco-friendly but also allow you to keep track of your finances without the clutter of paper. For those who love using their mobile devices, our mobile application brings banking right to your fingertips. You can even make quick payments using mobile payments features, ensuring that transactions are as smooth as possible. Plus, if you need to send money to friends or family, our person-to-person transfer option makes it easy and fast.

Security and Convenience

Security is a top priority at First Community. We offer electronic signature authorization for safe and convenient transaction approvals. This means that you can handle important paperwork without worrying about the security of your information. Managing your accounts has never been easier! With real-time access to account balances, transaction histories, and more, you have complete control over your finances whenever you need it. And if you're ever in doubt or have questions, our dedicated support team is just a call away at (636) 728-3333. Experience the convenience of banking on your terms with First Community's digital and online services. Visit us today at https://www.firstcommunity.com/ and take charge of your financial journey!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 697,764, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $13,762,475, we have the resources needed to help you achieve your goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 1000 Parkway Ridge Blvd Wentzville Mo 63385 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $80,651 in used auto loans and $3,113,337,953 in total loans and leases.

Secure Savings Options

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to fit your budget and needs.

Business Loans

For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, our dedicated team can help tailor a solution that meets your business needs.

Credit Lines

Our total credit lines available amount to $623,986,918, offering additional flexibility for personal or business expenditures. This option can be especially useful for unexpected expenses or short-term projects. At First Community, we are committed to providing personalized service and competitive rates. If you're considering refinancing or want to learn about eligibility options, don't hesitate to reach out. You can call us at (636) 728-3333 or visit us at our branch located at 1000 Parkway Ridge Blvd Wentzville Mo 63385 in Wentzville, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we are here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the real impact LendMesh has on its users' financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. These standards are based on the latest results, ensuring that users receive fair and transparent offers (Source: https://www.ncua.gov). By relying on verified institutions, LendMesh maintains a commitment to accuracy and reliability.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Parking

Connect With Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options Tailored for Growth

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Business Banking Services

Convenient Access

Financial Assistance

Personal Banking Solutions

Reach Out Today!

Digital & Online Banking

Key Features

Security and Convenience

Financial Strength

Growing Membership Base

Operational Efficiency

Reinvestment for Growth

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community