First Community Credit Union Saint Louis MO | Low Mortgage Rates & Rewards Credit Cards

Introduction

Welcome to First Community, your trusted partner in financial growth, located at 4527 Telegraph Rd, Saint Louis, MO 63129. Since our establishment in 1934, we have been dedicated to serving our community with reliable banking solutions tailored to meet the needs of our 402,691 members. Our commitment to you is evident through our impressive total assets of $4,468,203,907 and total deposits reaching $295,734,993. At First Community, we believe that every member deserves personalized service and support. With a robust team of 647 employees, led by our CEO Glenn Barks and Board President Sharon Hudson, we strive to ensure that your financial journey is smooth and successful. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. While members can visit us at our branch location, we also prioritize accessibility through online and mobile banking options for your convenience. Our lobby hours are designed to fit your busy schedule: Monday to Thursday from 8:30 AM to 4:00 PM, Friday until 6:00 PM, and Saturday until 12:30 PM. With a net worth of $362,428,732 and a total loan portfolio exceeding 147,282 loans, we are proud to be a pillar of financial strength in the community. Whether you're looking for a loan or simply need guidance on managing your finances better, we're here for you. We invite you to explore all that First Community has to offer. Visit our website at firstcommunity.com or call us at 636-728-3333 today. Let's work together towards achieving your financial dreams!

Branch History & Mission

Welcome to First Community, a beacon of financial support in Saint Louis, MO. Established in 1934, our branch has proudly served the local community for nearly nine decades, evolving alongside the needs of our members. We are located at 4527 Telegraph Rd, Saint Louis, MO 63129, a convenient spot that's easy to find and close to many local landmarks. Since our inception, we have grown significantly, now boasting a membership of over 402,691 individuals who trust us with their financial needs. Our total assets amount to an impressive $4,468,203,907, reflecting our commitment to providing robust financial services. With an array of offerings including personal banking accounts, auto loans, mortgage options, and business banking solutions, we strive to meet the diverse needs of our members. At First Community, our mission is clear: we aim to enhance the financial well-being of our members while actively contributing to the communities we serve. We believe in empowering individuals through education and resources that promote informed financial decisions. This commitment extends beyond just banking; we engage in various community outreach efforts that foster positive change and support those in need. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8:30 AM to 4:00 PM, Friday until 6:00 PM, and Saturday from 8:30 AM to 12:30 PM. For those who prefer digital banking solutions, we offer online banking and mobile payment options that make managing finances easier than ever. You can also take advantage of our ATM services available at the branch and utilize our drive-thru service for quick transactions. While members can visit us at 4527 Telegraph Rd, official correspondence should be sent to the same address as there is no separate mailing address. If you have questions or need assistance, don't hesitate to reach out at 636-728-3333. We invite you to join First Community and experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities. Come visit us today!

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is important. Our location offers ample parking and features compliant ramps, ensuring everyone can easily visit us. Whether you're coming in for a quick transaction or need assistance with your banking needs, our friendly staff is ready to help.

Contact Us

Have questions? Feel free to reach out! You can give us a call at 636-728-3333, and our team will be happy to assist you with anything you need. We can't wait for you to visit First Community in Oakville where convenience meets exceptional service!

Operating Hours

We're dedicated to serving you with flexible hours to fit your schedule. Visit us Monday through Thursday from 8:30 AM to 4:00 PM, on Fridays until 6:00 PM, and on Saturdays until 12:30 PM. This way, whether you're a busy professional or a parent on the go, we are available when you need us most!

Services Offered

At First Community, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick access? Enjoy our ATM services for cash withdrawals and balance checks, plus basic drive-thru banking for simple transactions without leaving your car.

Member Eligibility

At First Community, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 4527 Telegraph Rd Saint Louis Mo 63129, you're likely eligible to join us. We take pride in serving individuals and families looking for financial solutions that truly fit their needs. Membership opens up a world of benefits, from competitive loan rates to personalized service, all designed with your best interests in mind. To explore the specific eligibility criteria, you can visit our detailed page at https://www.firstcommunity.com/about-us/join-us.html. Once you're ready to take the next step toward joining our family, opening an account is easy! You can find all the necessary information right here: https://www.firstcommunity.com/about-us/join-us.html. If you have any questions or need assistance along the way, don't hesitate to give us a call at (636) 728-3333. We're excited to welcome you!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you're running a busy day at your store, and customers are eager to buy. Our merchant services ensure smooth transactions, whether through card payments or mobile solutions, allowing you to focus on what matters most serving your customers. Located conveniently at 4527 Telegraph Rd Saint Louis Mo 63129 in Saint Louis, MO, we're here to partner with you on your journey to success. Reach out today at (636) 728-3333 and let's explore how we can support your business ambitions!

Comprehensive List Of Services

Business Banking Services

If you own a business or are thinking about starting one, we offer comprehensive business banking services, including merchant services and business loans. This means you can focus on growing your business while we handle the financial aspects.

Convenient Access Anytime

We understand that convenience is key. That's why we provide numerous ways to access cash with our ATM services and basic drive-thru banking options for deposits, withdrawals, and simple transactions. You can grab what you need quickly without hassle. At First Community, we believe in empowering our members with the tools necessary to achieve their financial dreams. Our dedicated team is always ready to assist you in person at our branch located at 4527 Telegraph Rd Saint Louis Mo 63129, or feel free to give us a call at (636) 728-3333 for any inquiries. Come visit us today or explore more about what we offer online at Oakville. Your financial journey starts here!

Home Sweet Home

Owning a home is a big step, and at First Community, we make it easier with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance for better rates, our team is here to guide you through each step of the process.

Personal Banking Solutions

Managing your money should be straightforward and convenient. With our personal banking services, you can choose from various checking and savings accounts designed to help you reach your financial goals. Imagine easily accessing your funds anytime with our online and mobile banking options. You can check balances, transfer funds, and pay bills right from your phone!

Rewarding Credit Options

For those who like to earn while they spend, our credit cards with rewards program allows you to gain points on everyday purchases. Use these rewards for travel, gifts, or even cash back whatever suits your lifestyle best!

Support for Your Financial Needs

In life, unexpected expenses can arise. That's where our personal loans and debt consolidation services come into play. We provide options that can help ease financial stress, making it simpler to manage payments without overwhelming interest rates.

Vehicle Financing Made Easy

If you're thinking about purchasing a new car or refinancing your existing auto loan, our auto loans and vehicle financing options offer competitive rates and flexible terms. Picture yourself behind the wheel of that dream car sooner than you thought possible.

Digital & Online Banking

At First Community, we understand that life can be busy, which is why our digital and online banking services are designed with your convenience and security in mind. With 24/7 access to your accounts, managing your finances has never been easier. Whether you're at home or on the go, you can stay connected and in control. Explore our online banking platform at https://www.firstcommunity.com/ where you can easily check your balance, transfer funds, and pay bills all from the comfort of your own device. Plus, our mobile application allows you to take these features with you wherever you go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. We prioritize your security with electronic signature authorization, ensuring that your transactions are protected every step of the way. You can also opt for e-statements to keep track of your financial activities without the clutter of paper statements just another way we help you manage your money efficiently. If you're looking for a hassle-free way to make payments, take advantage of our mobile payments feature. It's fast, convenient, and makes transactions a breeze whether you're shopping in-store or online. With all these user-friendly tools at your fingertips, First Community ensures that you have everything you need to manage your finances effectively and securely. Join us today and experience the ease of modern banking!

Financial Strength

A Solid Foundation

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

The trust placed in us by our members is evident with a total of 697,764 share accounts, showcasing a strong and growing member base that believes in our vision. Net Shares (funds available for lending and investments) stand at $13,762,475, further highlighting our commitment to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 4527 Telegraph Rd Saint Louis Mo 63129 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we support our community with $80,651 in used auto loans and a total of $3,113,337,953 in loans and leases across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $1,613,020 in total auto loans, with $1,363,090 dedicated to used vehicle loans and $478,708 for new vehicle loans. Our flexible terms make it easier than ever to get on the road without breaking the bank.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $28,196 provide the capital needed for expansion or investment in new projects. We're committed to supporting local businesses and helping them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $241,595. We simplify the process whether you're buying a new home or refinancing an existing mortgage. Plus, our team is here to guide you through each step of the way.

Refinancing Options

If you're considering refinancing any of your current loans or mortgages, we can assist with that as well! Our team will work with you to explore eligibility options and find a plan that fits your financial landscape. You can reach us at 636-728-3333, visit us at 4527 Telegraph Rd Saint Louis Mo 63129, or check out our website at First Community for more information about our loan offerings and how they can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $49,880 in loans helping members like you manage their finances effectively, our credit cards come with competitive rates and rewards designed to enhance your spending power.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using a reliable tool like LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for every comparison made. By using verified sources, LendMesh guarantees that users receive accurate and trustworthy information.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Parking

Contact Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Merchant Services for Everyday Transactions

Comprehensive List Of Services

Business Banking Services

Convenient Access Anytime

Home Sweet Home

Personal Banking Solutions

Rewarding Credit Options

Support for Your Financial Needs

Vehicle Financing Made Easy

Digital & Online Banking

Financial Strength

A Solid Foundation

Growing Together

Member-Centric Savings

Operational Efficiency

Reinvesting for Growth

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community