First Community Credit Union Saint Louis MO | Quick Personal Loans & Top Checking

Introduction

At First Community, we believe in building strong financial foundations for our members. Located at 12856 Tesson Ferry Rd, Saint Louis, MO 63128, our branch has been serving the community since 1934. With a dedicated team of 647 employees, we are committed to offering personalized banking solutions tailored to your needs. As a member of First Community, you join a family of over 402,691 individuals who trust us with their financial journeys. Our total assets stand impressively at $4,468,203,907, and we have successfully facilitated 147,282 loans and leases to help our members achieve their goals. Whether you're looking to buy a new car or save for your future, we've got you covered with total deposits amounting to $295,734,993. While you can visit us at our branch for any assistance, please note that official correspondence should be directed to our mailing address: 17151 Chesterfield Airport Rd, Chesterfield, MO 63005-1411. Our friendly staff is here to guide you through every step of your financial journey. Under the leadership of our CEO, Glenn Barks, and Board President, Sharon Hudson, we strive to create an environment where you feel valued and supported. With a solid net worth of $362,428,732 and cash in hand totaling $26,092,236, we are well-equipped to serve your banking needs effectively. Ready to take the next step? Visit us today or give us a call at 636-728-3333. Join First Community and experience banking that puts you first!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of First Community. With operating hours designed for your convenience Monday through Thursday from 8:30 AM to 4:00 PM, Friday until 6:00 PM, and Saturday mornings we're here when you need us most. If you're looking for personalized banking solutions tailored just for you or your business, reach out today at 636-728-3333 or visit us online at First Community. Join us in shaping a brighter future together!

Our Journey

From humble beginnings, First Community has evolved into a trusted financial partner for individuals and families alike. Throughout our history, we have focused on providing accessible financial services while fostering a sense of community. As we expanded, we embraced digital advancements that allow us to serve our members better like online and mobile banking options and ensure that everyone can access their accounts anytime, anywhere. Our commitment to inclusivity means that everyone is welcome here. We are proud to be an ADA-compliant institution, ensuring that all members can enjoy our services without barriers. Whether it's through our drive-thru banking or convenient ATM access, we strive to make banking easy and efficient for everyone.

Our Mission

At First Community, our mission is simple: to provide exceptional financial services while making a positive impact in our community. We believe in not only meeting the financial needs of our members but also supporting local initiatives and partnerships that enrich the lives of those around us. Through various outreach programs and community events, we work hard to give back to Saint Louis and create opportunities for growth and success. While members can visit us at 12856 Tesson Ferry Rd, official correspondence should be sent to 17151 Chesterfield Airport Rd, Chesterfield, MO 63005-1411 if necessary.

Branch Location & Accessibility

Convenient Access and Services

Parking is plentiful, making it easy for you to stop by without any hassle. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can comfortably access our services. For those who prefer not to enter the building, we offer a drive-thru option for quick deposits and withdrawals, ensuring your banking experience is as smooth as possible. Our operating hours are tailored to fit your busy schedule: Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:30 PM. We're here when you need us!

Modern Banking Solutions

At First Community, we prioritize your convenience with various services tailored to meet your financial needs. Enjoy easy access to ATMs for cash withdrawals and balance checks anytime you need them. Our range of offerings includes personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. We invite you to visit us or give us a call at 636-728-3333 if you have any questions or would like more information about how we can assist you. Come experience the friendly service and dedication that sets First Community apart!

Member Eligibility

At First Community, we believe that everyone deserves a chance to belong to a supportive community that puts your financial well-being first. If you're interested in becoming a member, you'll be pleased to know that eligibility is quite accessible. Generally, individuals who live, work, worship, or attend school in the Saint Louis area are welcome to join us. This means that if you're part of our local community, you can enjoy the many benefits we offer, including competitive rates on loans and personalized service tailored just for you. To learn more about the specific criteria for membership and how easy it is to get started, feel free to visit our website at https://www.firstcommunity.com/about-us/join-us.html. Once you're ready to open an account, the process is straightforward just check out the details at https://www.firstcommunity.com/about-us/join-us.html. If you have any questions or need assistance along the way, don't hesitate to give us a call at (636) 728-3333. We're here to help you take this important step towards a brighter financial future!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses. Imagine having access to the funds needed for that crucial expansion project or equipment upgrade. Our competitive rates and flexible terms mean you can focus on what really matters: running your business.

Merchant Services Made Simple

In addition to loans, we offer merchant services designed to make transactions smooth and easy. Picture this: your customers can pay via credit card, debit card, or mobile payment all while you keep track of sales effortlessly. This means less time worrying about payments and more time growing your customer base. Located conveniently at 12856 Tesson Ferry Rd Saint Louis Mo 63128 in Saint Louis, MO, our team is ready to help you explore the best options for your unique business needs. Reach out at (636) 728-3333 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessibility at Its Best

Our branch also offers basic drive-thru banking for quick deposits, withdrawals, and simple transactions. If you're on-the-go or prefer face-to-face interactions without stepping inside the branch, our drive-thru service is ready to assist you. As part of our commitment to accessibility, we have ATMs available for easy cash withdrawal whenever you need it. Plus, our friendly staff is always here to help if you have any questions or need assistance with any services. If you're ready to experience all that First Community has to offer, give us a call at (636) 728-3333 or visit us in person. We're excited to support your financial journey! For more information about joining us or opening an account, please check out our website at https://www.firstcommunity.com/.

Business Solutions

For our business members, we offer comprehensive business banking services including merchant services and business loans. We aim to support local businesses in achieving their goals by providing tailored financial solutions that work for them.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking services that let you manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, along with person-to-person payment options, handling your finances has never been easier.

Financing Your Dreams

When it comes to purchasing a vehicle or securing a home, we know how important it is to find the right financing. At First Community, we offer competitive auto loans and vehicle financing options that can help put you behind the wheel of your dream car. If buying a home is on your mind, our mortgage loans and refinancing options are here to guide you through the process smoothly.

Personal Banking Made Easy

We understand that managing finances can sometimes feel overwhelming. That's why we offer a variety of personal banking options including checking and savings accounts designed to help you save and grow your money. Whether you're planning for a vacation or saving for a new home, our accounts provide the flexibility and support you need.

Simplifying Borrowing

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation solutions, making it easier for you to manage your finances without stress. Our credit cards with rewards can also add value to your everyday purchases, giving you more back while you spend.

Digital & Online Banking

Convenient Transactions

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. You can send money directly from your account using our mobile app or online banking portal no need for cash or checks! And if you're a fan of mobile payments, you'll be pleased to know that we support various options to make payments quick and hassle-free. This means you can shop in stores or online without needing to carry around your wallet. In today's fast-paced world, convenience and accessibility are key. At First Community, we strive to provide our members with easy-to-use digital tools that help you manage your finances effectively. Join us today and experience the benefits of modern banking!

Key Features of Our Online Banking

With just a few clicks at https://www.firstcommunity.com/, you can check your balance, transfer funds, and even pay bills all from the comfort of your own home or while you're out running errands. Our user-friendly mobile application enhances this experience by putting all these features right in the palm of your hand. Security is always a top priority for us. With electronic signature authorization available, you can complete transactions confidently, knowing that your information is protected. Plus, with e-statements, you can easily keep track of your finances without worrying about paper clutter.

Financial Strength

Commitment to Growth

Our $332,567,758 in undivided earnings reflects our commitment to reinvesting in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $80,651 in used auto loans and $3,113,337,953 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Dedicated Team

We also take pride in having 638 full-time employees and 9 part-time employees who are always ready to assist you with knowledge and dedication. Together, they ensure that every interaction you have with First Community is positive and productive.

Member Savings and Investments

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to generate income is evident in our operational efficiency reflected by our $0. This allows us to continue offering competitive loan rates and solid financial products for our members.

Our Financial Health

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This is complemented by our impressive net worth ratio of $811, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With a robust total of 697,764 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $13,762,475, illustrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 12856 Tesson Ferry Rd Saint Louis Mo 63128 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our flexible terms can help you drive away in the car you need.

Credit Lines

If you're looking for additional flexibility, our total credit lines amounting to $623,986,918 give you access to funds when you need them most. This option can be ideal for unexpected expenses or managing cash flow without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. We provide various mortgage solutions designed to fit your budget and financial situation, helping you secure the home you've always wanted.

Refinancing Options

If you're considering refinancing your current loans, we can help simplify the process and potentially lower your monthly payments. Reach out to us to learn more about eligibility options that could work best for you. At First Community, we are committed to providing personal banking solutions that meet your unique needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and discover how we can support your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards, allowing you to enjoy benefits while making everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

LendMesh prioritizes user experience by offering several key benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can view up-to-date loan rates from multiple institutions, which helps in making informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that all offers presented are fair and transparent. By working only with verified financial institutions, LendMesh provides users with verified data, ensuring they receive legitimate loan offers.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Convenient Access and Services

Modern Banking Solutions

Member Eligibility

Business Banking & Commercial Services

Business Loans That Fuel Growth

Merchant Services Made Simple

Comprehensive List Of Services

Accessibility at Its Best

Business Solutions

Convenient Digital Banking

Financing Your Dreams

Personal Banking Made Easy

Simplifying Borrowing

Digital & Online Banking

Convenient Transactions

Key Features of Our Online Banking

Financial Strength

Commitment to Growth

Dedicated Team

Member Savings and Investments

Operational Efficiency

Our Financial Health

Strong Member Base

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community