First Community Credit Union Saint Louis MO | Low Mortgage Rates & Business Banking

Introduction

Welcome to First Community at our Crestwood branch, located at 9550 Watson Rd, Saint Louis, MO 63126. Since our establishment in 1934, we have been dedicated to serving our community with trust and care. With over 402,691 members, we pride ourselves on being more than just a financial institution; we are your neighbors, committed to helping you achieve your financial goals. At First Community, we understand that managing finances can be overwhelming. That's why we're here to offer personalized services tailored to meet your needs whether you're looking for a new vehicle loan, a mortgage, or just want to open a checking account. Our total assets of $4,468,203,907 reflect our solid foundation and commitment to providing secure banking solutions. With $295,734,993 in total deposits and a net worth of $362,428,732, you can trust that your money is in safe hands. Our team of 647 employees, led by CEO Glenn Barks and Board President Sharon Hudson, works tirelessly to ensure that each member receives the attention they deserve. We believe in building lasting relationships with our members based on transparency and support. While members can visit us at our branch for all your banking needs, feel free to explore our website at First Community for additional resources or assistance. If you prefer a more personal touch, don't hesitate to call us at 636-728-3333. We are here to help you navigate your financial journey every step of the way. Join us today and experience the difference that comes with being part of the First Community family!

Branch History & Mission

Engaging with Technology and Accessibility

At First Community, we understand that convenience matters. That's why we've embraced modern technology without losing sight of our personal touch. Members can enjoy features like online banking, mobile payments, and e-statements making managing finances easier than ever before. We also ensure that our branch is ADA compliant so that everyone can access our services comfortably. With ATM availability and a drive-thru service, banking with us is designed to fit your busy lifestyle. While you can visit us at 9550 Watson Rd, any official correspondence should be sent to the same address as there is no separate mailing address.

Join Us

As we look ahead, First Community remains steadfast in its mission to serve you better every day. We invite you to experience the benefits of being part of our credit union family. Whether you're looking for your first account or seeking advice on loans or investments, our team is here for you. If you're ready to join a community-focused credit union that values your needs as much as your dreams, reach out today! Call us at 636-728-3333 or visit our website for more information on how you can become part of First Community's legacy of trust and support.

Our Mission

The mission of First Community is clear: we are here to empower our members by offering comprehensive financial services that cater to their needs. We believe in making banking accessible and straightforward. Whether it's personal banking options like checking and savings accounts, auto loans, mortgages, or business banking solutions, we strive to provide support at every step. In addition to financial services, we are deeply committed to uplifting the community around us. Through various outreach programs and partnerships with local organizations, we work tirelessly to make a positive impact in Saint Louis. Our initiatives aim not only at helping individuals achieve their financial goals but also at fostering a sense of unity and support within the neighborhoods we serve.

Branch Location & Accessibility

Comprehensive Services Just for You

At First Community, we offer a wide range of banking services tailored to your needs. From personal checking and savings accounts to auto loans and mortgage options, we're dedicated to helping you manage your finances effectively. Our drive-thru allows for quick deposits and withdrawals without leaving your vehicle, while our ATM is available for cash withdrawals and balance checks whenever you need it. If you have any questions or would like more information about how we can assist you, feel free to give us a call at 636-728-3333. We look forward to welcoming you into our branch soon!

Easy Access and Parking

Our branch is designed with your convenience in mind. You'll find ample parking available right outside, so you can quickly hop in for a visit. Plus, we are proud to be ADA-compliant, ensuring that everyone can access our services comfortably. Whether you prefer to walk in or use our drive-thru service, we've got you covered!

Operating Hours That Fit Your Schedule

We understand that life can get busy. That's why our lobby hours are set from Monday to Thursday from 8:30 AM to 4:00 PM, Friday until 6:00 PM, and Saturday mornings until 12:30 PM. This flexible schedule allows you to visit us when it's most convenient for you.

Member Eligibility

At First Community, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! If you're living, working, or attending school in the area around 9550 Watson Rd Saint Louis Mo 63126, you're likely eligible to join us. We're here to support you with a variety of financial services tailored just for our members. Not only will you gain access to competitive rates and personalized service, but you'll also be part of a cooperative that prioritizes your financial well-being. For detailed eligibility requirements, feel free to check out our resource at https://www.firstcommunity.com/about-us/join-us.html. When you're ready to open an account, visit us online at https://www.firstcommunity.com/about-us/join-us.html or give us a call at (636) 728-3333. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine processing payments quickly and securely, allowing you more time to focus on what matters most growing your business. From credit card processing to online payment solutions, we provide tools that help you thrive in today's competitive marketplace. Visit us at 9550 Watson Rd Saint Louis Mo 63126 in Saint Louis, MO or call us at (636) 728-3333 to learn how we can assist your business today!

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses. Our experienced team works closely with you to find the right financial solutions tailored to your specific goals.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. This funding has transformed dreams into reality for many local entrepreneurs. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those outside our membership.

Comprehensive List Of Services

Accessibility and Convenience

We know that sometimes you need quick access without stepping inside the branch. Our basic ATM access allows for easy withdrawals and balance checks whenever it suits you. With extended lobby hours Monday through Friday from 8:30 AM to 6:00 PM our friendly staff is always ready to assist with any of your banking needs. In summary, whether it's personal finance management, business solutions, or digital banking convenience, First Community at Crestwood has got you covered! Feel free to give us a call at (636) 728-3333 if you have any questions or would like more information about how we can assist you today. Join us and experience the difference of being part of a community-focused credit union!

Business Banking Solutions

For our members who own businesses, we provide essential tools through our business banking services. This includes merchant services that simplify transactions and business loans designed to help you grow your enterprise. At First Community, we believe in supporting local businesses as they thrive in our community.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime, anywhere is crucial. That's why we offer robust online and mobile banking options. Whether you want to check your balance, transfer money between accounts, or pay bills on the go, our user-friendly platforms make it all possible right from your smartphone or computer. You can also enjoy the convenience of ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals.

Flexible Loan Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. We understand how important it is to have access to funds when you need them most. Plus, our credit cards with rewards give you the chance to earn while you spend perfect for everyday purchases or special occasions.

Personal Banking Services

Whether you're looking to open a checking or savings account, we have options that fit your lifestyle. Our personal banking services include everything from basic accounts for everyday use to specialized savings accounts designed to help you reach your financial goals. If you're in the market for a new car, our auto loans and vehicle financing options can get you on the road quickly. We also offer mortgage loans and refinancing, making it easier for you to buy your dream home or lower your monthly payments.

Digital & Online Banking

24/7 Access

With our 24/7 online banking services, managing your finances is easier than ever. Whether it's day or night, you can check balances, pay bills, or transfer money without waiting for business hours. Explore all that First Community has to offer in digital banking by visiting us at https://www.firstcommunity.com/. We're here to help you take control of your finances with confidence and ease!

Effortless Payments and Transfers

Need to send money to a friend? Our Person-to-Person Transfers feature makes it simple! With just a few taps, you can easily transfer funds directly to others no need for cash or checks. Additionally, if you're always on the move, our Mobile Payments feature allows you to make purchases using your phone. It's fast, convenient, and safe.

Key Features of Our Digital Banking Services

With our robust online banking platform available at https://www.firstcommunity.com/, you can enjoy a variety of features that make managing your money effortless. From checking your account balance to paying bills, everything is just a click away. Plus, our mobile application brings all these functionalities directly to your fingertips, making it easier than ever to stay on top of your finances. Security is our priority, which is why we offer Electronic Signature Authorization for transactions. This feature ensures that your approvals are secure and verified, giving you peace of mind when handling sensitive financial matters.

Stay Informed with E-Statements

Say goodbye to paper clutter with our E-Statements service. You can access your statements whenever you need them, helping you keep track of your spending and saving habits without the hassle of traditional mail.

Financial Strength

Commitment to Member Savings

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Trust

Total Share Accounts: 697,764, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operations at First Community, reinforcing our commitment to being your trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is here to help. Visit us at 9550 Watson Rd Saint Louis Mo 63126 or call (636) 728-3333 to learn more about how we can assist you in achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,651 in used auto loans and $3,113,337,953 in total loans and leases.

Strong Financial Foundation

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Eligibility and Refinancing Options

If you're unsure about eligibility for any of our loan products or interested in refinancing your existing loans for better terms, feel free to reach out! Our knowledgeable staff at First Community can guide you through available options tailored specifically for your financial needs. For more information about our loan offerings or to discuss how we can assist you further, please don't hesitate to contact us at 636-728-3333 or visit us at our branch located at 9550 Watson Rd Saint Louis Mo 63126. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you make informed financial decisions!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, making it easier for you to take that important step toward owning your home. If you are considering refinancing your current mortgage, we can help you navigate eligibility options for various programs that may suit your situation.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $49,880,333 in loans helping members manage their finances effectively, our credit card offerings allow for everyday purchases without the burden of excessive fees or complicated terms.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that you can trust. - Real-Time Rate Comparisons: The platform features up-to-date loan rates from multiple institutions, allowing you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh can lead to significant savings and greater satisfaction for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers are fair and transparent, helping you avoid hidden fees or misleading terms.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Engaging with Technology and Accessibility

Join Us

Our Mission

Branch Location & Accessibility

Comprehensive Services Just for You

Easy Access and Parking

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Outstanding Loan Portfolio

Tailored Loan Options

Comprehensive List Of Services

Accessibility and Convenience

Business Banking Solutions

Digital Banking Features

Flexible Loan Options

Personal Banking Services

Digital & Online Banking

24/7 Access

Effortless Payments and Transfers

Key Features of Our Digital Banking Services

Stay Informed with E-Statements

Financial Strength

Commitment to Member Savings

Growing Member Trust

Operational Efficiency

Reinvestment in Member Services

Strong Financial Foundation

Loan Offering

Auto Loans

Eligibility and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community