First Community Credit Union Richmond Heights MO | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to First Community, your trusted financial partner located at 1070 S Brentwood Blvd, Richmond Heights, MO 63117. Established in 1934, we have proudly served our community for decades, growing our membership to over 402,691 individuals who rely on us for their financial needs. With total assets reaching an impressive $4,468,203,907, we are committed to providing a strong foundation for our members' financial well-being. At First Community, we understand that each member's needs are unique. That's why we offer a variety of services designed to meet those needs whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions. Our aim is to help you achieve your financial goals with confidence. Under the leadership of our CEO Glenn Barks and Board President Sharon Hudson, we strive to create a welcoming environment where you can feel secure about your finances. With a dedicated team of 647 employees, we're here to assist you every step of the way. While members can visit us at our branch location, please remember that official correspondence should be sent directly to our branch address. We invite you to explore everything First Community has to offer. For more information or if you have any questions, don't hesitate to reach out by calling us at 636-728-3333 or visiting our website at First Community. Join us today and discover how we can support your financial journey!

Branch History & Mission

At First Community, we take pride in our rich legacy and commitment to serving our members in Richmond Heights, MO. Since opening our doors in 1934, we have grown to become a trusted financial partner for over 402,691 members. Our branch, located at 1070 S Brentwood Blvd, Richmond Heights, MO 63117, stands as a testament to the values of community support and member-focused service that define us. Over the years, First Community has evolved significantly. From our humble beginnings to becoming a robust credit union with total assets exceeding $4.4 billion, we have continually adapted to meet the changing needs of our community. Our operating hours are designed for your convenience: Monday through Thursday from 8:30 AM to 4:00 PM, Fridays until 6:00 PM, and Saturdays from 8:30 AM to 12:30 PM. Additionally, we offer ATM services and drive-thru banking for those on the go. Our mission is clear: we aim to empower our members by providing comprehensive financial services while fostering a sense of belonging within our community. We believe in making banking accessible and straightforward offering personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. This commitment extends beyond transactions; we actively engage in community outreach programs that strengthen ties with local organizations and initiatives. While members can visit us at 1070 S Brentwood Blvd, official correspondence should be sent to the same address since there is no separate mailing address. We also prioritize inclusivity by ensuring ADA compliance across our branch facilities. In this digital age, First Community embraces technology to enhance your banking experience. With online and mobile banking solutions available, you can manage your finances anytime and anywhere. From person-to-person payments to e-statements and mobile payments, we've made it easy for you to stay connected. As we continue to grow alongside our community in Richmond Heights, we invite you to join us on this journey. Experience firsthand the benefits of membership at First Community Credit Union where your financial goals are supported by a dedicated team ready to help you succeed. For more information or to become a member today, please call us at 636-728-3333 or visit our website at First Community.

Branch Location & Accessibility

Accessibility Features

At First Community, we understand the importance of accessibility. Our branch is designed with ADA-compliant features, including ramps and spacious pathways, ensuring that all members of our community can visit us easily. Ample parking is available right outside our doors, so you won't have to worry about finding a spot.

Call-to-Action

Ready to experience exceptional service? We invite you to visit us at First Community or give us a call at 636-728-3333. Your financial well-being is important to us, and we're excited to help you achieve your goals!

Operating Hours

We are open Monday through Thursday from 8:30 AM to 4:00 PM and extend our hours on Friday until 6:00 PM. On Saturdays, we welcome you from 8:30 AM to 12:30 PM. These hours are tailored for your convenience because we know that life gets busy!

Services Offered

At First Community, we offer a wide range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, our friendly staff is ready to assist you. If you prefer quick transactions, take advantage of our drive-thru banking service for deposits and withdrawals without leaving your vehicle. We also have an ATM available for easy cash access and balance checks.

Member Eligibility

At First Community, we believe that everyone deserves a chance to be part of a supportive community that truly cares. Becoming a member is easy and welcoming! If you're living or working in the area, you might already meet our eligibility criteria. We welcome individuals from various backgrounds, so whether you're looking for personal banking solutions or want to explore business services, there's a place for you here. To get all the details about who can join us, feel free to check out our eligibility information at https://www.firstcommunity.com/about-us/join-us.html. Once you've confirmed your eligibility, opening an account is a breeze! Just visit us at our branch located at 1070 S Brentwood Blvd Richmond Heights Mo 63117, and our friendly team will guide you through the process. You can also give us a call at (636) 728-3333 if you have any questions or need assistance before stopping by. Join us today and enjoy the benefits of being part of First Community where your financial well-being is our priority!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. Imagine turning your vision into reality with the right financial backing!

Merchant Services

In addition to loans, our merchant services make managing transactions easy. Picture this: processing payments seamlessly while focusing on what you do best running your business. From credit card processing to online payment solutions, we're here to ensure that your payment needs are met efficiently. Visit us at 1070 S Brentwood Blvd Richmond Heights Mo 63117 in Richmond Heights, MO, or give us a call at (636) 728-3333 to learn more about how we can help your business thrive!

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. Whether you're looking to expand operations or manage day-to-day expenses, we've got options for everyone.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses. This strong commitment to local enterprises helps create jobs and fosters community development.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options are here to help. We understand that buying a car is a significant investment, so we offer competitive rates and flexible terms. You can drive off knowing you made the right financial decision with support from our knowledgeable team.

Business Banking Solutions

For our business members, we offer comprehensive banking services including merchant services and business loans. We understand that running a business comes with its own challenges; that's why we are committed to helping local businesses thrive by providing tailored financial solutions.

Convenient Access to Your Funds

We also prioritize convenience through our ATM and cash withdrawal services. Need quick access? Our ATMs allow for easy withdrawals and balance checks without the hassle of waiting in line. Plus, our basic drive-thru banking makes deposits and simple transactions quick and effortless. At First Community, we believe in building strong relationships with our members by providing exceptional service across all areas of finance. If you're ready to explore how we can assist you today, don't hesitate to reach out! Call us at (636) 728-3333 or visit us at 1070 S Brentwood Blvd Richmond Heights Mo 63117. Experience the difference personalized banking can make!

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards come equipped with rewarding features that give back every time you use them. Enjoy perks like cash back or points redeemable for travel whatever suits your lifestyle best!

Home Sweet Home: Mortgage Solutions

If you're ready to buy a home or refinance your existing mortgage, First Community has you covered. Our mortgage loans come with various options that cater to different budgets and needs. We take pride in guiding you through the process to ensure you feel confident every step of the way.

Personal Banking Made Simple

For those looking to manage their everyday finances, our personal banking options include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings this is exactly what we provide! With our user-friendly online and mobile banking platforms, you can check balances, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you're never alone. Whether it's for medical bills or home repairs, we can help simplify your financial situation by offering loans that fit your needs.

Digital & Online Banking

Convenience at Your Fingertips

For those who prefer using their smartphones for payments, our mobile payments feature allows for easy transactions wherever you are. Imagine simply tapping your phone to pay instead of fumbling for cash or cards it's that easy! At First Community, we believe that banking should fit into your lifestyle effortlessly. Our user-friendly services are designed with you in mind, ensuring that real-time account management is both accessible and straightforward. Explore all these features and more by visiting us at https://www.firstcommunity.com/ your financial journey starts here!

Key Features for You

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with our mobile application, you can manage your accounts directly from your smartphone. Whether you're at home or on the go, you have full control over your finances right at your fingertips. Security is a top priority for us. With electronic signature authorization, you can complete transactions securely without the hassle of paperwork. You can also choose to receive e-statements, reducing clutter while keeping your information safe and accessible.

Financial Strength

Growing Trust Among Members

We have cultivated a strong member base with a total of 697,764 share and deposit accounts that trust us with their finances. Net Shares available for lending and investments stand at $13,762,475, further demonstrating our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 1070 S Brentwood Blvd Richmond Heights Mo 63117 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Your Future

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is clear with $80,651 in used auto loans and $3,113,337,953 in total loans and leases, supporting members' financial goals across various sectors.

Solid Financial Health

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. Whether you prefer financing a brand-new model or opting for a reliable used vehicle, our flexible terms will ensure you find the right fit for your budget.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $28,196,888 provide the necessary funding to take your business to the next level. At First Community, we prioritize your financial well-being and strive to offer accessible solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about eligibility or starting your application process today, visit our website at First Community or call us at 636-728-3333!

Credit Lines and Unsecured Loans

For those needing extra funds for personal projects or unexpected expenses, we offer credit lines totaling $623,986,918. This flexibility allows you to borrow what you need when you need it. Additionally, we also provide flexible terms on unsecured credit card loans with a total of $49,880,333 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, making it easier for you to secure your dream home without breaking the bank. Plus, if you're considering refinancing your existing mortgage, we have options that could save you money.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence is based on the latest results (Source: https://www.ncua.gov), guaranteeing fair and transparent offers for users. You can trust that the information you receive reflects current market conditions and lending practices.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring that you have access to trustworthy options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so that you can choose the best option for your needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps in making informed choices about their financing. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh is in delivering value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call-to-Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Merchant Services

Non-Member Support

Outstanding Portfolio

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Solutions

Convenient Access to Your Funds

Credit Cards with Rewards

Home Sweet Home: Mortgage Solutions

Personal Banking Made Simple

Personal Loans & Debt Consolidation

Digital & Online Banking

Convenience at Your Fingertips

Key Features for You

Financial Strength

Growing Trust Among Members

Member Savings Secured

Operational Efficiency

Reinvestment in Your Future

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Join Our Community