First Community Credit Union Manchester MO | Quick Personal Loans & Business Banking

Introduction

Welcome to First Community, your trusted partner in financial well-being, located at 201 Highlands Boulevard Dr, Manchester, MO 63011. Since our establishment in 1934, we have proudly served our members, fostering a strong community spirit and commitment to their financial success. With a robust membership of 402,691 and total assets amounting to an impressive $4,468,203,907, we are dedicated to providing exceptional services tailored to meet your needs. At First Community, we understand that every member's journey is unique. That's why we offer a wide range of products including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment goes beyond traditional banking; we also provide business banking services to support local entrepreneurs with merchant services and business loans. Our leadership team is here to guide you on your financial path. Under the stewardship of CEO Glenn Barks and Board President Sharon Hudson, we aim to create a welcoming atmosphere where members can feel secure and valued. While you can visit us at our branch for all your banking needs, please don't hesitate to reach out at 636-728-3333 for any inquiries or assistance. Whether you're looking to open an account or explore loan options, we're here to help you thrive. Join us today and experience the difference at First Community! For more information about our services and how we can assist you further, visit us online at First Community.

Branch History & Mission

At First Community in Manchester, MO, we take pride in our long-standing tradition of serving our members and the community since we opened our doors in 1934. Over the decades, we have grown from a small credit union to a robust financial institution with over 402,000 members and total assets reaching an impressive $4,468,203,907. Our branch is conveniently located at 201 Highlands Boulevard Dr, Manchester, MO 63011, making it easy for members to access our services. Our mission is simple yet powerful: to provide exceptional financial services while enhancing the well-being of our community. We believe that by helping individuals and families achieve their financial goals, we can contribute to a stronger and more vibrant community. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgage services, or business banking solutions such as merchant services and business loans, we are here to support you every step of the way. Since our inception, we have embraced innovation and technology to better serve our members. With features like online banking, mobile payments, and electronic signatures available, managing your finances has never been easier. Additionally, we ensure that our facilities are ADA compliant so that everyone can access our services without barriers. While members can visit us at 201 Highlands Boulevard Dr, official correspondence should be sent to the same address as there is no separate mailing address. Our operating hours are designed with your convenience in mind: Monday through Friday from 8:30 AM to 7:00 PM and Saturday and Sunday from 9:00 AM to 3:00 PM. We also offer ATM availability for quick cash withdrawals. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations to support various initiatives that uplift those around us. This commitment extends beyond providing financial services; it includes being a responsible corporate citizen dedicated to improving lives in Manchester and its neighboring areas. We invite you to join First Community today! Experience personalized service tailored just for you while becoming part of a larger mission dedicated to building a better future for all members of our community. For more information on how to become a member or open an account with us, visit First Community or call us at 636-728-3333. Together, let's pave the way towards a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At First Community, we prioritize your comfort and accessibility. Our branch is ADA compliant, ensuring that everyone can enjoy our services without hassle. Parking is ample and conveniently located right outside the entrance, so you won't have to worry about finding a spot. While members can visit us at 201 Highlands Boulevard Dr, official correspondence should be sent to our mailing address if different; please check with our team if you need more details.

Connect with Us

Have questions or need assistance? Feel free to give us a call at 636-728-3333. Our friendly staff is always ready to help you navigate your banking journey. We invite you to visit us today at First Community in Manchester; we look forward to serving you!

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 8:30 AM to 7:00 PM, and on Saturdays and Sundays from 9:00 AM to 3:00 PM. This means you can stop by after work or even on the weekends!

Services Offered

First Community offers a range of services tailored to meet your financial needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. We also provide convenient ATM access for quick cash withdrawals and balance checks, so you're covered whether you're in a rush or planning ahead.

Member Eligibility

Joining the First Community family means becoming part of a caring community that prioritizes your financial well-being. To become a member, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in certain areas of Missouri, or if you're related to someone who already is a member, you're likely eligible! It's all about creating connections and supporting each other. For full details on eligibility, feel free to check out our resource page at https://www.firstcommunity.com/about-us/join-us.html. Once you've confirmed your eligibility, opening an account is a breeze! You can find all the information you need about the account opening process right here: https://www.firstcommunity.com/about-us/join-us.html. If you have any questions or need assistance, don't hesitate to give us a call at (636) 728-3333. We're excited to welcome you into our First Community community at 201 Highlands Boulevard Dr Manchester Mo 63011!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments anytime, anywhere. Our merchant services make it easy for you to focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we provide the tools you need to serve your customers better and streamline operations. Visit us at 201 Highlands Boulevard Dr Manchester Mo 63011 in Manchester, MO, or call us at (636) 728-3333 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Additional Member Benefits

With features like basic ATM access for withdrawals and balance checks, as well as person-to-person payment options available through our platform, we strive to make banking not just easy but also efficient. At First Community, we are dedicated to ensuring that each member has access to the tools they need for financial success. If you're ready to explore how we can help with your financial needs or want more information about any of our services, don't hesitate to reach out! Give us a call at (636) 728-3333, or visit us at our branch in Manchester, MO. We look forward to serving you!

Business Banking Services

For entrepreneurs and small business owners, First Community offers robust Business Banking solutions. Our Merchant Services & Business Loans are crafted to help your business thrive, whether you need capital for expansion or tools for accepting payments.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer comprehensive Online & Mobile Banking services. You can manage your accounts from anywhere using our user-friendly app check balances, transfer funds, and pay bills all at your fingertips. Plus, our ATM & Cash Withdrawal Services ensure that cash is always within reach whenever you need it.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. Whether it's cashback on groceries or travel rewards for your next vacation, we have a card that suits your lifestyle.

Personal Banking Solutions

Managing your money is easier than ever with our personal banking services. We offer Checking & Savings Accounts that help you save for future goals while providing easy access to your funds. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing options come with competitive rates and flexible terms, making it simple to drive away in the car you want. For those considering homeownership or refinancing, our Mortgage Loans & Refinancing services are designed to guide you through the process, helping you find the perfect fit for your budget. And if you're facing unexpected expenses or seeking to consolidate debt, our Personal Loans & Debt Consolidation options can provide the relief you need.

Digital & Online Banking

Accessible Online Banking

Our 24/7 online banking services ensure that you can check your account balance, pay bills, and transfer funds at any time. Whether you're at home or on the go, managing your money has never been easier. You can log in through our website at https://www.firstcommunity.com/ to access all these features securely.

Go Green with E-Statements

Say goodbye to paper clutter! At First Community, we offer e-statements so you can receive your account statements electronically. This not only helps the environment but also keeps your financial information organized and easily accessible.

Mobile Banking Made Easy

With our user-friendly mobile application, available for download on your smartphone, you're never far from your finances. Need to make a quick payment? Our mobile payments feature allows you to send money easily. Plus, if you ever need to send money to friends or family, our person-to-person transfer option makes it simple and fast.

Secure Transactions

Your security is our top priority. We utilize electronic signature authorization for transactions when needed, ensuring that your personal information remains safe. You can bank with confidence knowing that we have measures in place to protect your data. In summary, whether you're checking balances, making payments, or transferring funds, our digital banking services at First Community are designed for ease and security. Take advantage of these features today and experience hassle-free banking like never before!

Financial Strength

Building Trust Together

Total Share Accounts: 697,764, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,762,475 further demonstrate our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 201 Highlands Boulevard Dr Manchester Mo 63011 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $80,651 in used auto loans and $3,113,337,953 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to choose the right car that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges; hence our tailored solutions aim to support your entrepreneurial journey.

Eligibility & Refinancing Options

If you're considering refinancing your current loans or exploring eligibility options for any of our products, our team is ready to assist you. We believe that everyone should have access to affordable financing solutions that align with their financial goals. For more information or assistance with applying for a loan at First Community located at 201 Highlands Boulevard Dr., Manchester MO 63011, feel free to call us at 636-728-3333. Our operating hours are Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable staff is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. These cards come with various benefits and rewards to make everyday spending more manageable and rewarding.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides numerous advantages that promote trust and confidence among users: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike some platforms that prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results. Every user gets the same level of access to loan options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates the tool's effectiveness in simplifying the loan search process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing method ensures that all offers are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information when comparing loan options.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Connect with Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Additional Member Benefits

Business Banking Services

Convenient Digital Banking

Credit Cards and Rewards

Personal Banking Solutions

Digital & Online Banking

Accessible Online Banking

Go Green with E-Statements

Mobile Banking Made Easy

Secure Transactions

Financial Strength

Building Trust Together

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Business Loans

Eligibility & Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community