First Community Credit Union Lake Saint Louis MO | Affordable Auto Loans & Top Checking

Introduction

Welcome to First Community, your trusted financial partner located at 6100 Ronald Reagan Dr, Lake Saint Louis, MO 63367. Since our establishment in 1934, we have proudly served our community, building a solid foundation of trust and reliability for our members. With a total membership of over 402,691 individuals, we are dedicated to providing tailored financial solutions that cater to your unique needs. At First Community, we understand the importance of strong financial support. That's why we manage assets totaling an impressive $4,468,203,907, ensuring we have the resources to assist you with everything from personal loans to business banking services. Our commitment to fostering financial growth is reflected in our total loans and leases amounting to 147,282, alongside robust deposits of $295,734,993. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Glenn Barks and Board President Sharon Hudson, we strive to create a welcoming environment where all members feel valued and supported. Whether you're seeking help with auto loans or credit cards with rewards, our knowledgeable staff is ready to assist you. While members can visit us at our branch location for personalized service, official correspondence should be sent directly to our mailing address if it differs from the branch address. We invite you to explore our full range of services on our website at firstcommunity.com. Join us today and experience how First Community can make a positive impact on your financial life. Feel free to reach out via phone at 636-728-3333 or visit us during our convenient hours: Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Your journey towards achieving financial success starts here!

Branch History & Mission

Welcome to First Community, a credit union that has been a cornerstone of financial support in Lake Saint Louis, MO, since it opened its doors in 1934. Over the years, we have proudly served our community, growing alongside our members and adapting to their needs. Today, we are thrilled to have over 402,691 members and total assets exceeding $4.4 billion. Located at 6100 Ronald Reagan Dr, Lake Saint Louis, MO 63367, our branch is easily accessible for all your banking needs. Whether you are visiting us for personal banking or business services, our friendly team is here to help. Our operating hours are Monday through Friday from 8:30 AM to 7:00 PM and Saturdays from 9:00 AM to 3:00 PM. We also offer ATM availability for quick access to your funds. First Community's mission is clear: we aim to empower our members through exceptional financial services while fostering a sense of community. Our products range from checking and savings accounts to auto loans, mortgages, and business banking solutions. We believe that everyone deserves access to quality financial resources that enhance their lives. In addition to providing essential banking services, we are deeply committed to giving back to the community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in the lives of those around us. Whether it's supporting local schools or participating in charitable events, we take pride in being more than just a credit union we're a part of the community fabric. As technology continues to advance, First Community embraces digital innovation while ensuring ADA compliance and customer-centric initiatives. Our online banking platform allows you to manage your finances conveniently from anywhere at any time. With mobile payments and e-statements available, we make banking easy and accessible. If you're looking for a supportive financial partner that values both your goals and the community's well-being, consider joining First Community today! Experience firsthand how our mission translates into real benefits for you and your family. For more information about membership or to open an account, visit us at First Community or call us at 636-728-3333. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Convenience

We understand that accessibility is important for our members. Our branch is designed with features that comply with ADA standards, ensuring everyone can visit us comfortably. We offer ample parking space right outside the entrance, so you can get in and out quickly. While we don't have a drive-thru service available, our team is always ready to assist you inside during our extended operating hours.

Get in Touch

Ready to experience top-notch service? Visit us at First Community, or give us a call at 636-728-3333 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch soon!

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 7:00 PM, and on Saturdays and Sundays from 9:00 AM to 3:00 PM. Whether you're looking to open a new account, apply for a loan, or just need some advice on your finances, we're here when you need us.

Services Offered

At First Community, we provide a variety of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Plus, our ATM is available for easy cash withdrawals and balance checks anytime you need it.

Member Eligibility

At First Community, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Joining us is straightforward and welcoming! If you're a resident of the areas we serve, work for certain partner employers, or are related to an existing member, you may qualify to become a member. We invite you to take advantage of the many benefits that membership brings, including personalized service, competitive rates, and a variety of financial products designed with your needs in mind. To explore all the details regarding eligibility, visit our membership page. Ready to open an account? It's as easy as picking up the phone! Give us a call at (636) 728-3333 or check out our account opening information for more guidance. We're excited to welcome you into the First Community family at our branch located at 6100 Ronald Reagan Dr Lake Saint Louis Mo 63367!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that make everyday transactions easier for your business. Whether it's accepting payments from customers through various platforms or managing cash flow efficiently, our services are designed to fit your needs. With flexible solutions at your fingertips, you can focus on what matters most growing your business. Located at 6100 Ronald Reagan Dr Lake Saint Louis Mo 63367 in Lake Saint Louis, MO, we're here to support you every step of the way. Let's work together to unlock your business's full potential! For more information, call us at (636) 728-3333 or visit our website at First Community.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential tools such as Merchant Services & Business Loans. Running a business can be challenging; that's why we aim to support local entrepreneurs with products designed for growth and efficiency.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've invested in top-notch Online & Mobile Banking platforms. Whether you're checking your balance while waiting for your coffee or making quick transfers from your phone, our digital services are available anytime, anywhere. Don't forget about our ATM & Cash Withdrawal Services, which allow easy access to cash whenever you need it no matter if it's late at night or during a weekend getaway.

Credit Options That Reward You

With our Credit Cards with Rewards, enjoy the benefits of earning points for everyday purchases. Think about how rewarding it would be to earn cashback on groceries or travel rewards when planning your next getaway!

Get In Touch!

Ready to explore how our services can benefit you? Visit us at First Community located at 6100 Ronald Reagan Dr Lake Saint Louis Mo 63367, or give us a call at (636) 728-3333 for more information. We're here Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Let us help you take the next step toward achieving your financial goals!

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process. We understand that this is one of the biggest financial decisions you'll make. Our team is here to ensure you find the right mortgage that fits your budget and long-term goals. If you're facing unexpected expenses or need some extra cash flow, our Personal Loans & Debt Consolidation options can be lifesavers. Whether it's consolidating debts or covering emergency costs, we offer solutions that help you regain control of your finances.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that cater to different lifestyles and goals. Our Checking & Savings Accounts are easy to open and come with features that help you manage your money efficiently. Imagine effortlessly tracking your expenses or saving for that dream vacation our accounts make it simple. For those considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture yourself driving home in your new car with peace of mind knowing that you're getting a great deal from us.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfers feature allows you to quickly and securely send cash without any hassle. And for those who prefer a paperless approach, you can sign up for e-statements and enjoy the ease of accessing your account statements digitally. If you're ever in a hurry, our electronic signature authorization lets you complete important transactions without the need for physical paperwork. Security is always a top priority at First Community. We use robust measures to protect your information while ensuring that every transaction is safe and secure. Our mobile payments feature also provides you with an easy way to make purchases directly from your phone, keeping your financial activities both convenient and protected. Whether you're checking balances, transferring funds, or applying for new services, First Community is committed to providing accessible and user-friendly digital banking options that fit into your lifestyle. Explore all that we have to offer today by visiting https://www.firstcommunity.com/. Your financial journey just got a lot easier!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 697,764, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,762,475. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 6100 Ronald Reagan Dr Lake Saint Louis Mo 63367 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $80,651 in used auto loans and $3,113,337,953 in total loans and leases.

Strong Financial Health

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines and Business Loans

For those looking for additional financial flexibility or funding for their businesses, our total credit lines amount to $623,986,918 and our outstanding commercial loans are at $28,196,888. We support local businesses by providing them with the capital they need to grow and expand their operations. If you're interested in learning more about any of these loan products or checking your eligibility options for financing solutions that meet your specific needs, feel free to reach out to us at 636-728-3333 or visit our website at First Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First Community, we're here to empower you with the resources needed for a brighter financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. We provide various mortgage products to suit different needs and preferences. Plus, if you're considering refinancing your existing mortgage for better terms or rates, we can assist you with that too.

Unsecured Credit Card Loans

Managing expenses can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while allowing for manageable repayment plans.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. The information is updated regularly, helping you find the most current rates available.

Benefits of Using LendMesh

Verified Data: Loan offers on LendMesh come from legitimate financial institutions, ensuring transparency in the rates and terms presented. No Sponsored Listings: Unlike some comparison tools that might prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. This integrity builds trust with users who want straightforward information. Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, empowering users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Explore your options today and compare real-time loan offers at LendMesh to find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Convenience

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Credit Options That Reward You

Get In Touch!

Home Financing Made Easy

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Growing Member Base

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Join Our Community