First Community Credit Union Kirkwood MO | Best Auto Loans & Personal Banking

Introduction

Welcome to First Community, your trusted partner in financial well-being right here in Kirkwood, MO. Since our establishment in 1934, we have been dedicated to supporting our members with a wide range of services tailored to meet their unique needs. At our branch located at 10357 Manchester Rd, Kirkwood, MO 63122, we pride ourselves on building lasting relationships with the community and providing personalized banking solutions. With a strong membership base of over 402,691 individuals and total assets exceeding $4.4 billion, First Community is not just another credit union; we are a cornerstone of this community. We offer a variety of financial products, including personal checking and savings accounts, auto loans, mortgages, and credit cards that come with rewards. Whether you're looking to buy your first car or need help with business financing, we have you covered. Our leadership team, led by CEO Glenn Barks and Board President Sharon Hudson, is committed to ensuring that every member receives the highest level of service. With 647 employees ready to assist you, we are always here to help you navigate your financial journey confidently. While members can visit us at 10357 Manchester Rd, official correspondence should be sent to our mailing address: 17151 Chesterfield Airport Road, Chesterfield, MO 63005. We invite you to explore our offerings online at firstcommunity.com or give us a call at 636-728-3333 during our operating hours from Monday to Friday 8:30 AM - 4 PM and Saturday from 8:30 AM - 12:30 PM. Join us today and discover how First Community can help you achieve your financial goals!

Branch History & Mission

At First Community, we pride ourselves on a rich legacy that began in 1934. Located at 10357 Manchester Rd, Kirkwood, MO, our branch has grown alongside the community, providing financial services and support for generations. With over 402,000 members and total assets exceeding $4.4 billion, First Community stands as a pillar of trust and strength in Kirkwood. From humble beginnings, First Community has expanded its offerings to meet the evolving needs of our members. We have embraced modern banking solutions while maintaining our commitment to personalized service. Our mission is simple yet powerful: to provide exceptional financial services that empower our members and foster community growth. We believe that when our members thrive, so does our community. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 8:30 AM to 4 PM, Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 12:30 PM. We also offer drive-thru banking for your convenience and an ATM on-site for quick access to your funds. While members can visit us at 10357 Manchester Rd Kirkwood Mo 63122, official correspondence should be sent to our mailing address at 17151 Chesterfield Airport Road, Chesterfield, MO 63005. This ensures that all communications are handled efficiently. First Community is not just about banking; we are deeply invested in our community's well-being. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Kirkwood and beyond. Our commitment extends beyond financial transactions; it's about building relationships and supporting each other. As technology continues to advance, we ensure that our services remain accessible. With online banking options, mobile payments, and electronic statements available, managing your finances has never been easier or more secure. We invite you to join the First Community family today! Experience the benefits of membership with a credit union that truly cares about its people. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. For inquiries or assistance, feel free to contact us at (636) 728-3333. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Connect with Us

If you have any questions or need assistance, feel free to give us a call at 636-728-3333. Our friendly team is ready to help you with all your banking inquiries. We invite you to visit us soon at our Kirkwood branch where your financial journey begins!

Nearby Landmarks and Accessibility

Situated in the heart of Kirkwood, our branch is close to several well-known landmarks. Whether you're stopping by after shopping at local boutiques or heading back from enjoying a day at the park, we make it simple for you to manage your finances on the go. Our location offers ample parking and features that ensure accessibility for everyone, including ADA-compliant ramps and entrances.

Operating Hours and Services

We understand that convenience is key when it comes to banking. That's why we're here for you Monday through Friday from 8:30 AM to 4 PM, and we extend our hours until 6 PM on Fridays! Need to stop by on the weekend? We're open Saturdays from 8:30 AM to 12:30 PM as well. At First Community, we offer a range of services designed to meet your needs from personal banking options like checking and savings accounts to loans for your next vehicle or home. Plus, with our ATM availability and drive-thru banking services, accessing your funds has never been easier.

Member Eligibility

Becoming a member of First Community feels like joining a warm, welcoming family that genuinely cares about your financial well-being. If you live, work, or worship in the Kirkwood area or have a family member who is already part of our community, you're likely eligible to join us! Our membership is open to individuals who meet these simple criteria, which you can explore further at https://www.firstcommunity.com/about-us/join-us.html. By choosing to bank with First Community, you'll enjoy personalized service and access to a wide range of financial products designed to support your goals. Getting started is easy! You can open an account by visiting us at our branch located at 10357 Manchester Rd Kirkwood Mo 63122 or by checking out the details online at https://www.firstcommunity.com/about-us/join-us.html. Have questions? Feel free to call us at (636) 728-3333, and we'll be happy to help you take the first steps toward becoming a valued member of our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify your operations. Picture this: your customers can pay easily with various options while you manage transactions effortlessly. Our tools help streamline payments, improve cash flow, and enhance customer satisfaction. If you're ready to take your business to the next level, visit us at 10357 Manchester Rd Kirkwood Mo 63122 in Kirkwood, MO or call us at (636) 728-3333. Let's work together to make your business dreams a reality!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café using our loans to renovate its space or a tech startup securing funds for innovative projects. These stories reflect how our support translates into real-world success.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're dreaming of a new car or need financing for a vehicle, our competitive auto loans can help make that dream a reality. We provide flexible terms and rates that cater to your budget. Picture yourself driving off in your new vehicle while knowing you have secured an excellent deal through our personalized service.

Business Banking Services

For entrepreneurs and business owners, we understand the unique challenges you face. Our business banking services, including merchant services and business loans, are crafted to support your growth and success. We're here to help streamline your banking experience so you can focus on what matters most growing your business.

Convenient Access Points

Our branch features both an ATM and drive-thru service, making it easy for you to conduct simple transactions like deposits and withdrawals without stepping inside the bank. This convenience allows you to get in and out quickly while still receiving excellent service. At First Community in Kirkwood, we are dedicated to providing exceptional financial services tailored specifically for our members' needs. Whether you're visiting us at our branch located at 10357 Manchester Rd or reaching out via phone at 636-728-3333, we're excited to assist you on your financial journey. Ready to take the next step? Visit us online at First Community or come by today! Your financial future starts here!

Credit Cards with Rewards

Enjoy the benefits of shopping with our credit cards that offer rewards! Earn points on purchases that can be redeemed for exciting perks. It's not just about spending; it's about getting something back in return!

Home Financing Options

Homeownership is within reach with our comprehensive mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance your current mortgage, we're committed to finding a solution that works for you. Our experienced loan officers will guide you through each step, ensuring you understand the process completely.

Personal Banking Solutions

For those who need reliable banking options, we offer checking and savings accounts that fit various lifestyles. Imagine easily accessing your funds anytime with our online and mobile banking services, allowing you to check balances, transfer money, and pay bills from anywhere at any time. With features like e-statements and mobile payments, managing your finances has never been more convenient.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can assist with everything from home repairs to medical bills. Additionally, if you're feeling overwhelmed by debt, consider our debt consolidation options designed to simplify your payments and potentially lower interest rates.

Digital & Online Banking

Mobile Banking Made Easy

For those who prefer banking on their phones, our mobile application is available to give you access right in your pocket. Whether you want to make person-to-person transfers or pay bills through our mobile payments feature, everything is just a tap away. No more waiting in line; simply open the app and handle your transactions in real-time.

Security You Can Trust

We prioritize your security with robust measures that protect your personal information while you bank online. Enjoy peace of mind knowing that your data is safe with us, allowing you to focus on what matters most your financial goals. With First Community's digital and online banking services, managing your money has never been more accessible. Sign up today and discover how easy it is to take control of your finances!

Financial Strength

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your money is in safe hands with us. With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to you goes beyond numbers. With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We're proud to support your financial goals with $80,651 in used auto loans and $3,113,337,953 in total loans and leases. Our operational efficiency shines through with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $13,762,475. Total Share and Deposit Accounts: 697,764, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 10357 Manchester Rd Kirkwood Mo 63122 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our flexible financing options can make your dream car more accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand. We know how important it is to invest in your business, and our loan products are tailored to support your specific needs. At First Community, we strive to make the borrowing process as transparent and straightforward as possible. Our team is ready to assist you with refinancing options and eligibility inquiries so you can find the right loan for your situation. For more information or to start your application process today, feel free to reach out at (636) 728-3333 or visit us at our branch located at 10357 Manchester Rd Kirkwood Mo 63122 in Kirkwood, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. We provide competitive rates and terms that can fit your budget and needs. If you're looking to refinance, we also have options available that could save you money over time.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. These cards come with benefits that can help you earn rewards while making purchases.

Loan Aggregator

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First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect with Us

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Supporting Your Business Growth

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Convenient Access Points

Credit Cards with Rewards

Home Financing Options

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Mobile Banking Made Easy

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community