First Community Credit Union High Ridge MO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Community, your trusted financial partner located at 2700 Ridge Point Dr, High Ridge, MO 63049. Since our establishment in 1934, we have dedicated ourselves to serving our community with integrity and commitment. With a proud membership of over 402,691 individuals, we are not just a credit union; we are a family that values every member. At First Community, we understand the importance of financial stability. That's why we manage a robust total asset portfolio worth an impressive $4,468,203,907. Our members can take advantage of various services designed for personal and business needs, including personal banking, auto loans, mortgage financing, and much more. Led by our experienced CEO, Glenn Barks, and Board President Sharon Hudson, our team is here to ensure you receive personalized service tailored to your financial goals. We also boast a strong workforce of 647 employees who are passionate about helping you thrive financially. While you can visit us at our branch for assistance or inquiries, please remember that any official correspondence should be sent to the same address. For further information or to explore the services we offer, don't hesitate to call us at 636-728-3333 or visit our website at firstcommunity.com. Join us as we continue to make a positive impact in the lives of our members and the broader community!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of digital convenience. That's why we've embraced online banking options and mobile applications that allow our members to manage their finances easily and securely from anywhere. Additionally, we maintain compliance with ADA standards to ensure that all individuals can access our services without barriers. As part of our commitment to growth and improvement, we continuously seek feedback from our members to enhance their experience further. Whether it's offering educational resources or expanding ATM availability currently offered at this branch we are always looking for ways to serve you better.

Join Us Today!

As we look towards the future at First Community, we invite you to become part of our family. Experience the benefits of being a member-driven credit union where your voice matters. Together, let's build a stronger community! For more information on how you can join us or open an account today, please visit First Community or call us at (636) 728-3333. Your journey towards financial empowerment starts here!

Our Journey

From humble beginnings, First Community has witnessed remarkable milestones. The dedication of our staff and leadership has been instrumental in shaping the credit union's path. Our branch at 2700 Ridge Point Dr, High Ridge, MO 63049, is strategically located for easy access by all community members. With a mission rooted in helping individuals achieve their financial goals, we have continually adapted to meet the needs of our members while embracing new technologies. While members can visit us at 2700 Ridge Point Dr High Ridge Mo 63049, official correspondence should be sent to our mailing address if it differs from this location. We are dedicated to making every interaction count through personalized service and innovative solutions.

Our Mission

Our mission at First Community extends beyond just providing financial services; it is about building lasting relationships within our community. We believe that everyone deserves access to quality banking products and services that enhance their lives. Whether it's through checking accounts, auto loans, or mortgage options, we strive to make banking simple and accessible for everyone. We take pride in being an inclusive institution that supports the diverse needs of our community through various outreach programs and partnerships. By investing in local initiatives and supporting charitable causes, we aim to uplift those around us and foster a sense of belonging among all residents.

Branch Location & Accessibility

ATM Availability

For those who need quick cash or wish to check their balance, we are pleased to provide ATM access right at our location. While we currently do not have drive-thru banking available, our in-branch services are designed to make your experience smooth and efficient. If you have any questions or need assistance before your visit, feel free to call us at 636-728-3333. We invite you to drop by First Community today and discover how we can support your financial journey!

Nearby Landmarks and Accessibility

Our branch is located near several local favorites, making it a convenient stop during your day. You can find us just a short drive from High Ridge Plaza and close to the beautiful parks that dot our area. When you visit, you'll enjoy ample parking with easy access to the entrance, including features like ramps for ADA compliance, ensuring everyone can visit us without hassle.

Operating Hours and Services

At First Community, we know your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Join us Monday through Friday from 8:30 AM to 7:00 PM, or stop by on Saturday and Sunday from 9:00 AM to 3:00 PM. Our friendly team is here to assist you with a range of services designed to meet your banking needs from personal checking accounts to auto loans and mortgage financing.

Member Eligibility

At First Community, we believe that becoming a member is like joining a family where everyone supports one another. If you live, work, worship, or attend school in the High Ridge area, you're already eligible to join us! We welcome individuals from various backgrounds, making it easy for you to be part of our community. Plus, being a member comes with fantastic benefits such as personalized service, competitive rates on loans and savings accounts, and access to a wide range of financial products tailored just for you. Getting started is simple! You can find all the details about eligibility and how to open an account by visiting our website at https://www.firstcommunity.com/about-us/join-us.html. If you have any questions or need assistance, feel free to give us a call at (636) 728-3333. We're excited to help you take the first step toward joining First Community, located at 2700 Ridge Point Dr High Ridge Mo 63049!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, our merchant services make transactions smoother for your customers. Picture this: a busy Saturday at your store where every second counts. With our payment processing solutions, you can accept payments quickly and securely, ensuring a seamless experience for your customers while keeping your cash flow steady. Whether you're in High Ridge or beyond, First Community is here to support your business goals with the right financial tools. Reach out today at (636) 728-3333 or visit us at 2700 Ridge Point Dr High Ridge Mo 63049 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, First Community offers robust business banking services including merchant services and business loans. We understand how crucial it is for businesses to have the right financial support. Our team is ready to assist you in finding solutions that help your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide online and mobile banking services that allow you to access your accounts anytime, anywhere. From making payments to checking balances, managing your finances has never been easier. You can also utilize ATM and cash withdrawal services at our convenient locations, ensuring you have access to cash when you need it. Our commitment extends beyond just traditional banking; we aim to integrate technology into our services for maximum efficiency. With features like person-to-person payments, electronic signatures for easier transactions, and e-statements for paperless convenience, First Community makes banking simple.

Get Started Today!

We invite you to visit us at 2700 Ridge Point Dr High Ridge Mo 63049 or give us a call at (636) 728-3333 for more information about how we can help with all your banking needs. At First Community, we're here to support you every step of the way because your financial success is our priority! For more details on membership eligibility or opening an account, please visit our website. Join us today and experience the difference!

Personal Banking

Our personal banking services include checking and savings accounts that offer flexibility and peace of mind. Imagine having the freedom to manage your money effortlessly while earning interest on your savings. With First Community, you can enjoy a variety of account options tailored to fit your lifestyle. When it comes to financing your next vehicle, our auto loans and vehicle financing solutions are designed with you in mind. Picture driving away in a new car without financial stress! We also offer mortgage loans and refinancing options that can help make homeownership more accessible. Our team will guide you through every step, ensuring that you find the right mortgage solution for your needs. For those unexpected expenses or projects, our personal loans and debt consolidation options provide a safety net that allows you to take control of your finances. And if you're looking to earn rewards while spending, check out our credit cards with enticing rewards programs.

Digital & Online Banking

Additional Services

We also offer e-statements for those who want to reduce paper clutter while keeping track of their finances efficiently. This means you can view your statements online at any time, which is not only eco-friendly but also helps you manage your budget better. Need to send money quickly? Our person-to-person transfer feature lets you send funds directly to friends or family without any hassle. And if you're out shopping, don't forget about our mobile payments feature that allows you to make purchases right from your phone. At First Community, we aim to provide an accessible and user-friendly experience so that you can focus on what matters most your financial goals. Join us today and take advantage of these great digital banking services!

Key Features

With our online banking platform, available at https://www.firstcommunity.com/, managing your accounts is easier than ever. You can check balances, pay bills, and transfer money anytime you need. And if you prefer using your smartphone, our mobile application makes banking even simpler, allowing you to handle transactions with just a few taps. Security is always a top priority for us. You can rest assured knowing that features like electronic signature authorization are in place to protect your information. Plus, with 24/7 online banking services, you're never more than a click away from your money no matter where life takes you.

Financial Strength

A Growing Community Trust

Total Share and Deposit Accounts: 697,764, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,762,475 further highlight our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 2700 Ridge Point Dr High Ridge Mo 63049 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $80,651 in used auto loans and $3,113,337,953 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial results reflect our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Capital Foundation

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget. Plus, if you're considering refinancing your current auto loan for better rates or terms, we can help you explore those options too.

Business Financing

For business owners looking to expand or improve cash flow, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and thrive. We understand the unique challenges businesses face and are committed to offering solutions that work for you. At First Community, we pride ourselves on our member-focused approach and transparent financial practices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your loan options further or have questions about eligibility and refinancing opportunities, don't hesitate to reach out! Call us at 636-728-3333 or visit us online at First Community. Let us help you take the next step towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, making it easier than ever to secure a place to call home. Our team will guide you through eligibility requirements and help you navigate the mortgage process smoothly.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. This option provides access to funds when needed without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

One key advantage is Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Moreover, No Sponsored Listings means that LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users benefit from Real-Time Rate Comparisons, which present up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the positive impact LendMesh has had on its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

ATM Availability

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Digital Banking

Get Started Today!

Personal Banking

Digital & Online Banking

Additional Services

Key Features

Financial Strength

A Growing Community Trust

Investing in Our Future

Member-Centric Savings Solutions

Operational Efficiency

Strong Capital Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community