First Community Credit Union Florissant MO | Cheap Mortgage Refinance & Business Banking

Introduction

Welcome to First Community, your trusted partner in financial services located at 3390 N Highway 67, Florissant, MO 63033. Established in 1934, we have proudly served our community for nearly nine decades, growing alongside our members and adapting to their changing needs. With a strong commitment to providing exceptional service, we currently support 402,691 members, offering them a wide range of banking solutions designed to empower their financial journeys. At First Community, we understand that every member's financial goals are unique. That's why we provide personalized services from checking and savings accounts to auto loans, mortgages, and business financing. Our total assets amount to an impressive $4,468,203,907, ensuring that we have the resources to support you at every stage of life. Whether you're looking to buy a new car or invest in your first home, our team is here to guide you through the process with expertise and care. Our leadership team is dedicated to fostering a culture of trust and transparency. Under the guidance of CEO Glenn Barks and Board President Sharon Hudson, our experienced staff of 647 employees is ready to assist you with any inquiries or concerns you may have. We believe that strong relationships are built on open communication, which is why we encourage you to reach out at 636-728-3333 if you have questions or need assistance. While members can visit us at our branch location in Florissant, official correspondence should be sent directly to our mailing address if it differs from our branch address. Join us today and experience the difference that a member-focused credit union can make in your financial life. Visit us online at First Community or stop by our branch to learn more about how we can help you achieve your dreams!

Branch History & Mission

Welcome to First Community, a credit union that has proudly served the vibrant community of Florissant, MO since 1934. With a rich history spanning nearly 90 years, our branch at 3390 N Highway 67 has become a cornerstone for individuals and families seeking reliable financial services and support. Over the decades, we have experienced significant growth and transformation. Starting with just a handful of members, we now proudly serve over 402,691 members and manage total assets of approximately $4.47 billion. This remarkable evolution is not just about numbers; it reflects our commitment to enhancing the financial well-being of our community. Our mission at First Community is straightforward yet impactful: to provide exceptional financial services while fostering community support. We understand that each member has unique needs, which is why we offer a wide range of services including personal banking accounts, auto loans, mortgage financing, and business banking solutions. We believe in empowering our members to achieve their financial goals through accessible and trustworthy banking options. In addition to traditional banking services, we are dedicated to leveraging technology to enhance your experience. Our digital offerings include online banking, mobile payments, and e-statements allowing you to manage your finances conveniently from anywhere. We also ensure ADA compliance so that all members can access our services with ease. While you can visit us at our Florissant location for personalized assistance during our operating hours (Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM), official correspondence should be directed to our mailing address if different from the branch address. Community involvement is at the heart of First Community's mission. We actively participate in local outreach efforts and partnerships aimed at improving lives within Florissant and beyond. Our team believes in giving back, whether it's through educational programs or supporting local charities. We invite you to join our growing family at First Community. Experience the difference that comes with being part of a credit union that truly values its members and strives to make a positive impact in the community. Come see us today or call us at 636-728-3333 for more information on how we can help you on your financial journey!

Branch Location & Accessibility

Welcome to First Community, your friendly neighborhood credit union located at 3390 N Highway 67 in Florissant, MO. Our branch is easily accessible and conveniently situated near local landmarks, making it a breeze for you to visit us. Whether you're heading to the nearby shopping centers or just passing through the area, we're here to serve your financial needs. At First Community, we understand that accessibility matters. Our branch is designed with features that ensure everyone can bank comfortably. Parking is available right outside our doors, and we comply with ADA guidelines to provide easy access for all members. Our operating hours are crafted to fit your busy lifestyle. You can visit us Monday through Friday from 8:30 AM to 7:00 PM, and on weekends, we're open Saturday and Sunday from 9:00 AM to 3:00 PM. Have questions or need assistance? Feel free to give us a call at 636-728-3333; our team is always ready to help! In addition to our welcoming lobby, we offer convenient ATM services for quick cash withdrawals and balance checks. While we don't currently have drive-thru banking available, our dedicated staff is always on hand during lobby hours to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more. While members can visit us at 3390 N Highway 67 Florissant Mo 63033, official correspondence should be sent directly to our mailing address if it's different. However, feel free to drop by anytime! We look forward to seeing you soon at First Community in Florissant!

Member Eligibility

Becoming a member of First Community is like joining a close-knit family that's dedicated to supporting your financial journey. If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership! We welcome individuals from various backgrounds and walks of life, making it easy for you to find a place here. To learn more about specific eligibility requirements, feel free to check out our detailed resource at https://www.firstcommunity.com/about-us/join-us.html. Opening an account is a breeze, too! Simply visit us at our branch located at 3390 N Highway 67 Florissant Mo 63033, or give us a call at (636) 728-3333 for any questions you might have. You'll discover that being part of First Community not only gives you access to great financial products and services but also connects you with a community that truly cares about your success. Join us today and start experiencing the benefits of membership! For further details on how to open your account, visit https://www.firstcommunity.com/about-us/join-us.html.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services streamline payment processes, making it easier for you to manage transactions. Imagine accepting payments seamlessly whether you're at a brick-and-mortar location or running an online shop. Our solutions ensure you can focus on what truly matters growing your business. Visit us at 3390 N Highway 67 Florissant Mo 63033 in Florissant, MO or give us a call at (636) 728-3333. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

For our members who own businesses, First Community provides essential services like merchant services and business loans. We understand that running a business comes with its unique challenges, and we are here to support your growth through customized financial products.

Conclusion

At First Community in Florissant, MO, we strive to provide a friendly environment where all your banking needs can be met under one roof. Our dedicated team is here to assist you with any questions or concerns you might have. We invite you to visit us or give us a call at 636-728-3333 to learn more about how we can serve you better. Let us be part of your financial journey today!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. With our mobile app, you can easily check balances, transfer funds, and even make payments on the go. Our ATM services ensure that cash withdrawal is just around the corner whenever you need it.

Personal Banking Services

Our personal banking offerings are designed to make managing your finances simple and accessible. We provide checking and savings accounts that fit various lifestyles, ensuring you have the right tools for budgeting and saving. If you're thinking about buying a new car or need financing options, our auto loans and vehicle financing can help get you behind the wheel quickly. For those planning to buy a home, we offer comprehensive mortgage loans and refinancing options that guide you through every step of the home-buying process. Additionally, our personal loans and debt consolidation services can assist you in managing unexpected expenses or consolidating debts into more manageable payments. Don't forget to check out our credit cards with rewards, which allow you to earn points on your everyday purchases perfect for those who want to make the most out of their spending.

Digital & Online Banking

Convenience at Your Fingertips

With First Community, managing your finances has never been easier. Our user-friendly interface means you don't have to be tech-savvy to navigate through our services. Everything is designed with you in mind making it easy to stay on top of your finances whenever and wherever it suits you. Join us today at https://www.firstcommunity.com/ and explore how our digital and online banking options can enhance your banking experience!

Key Features

Our online banking platform is packed with features that put you in control. If you're on the go, our mobile application lets you manage your accounts right from your smartphone. Whether you're paying bills or making person-to-person transfers with friends and family, everything is just a few taps away. Plus, you can enjoy the convenience of mobile payments, allowing you to pay for purchases quickly and securely. Security is a top priority for us. We use advanced encryption technology to keep your information safe. You can also take advantage of electronic signature authorization for a hassle-free experience when signing documents online. And if you prefer to go paperless, our e-statements are available for easy access to your account history without cluttering your mailbox.

Financial Strength

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is reflected in our strong performance metrics, ensuring we can support you every step of the way. With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $80,651 in used auto loans and an impressive total of $3,112,837,953 in loans and leases. Our operational efficiency is highlighted by a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 697,764, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending amount to $13,762,475, further emphasizing our ability to invest in your future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 3390 N Highway 67 Florissant Mo 63033 or call 636-728-3333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans, helping members get on the road with confidence. Whether you're eyeing a brand-new model or a reliable used vehicle, our flexible financing options can make it happen.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $28,196,888 provide the capital needed to expand operations or invest in new ventures. We're committed to supporting local businesses and fostering economic growth within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, making buying or refinancing simple. We aim to provide straightforward solutions to help you invest in your future.

Refinancing Options

If you're considering refinancing any existing loans or looking for eligibility options for our various loan products, our team is here to assist you every step of the way. We'll work with you to find a solution tailored to your specific financial situation. To learn more about our loan offerings or how we can assist you further, feel free to contact us at 636-728-3333 or visit us at our branch location. For additional details about eligibility and account opening procedures, check out our website at First Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. Our credit cards come with features that can help you maximize your spending power.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an extensive database of loan offers, LendMesh is designed to help users navigate their options clearly and confidently. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Users can trust that they are viewing accurate information, as every listing comes from legitimate financial institutions committed to responsible lending practices. One key feature of LendMesh is its commitment to verified data. All loan offers are sourced from reputable lenders, meaning users get a clear picture of their options without hidden agendas. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower users to make informed decisions based solely on the merits of each offer. Another significant advantage of using LendMesh is the real-time rate comparisons available at your fingertips. Users can view up-to-date loan rates from multiple institutions, making it easier to identify the best deals tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your borrowing options and find the best rates available, compare real-time loan offers today at LendMesh and discover how easy it can be to secure a competitive loan. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Conclusion

Digital Banking Features

Personal Banking Services

Digital & Online Banking

Convenience at Your Fingertips

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

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