First Community Credit Union Florissant MO | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to First Community, your trusted financial partner in Florissant, MO. Located at 8417 N Lindbergh Blvd, we have been serving our community since 1934. With a commitment to providing personalized banking solutions, we proudly support over 402,691 members with a robust range of services designed to meet their financial needs. At First Community, our total assets amount to an impressive $4,468,203,907, reflecting our strong position and reliability in the industry. We understand the importance of having access to funds when you need them, which is why we have facilitated a total of 147,282 loans and leases for our members. Our total deposits stand at $295,734,993, showcasing the trust that our community places in us. Led by our dedicated CEO, Glenn Barks, and Board President Sharon Hudson, our team of 647 employees is here to help you navigate your financial journey. We pride ourselves on being more than just a credit union; we are a vital part of the Florissant community. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking solutions, we are here for you. Our branch offers convenient services including ATM access and drive-thru banking. While members can visit us at our branch location, official correspondence should be sent to the same address: 8417 N Lindbergh Blvd, Florissant, MO 63031. For any questions or inquiries, feel free to call us at 636-728-3333 during our operating hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:30 PM. Explore how First Community can help you achieve your financial goals today by visiting our website at www.firstcommunity.com. Join us in building a brighter future for yourself and your family!

Branch History & Mission

Our Journey

First Community began with a simple mission: to support local families and businesses in achieving their financial goals. From humble beginnings, we have evolved into a well-respected credit union known for our member-focused approach. Our rich history is woven with milestones that reflect our commitment to innovation and community engagement. We have embraced advancements in technology to offer digital banking solutions while ensuring accessibility for all our members, including ADA compliance in our facilities.

Our Mission

At First Community, our mission goes beyond just banking; it's about building relationships and fostering community growth. We strive to provide exceptional personal banking services such as checking and savings accounts, auto loans, mortgage options, and business banking solutions. We believe in supporting not just our members' finances but also the broader community through various outreach programs and partnerships aimed at making a positive impact. While members can visit us at 8417 N Lindbergh Blvd, official correspondence should be sent to our mailing address if different from the branch address. Our friendly team is here to assist you during our operating hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:30 PM.

Serving You Better

We are proud to offer ATM availability and drive-thru banking for your convenience. Whether you're making deposits or accessing cash quickly, we ensure that your experience is smooth and hassle-free. Additionally, we provide online and mobile banking options that allow you to manage your finances anytime, anywhere. As we continue on this journey together, we invite you to join First Community. Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. For more information or to open an account today, please call us at 636-728-3333 or visit us online at First Community. Let's build a brighter financial future together!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is situated near notable landmarks, making it easy for you to find us. Whether you're coming from the nearby parks or local shopping areas, you'll appreciate the straightforward access. Parking is ample and designed for your convenience, ensuring that you can visit us without any hassle.

Get in Touch!

Have questions or want to learn more about how we can assist you? Feel free to call us at 636-728-3333 or drop by during our operating hours. We're excited to help you achieve your financial goals at First Community!

Operating Hours Tailored to You

We understand that your time is valuable. That's why our doors are open during convenient hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:30 PM. This flexibility ensures you can visit us when it suits you best.

Services Designed for Your Needs

At First Community, we offer a range of services including personal banking accounts, auto loans, mortgages, and business banking options. Need cash? We have an ATM on-site for quick withdrawals and balance checks. Plus, our drive-thru service allows you to complete simple transactions without leaving your vehicle.

Welcoming Environment and Accessibility Features

At First Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, allowing everyone to enjoy a seamless experience. Whether you're visiting for a quick transaction or discussing your financial goals with one of our friendly staff members, we want you to feel welcome.

Member Eligibility

Becoming a member of First Community feels like joining a close-knit community where your financial well-being is the priority. If you live, work, worship, or attend school in the area around 8417 N Lindbergh Blvd Florissant Mo 63031, you are likely eligible to join us! We believe in making banking accessible and friendly for everyone. Plus, our members enjoy fantastic benefits, such as competitive rates on loans and savings accounts, personalized service, and a wide range of financial products tailored just for you. To learn more about the specific eligibility requirements, check out this resource: https://www.firstcommunity.com/about-us/join-us.html. Opening an account with us is simple! Just visit our website at https://www.firstcommunity.com/about-us/join-us.html or give us a call at (636) 728-3333. We're here to help you every step of the way as you embark on this exciting journey with First Community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine processing payments seamlessly while serving your customers with speed and efficiency. Our merchant services are designed to simplify transactions and enhance customer experiences, allowing you to focus on what matters most growing your business. Located at 8417 N Lindbergh Blvd Florissant Mo 63031 in Florissant, MO, we're here to partner with you every step of the way. Reach out to us at (636) 728-3333 or visit our website for more information. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of demands. That's where our business banking services shine. From merchant services that help streamline transactions to business loans designed to support growth, we provide essential tools tailored for entrepreneurs like you.

Connect With Us Today!

With so many services under one roof at First Community, we're confident you'll find exactly what you need. If you have any questions or want to learn more about how we can assist you further, please don't hesitate to reach out at 636-728-3333 or visit us online at firstcommunity.com. We're here to help make your financial journey as smooth as possible!

Convenient Digital Banking Options

In today's fast-paced world, convenience is key. At First Community, we embrace technology with online and mobile banking options that allow you to manage your accounts anytime and anywhere. Whether you're paying bills from the comfort of your home or checking your balance on the go, our digital banking features are designed for ease of use. Need cash? Our ATM services make withdrawals easy and accessible whenever you need them. Plus, with basic drive-thru banking available for quick deposits and withdrawals, getting in and out is simple.

Personal Banking Solutions

Managing your finances should be straightforward and convenient. At First Community, we offer various personal banking options such as checking and savings accounts that cater to your daily banking needs. Whether you're saving for a vacation or managing your monthly expenses, our accounts come with features that help you stay organized and in control. If you're considering purchasing a new car or refinancing an existing vehicle, our auto loans and vehicle financing solutions can make the process easier. We provide competitive rates and flexible terms to fit your budget. For those looking to buy a home, our mortgage loans and refinancing options are tailored to help you secure the best possible financing for your dream property.

Support for Your Financial Goals

Life can throw unexpected challenges your way, which is why having access to personal loans and debt consolidation services can be invaluable. Our team is ready to assist you in navigating these options so that you can focus on achieving your financial goals without the added stress. For members who enjoy rewards for their spending, our credit cards with rewards programs allow you to earn points on everyday purchases. This way, you can enjoy benefits while managing your expenses effectively.

Digital & Online Banking

Easy Online Access

Our online banking platform is designed to be user-friendly, allowing you to check balances, pay bills, and transfer funds without the hassle of visiting a branch. You can access our online banking services 24/7 at https://www.firstcommunity.com/. Whether you're at home or on the go, your financial needs are just a click away.

Mobile Banking on the Go

For those who prefer mobile access, our app provides all the features you need right in your pocket. From mobile payments to person-to-person transfers, managing your money has never been easier. You can download our mobile application and enjoy banking whenever it suits you.

Secure Transactions

Security is our top priority. Our electronic signature authorization makes it simple and safe to complete transactions without needing to visit us in person. Plus, rest easy knowing your information is protected with top-notch security measures.

Stay Organized with E-Statements

Keeping track of your finances is essential, and that's why we offer e-statements. This feature allows you to view your account statements electronically, saving paper and making it easy to stay organized. With these innovative services at First Community, managing your finances is not only straightforward but also tailored to fit your busy lifestyle. We're here to help you every step of the way!

Financial Strength

Growing Together

Total Share Accounts stand at 697,764, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $13,762,475, highlighting our dedication to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 8417 N Lindbergh Blvd Florissant Mo 63031 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $80,651 in used auto loans and $3,113,337,953 in total loans and leases to support your financial goals across various sectors.

Member Savings Secured

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient management is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, we have options that can work for you.

Business Loans

For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand. We understand that every business has its unique challenges and opportunities; our team is ready to assist you in finding the right financing solutions.

Credit Lines and Refinancing Options

We also offer various credit lines with a total of $623,986,918, providing additional flexibility for unexpected expenses or projects. If you're considering refinancing existing loans for better rates or terms, we are here to discuss your eligibility options. For more information about any of these loan products or to see if you're eligible for refinancing options tailored just for you, feel free to reach out at 636-728-3333 or visit us online at First Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step toward your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. We're here to guide you through the process and help you find the best terms available.

Unsecured Credit Card Loans

Managing your finances is easier with our flexible terms on unsecured credit card loans. We currently have $49,880,333 in unsecured credit card loans assisting members in managing their spending and building credit.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effectively LendMesh serves its users. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing only from reputable institutions means that users can trust the information they receive.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Our Journey

Our Mission

Serving You Better

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Get in Touch!

Operating Hours Tailored to You

Services Designed for Your Needs

Welcoming Environment and Accessibility Features

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Connect With Us Today!

Convenient Digital Banking Options

Personal Banking Solutions

Support for Your Financial Goals

Digital & Online Banking

Easy Online Access

Mobile Banking on the Go

Secure Transactions

Stay Organized with E-Statements

Financial Strength

Growing Together

Investing in Your Future

Member Savings Secured

Operational Efficiency

Our Solid Foundation

Loan Offering

Auto Loans

Business Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community