First Community Credit Union Festus MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Community, your trusted partner in financial well-being since 1934. Located at 650 S Truman Blvd, Festus, MO 63028, we pride ourselves on being more than just a credit union; we're a community-focused institution dedicated to serving our members' needs. With over 402,691 members and total assets exceeding $4.46 billion, we have the strength and stability to provide a wide range of financial services tailored just for you. At First Community, we understand that financial decisions can be daunting. That's why our knowledgeable team is here to guide you every step of the way whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans, mortgages, or business financing. Our CEO, Glenn Barks, and Board President, Sharon Hudson, lead a dedicated staff of 647 employees who are committed to making your experience with us exceptional. We invite you to explore our offerings and see how we can help you achieve your financial goals. Feel free to reach out by calling us at 636-728-3333 or visit our website at firstcommunity.com for more information. Your journey towards better financial health starts here!

Branch History & Mission

At First Community in Festus, Missouri, our story is one of commitment and growth. Established in 1934, we have proudly served our members for decades, evolving alongside the community we cherish. From our humble beginnings to becoming a trusted financial institution with over 402,691 members and total assets reaching an impressive $4,468,203,907, our journey reflects the dedication to our mission: to provide exceptional financial services while fostering community support. Located at 650 S Truman Blvd, Festus, MO 63028, we are easily accessible for our members and neighbors alike. Our branch has become a familiar place where families gather not just to manage their finances but also to connect with friendly faces who truly care. We invite you to stop by during our operating hours Monday through Friday from 8:30 AM to 7:00 PM, and Saturday and Sunday from 9:00 AM to 3:00 PM to experience the welcoming atmosphere firsthand. Our mission goes beyond mere transactions; it is about making a positive impact in the lives of those we serve. We strive to empower individuals with the tools they need to achieve their financial goals through personal banking services such as checking and savings accounts, auto loans, mortgages, and more. Our commitment extends into the community as we engage in various outreach initiatives designed to uplift those around us. While members can visit us at 650 S Truman Blvd, official correspondence should be sent to our headquarters in Chesterfield, MO. We understand that convenience is key; that's why we offer ATM access for quick withdrawals and balance checks right here in Festus. At First Community, we embrace innovation while ensuring accessibility for everyone. Our digital advancements allow members to bank online or via mobile apps, making it easier than ever to manage your finances on your terms. We also prioritize ADA compliance so that all community members can utilize our services without barriers. As part of our ongoing commitment to service excellence, we partner with local organizations and participate in community events that enrich the lives of those around us. By joining forces with others who share our values, we amplify our impact and reach even more individuals who can benefit from what we offer. We invite you to be a part of this incredible journey. Join First Community today and discover how together we can build a brighter financial future for you and your family. Experience firsthand the benefits of being a member of a credit union that puts people before profits because at First Community in Festus, you're not just a member; you're family. For more information or assistance, feel free to contact us at 636-728-3333 or visit us online at firstcommunity.com.

Branch Location & Accessibility

Welcome to First Community in Festus, where we prioritize your banking needs with convenience and accessibility! Located at 650 S Truman Blvd, our branch is easy to find and situated near popular local spots, making it a breeze for you to stop by. Whether you're visiting the nearby shopping centers or exploring the vibrant community of Festus, we are here to help you manage your financial needs. At First Community, we understand that accessibility is important. Our branch is designed to be welcoming for everyone, featuring ADA-compliant facilities and easy parking options. If you're driving by or just out for a stroll, our location ensures you can pop in effortlessly. Our operating hours are designed with your busy schedule in mind. We're open Monday through Friday from 8:30 AM to 7:00 PM and on Saturdays from 9:00 AM to 3:00 PM, so whether you need assistance after work or on the weekend, we're here for you. While we currently do not offer drive-thru banking, our friendly staff is ready to assist you inside the branch. For your convenience, we also provide ATM services that allow you to access cash anytime during non-banking hours. With First Community, managing your finances has never been easier! If you're looking for personal banking services like checking and savings accounts, auto loans, or credit cards with rewards, come visit us at our Festus branch. While members can visit us at 650 S Truman Blvd, official correspondence should be sent to our main mailing address. Feel free to call us at 636-728-3333 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of First Community is like joining a family that truly cares about your financial well-being. Located at 650 S Truman Blvd Festus Mo 63028, we welcome anyone who lives, works, or worships in our community. Whether you're looking for personal banking options, loans, or simply a supportive place to manage your finances, you're in the right spot! To become a member, you'll need to meet some straightforward eligibility criteria which you can find detailed at https://www.firstcommunity.com/about-us/join-us.html. The process is simple and friendly just reach out to us at (636) 728-3333 or visit our website for more information on how to open an account at https://www.firstcommunity.com/about-us/join-us.html. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also believe in empowering the broader business community. While we primarily focus on our members, we've allocated $0 in non-member commercial loans, providing flexible financing solutions for all local enterprises.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify payment processing, making it easy for you to accept payments from customers anytime, anywhere. Let us be your partner in success right here at 650 S Truman Blvd Festus Mo 63028, Festus, MO. For more information, call us at (636) 728-3333.

Comprehensive List Of Services

Business Banking Services

For our local businesses, we provide dedicated business banking services, including merchant services to help you process transactions smoothly. Additionally, our business loans are designed to support your growth ambitions, whether you're expanding your operations or purchasing new equipment.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features so you can manage your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills on the go, our user-friendly platforms are here for you. Plus, with our ATM availability and cash withdrawal services, accessing your funds has never been easier.

Get Started Today!

Located at 650 S Truman Blvd, Festus MO 63028, our team at First Community is ready to assist you with any financial questions you may have. Feel free to reach out at 636-728-3333 during our operating hours: Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Let us show you how easy managing your finances can be! Visit us today or explore more about our services online at First Community. We look forward to serving you!

Personal Banking Solutions

For individuals and families, we offer personal banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having the peace of mind that comes from knowing your money is safe and easily accessible. Our auto loans and vehicle financing make it simple to drive away in your dream car without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options are here to help you secure that perfect place to call home. Moreover, life can be unpredictable, which is why our personal loans and debt consolidation services allow you to tackle unexpected expenses or consolidate your debts into one manageable payment. And if you're looking to earn rewards while spending, our credit cards with rewards can add extra value to your everyday purchases.

Digital & Online Banking

Accessibility and Security

We prioritize your security while ensuring ease of use. Our e-statements feature helps you keep track of your financial activities without the clutter of paper statements. You can also enjoy mobile payments, making transactions smoother than ever just tap and go! In today's busy world, having access to your accounts through our mobile application means you can manage your money while on the move. Whether you're making purchases, checking balances, or setting up alerts for account activity, our tools are designed with you in mind. With all these features combined, First Community is committed to providing an accessible banking experience that fits into your lifestyle while keeping your information safe and secure. Join us today and see how easy banking can be!

Key Services

Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Visit us at https://www.firstcommunity.com/ to get started. Whether you're on a computer or using our mobile application, you'll find everything you need right at your fingertips. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick to send funds directly to anyone with just their email or phone number. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Financial Strength

Commitment to Growth

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,651 in used auto loans and $3,113,337,953 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Total Share and Deposit Accounts: 697,764, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,762,475. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 650 S Truman Blvd Festus Mo 63028 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. We offer financing options that fit your budget, ensuring you can drive away with confidence.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand. We understand that running a business comes with its unique set of challenges, and we're here to support your aspirations.

Credit Lines and Unsecured Credit Cards

For those seeking extra flexibility in managing their finances, we provide credit lines totaling $623,986,918. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. These options can assist you in making purchases while staying within your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

We believe in empowering our members with choices. If you're considering refinancing any of your current loans or exploring eligibility options for any of our products, please don't hesitate to reach out. Our friendly staff at First Community, located at 650 S Truman Blvd Festus Mo 63028, Festus, MO, is ready to assist you with all your loan inquiries. To learn more about our loan offerings or if you have any questions, feel free to call us at (636) 728-3333. Let's work together toward achieving your financial dreams! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of our platform in meeting consumer needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, giving users confidence in the information they receive.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Support

Outstanding Portfolio

Comprehensive List Of Services

Business Banking Services

Digital Banking Convenience

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Accessibility and Security

Key Services

Financial Strength

Commitment to Growth

Operational Efficiency

Secure Savings Opportunities

Strong Financial Health

Trust Built on Numbers

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community