First Community Credit Union Ellisville MO | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to First Community in Ellisville, where we believe that your financial journey should be as rewarding as it is secure. Established in 1934, our commitment to serving the community has grown stronger over the decades, and today, we proudly support over 402,691 members with a wealth of resources and personalized services. Located at 15715 Manchester Rd, Ellisville, MO 63011, we are here to help you achieve your financial goals. At First Community, we understand that trust is paramount in banking. That's why we've built a solid foundation with total assets of $4,468,203,907 and total deposits reaching $295,734,993. Our financial health reflects our dedication to you our members. With a net worth of $362,428,732, and cash on hand amounting to $26,092,236, we stand ready to meet your needs. Our diverse offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also cater to businesses with services like merchant accounts and business loans. No matter what you need, our friendly team is equipped to provide the support you deserve. Led by our CEO Glenn Barks and Board President Sharon Hudson, our dedicated staff of 647 employees is always ready to assist you. Whether you're walking through our doors or reaching out via phone at 636-728-3333, you'll find a welcoming environment focused on your success. While members can visit us at our branch location for all their banking needs during operating hours Monday through Thursday from 8:30 AM to 4:00 PM, Friday until 6:00 PM, and Saturday until 12:30 PM we invite you to explore more about us online at First Community. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

At First Community, we take pride in our rich history and commitment to serving the community of Ellisville, MO. Since our establishment in 1934, we have grown from a small local credit union into a trusted financial partner for over 402,691 members. Our journey began with a mission to provide accessible and affordable financial services to the residents of Ellisville and the surrounding areas. Located at 15715 Manchester Rd, Ellisville, MO 63011, our branch has become a familiar sight for many. We are not just a financial institution; we are part of the community fabric, dedicated to helping individuals and families achieve their financial goals. Our proximity to local landmarks makes it easy for members to visit us and experience our personalized service. Over the years, First Community has achieved significant milestones. With total assets now exceeding $4.4 billion, we have been able to expand our offerings while maintaining our focus on member satisfaction. We provide various services, including personal banking accounts, auto loans, mortgages, and business banking solutions. Our state-of-the-art online and mobile banking options ensure that our members can manage their finances anytime and anywhere. Our mission is simple yet powerful: we aim to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe that by investing in local initiatives and supporting community projects, we can create a positive impact on the lives of those around us. As we continue to grow, we remain committed to being a member-focused organization. Our drive-thru service and ATM availability offer convenience for those on the go. For any official correspondence, please note that while you can visit us at 15715 Manchester Rd, you may also reach out via phone at 636-728-3333. Join us at First Community and experience the benefits of being part of a cooperative that truly cares about its members. Together, let's build a stronger community!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near the vibrant heart of Ellisville, our branch is close to local favorites like the Ellisville Civic Plaza. This prime location not only makes it simple to find us but also offers plenty of parking options right outside our doors. We understand that accessibility matters, which is why our branch features ADA-compliant ramps and entrances, ensuring everyone can visit us comfortably.

Operating Hours

We're open during the week with convenient hours designed to fit your schedule. Our lobby welcomes you from 8:30 AM to 4:00 PM Monday through Thursday, with extended hours until 6:00 PM on Fridays. If you need us on Saturdays, swing by between 8:30 AM and 12:30 PM. Feel free to give us a call at 636-728-3333 if you have any questions about our services or hours!

Services and Features

At First Community, we offer a variety of banking services tailored just for you from personal checking and savings accounts to auto loans and mortgages. Enjoy the convenience of ATM access and drive-thru banking for quick deposits and withdrawals without leaving your car. Plus, with online and mobile banking options, managing your finances has never been easier. We invite you to stop by our Ellisville branch today! Our friendly team looks forward to assisting you with all your banking needs. Remember, while members can visit us at 15715 Manchester Rd Ellisville Mo 63011, official correspondence should be sent to nan, nan, nan nan if applicable. Come see what we can do for you!

Member Eligibility

Joining the First Community community is a simple and welcoming process, designed to make you feel right at home. To become a member, you just need to meet a few friendly eligibility criteria. If you're a resident of Missouri or work for an employer that partners with us, you're already on the right path! Additionally, we also welcome family members of existing members, making it easy for your loved ones to enjoy our services too. For detailed eligibility requirements, feel free to check out this resource. Once you've confirmed your eligibility, opening an account is straightforward and hassle-free. You can get started by visiting us at our branch located at 15715 Manchester Rd Ellisville Mo 63011, where our team is ready to assist you with any questions you may have. If you'd prefer to chat first, give us a call at (636) 728-3333 we're here to help! Becoming a member of First Community not only opens the door to a variety of financial products and services but also connects you with a supportive community that genuinely cares about your financial well-being.

Business Banking & Commercial Services

At First Community, we understand that every business has its unique story and vision for growth. Our business banking and commercial services are designed to empower local entrepreneurs and companies, providing them with the financial tools they need to thrive. Imagine a small bakery in Ellisville, MO, dreaming of expanding its operations. With our tailored commercial loan options, that dream can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses. But it's not just about loans; we offer essential merchant services that simplify day-to-day transactions. Picture this: a busy store owner using our payment solutions to accept credit cards effortlessly, allowing them to focus on serving customers instead of worrying about cash flow. Whether you're a long-standing member or exploring options for the first time, we're here at 15715 Manchester Rd Ellisville Mo 63011 to support your journey. Let's work together to build your business dreams! For inquiries, call us at (636) 728-3333.

Comprehensive List Of Services

Business Banking Services

For small business owners, First Community provides comprehensive Business Banking solutions. From merchant services that simplify transactions to tailored business loans aimed at helping you grow, we're committed to supporting local entrepreneurs.

Convenient Access & Support

We believe that banking should be convenient. Our branch features ATM & Cash Withdrawal Services, as well as basic drive-thru banking for deposits and withdrawals. Need quick access? Our ATMs allow for easy cash withdrawals and balance checks without stepping inside the branch. With all these services available right here in Ellisville, we invite you to connect with us at 636-728-3333 or visit us online at First Community. Whether you're ready to open an account or just have questions about our offerings, our friendly team is eager to assist you every step of the way!

Credit Card Rewards

Our Credit Cards with Rewards program allows you to earn points on every purchase, giving you more value for your spending. Think about how quickly those points could add up toward exciting rewards or cash back!

Home Financing

For those looking to purchase a home or refinance their mortgage, we provide flexible Mortgage Loans & Refinancing solutions. With personalized assistance from our team, you'll navigate the process smoothly and find the right mortgage that suits your lifestyle.

Personal Banking Solutions

We understand that managing your money is essential. That's why we offer Personal Banking services, including checking and savings accounts designed to help you save and grow your wealth. Imagine effortlessly keeping track of your spending through our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and pay bills all at your fingertips!

Personal Loans

Unexpected expenses can pop up at any time. That's why we offer Personal Loans & Debt Consolidation options to help you cover those costs while managing existing debts effectively. Whether it's medical bills or home repairs, we're here to assist.

Vehicle Financing Options

If you're considering buying a new car or refinancing an existing auto loan, our Auto Loans & Vehicle Financing options are here for you. Picture driving off in the vehicle of your dreams with a loan tailored to fit your budget. Our competitive rates make it easier than ever to make that purchase a reality.

Digital & Online Banking

Convenient Features

Our online platform allows you to access your accounts from the comfort of your home or on the go. You can sign documents electronically with our electronic signature authorization feature, making it easier than ever to complete transactions securely. Plus, e-statements are available, so you can keep track of your finances without the clutter of paper statements. Need to send money to a friend or family member? Our person-to-person transfer option lets you do just that with a few taps on your smartphone. If you prefer mobile payments, we've got you covered there too! Our mobile payments feature allows you to make purchases quickly and securely right from your device.

Mobile App Access

For those who like to manage their banking on the move, our mobile application makes it simple. Download it today for easy access to all your banking needs right at your fingertips. Whether you're checking balances or making transfers, everything is designed with user-friendliness in mind. With all these features combined, managing your money has never been easier. Embrace the convenience of digital banking with First Community your partner in financial health!

Financial Strength

Committed Team & Member Base

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 697,764, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 15715 Manchester Rd Ellisville Mo 63011 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,651 in used auto loans and $3,113,337,953 in total loans and leases.

Secure Savings Options

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. We also provide options for refinancing your current auto loan to help you save even more.

Business Loans

For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand. We understand that businesses need support too whether it's for equipment purchases or working capital. Our team at First Community is ready to answer your questions and help you navigate through our loan offerings. You can reach us at 636-728-3333 or visit us at our branch located at 15715 Manchester Rd Ellisville Mo 63011. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all that we have to offer today!

Credit Lines and Unsecured Loans

For those looking for flexible borrowing options, we have credit lines available totaling $623,986,918. We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. Whether you're consolidating debt or making a large purchase, we are here to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. We can guide you through eligibility options and ensure you find a plan that fits your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for quick and informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's commitment to helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By working closely with verified financial institutions, LendMesh guarantees that users receive accurate and up-to-date information about available loan options.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours

Services and Features

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking Services

Convenient Access & Support

Credit Card Rewards

Home Financing

Personal Banking Solutions

Personal Loans

Vehicle Financing Options

Digital & Online Banking

Convenient Features

Mobile App Access

Financial Strength

Committed Team & Member Base

Conclusion

Reinvestment for Growth

Secure Savings Options

Strong Financial Position

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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