First Community Credit Union Moorhead MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Community, your trusted financial partner located at 2602 34th St S, Moorhead, MN 56560. Since our establishment in 1939, we have been dedicated to serving our community and providing personalized financial solutions tailored to meet your needs. With over 46,708 members and a robust asset base of $1,345,182,655, we pride ourselves on being a pillar of support for individuals and families throughout Moorhead. Our commitment goes beyond just numbers. We understand that financial decisions can be daunting, which is why our team led by CEO Stephen Schmitz and Board President Owen Olson is here to guide you every step of the way. Whether you're looking for auto loans, mortgage refinancing, or personal banking services, our friendly staff is ready to assist you with warmth and expertise. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 310 10th St SE, Jamestown, ND 58401-5555. If you have any questions or need assistance, don't hesitate to reach out by phone at 218-359-2026. At First Community, we believe in building strong relationships with our members and supporting local initiatives that enhance the quality of life in our community. Our total deposits stand at $22,879,509, reflecting the trust placed in us by our valued members. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members. Visit us online at myfccu.com or stop by to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Community Commitment

First Community believes in giving back. We actively engage in local outreach programs and initiatives that support education, health, and economic development in Moorhead and surrounding areas. Our partnerships with local organizations reflect our dedication to making a positive impact where it matters most. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of being part of First Community where your financial goals are met with personalized service and unwavering support. Call us today at (218) 359-2026 or visit us online at myfccu.com to learn more about becoming a member!

Our Mission

The mission of First Community is clear: We are dedicated to delivering exceptional financial services while fostering a strong sense of community support. We strive to enhance the lives of our members through personal banking solutions like checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our goal is not just about transactions; it's about building relationships that last. We understand the importance of convenience in today's fast-paced world. That's why we offer advanced digital banking options including online and mobile banking, as well as ATM access for easy cash withdrawals. For those who prefer face-to-face interactions, our drive-thru service ensures quick and efficient transactions without leaving your vehicle. While members can visit us at 2602 34Th St S Moorhead Mn 56560, official correspondence should be sent to 310 10th St SE, Jamestown, ND 58401-5555 if needed. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 9 AM to 5 PM, Saturday from 8 AM to 12 PM, and closed on Sundays.

Branch Location & Accessibility

Accessibility and Parking

At First Community, we strive to make banking accessible for everyone. Our branch features ADA-compliant entrances and ramps, ensuring ease of access for all members. Ample parking is available right outside the building, so you won't have to worry about finding a spot when you visit.

Get in Touch

Have questions or want to learn more about what we offer? Feel free to give us a call at 218-359-2026. We would love to hear from you! So why not stop by First Community today? We're excited to help you achieve your financial goals!

Operating Hours

We know your time is valuable. That's why our lobby hours are set from 9 AM to 5 PM on weekdays and from 9 AM to noon on Saturdays. If you're running errands during the day, don't forget that our drive-thru service operates from 8 AM until 5:30 PM on weekdays for quick transactions without leaving your car!

Services Offered

At First Community, we offer a wide range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we've got you covered! Plus, our ATM services are available for easy cash withdrawals and balance checks whenever you need them.

Member Eligibility

At First Community, we believe that everyone deserves a supportive financial community. Joining us as a member is straightforward and welcoming! To be eligible, you just need to live, work, or worship in our service area, or have a family member who is already part of our credit union family. We're here to help you navigate the benefits of membership, which include access to personalized financial services, competitive rates on loans, and community-focused initiatives. If you want to learn more about the specific eligibility criteria, feel free to visit us at https://www.myfccu.com/about/become-a-member.html. Opening an account is easy and can be done online or by visiting our branch at 2602 34Th St S Moorhead Mn 56560. If you have any questions or need assistance along the way, don't hesitate to call us at (218) 359-2026. We're excited to welcome you into the First Community family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,740 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $615,205,115, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services designed for today's business landscape. Whether you're a local retailer or a service provider, our payment processing solutions make transactions smooth and efficient. Imagine how easy it will be for your customers to pay, whether online or in-store, freeing you up to focus on what you do best growing your business. Visit us at 2602 34Th St S Moorhead Mn 56560 or call us at (218) 359-2026 to explore how our business banking and commercial services can empower your journey!

Comprehensive List Of Services

Credit Cards & Business Banking

To reward your everyday purchases, we offer credit cards with rewards that can earn you points or cashback on things you already buy. This means every dollar spent can bring you closer to exciting rewards! For entrepreneurs and small businesses, our business banking services include merchant services and business loans designed to help you grow. Whether you're starting a new venture or expanding an existing one, we're here to support your journey.

Digital Banking & Convenience

In today's fast-paced world, convenience is key. That's why at First Community, we provide robust online and mobile banking services. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills it's all at your fingertips! Our ATM services also ensure easy access for cash withdrawals and balance checks without any hassle. If you prefer face-to-face interactions but are short on time, our drive-thru banking service allows for quick deposits, withdrawals, and simple transactions without having to leave your car.

Get Started Today!

With all these services available at First Community, there's no better time than now to take control of your financial future. If you have any questions or need assistance getting started, don't hesitate to reach out! Call us at (218) 359-2026 or visit us online at Branch - Moorhead. We look forward to serving you!

Personal Banking Solutions

We understand that managing day-to-day expenses can be challenging. That's why we offer various checking and savings accounts that cater to different lifestyles. Our accounts come with features that help you track your spending and save effectively. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide flexible terms that fit your budget. Imagine driving off in your dream car without the stress of high payments! For those planning to buy a home, our mortgage loans and refinancing options can make homeownership a reality. We guide you through the mortgage process, ensuring you feel confident every step of the way. Additionally, our personal loans and debt consolidation services can assist in managing unexpected expenses or consolidating debt into manageable payments.

Digital & Online Banking

Key Services

With our robust online banking platform, accessible through https://www.myfccu.com/, you can easily check your account balance, pay bills, and transfer funds all from the comfort of your home or while on the go. Our 24/7 online banking services mean you're never out of touch with your money. Need to send money quickly? Our person-to-person transfers make it easy to send cash to friends and family without any hassle. Plus, if you prefer using your phone for payments, our mobile payments feature allows you to make transactions with just a tap.

Security and Accessibility

Your safety is our top priority. While we currently do not offer electronic signature authorization, rest assured that all your information is protected through advanced security measures. With our mobile application available for download, you have full control over your accounts right at your fingertips. We also offer e-statements for those who want to go paperless keeping things organized and eco-friendly. You'll receive notifications directly in your inbox, making it easier than ever to stay updated on your financial activities. At First Community, we believe in making banking straightforward and accessible for everyone. Whether you're checking your account balance during lunch or sending money to a friend while waiting in line, we've got you covered. Join us today and experience the ease of modern banking!

Financial Strength

Commitment to Growth

Our commitment to excellence is reflected in our $141,996,298 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $6,018 in used auto loans and $989,505,874 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Membership Base

We have a strong member base with 185,519 total share accounts that trust us with their finances. Our net shares available for lending stand at $1,787,553, showcasing our ability to support your borrowing needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 2602 34Th St S Moorhead Mn 56560 or call (218) 359-2026 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

Members' savings are secured through $345,644,293 in share certificates and $195,094,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $583,388, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $6,005,367, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 247 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $169,061,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,257 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those looking for business funding or personal financing solutions, our outstanding commercial loans totaling $615,205,115 provide the capital needed for growth and expansion. Additionally, we have a range of personal loans available to assist with debt consolidation or unexpected expenses. If you're interested in refinancing or exploring eligibility options, we encourage you to reach out. Our team is here to assist you with all your questions and provide detailed insights into what might work best for you. Feel free to contact us at (218) 359-2026 for more information on our loan products or visit us in person at our branch. We're dedicated to helping our members succeed financially! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,800,863 in used vehicle loans and $26,586,816 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates, making it easier for you to drive away with the vehicle you desire.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,613,191, make buying or refinancing simple. Our team is ready to guide you through the process, ensuring you find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,391,230 in loans helping members manage their finances effectively. Enjoy the freedom to make purchases when you need them without worrying about upfront costs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make timely and informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective LendMesh can be in helping individuals secure better financial opportunities. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers. Every listing is checked for accuracy, allowing users to trust the information they receive.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Accessibility and Parking

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Credit Cards & Business Banking

Digital Banking & Convenience

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Commitment to Growth

Growing Membership Base

Member-Centric Approach

Operational Efficiency

Strong Financial Health

Loan Offering

Additional Loan Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community