First Community Credit Union Granite City IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Community, your trusted partner in financial services located at 379 W Pontoon Rd, Granite City, IL 62040. Since our establishment in 1934, we have been dedicated to serving our members with a sense of community and care. With a robust membership base of over 402,691 individuals, we pride ourselves on being more than just a credit union; we are a cornerstone of support for families and businesses alike. At First Community, we understand that financial decisions can be overwhelming. That's why our knowledgeable team is here to guide you through every step, whether you're looking to open a checking account, secure an auto loan, or explore mortgage options. Our total assets stand strong at $4,468,203,907, reflecting our commitment to providing exceptional service and competitive offerings tailored to meet your needs. Under the leadership of CEO Glenn Barks and Board President Sharon Hudson, our dedicated staff of 647 employees works tirelessly to ensure that each member feels valued and understood. We strive to foster an environment where everyone can achieve their financial goals with confidence. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address if it differs from the branch location. We invite you to explore the many services we offer, including personal banking options like checking and savings accounts, as well as loans for vehicles and mortgages. With $295,734,993 in total deposits and an impressive number of 147,282 loans issued, we're here to support your financial journey every step of the way. If you have questions or need assistance, don't hesitate to reach out! Give us a call at 636-728-3333 or visit our website at firstcommunity.com for more information. Join us today and experience the First Community difference!

Branch History & Mission

Commitment to Innovation

To ensure accessibility for all members, we've embraced digital advancements that enhance your banking experience. Our services include mobile payments and online banking, allowing you to manage your finances anytime and anywhere. We are proud of our ADA compliance efforts which ensure everyone can access our services without barriers.

Join Us

As we look towards the future, First Community remains committed to enriching lives in Granite City and beyond. If you're looking for a credit union that values community support alongside exceptional financial services, we invite you to join us today! Experience firsthand the benefits of being part of the First Community family by reaching out at 636-728-3333 or visiting us online at firstcommunity.com. Together, let's build a brighter financial future!

Our Evolution

Over the years, First Community has continually adapted to meet the changing needs of our members. From expanding our range of services to embracing technology, we've always prioritized what matters most our members' financial well-being. Today, with total assets exceeding $4.4 billion, we stand strong as a reliable institution in the heart of Granite City. Our commitment goes beyond just numbers. We strive to create meaningful connections with those we serve through various outreach programs and partnerships that uplift our community. Whether it's providing educational resources or supporting local events, First Community is dedicated to making a positive impact.

Our Mission

At First Community, our mission is straightforward: to empower individuals and families by providing accessible financial services while fostering a supportive community environment. We believe everyone deserves the opportunity to achieve their financial goals, whether through personal banking options like checking and savings accounts or loans for vehicles and homes. While members can visit us at 379 W Pontoon Rd, official correspondence should be sent to our mailing address if different. We invite you to explore our wide array of services that include online and mobile banking for your convenience.

Branch Location & Accessibility

Get in Touch

Have questions? Feel free to give us a call at 636-728-3333! We look forward to welcoming you into our branch and helping you with all your banking needs. Remember, while you can visit us at 379 W Pontoon Rd, any official correspondence should be sent directly to our mailing address if different. We're excited to serve you!

Nearby Landmarks and Accessibility

Nestled near key landmarks, our branch is just a short drive from the bustling downtown area and easily reachable from major roads. Our location features ample parking space, ensuring that you can visit us without any hassle. We also prioritize accessibility, with ADA-compliant features like ramps to accommodate everyone.

Operating Hours and Services

We invite you to visit us during our welcoming operating hours: Monday through Friday from 8:30 AM to 7:00 PM, Saturday from 9:00 AM to 3:00 PM, and Sunday from 9:00 AM to 3:00 PM. Our dedicated team is ready to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more! For those who prefer cash transactions, you'll be pleased to know that we offer ATM availability right at our branch. While we do not have drive-thru services currently, our friendly staff is always on hand to help you inside.

Member Eligibility

At First Community, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're interested in joining us at our branch located at 379 W Pontoon Rd Granite City Il 62040, you'll be glad to know that the eligibility criteria are designed to be welcoming and inclusive. Generally, anyone who lives, works, worships, or attends school in the local community can become a member. It's all about bringing people together and providing them with the tools they need to succeed financially. To start your journey with us, simply visit our website for more detailed information on eligibility at https://www.firstcommunity.com/about-us/join-us.html. Opening an account is straightforward and can be done online or in person we're here to help every step of the way! For any questions or assistance, feel free to reach out to us at (636) 728-3333. We can't wait to welcome you into the First Community community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, seamless transactions are vital. Our merchant services provide you with the tools needed to accept payments quickly and securely. Whether you're a local shop or an online retailer, having reliable payment solutions can enhance customer satisfaction and streamline your operations. Located at 379 W Pontoon Rd Granite City Il 62040 in Granite City, IL, our team is ready to assist you with tailored banking solutions that fit your unique needs. For inquiries or to explore how we can help your business grow, call us at (636) 728-3333. Let's build a prosperous future together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help make that dream a reality. We offer competitive rates and flexible terms tailored to fit your budget. Picture driving off the lot in your new vehicle, knowing you've made an informed decision with support from our knowledgeable team.

Business Banking Services

For our business members, we offer comprehensive business banking services, including merchant services and business loans. These tools are designed to help you manage cash flow and grow your enterprise effectively.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn benefits while making everyday purchases. Whether it's cash back, points for travel, or other perks, these cards enhance your spending experience while helping you save over time.

Digital Banking Features

In today's fast-paced world, we prioritize convenience through our robust digital banking features. Enjoy online banking for easy account management, mobile payments for hassle-free transactions on the go, and ATM services for quick cash withdrawals or balance checks. At First Community, we strive to be more than just a credit union; we aim to be your trusted financial partner. Our friendly staff is ready to assist you at our branch located at 379 W Pontoon Rd, Granite City, IL 62040. For any questions or assistance, don't hesitate to call us at 636-728-3333. Discover how we can support your financial journey today! Visit us online at First Community for more information on all our services or stop by our branch during business hours: Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Let us help you achieve your financial goals!

Mortgage Loans & Refinancing

For those considering homeownership or refinancing an existing mortgage, our mortgage loans provide various solutions to meet your needs. With guidance through every step of the process, we ensure you understand your options clearly. You can feel confident in making one of the most important financial decisions of your life.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking options are designed with you in mind. With various checking and savings accounts, you can choose the right account that fits your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances or transfer money from anywhere at any time.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need help managing debt, our personal loans and debt consolidation services can provide the relief you need. We work closely with you to find a solution that fits your financial situation so you can focus on what matters most without the burden of high-interest debts.

Digital & Online Banking

Accessibility and Real-Time Management

We also offer e-statements, so you'll receive updates about your account directly to your email helping you reduce paper clutter while keeping track of your finances effortlessly. Need to send money to a friend? Our person-to-person transfer feature makes it easy for you to send cash quickly and securely. For those who prefer contactless payments, our mobile payments feature allows you to make purchases directly from your phone without the need for cash or cards. It's perfect for busy lifestyles! With 24/7 online banking services available at First Community, managing your accounts has never been more accessible. Join us today and experience how easy banking can be!

Key Features

With our online banking platform available at https://www.firstcommunity.com/, you can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our mobile application takes this a step further by offering you the flexibility to manage your money right from your smartphone. Whether you're making a quick payment or checking your latest transactions, everything is just a tap away. Security is a top priority for us. We use advanced technology to keep your information safe while you enjoy hassle-free banking. Plus, with features like electronic signature authorization, signing documents is not only straightforward but also secure. You won't have to worry about printing or mailing forms anymore.

Financial Strength

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is solid, reflecting our commitment to serving you with confidence. With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our success is further supported by $332,567,758 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $80,651 in used auto loans and $3,113,337,953 in total loans and leases, our lending capacity supports your financial goals across various sectors. While navigating the complexities of finances, it's important to note that our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $13,762,475. Total Share and Deposit Accounts: 697,764, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 379 W Pontoon Rd Granite City Il 62040 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, we encourage you to reach out. Our team at First Community is ready to assist you with any questions and guide you through our offerings. For more information on how our loan products can work for you, feel free to visit us at 379 W Pontoon Rd Granite City Il 62040 in Granite City, IL, or give us a call at (636) 728-3333. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward better financial health starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. We aim to make the process as straightforward as possible, so you can focus on what matters most driving your new vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when opportunities arise, and we're here to support you every step of the way.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. These cards come with various benefits that make everyday purchases easier and more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. We provide flexible terms and competitive rates that help make your dream of owning a home more attainable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring that users have access to trustworthy information. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for quick and informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users receive fair and transparent offers tailored to their needs.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Get in Touch

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility and Real-Time Management

Key Features

Financial Strength

Loan Offering

Additional Options

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community