First Community Credit Union Glen Carbon IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Community at 400 Junction Dr, Glen Carbon, IL 62034 a place where your financial well-being is our top priority. Established in 1934, we take pride in serving our community with a heartfelt commitment to helping over 402,691 members achieve their financial goals. With total assets amounting to an impressive $4,468,203,907, we're here to offer a range of services tailored just for you. At First Community, we understand that trust and reliability are crucial when it comes to managing your finances. That's why our dedicated team of 647 employees works tirelessly to ensure that every member feels valued and supported. Under the leadership of our CEO, Glenn Barks, and Board President, Sharon Hudson, we strive to create a friendly environment where you can explore your banking options confidently. Whether you're looking for auto loans or personal banking solutions, we've got you covered with total loans and leases reaching 147,282. Our commitment extends beyond mere numbers; we're invested in making a positive impact on our community. With total deposits at $295,734,993, we focus on providing reliable services while ensuring your money is safe and sound. While members can visit us at our Glen Carbon branch, any official correspondence should be sent to the same address as we currently do not have a separate mailing address. If you have questions or need assistance, feel free to call us at 636-728-3333. Explore more about what we offer by visiting our website at First Community. Join us today and experience the difference of banking with a credit union that truly cares!

Branch History & Mission

A Commitment to Growth

Since opening our doors nearly nine decades ago, First Community has continuously adapted to meet the needs of our members. With total assets reaching an impressive $4,468,203,907, we are proud to provide a range of services that include personal banking accounts, auto loans, mortgage options, and business banking solutions. We strive to offer competitive rates and innovative products while ensuring that every member feels valued and supported. Our mission statement reflects this dedication: to provide exceptional financial services while fostering community growth and support. We believe that helping our members achieve their financial goals strengthens not only individual lives but also the fabric of our community.

Join Us Today!

As First Community continues to grow and adapt, we invite you to become part of our family. Experience firsthand the benefits of membership where service comes first. Together, let's build a brighter financial future for you and our beloved Glen Carbon community. Visit us today or learn more about joining at First Community.

Modern Services for Today's Needs

We embrace technology as a means to better serve our members. With digital banking options including online banking and mobile payments, we ensure that accessing your finances is easy and secure. Additionally, our branch features ADA-compliant facilities so that everyone can enjoy equal access to our services. While you can visit us at 400 Junction Dr for all your banking needs during our operating hours Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM you can also reach us by phone at 636-728-3333 for any inquiries or assistance.

Supporting Our Community

At First Community, we understand that our success is intertwined with the well-being of Glen Carbon and its residents. Over the years, we have engaged in various community outreach efforts aimed at promoting financial literacy and supporting local initiatives. Whether through partnerships with schools or participation in local events, we are committed to being more than just a credit union; we aim to be a vital part of our community's journey.

Branch Location & Accessibility

Convenient Access and Amenities

At First Community, we prioritize making banking as easy as possible. Our branch features ample parking, ensuring that you can find a spot without hassle. We are also committed to accessibility, offering ADA-compliant facilities to accommodate all members of our community. While members can visit us at 400 Junction Dr for in-person services, please note that if you need to send official correspondence, it should be directed to our main mailing address.

Get in Touch!

Have questions or want more information? Don't hesitate to give us a call at 636-728-3333. We invite you to stop by and discover how First Community can support your financial journey. Your satisfaction is our priority!

Operating Hours Tailored for You

We understand that life gets busy! That's why our lobby hours are designed with your schedule in mind. Visit us Monday through Friday from 8:30 AM to 7:00 PM, and on Saturdays and Sundays from 9:00 AM to 3:00 PM. Our friendly staff is always ready to assist you during these hours.

Services That Meet Your Needs

At First Community, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have solutions for everyone. Plus, with our ATM available on-site, you can easily access cash whenever you need it. While we currently do not have drive-thru banking or shared service centers available at this location, our dedicated team is here to ensure that your experience is smooth and satisfactory.

Member Eligibility

Joining the First Community community is more than just opening a bank account; it's about becoming part of a family that supports each other. If you're interested in becoming a member, you'll be happy to know that eligibility is open to anyone who lives, works, or worships in the area around 400 Junction Dr Glen Carbon Il 62034. We believe in making banking accessible, so whether you're just starting your financial journey or looking for better options, we're here for you. To get started with membership, simply visit our website for more information on eligibility and account opening details at https://www.firstcommunity.com/about-us/join-us.html. If you have any questions or need assistance, feel free to reach out at (636) 728-3333. Joining First Community means gaining access to a variety of services tailored to help you achieve your financial goals in a friendly and welcoming environment.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can streamline your operations. Whether you're a local retailer or a service provider, our solutions make transactions easier, allowing you to focus on what matters most growing your business. Imagine reducing checkout times for your customers while keeping track of sales effortlessly; that's what we aim to deliver. Located at 400 Junction Dr Glen Carbon Il 62034 in Glen Carbon, IL, we're here to partner with you on your journey to success. Reach out today at (636) 728-3333 to learn more about how we can support your business banking needs!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why First Community offers robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even deposit checks from your phone! And if you need cash on-the-go, our ATM services are available for quick withdrawals or balance checks.

Business Banking for Growth

For entrepreneurs and business owners, we offer specialized services including merchant services and business loans. We understand that running a business comes with its unique challenges, and our team is ready to provide support every step of the way.

Get In Touch!

We invite you to explore all these great services at First Community. Whether you have questions about opening an account or need assistance with an existing service, don't hesitate to reach out at 636-728-3333. Our friendly staff is ready to help you find the right financial solutions tailored just for you. Experience the difference today at First Community where member satisfaction is our top priority!

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, we've got you covered. Our personal banking options are tailored to fit your lifestyle and financial goals. Imagine having a secure place for your money while also earning interest on your savings. With First Community, it's easy to manage your finances effectively. When life happens, and you need a reliable vehicle, our auto loans and vehicle financing services can help you hit the road without breaking the bank. Picture driving off in a new car with a loan that fits your budget perfectly! Additionally, if you're thinking about purchasing a home or refinancing an existing mortgage, our mortgage loans are designed to make that process straightforward and stress-free.

Support When You Need It

Sometimes, unexpected expenses arise, which is where our personal loans and debt consolidation options come into play. Whether it's for home improvements or covering medical bills, we're here to assist you in getting back on track financially. And don't forget about our credit cards with rewards who doesn't love earning perks while making everyday purchases?

Digital & Online Banking

Key Features

One of the standout features is our 24/7 online banking service. This means you can check your balance, pay bills, and transfer money whenever it suits you day or night. If you prefer using your mobile device, our mobile application allows you to handle all your banking needs on the go, including making mobile payments with ease. We also know that sending money to friends or family should be simple. Our person-to-person transfers let you send funds quickly without any hassle. Plus, for those who like to keep things organized, we provide e-statements, allowing you to view your account statements electronically no more paper clutter! When it comes to security, we take every precaution seriously. Our platform supports electronic signature authorization, ensuring that your transactions are safe and secure. You can have peace of mind knowing that your personal information is protected while you manage your finances. All these features are designed with accessibility in mind, ensuring that you can easily keep track of your accounts in real time. Whether you're at home or on the move, First Community makes banking straightforward and efficient so you can focus on what truly matters to you.

Financial Strength

Community Trust

Total Share Accounts: 697,764, show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $13,762,475, we are well-positioned to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 400 Junction Dr Glen Carbon Il 62034 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees who are dedicated to providing you with knowledgeable service every day.

Reinvestment for Your Benefit

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is supported by $80,651 in used auto loans and $3,113,337,953 in total loans and leases, allowing us to help you achieve your financial goals across various sectors.

Strong Financial Health

With a net worth of $362,428,732, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing straightforward and affordable. Plus, if you're considering refinancing your existing auto loan for better rates or terms, we can assist with that too.

Business Loans

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and thrive. We work closely with local businesses to understand their unique needs and tailor solutions accordingly. At First Community located at 400 Junction Dr Glen Carbon IL 62034, our dedicated team is ready to assist you. For more information or to discuss eligibility options further, feel free to reach out at 636-728-3333 during our operating hours: Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can empower your financial journey today!

Credit Lines

Need extra cash for unexpected expenses? Our total credit lines amount to $623,986,918, providing you with accessible funds whenever you need them. This flexibility helps you handle emergencies without disrupting your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, making buying or refinancing simple. Our team will guide you through every step of the process to ensure you find the best fit for your financial situation.

Unsecured Credit Card Loans

Managing daily expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $49,880,333 in loans helping members manage their finances effectively, our credit cards come with rewards and no annual fees making them a practical choice for everyday spending.

Loan Aggregator

Benefits of Using LendMesh

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First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

A Commitment to Growth

Join Us Today!

Modern Services for Today's Needs

Supporting Our Community

Branch Location & Accessibility

Convenient Access and Amenities

Get in Touch!

Operating Hours Tailored for You

Services That Meet Your Needs

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Banking at Your Fingertips

Business Banking for Growth

Get In Touch!

Personal Banking Made Easy

Support When You Need It

Digital & Online Banking

Key Features

Financial Strength

Community Trust

Member Savings and Investments

Operational Efficiency

Reinvestment for Your Benefit

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community