First Community Credit Union Fairview Heights IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Community in Fairview Heights, IL! Located at 801 Lincoln Hwy, our branch has been serving the community since 1934. With a strong commitment to our members, we take pride in providing personalized financial solutions tailored to meet your unique needs. Our dedicated team, led by CEO Glenn Barks and Board President Sharon Hudson, is here to help you navigate your financial journey with trust and care. As a member of our credit union, you join over 402,691 other satisfied individuals who benefit from our services. We currently manage assets totaling an impressive $4,468,203,907, with total deposits reaching $295,734,993. Our financial stability is further reflected in our net worth of $362,428,732, ensuring that your funds are safe and sound. At First Community, we understand that every member's financial goals are different. That's why we offer a wide range of services from personal checking and savings accounts to auto loans and business banking solutions. Whether you're looking to buy your first car or secure a loan for your growing business, we've got you covered with more than 147,282 loans and leases currently in place. While members can visit us at our Fairview Heights branch, official correspondence should be sent to the same address: 801 Lincoln Hwy Fairview Heights IL 62208. If you have questions or need assistance, don't hesitate to reach out! You can contact us at 636-728-3333 during our lobby hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday until 6:00 PM, and Saturday until 12:30 PM. Join us today and discover how First Community can support your financial aspirations. Visit our website at First Community for more information or stop by to speak with one of our friendly staff members. Your financial success is just around the corner!

Branch History & Mission

Community Commitment

First Community is not just a bank; we are an active participant in local initiatives. Through partnerships with schools and nonprofit organizations, we engage in outreach efforts aimed at improving lives in Fairview Heights. Our commitment extends beyond financial assistance; it encompasses community development and education as well. In addition to traditional banking services like drive-thru access and ATMs available for easy cash withdrawals and balance checks, we've embraced technology for enhanced member experiences. With online banking options and mobile payment capabilities, managing your finances has never been easier or more accessible. As part of our ongoing mission, we invite you to join us at First Community. Experience firsthand how we can help you achieve your financial goals while being part of something greater a community focused on support and growth. Visit us today or call us at 636-728-3333 for more information on how you can become a member!

Our Mission

Our mission is straightforward: to provide reliable financial services while supporting the well-being of our community. At First Community, we offer a wide range of products tailored to meet the needs of individuals and businesses alike. From checking and savings accounts to auto loans and credit cards with rewards, we strive to create solutions that fit your lifestyle. We understand that banking goes beyond transactions; it's about building trust and providing support during important life moments. Whether you're buying your first car or saving for your dream home, we are here to guide you every step of the way. While members can visit us at 801 Lincoln Hwy, official correspondence should be sent to the same address as there is no separate mailing address. Our doors are open during convenient hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:30 PM.

Branch Location & Accessibility

Welcome to the First Community branch in Fairview Heights, conveniently located at 801 Lincoln Hwy, IL 62208! Here at our branch, we strive to make your banking experience as easy and enjoyable as possible. Whether you're stopping by for a quick transaction or looking for more comprehensive financial services, our friendly team is ready to assist you. Nestled in the heart of Saint Clair County, our location is easy to find and just a short drive from local landmarks like the Fairview Heights Plaza. Parking is ample and accessible, ensuring that all members can visit without hassle. Our branch is also designed with accessibility in mind, featuring ADA-compliant ramps and facilities for your convenience. We understand that your time is valuable. That's why our operating hours are designed to fit your busy schedule! Visit us Monday through Thursday from 8:30 AM to 4:00 PM, Friday until 6:00 PM, and Saturday from 8:30 AM to 12:30 PM. If you prefer banking on the go, we offer ATM services for quick withdrawals and balance checks anytime you need them. For those who enjoy the ease of drive-thru banking, our branch has that covered too! You can handle deposits, withdrawals, and simple transactions all from your vehicle. If you need assistance or have questions about our services including checking accounts, auto loans, mortgages, and more don't hesitate to give us a call at 636-728-3333. We're here to help! So whether you're opening a new account or just passing through, we invite you to stop by First Community in Fairview Heights. We look forward to serving you!

Member Eligibility

Becoming a member of First Community feels like joining a welcoming family that genuinely cares about your financial well-being. If you live, work, or worship in the area or have a family member who is already part of our community, you're likely eligible to join us! Our membership is open to individuals and businesses alike, making it easy for everyone to benefit from our services. By choosing First Community, you gain access to personalized banking solutions designed just for you, whether it's saving for a dream vacation or securing a loan for your next vehicle. To learn more about eligibility criteria and how to become a member, visit us at https://www.firstcommunity.com/about-us/join-us.html. Once you're ready to take the next step, opening an account is simple! You can find all the details you need at https://www.firstcommunity.com/about-us/join-us.html. If you have any questions, feel free to reach out at (636) 728-3333. We can't wait to welcome you to our community at 801 Lincoln Hwy Fairview Heights Il 62208!

Business Banking & Commercial Services

Practical Merchant Services

Imagine a streamlined payment process that allows your customers to pay easily while you manage your cash flow effortlessly. Our merchant services offer just that simple solutions tailored to your business needs. From point-of-sale systems to online payment processing, we provide the tools necessary for your success. If you're ready to grow your business, visit us at 801 Lincoln Hwy Fairview Heights Il 62208 in Fairview Heights, IL, or give us a call at (636) 728-3333. Let's make your business dreams a reality together!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Banking Anytime, Anywhere

We know how important convenience is in today's fast-paced world. That's why we've invested in comprehensive online and mobile banking solutions. Access your accounts anytime from anywhere pay bills, transfer funds, or check balances with just a few taps on your phone.

Easy Access Services

Need cash on the go? Our extensive network includes ATM and cash withdrawal services that make accessing your funds easy. Plus, if you prefer face-to-face service but are short on time, our drive-thru banking allows you to handle deposits and withdrawals quickly without leaving your car. At First Community, we believe in empowering our members through personalized service and innovative financial solutions. Whether you're walking through our doors or using our digital platforms, we're committed to making banking simple and accessible for everyone. Ready to explore how we can help you achieve your financial goals? Call us at (636) 728-3333 or visit us online at Fairview Heights today!

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options provide competitive rates and flexible terms, making homeownership more accessible than ever. If you're already a homeowner, we can help you lower your monthly payments through refinancing, allowing you to save money and achieve financial freedom sooner.

Personal Banking Solutions

Managing your money should be easy, and that's why we offer personal banking services tailored just for you. With options like checking and savings accounts, you can keep track of your day-to-day finances while earning interest on your savings. If you need funds for that dream car or a new vehicle, our auto loans and vehicle financing services make it simple to drive away with the keys in hand.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Whether it's medical bills, home repairs, or consolidating high-interest debt into one manageable payment, we're here to support you.

Rewards with Every Purchase

For those who love rewards, our credit cards with rewards are a fantastic choice. You earn points for every dollar spent, which can be redeemed for travel, merchandise, or even cash back! It's an easy way to make your everyday purchases work harder for you.

Supporting Local Businesses

If you're a business owner or entrepreneur, our business banking services are crafted to assist you in growing your enterprise. From merchant services that simplify transactions to business loans designed for expansion or startup needs, we understand what it takes to succeed in today's market.

Digital & Online Banking

Key Features

Our online banking services provide you with 24/7 access to your accounts, allowing you to check balances, make transfers, and pay bills from the comfort of your home or on the go. Whether you need to deposit checks or review your monthly statements, our e-statements feature keeps everything organized and accessible. Plus, if you're busy and can't make it into a branch, our electronic signature authorization allows you to sign documents digitally no more hassle of printing and mailing! For those who prefer banking on their mobile devices, our dedicated mobile application is available for download. This app not only supports mobile payments but also enables person-to-person transfers, so sending money to friends or family is just a few taps away.

Security & Accessibility

We prioritize your security with advanced encryption protocols that keep your personal information safe while you bank online. Our user-friendly interface makes navigation simple, whether you're a tech-savvy individual or just getting started with online banking. At First Community, managing your finances has never been easier. With all these features at your fingertips, we ensure that you can handle your banking needs quickly and securely. Experience the freedom of digital banking today!

Financial Strength

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,651 in used auto loans and $3,113,337,953 in total loans and leases. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $13,762,475. Total Share and Deposit Accounts: 697,764, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 801 Lincoln Hwy Fairview Heights Il 62208 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges and opportunities. If you're interested in any of these loan products or would like to explore refinancing options or eligibility requirements, don't hesitate to reach out. You can contact us at 636-728-3333 during our operating hours: Monday to Thursday from 8:30 AM to 4:00 PM; Friday from 8:30 AM to 6:00 PM; and Saturday from 8:30 AM to 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First Community, we are committed to providing our members with the resources they need for successful financial management.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we have financing solutions tailored for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. This product is designed for those who want quick access to funds without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home you've always wanted.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, providing a clear view of available options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can lead to significant savings and peace of mind when securing a loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all comparisons are fair and transparent, allowing users to trust the offers they see.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Business Loan Options

Comprehensive List Of Services

Convenient Banking Anytime, Anywhere

Easy Access Services

Home Financing Made Easy

Personal Banking Solutions

Personal Loans for Life's Needs

Rewards with Every Purchase

Supporting Local Businesses

Digital & Online Banking

Key Features

Security & Accessibility

Financial Strength

Loan Offering

Additional Financing Options

Auto Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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