First Community Credit Union Collinsville IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Community, your trusted financial partner located at 1040 Collinsville Crossing Blvd, Collinsville, IL 62234. Established in 1934, we have proudly served our community for nearly 90 years, growing alongside our members and helping them achieve their financial goals. With over 402,691 members, we are dedicated to providing exceptional banking services tailored to meet the unique needs of each individual. At First Community, we understand that every member's journey is different. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets stand at an impressive $4,468,203,907, with total deposits reaching $295,734,993. We take pride in our solid financial foundation and commitment to our members' success. Our leadership team is here to guide you. Under the direction of CEO Glenn Barks and Board President Sharon Hudson, we strive to foster a welcoming environment where you can feel secure in your financial decisions. We also employ a dedicated team of 647 professionals, all focused on enhancing your experience with us. While members can visit us at 1040 Collinsville Crossing Blvd, official correspondence should be sent to our mailing address for any inquiries or documents you need assistance with. If you're looking for reliable support for your financial needs or simply want to learn more about how we can assist you, please don't hesitate to reach out. For more information about our services or to get started with your membership today, call us at 636-728-3333 or visit our website at firstcommunity.com. Join us and discover how First Community can make a positive impact on your financial life!

Branch History & Mission

At First Community, we have a proud history that dates back to 1934, when our doors first opened in the vibrant city of Collinsville, Illinois. Since then, we have grown and evolved alongside our community, becoming a trusted financial partner for over 402,691 members. Our branch is conveniently located at 1040 Collinsville Crossing Blvd, a spot that is easily accessible and surrounded by local landmarks that many residents know well. Throughout the years, First Community has experienced significant milestones. From humble beginnings, we have expanded our services and strengthened our commitment to serving the financial needs of our members. Today, we proudly manage total assets of over $4.4 billion, reflecting our steady growth and stability in the financial landscape. Our mission is simple yet profound: to empower individuals and families through exceptional financial services while fostering community support and engagement. We aim to provide not just banking solutions but also valuable resources for personal growth and community development. This includes a range of offerings from checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking services. We believe in making banking accessible for everyone. That's why we offer digital services like online banking and mobile payments, ensuring that our members can manage their finances anytime, anywhere. Our commitment to ADA compliance means we strive to create an inclusive environment for all members of our community. While members can visit us at 1040 Collinsville Crossing Blvd, official correspondence should be sent to the same address as there is no separate mailing address. We are open Monday through Friday from 8:30 AM to 7:00 PM and on weekends from 9:00 AM to 3:00 PM, providing ample opportunity for you to connect with us. Our dedication extends beyond traditional banking; we actively engage in community outreach programs and partnerships designed to uplift our neighbors and support local initiatives. We believe that by working together, we can build a stronger future for everyone in Collinsville. If you're looking for a credit union that prioritizes its members' needs while maintaining a deep-rooted connection to the community, we invite you to join First Community. Experience firsthand how we can assist you in achieving your financial goals while being part of something bigger your community. Reach out today at 636-728-3333 or visit us online at First Community!

Branch Location & Accessibility

Accessibility and Features

At First Community, we believe that banking should be accessible for everyone. Our branch features ADA-compliant facilities with ramps and spacious parking areas designed to accommodate all members of our community. While we don't have a drive-thru service, our lobby is open and welcoming, ready to serve you during our operating hours: Monday through Friday from 8:30 AM to 7:00 PM, and Saturday and Sunday from 9:00 AM to 3:00 PM. For your convenience, we also offer ATM services right here at our branch. You can easily access cash or check your balance without having to step inside. If you ever need to send us official correspondence, please note that our mailing address differs from our branch location. Although members are welcome to visit us at 1040 Collinsville Crossing Blvd, we kindly ask that any mail be directed to the appropriate address.

Connect With Us

Whether you're a long-time member or considering joining First Community, we invite you to come by and experience our personal banking services firsthand. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone! Have questions? Feel free to give us a call at 636-728-3333 we're here for you! Your financial journey starts here at First Community in Collinsville. We look forward to seeing you soon!

Member Eligibility

At First Community, we believe that everyone deserves a chance to be part of a caring community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the Collinsville area, or if you have a family member who is already part of our credit union, you're likely eligible to join us. This inclusive approach means we're here to support not just individuals but families too. With a range of services tailored to fit your needs from checking and savings accounts to loans and credit cards membership at First Community opens up opportunities for better financial health. To learn more about eligibility details, feel free to visit our website at https://www.firstcommunity.com/about-us/join-us.html. If you're ready to take the next step toward membership or have any questions, give us a call at (636) 728-3333. Our friendly team is eager to assist you! You can also check out how easy it is to open an account by visiting https://www.firstcommunity.com/about-us/join-us.html. Join us at our branch located at 1040 Collinsville Crossing Blvd Collinsville Il 62234, where you'll find a supportive community ready to help you thrive!

Business Banking & Commercial Services

Commercial Loans that Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having the ability to accept payments effortlessly while keeping track of your finances in real time. Our merchant services offer just that streamlined payment processing solutions tailored for your business. Picture a bustling café or a thriving retail shop where customers enjoy smooth transactions, helping you maintain positive cash flow while you focus on what matters most: growing your business. Located at 1040 Collinsville Crossing Blvd Collinsville Il 62234 in Collinsville, IL, we're here to partner with you every step of the way. Let's work together to turn your vision into reality! For more information, call us at (636) 728-3333 or visit us online at First Community.

Comprehensive List Of Services

Business Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include Merchant Services & Business Loans, allowing you to streamline operations while getting the financing needed for growth. Think of us as a partner in your success!

Convenience at Your Fingertips

At First Community, convenience is key. Our ATM & Cash Withdrawal Services mean you can easily access cash whenever needed. With basic ATM access for withdrawals and balance checks available nearby, managing your funds has never been simpler. Whether you're at home or on the go, our digital banking features like mobile payments and person-to-person transfers ensure that you have control over your finances wherever life takes you. In summary, whether you're managing personal accounts or running a business, First Community in Collinsville offers all the tools necessary for financial success. We invite you to reach out by calling us at 636-728-3333 or visit us today! Discover how we can serve your unique financial needs and become part of our community-focused family. Join us in creating better financial futures together!

Credit Solutions

For those looking for extra cash or wanting to consolidate debt, our Personal Loans & Debt Consolidation products can be a great fit. We understand life can throw unexpected expenses your way; that's why we're here to help make those challenges easier. And let's not forget about credit! With our Credit Cards with Rewards, every purchase brings you closer to exciting rewards and benefits. It's not just about spending; it's about earning while you do.

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts that make it easy to manage your day-to-day finances. Imagine having a secure place for your money while also earning interest! Our accounts come with digital features that allow you to access your funds anytime through online and mobile banking. You can check balances, transfer money, or pay bills right from your phone. When it's time for a new car, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture yourself behind the wheel of that perfect vehicle without the stress of complicated loan processes. We simplify everything so you can focus on enjoying your new ride! If you're thinking about buying a home or refinancing your current mortgage, our team is ready to help with Mortgage Loans & Refinancing. We guide you through each step to find the best option that suits your budget and lifestyle.

Digital & Online Banking

Accessibility and Security

We prioritize your security with robust measures in place to protect your personal information. Rest assured that when using any of our digital services, your data is safe. By choosing First Community for your banking needs, you're opting for convenience and flexibility. Our services are designed to fit into your lifestyle, giving you real-time access to your accounts wherever life takes you. Enjoy banking that works for you!

Key Features

One of the standout features of our online banking is the Electronic Signature Authorization. This allows you to sign documents digitally, saving you time and effort while keeping everything secure. You won't need to worry about printing or mailing forms anymore! Additionally, we provide E-Statements, so you can receive your bank statements electronically instead of waiting for them in the mail. This not only helps you stay organized but also contributes to a greener environment by reducing paper waste. If you're always on the move, our Mobile Application is a must-have. It offers Mobile Payments, letting you make transactions quickly and securely with just a few taps on your smartphone. Whether you're splitting a dinner bill or sending money to a friend with our Person-to-Person Transfers, managing your finances has never been easier.

Financial Strength

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial strength, which reflects our commitment to serving you effectively. With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further illustrated by having $332,567,758 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $80,651 in used auto loans and $3,113,337,953 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) amount to $13,762,475. Additionally, with a total of 697,764 share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 1040 Collinsville Crossing Blvd Collinsville Il 62234 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle straightforward and accessible.

Credit Lines and Business Loans

For those needing additional financial flexibility or business owners looking for growth opportunities, our total credit lines amounting to $623,986,918 can provide essential support. Additionally, our outstanding commercial loans totaling $28,196,888 are tailored to help businesses thrive. At First Community, we strive to make borrowing easy and accessible. If you're considering refinancing or want more information about eligibility options for any of these loan products, don't hesitate to reach out! Feel free to contact us at 636-728-3333 during our operating hours: Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. You can also visit our website at First Community for more information. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, making buying or refinancing simple. We guide you through every step of the process to ensure you feel confident in your investment.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. This option is perfect for those looking for a reliable way to handle everyday expenses without the burden of collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees fair and transparent offers for users. One of the standout features of LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, which fosters transparency in the loan comparison process. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions, ensuring that users receive unbiased results. With real-time rate comparisons available from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Features

Connect With Us

Member Eligibility

Business Banking & Commercial Services

Commercial Loans that Make a Difference

Practical Merchant Services

Comprehensive List Of Services

Business Services

Convenience at Your Fingertips

Credit Solutions

Personal Banking

Digital & Online Banking

Accessibility and Security

Key Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Join Our Community