First Community Credit Union Belleville IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Community in beautiful Belleville, IL, where our commitment to serving you goes beyond just banking. Established in 1934, we have grown into a trusted financial partner for over 402,691 members, offering personalized services designed to meet your unique needs. With total assets of $4,468,203,907 and total deposits reaching $295,734,993, we pride ourselves on being a reliable source of financial strength in the community. Nestled at 2601 Green Mount Commons Dr, our branch is dedicated to providing exceptional service. While members can visit us at this location, we're always here to assist you with any inquiries at 636-728-3333. Our team of over 647 employees, led by CEO Glenn Barks and Board President Sharon Hudson, strives to make every experience positive and fulfilling. At First Community, we understand that financial stability means more than just numbers; it's about building lasting relationships. Whether you're looking for auto loans, mortgages, personal loans, or business banking solutions, our goal is to empower you with the tools and support needed to achieve your dreams. Our total loans amount to an impressive 147,282, reflecting our commitment to helping our members thrive. We invite you to explore all that we have to offer. Visit our website at firstcommunity.com for more information or come see us in person. Together, let's build a brighter financial future!

Branch History & Mission

Join Us Today!

As we continue this journey together, we invite you to become part of the First Community family. Experience firsthand how our values translate into exceptional service and genuine care for each member's success. Whether you're looking for personal banking solutions or business support, we're here for you every step of the way. For more information or to join us today, please visit First Community or call us at (636) 728-3333. Let's build a brighter financial future together!

Our Evolution

From our inception, First Community has been dedicated to helping individuals and families achieve their financial goals. Over the decades, we have expanded our range of services to include personal banking, auto loans, mortgage options, and credit cards with rewards. Each step of our journey has been marked by a focus on community support and member satisfaction. We understand that banking is not just about numbers; it's about building relationships and fostering trust. Our branch in Belleville stands as a testament to this mission. We offer convenient operating hours Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM to ensure that we are available when our members need us most. While you can visit us at our branch address, we also provide easy access to ATMs throughout the area for your convenience.

Our Mission Statement

At First Community, we believe in empowering our members with accessible financial solutions tailored to their needs. Our mission extends beyond just providing banking services; we are committed to giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those around us. We pride ourselves on being ADA compliant and continuously enhancing our digital services. With online banking and mobile payment options readily available, managing your finances has never been easier or more secure.

Branch Location & Accessibility

Accessibility Features

At First Community, we prioritize making banking easy for everyone. Our branch is designed to be accessible for all members, featuring ADA-compliant entrances and ramps. You'll find ample parking available right outside, making your visit as smooth as possible.

Get in Touch

Have questions? Feel free to give us a call at 636-728-3333. We're always happy to help! So why not stop by First Community today? Experience banking that puts you first because at First Community, you're not just a member; you're part of the family!

Operating Hours

We know how busy life can get, which is why our doors are open during flexible hours to serve you better. Visit us Monday through Friday from 8:30 AM to 7:00 PM, and enjoy our weekend hours on Saturday and Sunday from 9:00 AM to 3:00 PM. Whether you need assistance with personal banking, auto loans, or any of our other services, we're here for you!

Services Offered

First Community offers a range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, if you need cash quickly, we have an ATM available for your convenience.

Member Eligibility

At First Community, we believe that everyone deserves a chance to be part of a warm and welcoming community. Becoming a member is simple and accessible! If you live, work, worship, or attend school in the Belleville area, you're likely eligible to join us. We're here to support your financial journey with services tailored to your needs, from checking accounts to auto loans and more. To learn more about the specific eligibility criteria, feel free to visit our website at https://www.firstcommunity.com/about-us/join-us.html. Opening an account is just as easy! You can start the process by visiting us at our location at 2601 Green Mount Commons Dr Belleville Il 62221 or call us directly at (636) 728-3333 for assistance. Our friendly staff is ready to help you take this important step toward securing your financial future with First Community. Join us today and experience the benefits of being part of a credit union that truly cares!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine seamlessly managing payments while serving customers efficiently. Our merchant services make this possible. From simple point-of-sale systems to online payment processing, we provide the tools that allow you to focus on what you do best running your business. Located at 2601 Green Mount Commons Dr Belleville Il 62221, Belleville, IL 62221, our team is ready to partner with you on your journey toward success. Contact us at (636) 728-3333 to learn more about how our business banking and commercial services can make a difference for your organization!

Comprehensive List Of Services

Access When You Need It

We also offer convenient access through our ATM services for cash withdrawals and balance checks. With locations nearby and around-the-clock availability, getting cash when you need it has never been easier. At First Community, we're committed to making banking straightforward and accessible for everyone in the community. If you're ready to explore these services further or have questions about how we can assist you specifically, don't hesitate to reach out! Call us at (636) 728-3333, or visit us at 2601 Green Mount Commons Dr Belleville Il 62221 in Belleville, IL. We look forward to serving you!

Business Banking Support

For entrepreneurs and business owners, First Community offers specialized services such as business banking solutions, including merchant services and business loans. We understand that running a business comes with unique challenges, so we're here to support your financial journey every step of the way.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From making transfers to checking balances or even person-to-person payments, our digital tools ensure that your banking experience is effortless and efficient.

Home Financing Solutions

For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing options are here to assist you. Our knowledgeable team can guide you through the home-buying process or help you find ways to lower your monthly payments with refinancing. We understand how important your home is, which is why we strive to provide affordable and accessible solutions.

Personal Banking Made Easy

Managing your money is simple with our personal banking options. We offer checking and savings accounts that help you keep track of your finances while earning interest on your deposits. If you're considering purchasing a new car, our auto loans and vehicle financing services make it easy to get behind the wheel without breaking the bank. With competitive rates and flexible terms, we ensure that financing your dream vehicle is a smooth process.

Personal Loans for Life’s Needs

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle them head-on. Whether it's medical bills, home repairs, or consolidating high-interest debt into one manageable payment, we have options that suit various needs.

Rewarding Credit Card Options

Our credit cards with rewards allow you to earn points on every purchase, giving you more value from your spending. Enjoy benefits like cashback or travel rewards while managing everyday expenses effectively.

Digital & Online Banking

In today's fast-paced world, having access to your finances at your fingertips is more important than ever. At First Community, we prioritize your convenience and security through our comprehensive digital and online banking services. You can easily manage your accounts anytime, anywhere with just a few clicks. With our online banking services available at https://www.firstcommunity.com/, you can check balances, pay bills, and transfer money without stepping foot in a branch. Need to send money to a friend? Our person-to-person transfers make it easy to send cash quickly and securely, so you can take care of everyday transactions with confidence. We understand that security is a top concern when it comes to online banking. That's why we offer electronic signature authorization, ensuring that your transactions are protected every step of the way. Plus, you'll have the option to receive e-statements, which not only helps you stay organized but also reduces paper clutter while keeping your information safe. For those who prefer banking on-the-go, our mobile application allows you to access all these features right from your smartphone. Want to make payments without pulling out your card? Our mobile payments feature lets you do just that! Whether you're at the store or grabbing coffee with friends, managing your finances has never been easier. At First Community, we believe that banking should fit into your life on your schedule. With 24/7 online banking services, you have the power to manage your money whenever it suits you best. So whether it's day or night, rest assured that you can always stay connected with your accounts. Experience the ease and peace of mind that come with digital banking at First Community today!

Financial Strength

Commitment to Financial Health

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our focus remains steadfast on enhancing your banking experience and meeting your financial needs.

Growing Member Base

Total Share and Deposit Accounts: 697,764, showcasing a strong and growing member base that trusts us with their finances. Our commitment to serving you extends beyond just numbers; it's about building lasting relationships within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 2601 Green Mount Commons Dr Belleville Il 62221 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 638 full-time employees and 9 part-time employees who are dedicated to providing you with exceptional service every day.

Reinvestment in Your Future

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,651 in used auto loans and $3,113,337,953 in total loans and leases.

Secure Savings Options

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. This commitment ensures that your hard-earned money grows while remaining safe with us.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms that suit your budget.

Credit Lines and Commercial Loans

For those looking for additional financial flexibility or business expansion opportunities, we have total credit lines available amounting to $623,986,918. Additionally, our outstanding commercial loans totaling $28,196,888 provide business owners with essential capital for growth and development. At First Community, we believe that everyone deserves access to affordable financing options. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out to us at 636-728-3333. Our team is here to help guide you through every step of the process. For more information on how our loan products can meet your needs or to start your application today, visit us online at First Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, providing you with the support needed to step into your new home without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $49,880,333 in loans helping members manage their finances effectively, our credit cards come with features designed to give you peace of mind while making purchases.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us Today!

Our Evolution

Our Mission Statement

Branch Location & Accessibility

Accessibility Features

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Access When You Need It

Business Banking Support

Digital Convenience at Your Fingertips

Home Financing Solutions

Personal Banking Made Easy

Personal Loans for Life’s Needs

Rewarding Credit Card Options

Digital & Online Banking

Financial Strength

Commitment to Financial Health

Focused on Member Benefits

Growing Member Base

Operational Efficiency

Reinvestment in Your Future

Secure Savings Options

Loan Offering

Auto Loans

Credit Lines and Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Take Action Today

Join Our Community