First Area Credit Union Lewistown PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Area Federal Credit Union, your trusted financial partner since 1961! Located at 23 S Dorcas St, Lewistown, PA 17044, we are proud to serve a community of over 2,776 members. Our mission is simple: to provide our members with exceptional financial services that foster growth and security. With total assets of $27,518,756 and total deposits reaching $2,575,310, we ensure that your money is in safe hands. At First Area, we believe in building strong relationships with our members. Under the leadership of our dedicated CEO, Bonnie Fisher, and Board President, Robert Haines Jr., our team of 8 employees is committed to delivering personalized service tailored to your unique needs. Whether you're looking for auto loans, personal banking options, or online services, we've got you covered. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 23 S Dorcas St, Lewistown, PA 17044. With robust offerings such as competitive loan rates and convenient online banking options, we're here to support you every step of the way. Explore how First Area Federal Credit Union can help you achieve your financial goals today! For inquiries or assistance, feel free to give us a call at 717-248-5103. Join us on this journey toward financial well-being!

Branch History & Mission

Join Us Today!

If you're looking for a credit union that prioritizes your needs and invests in your community, First Area is here for you. Experience personalized service and a wide range of financial products designed with you in mind. Visit us today or give us a call at 717-248-5103. Let's build a brighter financial future together!

Our Journey

First Area started with a simple mission: to provide accessible financial services tailored to the needs of our community. Throughout our history, we have embraced advancements in technology while ensuring that personal service remains at the heart of everything we do. We are proud to offer modern banking solutions including online and mobile banking options while maintaining a friendly environment for those who prefer face-to-face interactions at our branch located at 23 S Dorcas St, Lewistown, PA 17044. Our commitment goes beyond just numbers. We believe in fostering relationships that help individuals and families achieve their financial goals. Whether it's providing auto loans, mortgage refinancing, or personal loans for debt consolidation, our dedicated team is here to guide you every step of the way.

Our Mission

At First Area, our mission is clear: to empower our members through comprehensive financial services and unwavering community support. We strive to create an inclusive environment where everyone feels valued and understood. By focusing on personal banking experiences like our drive-thru service for quick transactions we ensure that convenience does not compromise quality. In addition to traditional banking services, we actively engage with local organizations and initiatives aimed at uplifting our community. Our partnerships reflect our commitment to making a positive impact in Lewistown and surrounding areas. While members can visit us at 23 S Dorcas St for all their banking needs, official correspondence should be sent to the same address for consistency. As we look towards the future, we remain dedicated to enhancing your experience through innovative offerings like e-statements and secure online services. Join us as we continue this journey together where your financial success is not just our goal but our passion.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Feel free to reach out by calling us at 717-248-5103. Our dedicated team is eager to help you navigate your financial journey. We invite you to stop by our branch today and discover how First Area can support you in achieving your financial goals!

Operating Hours

We are here to serve you during convenient hours: Monday, Tuesday, and Thursday from 9:00 AM to 4:30 PM; Wednesday from 9:00 AM until noon; and Friday extending our hours until 6:30 PM. We also open Saturday from 9:00 AM to noon specifically for drive-thru banking. Whether you're making deposits or withdrawals, we strive to accommodate your schedule.

Services Offered

At First Area, we offer a variety of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Our drive-thru service allows for quick transactions without leaving your vehicle. Although we do not currently have ATM services on-site, our staff is always ready to assist you with cash withdrawal options through our drive-thru.

Visit Us

While you can visit us at our branch address, please note that any official correspondence should be sent to the same address: 23 S Dorcas St, Lewistown, PA 17044. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and parking options that make it easy for everyone to access our services.

Member Eligibility

At First Area, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to many individuals! If you live, work, worship, or attend school in Mifflin County, you're already eligible to join us. We also welcome immediate family members of current members, ensuring that our supportive network continues to grow. By choosing First Area, you gain access to a range of financial services tailored to help you achieve your goals, from personal banking options to auto loans and more. To start your journey with us, simply visit our eligibility page at https://www.firstareafcu.com/member.html for the most up-to-date details. Once you're ready to join, opening an account is just a click away through our account opening link at https://gbs.onlinecu.com/firstareafcu/#/sign-up. If you have any questions or need assistance, don't hesitate to give us a call at (717) 248-5103. We can't wait to welcome you into the First Area family at our branch located at 23 S Dorcas St Lewistown Pa 17044!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds needed to purchase new equipment or open another location. With our commitment to supporting businesses, we provide tailored commercial lending programs. While we currently have $0 in member and non-member commercial loans, we're dedicated to creating opportunities for local entrepreneurs in Lewistown, PA.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services help you streamline transactions, allowing you to focus on what you do best running your business. By offering user-friendly solutions, we enable you to accept payments easily, ensuring that every sale contributes to your success. We invite you to explore how First Area can be a partner in your business growth journey. Visit us at 23 S Dorcas St Lewistown Pa 17044 or call (717) 248-5103 for more information!

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services provide everything from merchant services to business loans. We understand that running a business comes with its own set of challenges, and we're here to support you with tailored financial solutions designed just for entrepreneurs like you.

Cash Withdrawal Services

While we don't have ATMs at this location, we do provide basic drive-thru banking services where you can make deposits and withdrawals quickly without leaving your vehicle perfect for when you're on the go! We invite you to explore all these services at First Area Federal Credit Union. For any questions or assistance, feel free to reach us at (717) 248-5103. Let us help you achieve your financial dreams today!

Credit Cards

Don't forget about our credit cards with rewards! Whether you're using it for everyday purchases or planning a vacation, earn points on every dollar spent. It's an easy way to give yourself a little something extra just for being a member.

Loans and Financing

Need a new vehicle? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car. We understand that purchasing a vehicle can be overwhelming, which is why our team is ready to help you navigate through the loan process with ease. If you're considering buying a home, our mortgage loans and refinancing services can assist you in securing the best rate possible. Whether you're a first-time buyer or looking to refinance your existing mortgage for better terms, we have solutions that fit every situation. For those unexpected expenses or projects around the house, check out our personal loans and debt consolidation options. With flexible terms and competitive rates, we can help simplify your finances so you can focus on what matters most.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at First Area, we offer robust online and mobile banking features. Manage your accounts anytime, anywhere! Check balances, transfer funds, or pay bills right from your smartphone or computer.

Personal Banking

For those looking to manage their day-to-day finances, we offer personal banking services that include both checking and savings accounts. Imagine having a reliable place to deposit your paycheck and watch your savings grow! With competitive interest rates and no hidden fees, you can feel secure knowing that your money is working for you.

Digital & Online Banking

Mobile Convenience

For those who are always on the go, our mobile application provides all the features of online banking right in your pocket. Whether you want to check your balance or manage transactions while waiting in line, our app makes it convenient. Plus, with person-to-person transfers, sending money to friends or family is as simple as a few taps on your phone.

Online Banking Made Easy

Our online banking platform lets you view your account balances, transfer funds, and pay bills with just a few clicks. You can also sign up for e-statements, allowing you to keep track of your finances without the clutter of paper statements helping both the environment and your organization.

Security You Can Trust

We prioritize your security with every transaction. While we do not currently offer electronic signature authorization, rest assured that our platform uses advanced encryption methods to protect your information. Your peace of mind is our top priority. In today's fast-paced world, having the tools to manage your finances digitally can make all the difference. Experience the ease and flexibility of digital banking at First Area where managing your money is just a click away!

Financial Strength

At First Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want a trusted partner for your financial journey, and we are proud to showcase our strong foundation. With a net worth of $2,394,958, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $870 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $549,179 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,241,522 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to you is reflected in our lending capacity as well; with $112 in used auto loans and $5,748,578 in total loans and leases, we support your financial goals across various sectors. Our $153,436 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 5,086, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Area is your trusted partner. Visit us at 23 S Dorcas St Lewistown Pa 17044 or call (717) 248-5103 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,979,355 in used vehicle loans and $846,540 in new vehicle loans already helping members get on the road. We provide flexible financing options that cater to your budget and lifestyle.

Credit Lines

In addition to these offerings, our total credit lines amounting to $600,000 provide members with additional financial flexibility when they need it most. We pride ourselves on making lending accessible and straightforward. If you're considering refinancing any of your current loans or would like more information about eligibility options, don't hesitate to reach out. Our team can help find the right solution tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to transparency and ensuring that you have all the information needed to make sound financial decisions. Explore our loan offerings today and see how we can support your journey towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,374,890, make buying or refinancing simple. We also guide you through the process so you can make informed decisions about your home investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $281,168 in loans helping members manage their finances effectively. This product is ideal for those who want a convenient way to handle everyday expenses without tying up their savings.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent, allowing you to compare rates with confidence.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This guarantees that the information you receive is accurate and trustworthy. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can choose what's best for you. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, making it easier to find the right loan for your needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh has made a positive impact on borrowers' lives. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

First Area