First Area Credit Union MI | Statewide Auto Loans & ATM Access

First Area CU

First Alliance Credit Union proudly serves Michigan with a strong statewide presence dedicated to empowering members across the Great Lakes State. Membership here means joining a community-focused financial cooperative committed to your success and well-being throughout Michigan.

Members enjoy convenient ATM and cash withdrawal services, including basic ATM access for quick balance checks and withdrawals. Drive-thru banking makes everyday transactions like deposits and withdrawals simple and efficient. Whether you’re seeking competitive auto loans and vehicle financing or exploring mortgage loans and refinancing options, First Alliance offers tailored solutions designed to fit Michigan residents’ unique needs.

Personal banking is made easy with flexible checking and savings accounts, credit cards packed with rewarding perks, as well as personal loans and debt consolidation programs to help simplify your finances. Business owners benefit from merchant services and business loans crafted to support growth across Michigan’s diverse economy. Robust online and mobile banking platforms ensure your accounts are accessible anytime, anywhere.

Beyond comprehensive financial products, First Alliance actively invests in community programs that strengthen neighborhoods statewide—making membership about more than banking; it’s about belonging to a credit union dedicated to enriching lives throughout Michigan. Experience trusted service and full-service financial solutions with First Alliance Credit Union today.

Introduction

At first-area, we are driven by a mission to provide community-focused, member-first financial services that truly make a difference in the lives of our members across . Under the leadership of our dedicated CEO, Lynn Mccoy, and Board President, James Theisen JR, we strive to foster a welcoming environment where everyone feels valued and empowered. Our commitment to innovation means that our members can enjoy modern conveniences such as electronic signature authorization (Yes), e-statements (Yes), mobile payments (No), a dedicated mobile app (Yes), online banking (Yes), and person-to-person payment support (Yes). We invite you to explore how first-area can support your financial journey by visiting our official website at https://www.firstareacu.com/} or reaching out via fax at (989) 781-5202. Join us today and experience the benefits of being part of a credit union that truly puts its members first!

Services & Financial Solutions

At First Area Credit Union, we understand that managing your finances is a crucial part of everyday life in Michigan. That’s why we offer a range of personal banking services designed to simplify your financial journey. Whether you’re looking to open a checking or savings account, secure an auto loan, or refinance your mortgage, we have the tools and support you need to make informed decisions. With our online banking platform, accessing your accounts is as easy as logging in from the comfort of your home or on the go using our mobile application. You can check balances, transfer funds, and even set up e-statements to stay organized without the clutter of paper.

For those looking to grow their business, we provide comprehensive banking solutions tailored to meet your needs. From merchant services that facilitate seamless transactions to business loans that help you expand, our dedicated team is here to assist you every step of the way. Plus, with features like person-to-person payments and electronic signatures, handling day-to-day transactions has never been more convenient. Our goal is to empower our members in Saginaw and beyond by offering flexible financial options that fit into their busy lives, ensuring they can focus on what truly matters—achieving their dreams and securing their future.

Why Choose Us

At first-area in MI, we believe that becoming a member should be as simple and straightforward as possible. With a quick visit to our website, you can easily review your membership eligibility at and open an account tailored to fit your financial needs. Our values are deeply rooted in trust, community engagement, personalized service, and financial reliability, making us more than just a credit union; we’re a part of your community. We pride ourselves on offering dedicated support to help you navigate your financial journey with confidence. Plus, with our robust mobile application and online banking services, managing your finances has never been easier. Whether you’re looking for personal loans, mortgages, or simply a reliable place for your checking and savings accounts, we have the tools you need to succeed. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us at first-area today and experience the difference!

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