Financial Resources Skillman NJ Credit Union | Quick Personal Loans & Business Banking

Introduction

Welcome to Financial Resources, where your financial well-being is our top priority! Located at 199 Grandview Rd, Skillman, NJ 08558, we have proudly served our community since 1950. As a trusted credit union, we focus on providing exceptional services tailored to the needs of our members. With a strong membership base of 29,439 and total assets exceeding $624,645,070, we are committed to helping you achieve your financial goals. At Financial Resources, you can count on us for a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our CEO, Frank Almeida, along with our Board President, Robert Graczyk, lead a dedicated team of 95 employees who are here to support you every step of the way. We take pride in maintaining a solid net worth of $55,168,999 and holding total deposits of $23,163,374, which reflects our stability and commitment to our members. While members can visit us at our branch location for friendly service and expert guidance, official correspondence should be sent to the same address: 199 Grandview Rd, Skillman, NJ 08558. Whether you're looking for assistance with loans or simply want to learn more about managing your finances effectively, we're here to help. We invite you to explore all that Financial Resources has to offer by visiting our website at myfinancialresources.org. If you have any questions or need assistance, please don't hesitate to reach out to us at 908-874-1600. Come experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

At Financial Resources, we take pride in our rich legacy and commitment to the community since our establishment in 1950. Nestled in the heart of Skillman, NJ, at 199 Grandview Rd, we have continuously evolved to meet the financial needs of our growing member base. Over the years, we have embraced change while maintaining our core mission: to provide exceptional financial services and support to every member who walks through our doors. From humble beginnings, Financial Resources has blossomed into a trusted institution with a total membership of 29,439. Our dedication to serving the community is reflected in our robust assets, which currently stand at $624,645,070. This growth has allowed us to offer a wide range of products and services designed for both personal and business needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we are here to help you navigate your financial journey. Our mission is not just about numbers; it's about people. At Financial Resources, we believe in empowering individuals and businesses by providing them with the tools they need to succeed. We focus on building lasting relationships based on trust and transparency. Our operating hours are tailored to fit your busy schedule join us every Tuesday from 10 AM to 2 PM for in-person assistance. While members can visit us at 199 Grandview Rd for all their banking needs, official correspondence should be sent to the same address. We understand that accessibility is key; that's why we also offer ATM services right on-site for your convenience. In addition to traditional banking services, we have embraced digital advancements that make managing your finances easier than ever. Our online banking platform allows members to access their accounts anytime and anywhere. Features such as mobile payments and person-to-person transfers ensure that you can handle your transactions on the go. We are proud of our community involvement initiatives that extend beyond banking. By partnering with local organizations and participating in outreach programs, we strive to give back and make a positive impact in Skillman and surrounding areas. As we look towards the future, we invite you to become part of our journey at Financial Resources. Join us today and experience firsthand how our dedicated team can assist you in achieving your financial goals. Together, let's build a brighter tomorrow! For more information or to open an account, please visit our website or call us at 908-874-1600.

Branch Location & Accessibility

Accessibility and Amenities

At Financial Resources, we believe that banking should be accessible to everyone. Our branch features ADA-compliant entrances and ramps, ensuring ease of access for all members. Parking is available right outside the building, so you can quickly hop in and out when you're on the go. While you can stop by our location at 199 Grandview Rd for your banking needs, please note that official correspondence should be sent to the same address as our mailing address.

Operating Hours

We know life gets busy, which is why we aim to be flexible with our hours. You can visit us on Tuesdays from 10 AM to 2 PM. Our friendly staff is here to help you with a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more.

Services Offered

In addition to traditional banking services, we offer convenient ATM access for withdrawals and balance checks ideal for those who prefer a quick transaction without entering the branch. While we currently do not have drive-thru service or shared service center availability, our team is dedicated to providing excellent service during lobby hours. If you have any questions or need assistance, feel free to call us at 908-874-1600. We look forward to welcoming you into our community! Come visit Financial Resources and discover how we can support your financial journey today!

Member Eligibility

At Financial Resources, we believe that everyone deserves a place in our community. If you're looking to join a supportive and friendly financial family, becoming a member is easy! To qualify, you simply need to live, work, or worship in the local area or be associated with one of our partner organizations. This means that whether you're just starting out or you've been around for years, there's a spot for you here at Financial Resources. For more specific details on eligibility criteria, feel free to visit our website at https://myfinancialresources.org/home/about-us/membership/. Opening an account with us is straightforward and welcoming. You can find all the necessary information on how to get started by visiting https://myfinancialresources.org/home/business/select-employer-group/. If you have any questions or need assistance, don't hesitate to reach out at (908) 874-1600. We're excited to help you take the first step towards financial empowerment at Financial Resources, located right at 199 Grandview Rd Skillman Nj 08558!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $285 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,347,116, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to our loan offerings, our merchant services make transactions easier for your business. Imagine being able to accept payments seamlessly, whether your customer is paying online or in-person. This capability not only enhances customer satisfaction but also helps streamline your operations. At Financial Resources, we focus on practical solutions that meet the everyday needs of businesses like yours. Ready to take the next step? Visit us at 199 Grandview Rd Skillman Nj 08558 in Skillman, NJ, or give us a call at (908) 874-1600 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide essential services like merchant services and business loans to help your company thrive. We know running a business comes with challenges; that's why we're committed to supporting you every step of the way.

Digital Convenience at Your Fingertips

In today's fast-paced world, having access to your finances on-the-go is crucial. That's where our online and mobile banking features come into play. With these tools, you can check balances, pay bills, transfer funds, and even make person-to-person payments anytime and anywhere. Our ATM services ensure that cash withdrawal is just a tap away, so you're never left without access to your funds.

Join Us Today!

Our commitment extends beyond just banking; it's about building relationships with our members at Financial Resources. Located at 199 Grandview Rd Skillman Nj 08558, we're here to answer any questions you may have. Feel free to give us a call at (908) 874-1600 during our lobby hours on Tuesdays from 10 AM to 2 PM. Explore how we can assist you in achieving your financial goals by visiting us online at Financial Resources Fcu - C/o J&j Group Of Consumer Companies. Join our community today and let's work together towards a brighter financial future!

Personal Banking Made Simple

Managing your finances should be easy and accessible. Our personal banking services include checking and savings accounts that allow you to manage your money effortlessly. If you're thinking about buying a car or need some extra cash, our auto loans and vehicle financing options are designed with competitive rates to fit your budget. We also offer mortgage loans and refinancing solutions, helping you secure your dream home or lower your monthly payments.

Support for Your Financial Journey

Life can bring unexpected expenses, and when it does, our personal loans and debt consolidation services are here to help you regain control. Plus, with our credit cards that come with rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Our online banking service offers a user-friendly experience that makes it simple to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to friends or family? Our person-to-person transfer feature allows you to quickly send cash without the hassle of checks or cash withdrawals. Plus, if you're on the go, our mobile application ensures you have all these services right in your pocket.

Security & Convenience

We prioritize your security with electronic signature authorization, so you can sign important documents safely online without needing to visit a branch. For those who prefer paperless options, we offer e-statements that keep you informed while helping the environment. And if you enjoy the convenience of mobile payments, you'll be glad to know that we support this feature too, making transactions as effortless as tapping your phone. Whether you're checking your account balance or making payments on the move, our digital banking solutions provide real-time access and peace of mind. With everything designed for ease-of-use and accessibility, Financial Resources is here to support you every step of the way in managing your finances. Explore all these features and more by visiting us at https://myfinancialresources.org/ today!

Financial Strength

Commitment to Excellence

Our operational efficiency shines through with a reported $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 92 full-time employees and 3 part-time employees who are dedicated to serving you with knowledge and care.

Growing Membership Trust

We are proud to have a growing base of trust among our members reflected by our total share accounts: 51,162. This shows that many people believe in what we do and choose us as their trusted partner for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Resources is your trusted partner. Visit us at 199 Grandview Rd Skillman Nj 08558 or call (908) 874-1600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are in good hands with us. We secure our members' funds through $173,825,148 in share certificates and $136,155,614 in money market shares, both designed to provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $55,070,784 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive too; with $742 in used auto loans and $475,481,537 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $55,168,999, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,842,232 in used vehicle loans and $1,671,544 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team will work with you to find the best option.

Business Loans

For business owners, our outstanding commercial loans totaling $101,347,116 provide the capital needed to grow and expand your business. Whether you're starting out or looking to invest further into your operations, we're here to support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $53,402,346, make buying or refinancing simple. We guide you through each step of the process so that you can feel confident in your decision.

Refinancing Options

If you're considering refinancing any existing loans or need assistance determining eligibility for one of our products, don't hesitate to reach out. Our team is here to help you explore all available options that fit your unique financial situation. Our branch located at 199 Grandview Rd Skillman NJ 08558 is open for inquiries every Tuesday from 10 AM to 2 PM. Feel free to give us a call at 908-874-1600 for more information on how we can assist you with your loan needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Financial Resources be your partner on your journey toward financial success!

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $7,055,265 in loans available to help you navigate everyday expenses without stress.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By obtaining data from reputable financial institutions, LendMesh guarantees that users receive reliable information for their loan comparisons.