Financial Plus Swartz Creek MI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Financial Plus, your trusted partner in financial success located at 7048 Miller Rd, Swartz Creek, MI 48473. Established in 1952, we have been committed to serving our community for over seven decades, building strong relationships with our 81,195 members along the way. Our mission is simple: to provide exceptional banking services tailored to meet the unique needs of our members. At Financial Plus, we take pride in our impressive financial standing, boasting total assets of $1,386,818,404 and total deposits of $90,289,728. With a robust net worth of $172,253,078, we are well-equipped to support you in achieving your financial goals. Whether you're looking for auto loans (with over 57,388 loans and leases already granted), personal loans, or credit cards with rewards, we have options designed just for you. Our dedicated team of 277 employees, led by CEO Brad Bergmooser and Board President Bernard Hennessy, is here to assist you with personalized service. We understand that navigating financial decisions can be challenging; that's why we're here to provide guidance and support every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 7048 Miller Rd, Swartz Creek, MI 48473. With convenient operating hours from 9:00 AM to 5:00 PM Monday through Friday, we invite you to stop by or give us a call at 810-244-2200. Discover how Financial Plus can help you thrive financially! For more information about our services or to explore your options online, visit us at myfpcu.com.

Branch History & Mission

Commitment to Innovation and Community

In an ever-evolving world, we embrace technology to enhance your banking experience. Our digital services include online banking, mobile payments, and e-statements making it easier than ever for you to manage your finances on your terms. We are also dedicated to ensuring accessibility for all our members, adhering to ADA compliance standards so everyone can enjoy our services without barriers. Beyond financial services, Financial Plus actively participates in community outreach initiatives. We understand that being a credit union means being part of the community fabric. Our partnerships with local organizations help us give back and support those in need right here in Swartz Creek.

Join Us Today!

We invite you to experience the benefits of membership at Financial Plus. Whether you're looking for a new checking account or need assistance with a mortgage loan, we're here for you every step of the way. Come visit us at our branch or reach out via phone at 810-244-2200. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a spirit of community and cooperation. We believe that when our members succeed, the entire community thrives. We offer a wide range of services including personal banking accounts, auto loans, mortgages, and business banking solutions designed to meet the unique needs of every individual and business we serve. While members can visit us at our branch location on Miller Rd, official correspondence should be sent to the same address: 7048 Miller Rd, Swartz Creek, MI 48473. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM, providing convenient access for all your banking needs.

Branch Location & Accessibility

Convenient Access

At Financial Plus, we understand that accessibility matters. That's why our branch features ADA-compliant entrances and ramps, ensuring that everyone can comfortably visit us. With ample parking available, you won't have to worry about finding a spot when you come by. Plus, if you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Operating Hours

We're here for you during convenient hours: Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance with personal banking, auto loans, or credit card services, our friendly staff is ready to help you achieve your financial goals.

Services Tailored for You

Our branch offers a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. You can also enjoy ATM access for cash withdrawals and balance checks at your convenience. While members can visit us at 7048 Miller Rd, official correspondence should be sent to the same address as well making it easy for you to remember where to reach us! If you have any questions or need assistance, don't hesitate to give us a call at 810-244-2200. We invite you to stop by our Financial Plus branch today. Experience firsthand how we can make your banking experience easier and more enjoyable!

Member Eligibility

At Financial Plus, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership. We welcome individuals who are passionate about their financial well-being and want access to personalized banking services designed just for them. To learn more about the specific eligibility criteria, feel free to check out this resource: . Becoming a member at Financial Plus not only opens the door to a variety of financial products but also connects you with a team that truly values your needs. Whether you're looking for checking accounts, auto loans, or online banking options, we've got you covered. Ready to take the next step? You can easily open an account by reaching out to us at (810) 244-2200 or visiting us at our branch located at 7048 Miller Rd Swartz Creek Mi 48473. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

In addition to loans, our merchant services simplify payment processing for your business. Picture this: your customers can easily pay with their preferred methods credit cards, mobile payments, or online transactions leading to happier customers and smoother operations. Let Financial Plus be your partner in success! Visit us at 7048 Miller Rd Swartz Creek Mi 48473 in Swartz Creek, MI, or give us a call at (810) 244-2200 to learn more about how we can help your business thrive.

Comprehensive List Of Services

Accessibility

Our branch features include basic drive-thru banking for deposits and withdrawals along with easy access to ATMs for quick cash withdrawals and balance checks. We want your banking experience with us at Financial Plus to be as smooth as possible. If you have questions or want more information about any of these services, don't hesitate to reach out! You can call us at 810-244-2200 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. We invite you to visit us in person at our Swartz Creek branch or explore all that we offer online at myfpcu.com. At Financial Plus, we're committed to serving you!

Business Services

If you're an entrepreneur or business owner, our business banking services can assist you in managing cash flow effectively. From merchant services that simplify transactions to tailored business loans, we're here to help your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few clicks or taps, you can check balances, transfer funds, pay bills, or even send money to friends and family through our person-to-person payment feature. Our ATM services ensure you have access to cash whenever needed.

Loans and Financing

Need a new vehicle? Our auto loans and vehicle financing make it easy for you to hit the road without breaking the bank. We understand that buying a car can be a big decision, so we offer competitive rates and flexible terms. Additionally, if you're looking to buy a home or refinance your existing mortgage, our mortgage loans can guide you through the process smoothly. For those unexpected expenses or projects around the house, our personal loans and debt consolidation options provide quick access to funds when you need them most. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Personal Banking

When it comes to personal banking, we offer various options including checking and savings accounts that cater to different lifestyles and financial goals. Imagine having a checking account that helps you manage your monthly expenses efficiently while also earning interest on your savings. Our team is ready to help you choose the right accounts to fit your needs.

Digital & Online Banking

Accessibility and Ease-of-Use

At Financial Plus, we believe in providing tools that empower you to take control of your finances. Our online banking services are not only accessible but also intuitive, allowing you to navigate with ease. Whether you're setting up bill payments or checking recent transactions, it's all streamlined for your convenience. With these digital offerings, managing your money has never been easier. Join us at Financial Plus and discover how our digital banking services can simplify your financial life today!

Key Features

Our online banking platform comes with the added peace of mind that your information is secure. You can enjoy features like electronic signature authorization, which means you can sign documents securely from the comfort of your home. Plus, with e-statements available, you'll have instant access to your financial records without the clutter of paper statements. For those who love using their mobile devices, our mobile application is designed just for you. You can make mobile payments easily, send money to friends or family with person-to-person transfers, and manage your accounts right from your smartphone or tablet. Whether you're out running errands or relaxing at home, everything you need is just a tap away.

Financial Strength

At Financial Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our financial strength assures you that your money is in safe hands. With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $13,603 in used auto loans and $940,477,780 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The numbers speak for themselves: Total Share and Deposit Accounts stand at 177,390, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 7048 Miller Rd Swartz Creek Mi 48473 or call (810) 244-2200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans to help our members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we are here to assist you with flexible terms and friendly service.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, making buying or refinancing simple. We know that navigating the mortgage process can be daunting; that's why our dedicated team is here to guide you through every step.

Other Offerings

For those interested in business opportunities, our outstanding commercial loans totaling $140,226,896 provide the capital needed to grow and expand your ventures. Additionally, if you're considering refinancing existing debts or exploring eligibility options for any of our products, don't hesitate to reach out we're here to help you find the best solution for your financial situation. At Financial Plus, we pride ourselves on offering transparent and accessible financial services. If you have questions about our loan offerings or want to discuss how we can assist you further, please call us at 810-244-2200 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans with a total of $32,335,190 available to help members manage their finances effectively. This option provides you with the purchasing power you need while keeping things manageable.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loans. By relying on verified financial institutions, LendMesh guarantees that the information presented is accurate and trustworthy.

Financial Plus