Financial Plus Saginaw MI Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Financial Plus, your trusted partner in financial wellness located at 9030 Gratiot Rd, Saginaw, MI 48609. Since opening our doors in 1952, we have been dedicated to serving our community with a focus on personalized banking solutions that truly make a difference in the lives of our 81,195 members. Our commitment is reflected not just in our extensive range of services but also in our strong financial foundation, with total assets amounting to an impressive $1,386,818,404. At Financial Plus, we understand that banking goes beyond transactions; it's about building relationships and fostering community growth. With over $90,289,728 in deposits and a robust net worth of $172,253,078, we are equipped to support your financial journey whether you're looking for auto loans, mortgage options, or personal credit cards with rewards. Under the leadership of our CEO, Brad Bergmooser, and Board President Bernard Hennessy, our dedicated team of 277 employees is here to ensure you receive the best service possible. We offer convenient access through our ATM and drive-thru services for quick transactions. While members can visit us at our Saginaw branch for all their banking needs, official correspondence should be sent to the same address: 9030 Gratiot Rd, Saginaw, MI 48609. Explore more about how we can serve you by visiting our website at Financial Plus. If you have any questions or need assistance, don't hesitate to call us at (989) 399-9030. Join us at Financial Plus and experience the difference today!

Branch History & Mission

Welcome to Financial Plus, a proud member of the Saginaw community since 1952. Our journey began over seven decades ago when we opened our doors at 9030 Gratiot Rd, Saginaw, MI 48609. Since then, we have grown significantly and now serve over 81,195 members, providing them with a range of financial services tailored to meet their needs. At Financial Plus, our mission is simple yet powerful: to enhance the financial well-being of our members while actively supporting the local community. We believe in creating lasting relationships and delivering exceptional service that goes beyond traditional banking. Our commitment extends not only to offering competitive products like checking accounts, auto loans, and mortgages but also to contributing positively to the neighborhoods we serve. With total assets exceeding $1.39 billion, Financial Plus has built a solid foundation that allows us to provide robust financial solutions. Our operating hours from 9:00 AM to 5:00 PM Monday through Friday ensure that our members can always reach us when they need assistance. Whether you prefer visiting us in person or accessing our services online or via mobile app, we are here for you every step of the way. As part of our dedication to convenience, we offer ATM access and drive-thru banking, making it easier for our members to conduct transactions without hassle. We understand the importance of accessibility, which is why we've taken steps towards ADA compliance and customer-centric initiatives that prioritize your experience. Over the years, Financial Plus has formed valuable partnerships with local organizations and engaged in various outreach efforts. These initiatives reflect our commitment to giving back and fostering a stronger community for everyone. While members can visit us at 9030 Gratiot Rd, official correspondence should be sent to the same address. If you're looking for a credit union that prioritizes your financial health and contributes meaningfully to Saginaw's growth, look no further than Financial Plus. Join us today and discover how we can help you achieve your financial goals! For more information or assistance, feel free to call us at 989-399-9030. We can't wait to welcome you into our family!

Branch Location & Accessibility

Contact Us Today

While members can visit us at 9030 Gratiot Rd, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, don't hesitate to give us a call at 989-399-9030. We look forward to welcoming you into our community and helping you achieve your financial goals!

Easy Access and Nearby Landmarks

Our branch is situated near several local landmarks, making it easy to find. If you're visiting us, you might recognize our location next to the bustling shopping areas and just a short drive from local schools and parks. We prioritize accessibility for all members, featuring ADA-compliant entrances and ample parking spaces so that everyone can comfortably visit us.

Operating Hours and Services

We're here for you Monday through Friday from 9 AM to 5 PM, ensuring that you can manage your banking needs during convenient hours. At Financial Plus, we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our drive-thru service allows for quick deposits and withdrawals without having to leave your vehicle. Plus, our ATM is available for cash withdrawals and balance checks anytime you need it!

Member Eligibility

At Financial Plus, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas surrounding our branch at 9030 Gratiot Rd Saginaw Mi 48609, you're likely eligible to join us. Our membership criteria are designed to be inclusive, ensuring that you can access the benefits we offer, from competitive rates on loans to personalized service. For more detailed information about the eligibility requirements, you can check out our website at . Once you've confirmed your eligibility, opening an account with us is straightforward and convenient. If you have any questions or need assistance during the process, feel free to reach out to us at (989) 399-9030. Join us today and discover how being part of Financial Plus can help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify daily transactions. Imagine a busy café at 9030 Gratiot Rd Saginaw Mi 48609 in Saginaw, MI, where customers can pay quickly using their preferred method be it cards or mobile payments. Our merchant services ensure your business runs smoothly and efficiently, giving you more time to focus on what you do best. Explore how Financial Plus can be your partner in success. Reach out today at (989) 399-9030 or visit us during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we offer various banking solutions tailored just for you. From merchant services that simplify transactions to business loans that help you grow, Financial Plus is here to support your entrepreneurial spirit.

Credit Card Options

For those who love rewards, our credit cards come with exciting perks that make every purchase count. Earn rewards on everyday spending while enjoying the convenience of easy payment options.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts from anywhere at any time. Check balances, transfer funds, and even pay bills with just a few clicks on your smartphone or computer. Our ATM services ensure easy cash withdrawals and balance checks without any hassle.

Drive-Thru & ATM Access

Sometimes, you just need a quick visit without stepping inside the branch. Our basic drive-thru banking allows you to make deposits and withdrawals quickly and easily. Plus, with our ATM access available at our branch, managing your money is always within reach. At Financial Plus, we strive to make banking not only accessible but also enjoyable. Our dedicated team is always ready to assist you with any questions or concerns just give us a call at 989-399-9030 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Ready to explore what we have to offer? Visit us today at 9030 Gratiot Rd, Saginaw, MI 48609 or check out more about our services online at https://www.myfpcu.com. Your financial success starts here!

Personal Banking Solutions

Our personal banking options are tailored to help you manage your finances with ease. With checking and savings accounts that fit your lifestyle, you can enjoy the benefits of saving while having quick access to your funds. If you're thinking about purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options are designed to offer competitive rates and flexible terms. Are you in the market for a home? Look no further! We provide mortgage loans and refinancing solutions that make owning a home more attainable. Additionally, if you find yourself needing extra cash for unexpected expenses, our personal loans and debt consolidation services can help ease the burden.

Digital & Online Banking

Go Mobile

Don't forget about the convenience of our mobile application! With the app available for download, managing your finances has never been simpler. You can also utilize mobile payments to make purchases directly from your phone no cash or cards needed! Additionally, our person-to-person transfer feature allows you to send money quickly and easily to friends and family.

Online Banking Made Easy

With our 24/7 online banking services available at https://www.myfpcu.com/, you can check balances, transfer funds, and pay bills with just a few clicks. No need to worry about waiting in line; everything you need is right at your fingertips. Plus, our user-friendly interface ensures that even those new to online banking will feel comfortable navigating their accounts.

Secure Transactions

Security is a top priority for us. Our electronic signature authorization process makes it easy for you to sign documents digitally, without compromising your safety. You can feel confident knowing that your sensitive information is protected as you conduct transactions from the comfort of your home or while out and about.

Stay Organized with E-Statements

Keep track of your spending and manage your accounts effortlessly with e-statements. Available through our online banking platform, these digital statements help you stay organized while reducing paper clutter. At Financial Plus, we're committed to providing accessible and user-friendly digital banking solutions that fit into your lifestyle. Enjoy real-time account management and peace of mind knowing that we're here to support you every step of the way. Join us today and experience the ease of banking at your convenience!

Financial Strength

A Growing Community

We're thrilled to have built a strong community around us, evidenced by the total share accounts reaching 177,390. This shows a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 9030 Gratiot Rd Saginaw Mi 48609 or call (989) 399-9030 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our lending capacity; with $13,603 in used auto loans and $940,477,780 in total loans and leases, we're here to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

At Financial Plus, we prioritize convenience and accessibility. We offer options for refinancing existing loans and encourage you to explore eligibility options tailored for your specific situation. If you have any questions or need assistance with your loan application process, feel free to reach out at 989-399-9030 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our top priority at Financial Plus. Let us help you take the next step toward achieving your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $140,226,896 provide the capital needed to grow and expand. We understand the challenges faced by local businesses and are here to support your journey with tailored financial solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure that your journey to owning a home is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while allowing you to maintain control over your spending.

Loan Aggregator

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Financial Plus