Financial Plus Saginaw MI Credit Union | Quick Personal Loans & ATM Access

Introduction

At Financial Plus, we believe in building strong relationships with our members and the community. Located at 4686 Fashion Square Blvd, Saginaw, MI 48604, our branch has been serving you since 1952. With a commitment to providing exceptional personal and business banking services, we've grown to support over 81,195 members and manage total assets of $1,386,818,404. Our dedicated team of 277 employees, led by CEO Brad Bergmooser and Board President Bernard Hennessy, is here to assist you with all your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we offer a range of services tailored just for you. Our total loans stand at an impressive 57,388, while our deposits reach $90,289,728, ensuring we have the resources to support your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 4686 Fashion Square Blvd, Saginaw, MI 48604. We understand that financial journeys can be complex, which is why we prioritize transparency and trust in every interaction. We invite you to experience the difference that a member-focused credit union can make. Whether you're looking for personal banking solutions or business financing options, we're here to help you every step of the way. Feel free to call us at 989-792-0026 or visit our website at myfpcu.com for more information. Join us today and discover how Financial Plus is committed to making your financial future brighter!

Branch History & Mission

Join Us!

If you're looking for a credit union that genuinely cares about its members and community, look no further than Financial Plus. Whether you want to open an account or simply learn more about what we can offer you, we invite you to visit us at 4686 Fashion Square Blvd or give us a call at 989-792-0026. Together, let's build a brighter financial future!

Modern Banking for Everyone

Our branch is equipped with modern conveniences to serve you better. We are proud to offer an ATM for easy cash access and drive-thru banking for your convenience. With operating hours from 9:00 AM to 5:00 PM, Monday through Friday, we're here when you need us most. In addition to traditional banking services, we embrace technology with features like online banking and mobile payments. These tools make it easier than ever for you to manage your finances on your own terms.

Our Journey

Financial Plus began its journey with a simple yet powerful mission: to offer accessible financial services that empower individuals and families. Over the years, we have grown significantly, now boasting total assets of $1,386,818,404. This growth reflects not just our financial strength but also the trust and loyalty of our members. From our humble beginnings, we have evolved into a full-service credit union offering personal banking options like checking and savings accounts, auto loans, mortgages, and business banking services. Our team works hard every day to ensure that each member feels valued and supported.

Our Mission

At Financial Plus, our mission is clear: we strive to enhance the lives of our members by delivering exceptional financial services while fostering a supportive community environment. We believe that banking should be more than just transactions; it should be about building relationships and helping our members achieve their dreams. We are committed to community outreach and often engage in local initiatives aimed at improving the quality of life in Saginaw. Whether it's through financial education programs or partnerships with local charities, we aim to make a positive impact on those around us.

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Financial Plus branch today! If you have any questions or would like more information before your visit, don't hesitate to give us a call at 989-792-0026. We look forward to serving you!

Operating Hours

Our friendly team is here to assist you Monday through Friday from 9 AM to 5 PM. Whether you need help with opening an account or have questions about our services, we're ready to provide support during these hours.

Parking and Accessibility

We understand that accessibility is essential for our members. Our branch features ample parking with designated spots for those who need them. The building is ADA compliant, ensuring easy access with ramps and wide doorways for everyone.

Services Offered

At Financial Plus, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to make banking easy and accessible. We also provide business banking solutions and online services like mobile banking and ATM access for your convenience. If you're in a hurry, take advantage of our drive-thru service for quick deposits or withdrawals.

Member Eligibility

At Financial Plus, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is easy and open to anyone who lives, works, or worships in our area, as well as their family members. We invite you to explore the many benefits of membership, from personalized banking solutions to friendly service that truly makes you feel valued. If you're ready to join us, simply visit us at 4686 Fashion Square Blvd Saginaw Mi 48604 or give us a call at (989) 792-0026 for more information about how you can get started. For the latest eligibility details, check out our website at . We're excited to welcome you into the Financial Plus family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services are designed to streamline your payment processes. Imagine being able to accept payments quickly and securely, allowing you to focus on what you do best running your business. From credit card processing to mobile payment solutions, we equip you with the tools you need to thrive. Located conveniently at 4686 Fashion Square Blvd Saginaw Mi 48604, Saginaw, MI 48604, we're here to partner with you on your journey toward success. Let's take your business further together! For more information, call us at (989) 792-0026 or visit us online at https://www.myfpcu.com/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We know that some transactions require face-to-face interaction. That's why we offer Basic Drive-Thru Banking, where you can handle deposits, withdrawals, and other simple transactions without leaving your car. Additionally, our basic ATM access allows for withdrawals and balance checks whenever you're on the go. With all these services available right here at Financial Plus in Saginaw, MI, we invite you to explore how we can assist you in achieving your financial goals. Our friendly staff is always ready to help answer any questions or guide you through the process. For more information about our services or if you'd like to get started today, give us a call at 989-792-0026 or visit us online at myfpcu.com. Let's work together towards a brighter financial future!

Business Banking Services

For small business owners, Financial Plus offers specialized support through our Business Banking services. From Merchant Services that simplify payment processing to Business Loans designed to help you grow and manage your operations effectively, we're here to support your entrepreneurial journey.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your finances from anywhere at any time. With features like mobile payments and person-to-person transfers, accessing your money has never been easier. You can also take advantage of our ATM and cash withdrawal services for quick access to your funds whenever you need them.

Personal Banking Solutions

When it comes to personal banking, we offer Checking & Savings Accounts designed for everyday use. Imagine having easy access to your funds while earning interest it's all possible with our accounts. For those planning to purchase a new car, our Auto Loans & Vehicle Financing options make it simple and affordable to drive away in the vehicle you desire. If you're considering homeownership or need to refinance your current mortgage, our Mortgage Loans & Refinancing products can help make that dream a reality. We also understand that life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation services are here to provide financial relief when you need it most. Plus, with our Credit Cards with Rewards, you can earn points for every dollar spent, making your purchases even more rewarding.

Digital & Online Banking

Convenient Features

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time! Our mobile application makes it even easier; download it today to manage your accounts right from your smartphone. Plus, enjoy hassle-free transactions with our person-to-person transfer feature, allowing you to send money to friends and family in just a few taps.

Payment Options Made Easy

In today's fast-paced world, convenience is key. That's why we offer mobile payments so you can make purchases directly from your device without needing cash or cards. Whether you're grabbing coffee or shopping for groceries, enjoy the ease of paying on-the-go. With Financial Plus's digital and online banking options, managing your finances has never been easier or more secure. Join us today and experience banking that fits into your lifestyle!

Security You Can Trust

Your security is our top priority. We use advanced encryption technology to keep your information safe. Additionally, our electronic signature authorization makes signing documents easy and secure no more printing or mailing paperwork. You can also opt for e-statements, which not only help reduce paper waste but also allow you to access your statements quickly and securely.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 177,390, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 4686 Fashion Square Blvd Saginaw Mi 48604 or call (989) 792-0026 to learn more about how we can help you achieve your financial goals.

Investment in Our Community

With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,603 in used auto loans and $940,477,780 in total loans and leases.

Member Savings Security

Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away in the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $140,226,896 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; our team is here to help you navigate those hurdles with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, make buying or refinancing simple. We aim to support you through every step of the process with competitive rates and personalized service.

Refinancing Options

If you're considering refinancing existing debt or exploring eligibility for any of our loan products, our knowledgeable staff is ready to assist you. We work closely with members to ensure they understand all their options and find the best fit for their financial situation. To learn more about our loan offerings or discuss how we can assist you further, please contact us at 989-792-0026 or visit us at 4686 Fashion Square Blvd, Saginaw MI 48604. We're here to help you every step of the way! For performance insights and financial data related to our services sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Financial Plus, we're committed to supporting your financial journey through accessible lending options designed with your needs in mind.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need without tying up your cash flow.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy helps users feel confident in the information they receive.

Financial Plus