Financial Plus Saginaw MI Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Financial Plus, your trusted partner in financial wellness since 1952. Located at 4026 Shattuck Rd, Saginaw, MI 48603, we are proud to serve a growing community of over 81,000 members who count on us for their banking needs. With total assets exceeding $1.38 billion, we have the resources to help you achieve your financial goals. At Financial Plus, our commitment to our members goes beyond just numbers. We understand that each member has unique needs, whether it's securing a loan from our impressive portfolio of 57,388 loans or saving for the future with our competitive deposit options totaling $90,289,728. Our dedicated team of 277 employees, led by CEO Brad Bergmooser and Board President Bernard Hennessy, is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 4026 Shattuck Rd, Saginaw, MI 48603-3075. Feel free to reach out via phone at 989-799-9800 or fax us at 810-244-2711. We pride ourselves on providing services that fit your lifestyle from personal banking and auto loans to mortgage financing and business services. Our robust online and mobile banking platforms make managing your finances easier than ever. Join us today and experience the difference that a member-focused credit union can make in your financial journey! Explore more about what we offer by visiting our website at myfpcu.com. We're excited to be part of your community and look forward to serving you!

Branch History & Mission

A Legacy of Service

From our humble beginnings, Financial Plus has evolved into a vital resource for individuals and families in Saginaw and beyond. Our mission has always been clear: to provide accessible financial services while fostering a sense of belonging among our members. With each passing year, we have expanded our offerings to meet the diverse needs of our community, from personal banking solutions to business loans.

Commitment to Community

At Financial Plus, we believe that financial health is closely tied to community well-being. We actively participate in local events and initiatives, partnering with various organizations to uplift those around us. Our commitment goes beyond just providing loans and accounts; it's about empowering people to achieve their dreams and improve their lives.

Join Us Today

While official correspondence should be sent to 4026 Shattuck Rd, Saginaw, MI 48603-3075, we invite you to visit us at our branch for all your banking needs. With ATM availability and friendly staff ready to assist you, Financial Plus is here for you every step of the way. Join us today and discover how being part of Financial Plus can make a positive impact on your financial journey! For more information or assistance, feel free to call us at 989-799-9800. We look forward to welcoming you into our family!

Modern Banking Solutions

In keeping with the times, we have embraced technology to enhance your banking experience. Members can enjoy convenient online banking, mobile payments, and e-statements all designed with your needs in mind. Whether you're visiting us during lobby hours or utilizing our drive-thru services on Saturdays from 9:00 AM to 1:00 PM, we strive for every interaction to be smooth and satisfying.

Branch Location & Accessibility

Accessibility and Features

At our Financial Plus branch, we prioritize accessibility for all members. The building is ADA compliant, ensuring that everyone can navigate our space comfortably. Parking is available right outside the entrance, making your visit as hassle-free as possible. If you prefer to conduct transactions on the go, we offer drive-thru banking for quick deposits and withdrawals without leaving your vehicle.

Contact Us

Have questions? We're just a phone call away at 989-799-9800. We invite you to come visit us at Financial Plus where your financial goals become a reality! Whether you're looking for advice or need help with transactions, our friendly staff is ready to help make your banking experience exceptional.

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays, our drive-thru service runs from 9:00 AM until 1:00 PM. Whether you need to stop by after work or take care of your banking needs over the weekend, we aim to accommodate your schedule.

Services Offered

As a member of Financial Plus, you'll have access to a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you. We also provide online and mobile banking options for those who prefer managing their finances digitally. While members can visit us at 4026 Shattuck Rd for in-person assistance, any official correspondence should be sent to our mailing address: 4026 Shattuck Rd, Saginaw, MI 48603-3075.

Member Eligibility

Becoming a member of Financial Plus is like joining a family that's dedicated to supporting your financial journey. If you live, work, or worship in the Saginaw area, you're likely eligible to join us! We welcome individuals who are seeking a community-focused financial partner. At Financial Plus, we pride ourselves on offering a range of services designed to meet your needs from personal banking and auto loans to credit cards with rewards. The process of becoming a member is straightforward and inviting, so you can start enjoying the benefits right away. For more detailed eligibility criteria, feel free to check out our website at . If you're ready to open an account or have any questions, don't hesitate to reach out at (989) 799-9800. Our friendly team at 4026 Shattuck Rd Saginaw Mi 48603 is here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that help streamline your operations. Imagine being able to accept payments easily from customers, whether they're shopping online or visiting your storefront. Our services can enhance your customer experience and improve cash flow, allowing you to focus on what you do best running your business. Visit us at 4026 Shattuck Rd Saginaw Mi 48603 in Saginaw, MI, or call us at (989) 799-9800 to explore how our business banking solutions can empower your enterprise!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Financial Plus offers tailored solutions to help your business thrive. From merchant services that make transactions smoother to business loans designed for growth, we're committed to supporting your ambitions every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features that allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and even make payments right from your smartphone or computer. Additionally, our ATM services ensure that accessing cash is never a hassle. With basic ATM access for withdrawals and balance checks, combined with our drive-thru service for quick deposits and transactions, managing your money has never been easier.

Get Started Today!

With so many services designed to fit both personal and business needs, Financial Plus is here for you! Whether it's through our traditional branch experience or via digital solutions, we aim to make banking as straightforward as possible. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out! Call us at 989-799-9800, or stop by our branch in Saginaw today. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer an array of personal banking options designed to simplify your life. Our checking and savings accounts come with features that help you save and manage your money effortlessly. Whether you're saving for a dream vacation or just want to keep your daily spending organized, our accounts have you covered. Need a new vehicle? Our auto loans and vehicle financing services make it easy for you to hit the road in style without breaking the bank. We also provide mortgage loans and refinancing options, ensuring that you have the resources needed to secure your home sweet home. If you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can help lighten the load. Plus, our credit cards with rewards give you a chance to earn while you spend!

Digital & Online Banking

Convenient Features

We also offer e-statements for easy access to your account statements without cluttering your inbox. This not only helps you stay organized but also contributes to a more environmentally friendly way of banking. Additionally, our mobile payments feature lets you make purchases using just your phone, making shopping easier than ever. At Financial Plus, we prioritize user-friendly services that cater to your lifestyle. With real-time account management and secure transactions, our digital banking options empower you to take control of your finances. Join us today and experience banking that fits into your life effortlessly!

Key Services

Our 24/7 online banking services ensure that you have access to your accounts whenever you need it. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with our mobile application available for download, you can manage your finances right from your smartphone. Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends and family in seconds perfect for those last-minute requests or splitting the bill after dinner! And when it comes to security, we provide electronic signature authorization, so you can complete transactions safely without any hassle.

Financial Strength

A Dedicated Team

We also take pride in having 266 full-time employees and 11 part-time employees who are always ready to serve you with a knowledgeable and committed team. Your experience matters to us, and our staff is here to assist you every step of the way.

A Solid Foundation

With a net worth of $172,253,078, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong position enables us to support our members' needs effectively. Our net worth ratio of $1,240 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 177,390, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 4026 Shattuck Rd Saginaw Mi 48603 or call (989) 799-9800 to learn more about how we can help you achieve your financial goals.

Investing Back into Services

With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your success is evident in every decision we make. Our lending capacity supports members' financial goals across various sectors with $13,603 in used auto loans and $940,477,780 in total loans and leases. This variety ensures that whatever your needs may be, we're here to help you achieve them.

Member-Focused Savings

Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with the vehicle you desire.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $140,226,896 provide the capital needed to expand operations and invest in new projects. We understand the unique challenges businesses face and are here to support you through tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, designed to help you secure your dream home with ease.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available that may lower your monthly payments or reduce interest rates. Contact us at 989-799-9800 for more information about eligibility and how we can help streamline your financial obligations. At Financial Plus located at 4026 Shattuck Rd Saginaw Mi 48603, we're committed to serving our members' financial needs with transparency and integrity. Our experienced team is ready to assist you every step of the way from application to approval. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to reach out and learn more about how our loan products can benefit you today!

Unsecured Credit Cards

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans helping members manage their finances effectively. Whether it's for unexpected expenses or everyday purchases, our credit cards provide convenience and accessibility.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This guarantees users have access to trustworthy options. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. Each loan comparison is rooted in verified data, allowing users to trust that they are viewing accurate information.

Financial Plus