Financial Plus Saginaw MI Credit Union | Best Auto Loans & ATM Services

Introduction

Welcome to Financial Plus, your trusted partner in financial success since 1952. Located at 1837 Bagley St, Saginaw, MI 48601, we take pride in serving our community with a commitment to excellence and personalized service. With over 81,195 members and $1.39 billion in total assets, we strive to make banking convenient and accessible for everyone. At Financial Plus, our focus is on you. We offer a variety of services including personal banking, auto loans, mortgages, business banking, and much more. Whether you're looking to secure a loan or open a checking account, we have the tools and expertise to help you reach your financial goals. Our dedicated team of 277 employees works tirelessly under the leadership of CEO Brad Bergmooser and Board President Bernard Hennessy. Together, they ensure that every member receives the highest level of care and support. We understand that each individual has unique needs, and we are here to guide you through every step of your financial journey. For your convenience, while you can visit us at our Saginaw branch for all your banking needs, any official correspondence should be directed to our mailing address: 1837 Bagley St, Saginaw, MI 48601-3107. With total deposits reaching $90,289,728 and cash in hand amounting to $16,866,270, we are well-equipped to assist you with competitive rates and reliable services. Our commitment extends beyond numbers; we genuinely care about enhancing the lives of our members and making a positive impact within the community. We invite you to stop by or give us a call at (989) 759-5780 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Let us help you achieve your financial dreams today!

Branch History & Mission

Join Us

As we look towards the future, we invite you to be part of our story. Experience firsthand the benefits that come with being a member of Financial Plus. Whether you're looking for a reliable place for your savings or seeking assistance with loans, our friendly staff is ready to help you every step of the way. For inquiries or assistance, don't hesitate to reach out at (989) 759-5780 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Together, let's build a brighter financial future!

Our Mission

At Financial Plus, we believe that banking is about more than just transactions; it's about building relationships. Our mission is simple yet profound: to empower individuals and families in achieving their financial goals while fostering a supportive community environment. We offer a range of services including personal loans, business banking solutions, and credit cards with rewards all designed with you in mind. We are dedicated to being an active participant in the Saginaw community. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us. Our commitment extends beyond financial services; we are here to support initiatives that enhance the quality of life for all residents. While you can visit us at 1837 Bagley St, official correspondence should be sent to 1837 Bagley St, Saginaw, MI 48601-3107 if needed.

Our Story

From our humble beginnings, we have celebrated many milestones that reflect our commitment to excellence and service. The establishment of Financial Plus marked the start of a mission to provide accessible financial services tailored to meet the unique needs of our members. As we expanded our offerings from checking and savings accounts to auto loans and mortgages we also made strides in embracing technology, ensuring that members could access their accounts anytime through online and mobile banking. Our total assets now exceed an impressive $1.39 billion, showcasing not just growth but also the trust placed in us by our members. We are proud of our ability to adapt and innovate while maintaining the personal touch that defines us. With an ATM available for your convenience and drive-thru banking options, we aim to make your banking experience as smooth as possible.

Branch Location & Accessibility

Easy Access and Convenient Features

Finding us is a breeze! Our branch is near well-known landmarks, making it simple to stop by while you're out and about. Parking is readily available for your convenience, and we've ensured that our facilities are accessible for everyone, including ADA-compliant features such as ramps. We know your time is valuable. That's why we offer drive-thru banking services for quick deposits, withdrawals, and other simple transactions without needing to park your car. Plus, with an ATM on-site, accessing cash is as easy as can be!

Operating Hours Designed for You

Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM, giving you plenty of opportunities to visit us during the week. If you have any questions or need assistance, don't hesitate to give us a call at 989-759-5780.

Visit Us Today!

While you can reach us at 1837 Bagley St for all your banking needs, please send any official correspondence to the same address listed above (1837 Bagley St, Saginaw, MI 48601-3107). At Financial Plus, we're committed to providing friendly service and helpful solutions tailored just for you. We look forward to welcoming you into our branch soon!

Member Eligibility

At Financial Plus, we believe that everyone deserves a place to thrive, and becoming a member is your first step into our welcoming community. If you live, work, worship, or attend school in the Saginaw area, you're likely eligible to join us! We offer a range of financial services designed to support your journey, from checking accounts to auto loans and everything in between. Plus, as a member, you'll enjoy personalized service that puts your needs first. For detailed eligibility requirements, feel free to check out our resource at . Joining is easy; simply reach out to us at (989) 759-5780, and we'll guide you through the straightforward account opening process. We're excited to welcome you to Financial Plus, located at 1837 Bagley St Saginaw Mi 48601, where you'll find not just a bank but a partner in your financial success!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to accept payments easily, manage cash flow, and streamline operations. Our merchant services do just that. From credit card processing to online payment solutions, we help you keep your business running smoothly so you can focus on what you do best serving your customers. Located at 1837 Bagley St Saginaw Mi 48601, Saginaw, MI 48601, we're here for all your business banking needs. Contact us at (989) 759-5780 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect With Us

We invite you to discover how Financial Plus can assist you with all your banking needs. Call us at 989-759-5780 or visit us online at myfpcu.com for more information about opening an account or exploring our full range of services. Your financial journey starts here with us at Financial Plus!

Credit and Business Services

At Financial Plus, we believe rewards should come from smart spending. That's why we provide credit cards with rewards that give back every time you make a purchase. For small business owners, our business banking services, including merchant services and business loans, are designed to support your entrepreneurial journey. We know how important it is for businesses to have reliable banking options that cater specifically to their needs.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills from the palm of your hand using our mobile app. Need cash? Our ATM and cash withdrawal services are readily available to ensure you have access when you need it most. Plus, if you're in a hurry, take advantage of our basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Services

For those looking to manage their day-to-day finances, we offer checking and savings accounts that fit various lifestyles. Whether you're saving for a vacation or managing monthly expenses, our accounts come with features designed to help you achieve your financial goals. If you're considering a new vehicle, our auto loans and vehicle financing options can help get you on the road faster. We understand that buying a car can be a big decision, which is why we provide competitive rates and flexible terms to suit your budget. Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to lower your current mortgage payment, we're here to guide you through the process with personalized support. Additionally, we offer personal loans and debt consolidation options that can help streamline your finances. If unexpected expenses arise or if you need assistance managing debt, our team is ready to assist you in finding the best solution for your situation.

Digital & Online Banking

Key Services

With our robust online banking platform available at https://www.myfpcu.com/, you can check your balance, transfer funds, and pay bills with just a few clicks. For those who prefer using their smartphones, our user-friendly mobile application is ready for download, making it even simpler to stay connected with your accounts. Plus, enjoy the convenience of mobile payments to make purchases directly from your phone. Need to send money to friends or family? Our person-to-person transfer feature lets you do just that without any hassle. And for those who love going paperless, we offer e-statements that are easy to access and environmentally friendly. You can also rest easy knowing that we use electronic signature authorization for secure document signing.

Security & Convenience

Your security is our top priority. All transactions through our digital platforms are protected with advanced security measures, ensuring that your personal information remains safe. Plus, with 24/7 online banking services, you have control over your finances whenever it suits you. Whether you're checking balances late at night or making quick transfers during your lunch break, Financial Plus is here to support your financial journey with convenience and peace of mind. Join us today and experience the future of banking!

Financial Strength

Committed Team

Behind this strong performance is a dedicated team of 266 full-time employees and 11 part-time employees who ensure that our branches are always ready to serve you with knowledgeable support. Additionally, we proudly manage a total of 177,390 share accounts, which showcases a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 1837 Bagley St Saginaw Mi 48601 or call (989) 759-5780 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports your financial goals across various sectors with $13,603 in used auto loans and $940,477,780 in total loans and leases. We are here to help you navigate your borrowing needs confidently. Reflecting our operational efficiency, our $0 enables us to continue offering competitive loan rates and solid financial products for you.

Member-Focused Savings

We prioritize our members' needs over profit margins. Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. This approach reflects our commitment to helping you build wealth safely. Unlike traditional banks, we focus our efforts on benefiting you our members with non-member deposits at $16,124,250. This means our resources are dedicated to providing you with better loan rates and exclusive perks.

Reinvestment for Growth

With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy not only boosts our financial strength but also enriches your experience with us.

Solid Financial Health

With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation helps us support your needs effectively. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have flexible options to suit your budget.

Business Solutions

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $140,226,896 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in our community. At Financial Plus, we prioritize your financial well-being by offering competitive rates and personalized service. Our dedicated staff is available at (989) 759-5780 during business hours from 9:00 AM to 5:00 PM (Mon-Fri) to answer any questions you may have about our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Choose Financial Plus as your trusted partner in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483. If you're considering refinancing your current mortgage or exploring eligibility options for a new home loan, our team can help you navigate the process smoothly.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans helping members manage their finances effectively. This option provides convenience and peace of mind when unexpected costs arise.

Loan Aggregator

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Ensuring Accurate Comparisons

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Financial Plus