Financial Plus Grand Blanc MI Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Financial Plus, your trusted credit union located at 8250 S Saginaw St, Grand Blanc, MI 48439. Since our establishment in 1952, we have dedicated ourselves to serving the financial needs of our community with integrity and care. With over 81,000 members and assets totaling a remarkable $1,386,818,404, we are committed to providing personalized banking solutions tailored to fit your lifestyle. At Financial Plus, we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Our members enjoy the convenience of online and mobile banking, along with ATM access for quick cash withdrawals. Whether you're looking to consolidate debt or finance a new vehicle, we've got you covered. Our leadership team is here for you. Under the guidance of CEO Brad Bergmooser and Board President Bernard Hennessy, we strive to ensure that every interaction is meaningful and beneficial. Our team of 277 employees is passionate about supporting our members' financial journeys. While members can visit us at our branch location in Grand Blanc, official correspondence should be sent to the same address: 8250 S Saginaw St, Grand Blanc, MI 48439-1828. If you have any questions or need assistance, feel free to call us at 810-244-2200 or send a fax to 810-244-2711. Join us at Financial Plus today and experience the difference that comes from being part of a credit union that truly cares about its members! For more information about our services or to become a member, visit our website at myfpcu.com. We look forward to serving you!

Branch History & Mission

Community Engagement

Financial Plus also believes in giving back. Through various outreach initiatives and partnerships with local organizations, we actively work towards improving the lives of those in our community. From financial literacy programs to charitable events, we're dedicated to making a difference beyond just banking. While members can visit us at 8250 S Saginaw St Grand Blanc Mi 48439, official correspondence should be sent to 8250 S Saginaw St, Grand Blanc, MI 48439-1828. Our operating hours are from 9:00 AM to 5:00 PM, Monday through Friday making it easy for you to reach out whenever you need assistance. We invite you to join our family at Financial Plus Credit Union. Experience firsthand how we can help you achieve your financial dreams while being part of a community-focused organization committed to your success. Together, let's build a brighter future! For more information or assistance, feel free to contact us at (810) 244-2200 or visit our website at Financial Plus.

Our Mission

At the heart of Financial Plus is our mission: to enhance the financial well-being of our members while contributing positively to the communities we serve. We understand that banking is about more than just transactions; it's about building trust and fostering relationships. Whether you're looking for checking accounts, auto loans, mortgages, or business banking solutions, we strive to deliver services that meet your unique needs. In addition to traditional banking services, we are committed to using technology to make banking easier and more accessible. Our online and mobile banking platforms allow members to manage their finances anytime, anywhere. With features such as electronic signatures and mobile payments, we ensure that convenience is always at your fingertips.

Branch Location & Accessibility

Accessibility Features

At Financial Plus, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and spacious walkways to ensure that everyone can navigate comfortably. Ample parking is available right outside our doors, allowing you to park conveniently while you conduct your banking.

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 810-244-2200. We're always ready to help! So why wait? Come visit us at Financial Plus in Grand Blanc today and experience the difference of being part of a supportive community bank. Your financial journey starts here!

Operating Hours

We understand that life gets busy, which is why we offer flexible operating hours! You can visit us from 9:00 AM to 5:00 PM, Monday through Friday. This schedule makes it easy for you to fit banking into your day without any hassle.

Services Offered

Our branch provides a wide range of services tailored to meet your needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Need help with online banking or mobile payments? Our team is here to assist you every step of the way. Plus, enjoy the convenience of our drive-thru service for quick deposits and withdrawals.

Member Eligibility

Becoming a member of Financial Plus feels like joining a family where everyone looks out for each other. If you're interested in making the most of your financial journey with us, you'll be happy to know that eligibility is straightforward and welcoming. At Financial Plus, anyone who lives, works, or worships in our community is invited to become a member! This means you can enjoy all the benefits we offer, from personal banking services to loans tailored just for you. If you're curious about what it takes to join, feel free to check out the detailed eligibility criteria at this link. Once you're ready to take the next step, opening an account is simple! Just give us a call at (810) 244-2200, or visit us at our branch located at 8250 S Saginaw St Grand Blanc Mi 48439. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having the ability to accept payments seamlessly from customers while managing your transactions effortlessly. Our merchant services are designed to simplify your payment processes, allowing you to focus on what matters most growing your business. Whether you need point-of-sale systems or online payment solutions, we have options that fit every type of enterprise. Visit us at 8250 S Saginaw St Grand Blanc Mi 48439 or give us a call at (810) 244-2200 to learn more about how our business banking solutions can elevate your success!

Comprehensive List Of Services

Connect With Us

Whether you're looking for personal banking solutions or business support, Financial Plus is here for you. Our friendly staff is available Monday through Friday from 9:00 AM to 5:00 PM at 810-244-2200, ready to assist with any questions or needs you might have regarding our comprehensive services. We invite you to visit us today at our Grand Blanc location or explore more about what we offer on our website at myfpcu.com. Let us help you navigate your financial journey with confidence!

Credit Cards and Business Banking

Our credit cards with rewards give you more than just a way to pay; they reward you for every purchase you make. From cashback offers to travel points, our credit cards are designed to benefit you while providing convenience. For business owners, we offer specialized services through our business banking solutions. This includes essential merchant services for processing payments seamlessly and tailored business loans to support your growth ambitions.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime, anywhere is crucial. That's why at Financial Plus, we prioritize digital banking features such as online and mobile banking. You can check balances, transfer funds, pay bills, and even send money directly to friends or family through our person-to-person payment service. Additionally, our branch provides convenient access through an ATM for cash withdrawals and balance checks, along with a drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Services

Managing your finances should be easy and accessible. That's why we offer checking and savings accounts designed for everyday needs. Whether you're saving for a vacation or managing monthly expenses, our accounts come with competitive rates and no hidden fees. If you're considering buying a new car or refinancing your existing vehicle, our auto loans and vehicle financing options are tailored to fit your budget. We work closely with you to find the right loan that aligns with your lifestyle and financial plans. When it comes to purchasing a home, we understand that this is one of the biggest decisions you'll make. Our mortgage loans and refinancing services provide flexible terms and competitive rates to help you secure the home of your dreams. We also offer personal loans and debt consolidation options that can assist in managing unexpected expenses or streamlining your current debts into one manageable payment.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. You can download it to enjoy the freedom of managing your money right from your smartphone. Plus, with our mobile payments feature, you can make purchases quickly and securely without needing cash or cards. Want to send money to a friend? Our person-to-person transfer service allows you to do just that with ease. Whether it's splitting a dinner bill or sending a gift, transferring money has never been simpler. We prioritize your security as well. With electronic signature authorization, signing documents online is both safe and efficient. And if you prefer going paperless, our e-statements are available for easy access and management. At Financial Plus, we believe in making banking accessible for everyone. Our digital services are designed not only for convenience but also to empower you with real-time account management. Explore all these features today at https://www.myfpcu.com/!

Financial Strength

At Financial Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial position, which allows us to serve our community with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,603 in used auto loans and $940,477,780 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 177,390, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 8250 S Saginaw St Grand Blanc Mi 48439 or call (810) 244-2200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the right fit for your budget and lifestyle.

Business Financing

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $140,226,896 provide essential funding solutions tailored for various business needs.

Conclusion

Whether it's securing an auto loan or finding the right mortgage product for your family home, Financial Plus is here to support you every step of the way. Our commitment is backed by reliable data from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to discuss your options with one of our friendly team members, don't hesitate to call us at 810-244-2200 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Let us help you take the next step toward achieving your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits designed to meet your everyday spending needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, providing flexible terms tailored to your needs. If you're considering refinancing your existing mortgage, we can help you explore eligibility options that could lower your payments and save you money.

Loan Aggregator

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Financial Plus