Financial Plus Flushing MI Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Financial Plus, your trusted community credit union located at 6530 W Pierson Rd, Flushing, MI 48433. Since our establishment in 1952, we have proudly served our members with dedication and care. As a member-driven organization, we currently support 81,195 members with a commitment to providing excellent financial services tailored to meet your needs. At Financial Plus, we understand the importance of financial security and growth. With total assets exceeding $1.39 billion and total deposits around $90 million, we are well-equipped to help you achieve your financial goals. Our diverse offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and business banking services. Led by our CEO, Brad Bergmooser, and Board President Bernard Hennessy, our team is passionate about making a positive impact in the Flushing community. With a workforce of 277 employees, we're here to ensure that every member feels valued and supported. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 6530 W Pierson Rd, Flushing, MI 48433-2345. Join us in experiencing the Financial Plus difference! Whether you're looking for expert advice on loans or simply need assistance with your account, we invite you to call us at 810-202-4967 or explore more about our services on our website: myfpcu.com. We look forward to helping you build a brighter financial future!

Branch History & Mission

Join Us

As we continue to grow and evolve, we invite you to become part of the Financial Plus family. Experience firsthand how we blend personalized service with modern banking solutions designed just for you. Visit us or give us a call at 810-202-4967 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Financial Plus has always focused on the needs of our community. Over the decades, we've made significant strides in enhancing our services and expanding our offerings. Today, we proudly manage total assets exceeding $1.38 billion. This growth reflects not only our dedication but also the trust placed in us by our members. While visiting us at 6530 W Pierson Rd, you might notice nearby landmarks that showcase Flushing's charm, making it easy for you to find your way to your trusted financial partner. Our branch is equipped with modern features such as an ATM and drive-thru banking services for your convenience.

Our Mission

Our mission is simple yet impactful: to provide exceptional financial services while fostering a sense of community. We are dedicated to helping individuals and families achieve their financial goals through personal banking solutions like checking and savings accounts, auto loans, mortgages, and more. At Financial Plus, we believe that strong communities are built on strong relationships, which is why we actively engage in outreach efforts to support local initiatives. We continuously adapt to meet the needs of our members by embracing digital advancements like online and mobile banking. You can securely manage your finances anytime and anywhere with tools like mobile payments and person-to-person transfers. While members can visit us at 6530 W Pierson Rd, official correspondence should be sent to 6530 W Pierson Rd, Flushing, MI 48433-2345.

Branch Location & Accessibility

Banking Services at Your Fingertips

In addition to our welcoming environment, we offer a range of services designed to make your banking experience as smooth as possible. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. Prefer the convenience of drive-thru banking? We have that too! You can handle deposits and simple transactions without ever leaving your vehicle.

Getting Here and Accessibility

At Financial Plus, we prioritize your ease of access. Our branch features ample parking spaces, ensuring that you can find a spot without hassle. Plus, we are committed to being accessible for everyone; our facilities comply with ADA standards, including ramps and wide doorways. If you're visiting during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday, you'll find our team ready and eager to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more.

We’re Here for You!

While members can visit us at 6530 W Pierson Rd, official correspondence should be sent to the same address listed above. If you have any questions or need assistance outside of your visit, feel free to give us a call at 810-202-4967. Our dedicated team is always here to help you navigate your financial journey. So why wait? Come visit Financial Plus today! We look forward to welcoming you into our community-focused branch where your financial goals are our priority.

Member Eligibility

At Financial Plus, becoming a member means joining a welcoming community that values your financial well-being. If you live, work, or worship in the Flushing area, you're likely eligible to join us! We believe in making banking accessible and friendly, so whether you're looking for personal loans, checking accounts, or savings options, we have something for everyone. To learn more about our specific eligibility criteria, feel free to visit our website at where you can find all the details you need. Once you're ready to take the next step, opening an account with us is a breeze! You can start your journey towards better banking today by reaching out to us at (810) 202-4967. Our team is here to guide you through the process and answer any questions you might have. Join us at Financial Plus, located at 6530 W Pierson Rd Flushing Mi 48433, and experience the advantages of membership firsthand!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Beyond loans, we offer essential merchant services that help businesses thrive. Imagine being able to accept payments seamlessly from your customers whether it's through credit cards or mobile payments making every transaction easier for you and your clients. Our services are designed to simplify your operations so you can focus on what really matters: growing your business. Located conveniently at 6530 W Pierson Rd Flushing Mi 48433 in Flushing, MI, we're here to provide personalized support tailored to your unique needs. Let's work together to build a brighter future for your business! For more information, call us at (810) 202-4967.

Comprehensive List Of Services

Accessible Services for Everyone

Our branch also provides essential ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. No need to rush; our friendly staff is here during lobby hours from 9:00 AM to 5:00 PM, Monday through Friday, ready to assist with any transactions you may need. Whether you're stopping by for a simple transaction or seeking comprehensive financial advice, Financial Plus is here for you. For more information about our services or to speak with one of our representatives, call us at 810-202-4967 or visit our website at myfpcu.com. Explore all the ways Financial Plus can support your financial journey today!

Business Banking Solutions

For our business members, we offer tailored Business Banking services that include Merchant Services and Business Loans. We know that running a business comes with its own set of challenges, and we're here to support your growth every step of the way.

Credit Cards with Benefits

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. These rewards can be redeemed for travel, gift cards, and more making each swipe count towards something special.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why at Financial Plus, we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. With options like mobile payments and person-to-person transfers, managing your finances has never been easier.

Personal Banking Made Easy

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer Checking & Savings Accounts designed to help you keep track of your money while earning interest. Need a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier for you to hit the road in style. When it comes to housing, our Mortgage Loans & Refinancing solutions can help you secure your dream home or refinance your existing mortgage for better rates. Additionally, if you're facing unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation services can assist in easing financial burdens.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service allows you to keep track of your finances in real-time, ensuring that you're always aware of your balance and recent transactions. You can quickly view e-statements, which are not only environmentally friendly but also help keep your documents organized and accessible at all times. Plus, with the option for electronic signature authorization, signing important documents has never been simpler or more secure. If you're always on the go, our mobile application makes it easy to manage your accounts from the palm of your hand. Whether you're making mobile payments or transferring money between friends with our person-to-person transfer feature, everything is just a tap away. And yes, we support mobile payments! This means you can pay for purchases directly from your phone, making every transaction smooth and hassle-free.

Security You Can Trust

Security is a top priority at Financial Plus. Our digital banking services incorporate advanced measures to protect your personal information while providing you with user-friendly features that ensure a seamless experience. You can rest assured knowing that your financial data is safe with us. With all these options available, managing your finances has never been more accessible or easier. We invite you to explore the full range of our digital banking services today at https://www.myfpcu.com/ and experience the convenience of modern banking tailored just for you!

Financial Strength

At Financial Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to trust your financial institution, which is why we are proud to share our solid financial position with you. With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,603 in used auto loans and a total of $940,477,780 in loans and leases. Our operational efficiency reflects positively on our finances; we have achieved a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. At Financial Plus, your financial well-being is our priority. Our total share accounts have reached an impressive 177,390, showcasing the strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 6530 W Pierson Rd Flushing MI 48433 or call 810-202-4967 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can help make your dream car a reality.

Business Financing

For business owners, our outstanding commercial loans totaling $140,226,896 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to expand an existing one, our team is ready to assist you with tailored financing solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or cover unexpected expenses without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, making buying or refinancing simple. We are here to guide you through each step of the mortgage process so that you feel confident and informed about your decision.

Refinancing Options

If you're considering refinancing your current loans for better rates or terms, we can help with that too. Our refinancing options are designed to ease your financial burden while providing you with more favorable conditions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Financial Plus, we believe that everyone deserves access to affordable financing options. Visit us today or call us at 810-202-4967 to explore how we can assist you in reaching your financial goals!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users navigate the complex lending landscape with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to regulatory compliance guarantees that all offers presented are fair and transparent. The benefits of using LendMesh are clear: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results, allowing users to make informed choices without hidden agendas. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, which helps them make decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Financial Plus