Financial Plus Flint MI Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Financial Plus, your trusted credit union located at 5256 Corunna Rd, Flint, MI 48532. Established in 1952, we have been dedicated to serving our community with a focus on member satisfaction and financial empowerment. With a total membership of 81,195 and assets exceeding $1.39 billion, we pride ourselves on offering personalized financial services tailored to meet your needs. At Financial Plus, we understand that banking is about more than just transactions; it's about building relationships. Our team of 277 employees, led by CEO Brad Bergmooser and Board President Bernard Hennessy, is committed to providing you with the best possible experience. We're here to support you whether you're looking for checking accounts, auto loans, or business financing solutions. While members can visit us at our branch address, official correspondence should be sent to the same location: 5256 Corunna Rd, Flint, MI 48532-4107. We offer a variety of services including online and mobile banking, making it easy for you to manage your finances anytime, anywhere. With total deposits amounting to $90,289,728 and total loans reaching 57,388, we have a strong foundation that ensures your money is secure. Our net worth stands at an impressive $172,253,078, reflecting our stability and commitment to our members' financial well-being. Whether you are looking for assistance with personal loans or exploring options for business loans with a net member business loan balance of $140,401,718, Financial Plus is here for you every step of the way. We invite you to reach out at 810-244-2200 or visit us online at myfpcu.com to discover how we can help you achieve your financial goals. Join us today and become part of a community-oriented credit union where your success is our priority!

Branch History & Mission

Commitment to Innovation

As we move forward, Financial Plus embraces digital advancements while maintaining the human touch that sets us apart. We are proud to offer online banking, mobile payments, and ATM access for convenient transactions. Our branch features ADA-compliant facilities, ensuring that all members can access our services comfortably. In addition, with drive-thru banking available for quick service needs and dedicated staff ready to assist during operating hours from 9:00 AM to 5:00 PM Monday through Friday and 9:00 AM to 1:00 PM on Saturday, we strive to make your banking experience both efficient and pleasant. While members can visit us at 5256 Corunna Rd Flint Mi 48532, official correspondence should be sent to 5256 Corunna Rd, Flint, MI 48532-4107.

Join Us Today!

We invite you to become part of the Financial Plus family. Experience firsthand how we can help you navigate your financial journey while enjoying the benefits of being part of a supportive community-focused credit union. For more information or assistance, please call us at (810) 244-2200 or visit our website at Financial Plus. Join us today and discover what it means to be truly valued as a member!

Our Mission

At Financial Plus, our mission is clear: we aim to provide exceptional financial services while fostering a sense of community among our members. We understand that every member's journey is unique, which is why we offer a diverse range of services tailored to meet individual needs from personal checking and savings accounts to auto loans and mortgages. Our mission goes beyond just banking; it's about making a positive impact in the lives of our members and the broader Flint community. We actively engage in outreach programs and partnerships that promote financial literacy and support local initiatives. Whether it's through workshops or volunteer efforts, we believe in giving back to those who have supported us over the years.

Branch Location & Accessibility

Connect With Us!

Have questions or need assistance? Don't hesitate to give us a call at 810-244-2200! Our team is eager to help you navigate your financial journey. We look forward to welcoming you into the Financial Plus family!

Nearby Landmarks and Accessibility

Our branch is nestled close to several local landmarks, making it easy to stop by while running errands or enjoying a day out. Parking is available right at the front of our building, so you can quickly hop in and out. For those who may need additional assistance, our facility meets ADA compliance standards, ensuring accessibility for everyone.

Operating Hours and Services

At Financial Plus, we want to be available when you need us. Our lobby hours run from 9:00 AM to 5:00 PM, Monday through Friday, and if you're on the go, our drive-thru service operates on Saturdays until 1:00 PM. We offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Need cash? Use our convenient ATM service available on-site. While members can visit us at 5256 Corunna Rd for all their banking needs, official correspondence should be sent to the same address for smooth processing.

Member Eligibility

Becoming a member of Financial Plus is like joining a close-knit family that truly cares about your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in the communities we serve. This means that if you're part of our local area, you can easily step into a world of personalized banking where your needs come first. At Financial Plus, we pride ourselves on offering friendly service and a range of financial products designed to help you achieve your goals. Whether you're looking for checking accounts, loans, or savings options, we have something just for you. The process to become a member is straightforward and welcoming. You can find more detailed eligibility criteria by visiting . If you're ready to open an account and enjoy all the benefits that come with being part of our community, give us a call at (810) 244-2200, or stop by our branch located at 5256 Corunna Rd Flint Mi 48532. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine having a reliable partner that makes accepting payments as easy as possible. Our merchant services offer everything from secure payment processing to tools that help manage your cash flow effectively. Picture this: you're running a bustling shop on a Saturday, and thanks to our efficient solutions, transactions are swift and hassle-free allowing you to focus on what matters most: serving your customers. Visit us at 5256 Corunna Rd Flint Mi 48532 in Flint, MI or call us at (810) 244-2200 to learn how we can help elevate your business. Your success is our priority!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs, we offer specialized business banking services including merchant services and business loans. We understand that running a business requires reliable financial support, which is why we're committed to providing solutions that help you thrive.

Convenient Access

In addition to traditional banking services, we also offer ATM access for quick cash withdrawals and balance checks. Our drive-thru service makes it easy for members to handle basic transactions like deposits and withdrawals without having to leave their cars.

Credit Cards

Looking for flexibility in how you spend? Our credit cards come with rewards programs that allow you to earn points on every purchase. Whether you're shopping for groceries or planning a vacation, you'll be rewarded for making everyday purchases.

Digital Banking Features

At Financial Plus, we believe in making banking as convenient as possible. That's why our online and mobile banking features are designed with you in mind. From person-to-person payments to e-statements, managing your finances has never been easier or more accessible. As we strive to serve our community better, we invite you to explore all that Financial Plus has to offer. For any questions or further information about our services, don't hesitate to reach out at 810-244-2200. Join us today at 5256 Corunna Rd and experience banking made simple!

Loans and Financing

Need a new vehicle? Our auto loans come with competitive rates to help you get on the road quickly. If homeownership is in your future, consider our mortgage loans and refinancing options. We work with you every step of the way to ensure you understand the process and find what fits best for your budget. For those unexpected expenses or consolidating debt, our personal loans are here to provide quick financial relief.

Personal Banking

Managing your finances should be straightforward. That's why we provide personal banking options that include checking and savings accounts designed for every lifestyle. With easy online access, you can track your spending, set up automatic transfers, and manage your funds right from your smartphone. Our members appreciate the convenience of mobile banking, which allows them to deposit checks and pay bills without ever needing to visit our branch.

Digital & Online Banking

Key Features of Our Digital Banking Services

You can explore all our online services at https://www.myfpcu.com/. Whether you're using your computer or mobile device, our user-friendly platform allows for easy navigation and real-time account management. Need to send money to a friend? Our person-to-person transfers make it quick and hassle-free. Plus, with mobile payments available, you can leave your wallet at home and pay directly from your phone. Security is a top priority for us. We utilize electronic signature authorization for certain transactions, ensuring that your information remains protected while you enjoy the convenience of digital banking. Additionally, we offer e-statements so you can easily track your finances without the clutter of paper documents.

Mobile Application

Don't forget about our mobile application! Available for download, it provides all the features you love about online banking right in the palm of your hand. You can manage your accounts on the go, making it easier than ever to stay on top of your financial needs. With Financial Plus, you're not just getting a bank; you're gaining a partner that values your time and security. Explore how our digital and online banking services can simplify your financial life today!

Financial Strength

Growing Membership Trust

With a total of 177,390 share and deposit accounts, it's clear that more people trust us with their finances every day. This growing member base underlines our commitment to maintaining high standards of service while fostering an environment where your financial needs come first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 5256 Corunna Rd Flint Mi 48532 or call (810) 244-2200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We prioritize our members' needs above all else. Your savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, our resources focus on benefiting you through better loan rates and exclusive perks with non-member deposits totaling $16,124,250.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 266 full-time employees and 11 part-time employees who are always ready to assist you with knowledgeable service.

Reinvestment in Member Services

Our commitment to you goes beyond basic banking. With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $13,603 in used auto loans and $940,477,780 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Strong Capital Position

With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easier than ever to drive away in your dream car. Plus, we provide refinancing options if you're looking to lower your monthly payments on an existing auto loan.

Business Loans

For business owners, our outstanding commercial loans totaling $140,226,896 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, we are here to support local businesses in achieving their aspirations. At Financial Plus, we prioritize your financial well-being by offering a range of services that cater to both personal and business needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about our loan offerings or want personalized assistance, feel free to reach out to us at 810-244-2200 or visit us at our branch located at 5256 Corunna Rd Flint Mi 48532. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, make buying or refinancing simple. We aim to guide you through the home buying process with transparency and ease. If you're considering refinancing your current mortgage to take advantage of lower rates or better terms, our team can help you explore your eligibility options.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to suit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data guarantees that users receive fair and transparent offers. One of the key benefits of LendMesh is its focus on transparency. All loan offers are sourced from legitimate financial institutions, ensuring you can trust the information provided. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. With real-time rate comparisons from multiple institutions, users can make informed decisions about their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of the platform in helping borrowers secure favorable terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Financial Plus