Financial Plus Flint MI Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Financial Plus, your trusted financial partner located at G3381 Van Slyke Rd, Flint, MI 48507. Since our establishment in 1952, we have dedicated ourselves to serving the needs of our community with a friendly approach and a commitment to excellence. With over 81,000 members and a robust asset base of $1.39 billion, we pride ourselves on being a reliable source for all your banking needs. At Financial Plus, we believe in empowering our members through financial education and accessible services. Our total deposits stand at an impressive $90,289,728, while our loans exceed 57,388, showcasing our active role in facilitating financial growth within the community. Under the leadership of our CEO, Brad Bergmooser, and Board President, Bernard Hennessy, our team of 277 employees is here to ensure you receive personalized service tailored to your financial goals. While members can visit us at our branch for any banking needs, official correspondence should be sent to the same address: G3381 Van Slyke Rd, Flint, MI 48507-3263. We understand the importance of convenience; that's why we offer a variety of services including personal banking accounts, auto loans, mortgages, and business banking solutions. With total assets amounting to $1,386,818,404 and a net worth of $172,253,078, we are not just a credit union; we are a pillar of support for individuals and businesses alike. Our cash reserves stand at $16,866,270, ensuring that we can meet the needs of our members promptly. Join us today at Financial Plus and experience how we can help you achieve your financial dreams! For any inquiries or assistance, feel free to reach out by calling us at 810-244-2200 or visit our website at myfpcu.com. We look forward to welcoming you into our community!

Branch History & Mission

Commitment to Accessibility

Financial Plus is committed to making banking accessible for everyone. Our branch features ADA-compliant facilities and offers both drive-thru banking services and ATM availability for your convenience. We want every member of our community to feel welcome and supported in their financial endeavors.

Community Focus

At the heart of Financial Plus is our unwavering dedication to the communities we serve. We believe in giving back through various outreach efforts and partnerships with local organizations. By supporting educational initiatives and community programs, we strive to make a positive impact on the lives of those around us. While members can visit us at G3381 Van Slyke Rd, official correspondence should be sent to G3381 Van Slyke Rd, Flint, MI 48507-3263 if different from our branch address. We invite you to experience not just financial services but genuine community support.

Join Us

With operating hours from 9:00 AM to 5:00 PM Monday through Friday, we're here for you when you need us most. If you're looking for a credit union that values its members as much as its bottom line, look no further than Financial Plus. Join us today and discover how we can help you achieve your financial goals while being part of a caring community. For more information or assistance, please call us at 810-244-2200 or visit our website at myfpcu.com. We can't wait to welcome you into the Financial Plus family!

Our Evolution

Since our inception, Financial Plus has experienced remarkable milestones that reflect our commitment to excellence and community service. With total assets now exceeding $1.39 billion, we have continuously adapted to meet the changing needs of our members while maintaining a strong foundation rooted in local values. Our mission is clear: to provide exceptional financial services that empower our members and enhance their lives. As we grew, so did our offerings. From basic checking and savings accounts to auto loans, mortgages, and business banking solutions, we've expanded our services to support every aspect of your financial journey. Today, we also embrace technology with online banking and mobile payments, ensuring that our members have easy access to their finances anytime, anywhere.

Branch Location & Accessibility

A Welcoming Environment

Our branch is designed with accessibility in mind. With ADA-compliant features and ramps available, everyone can feel comfortable visiting us. There's ample parking right outside the entrance, so you won't have to worry about finding a spot during your visit. For those who prefer banking on the go, we offer an ATM on-site and drive-thru banking services for quick transactions like deposits and withdrawals.

Additional Services

At Financial Plus, we pride ourselves on offering a variety of services tailored to meet your needs. From checking and savings accounts to credit cards with rewards and business banking solutions, we have something for everyone. Our friendly staff is ready to help guide you through your options or answer any questions you may have. While members can visit us at G3381 Van Slyke Rd, official correspondence should be sent to the same address for clarity. If you'd like to learn more about our offerings or have specific inquiries, don't hesitate to give us a call at 810-244-2200.

Operating Hours

We understand that life can be busy, which is why we're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you're stopping by before work or during lunch, we're here to assist you with personal banking options, auto loans, mortgages, and more.

Visit Us Today!

We can't wait to welcome you into our Financial Plus family! Stop by today or reach out if you're looking for reliable financial services in Flint. Your financial journey starts here!

Member Eligibility

At Financial Plus, we believe that everyone deserves a place in our supportive community. Becoming a member is easy and welcoming! If you're looking to join us, you'll find that eligibility is open to individuals who live, work, worship, or attend school in the areas we serve. We prioritize inclusivity, making it simple for you to become part of our family. Plus, as a member of Financial Plus, you'll enjoy a range of benefits including competitive rates on loans and personalized service tailored just for you. To get started with your membership journey at Financial Plus, simply visit us at our branch located at G3381 Van Slyke Rd Flint Mi 48507 or give us a call at (810) 244-2200. For more detailed information about the eligibility criteria, feel free to check out this resource: . We're excited to welcome you and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make day-to-day transactions easier for you. Picture this: a customer walks into your shop, makes a purchase, and completes the transaction seamlessly with their card. Our services ensure you can accept payments efficiently, giving you more time to focus on what matters growing your business. Located at G3381 Van Slyke Rd Flint Mi 48507 in Flint, MI, we're here to partner with you on your journey to success. If you're ready to explore how our business banking solutions can work for you, give us a call at (810) 244-2200 today!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners in our community, we offer comprehensive Business Banking solutions including merchant services and business loans. We understand how important it is to have reliable support as you grow your business, and our team is here to assist you every step of the way.

Convenient Access and Support

To make banking even more convenient, we provide various ways to access your accounts. Our ATM & Cash Withdrawal Services are available at multiple locations for easy access to your funds. You can also utilize our basic drive-thru banking services for quick transactions like deposits and withdrawals without leaving your vehicle. In addition to these services, we are proud to offer robust online features such as e-statements and person-to-person payment options. Our mobile application makes it easy to manage your finances on-the-go while providing peace of mind with electronic signature authentication. If you have any questions about our services or want more information on how we can help you achieve your financial goals, feel free to reach out! Call us at 810-244-2200 or visit our website at Financial Plus. We're here for you Monday through Friday from 9:00 AM to 5:00 PM. Come experience the difference at Financial Plus your trusted partner in achieving financial success!

Home Financing Options

Homeownership is a dream for many, and at Financial Plus, we offer Mortgage Loans & Refinancing options that are tailored to meet your unique needs. Our team can guide you through the process of securing a mortgage or refinancing your current home loan, ensuring you get the best rates available.

Personal Banking Solutions

For those managing everyday expenses or saving for the future, our Personal Banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds with online and mobile banking features, allowing you to manage your accounts anytime, anywhere. Plus, if you're in the market for a new car or need to refinance an existing loan, our Auto Loans & Vehicle Financing options can help you hit the road with confidence.

Support for Your Financial Journey

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation services provide flexible options that can help ease financial burdens. Additionally, our Credit Cards with Rewards program allows you to earn points on everyday purchases which can be redeemed for various rewards making every transaction more rewarding.

Digital & Online Banking

Convenience at Your Fingertips

Whether you're at home or out running errands, managing your finances has never been easier. Enjoy real-time account management and the flexibility of banking on your schedule. With Financial Plus, you have all the tools you need for effective financial management right at your fingertips. Explore everything we offer today by visiting https://www.myfpcu.com/ and take advantage of our digital banking solutions!

Key Features

Security is our priority. Our online banking services include electronic signature authorization, allowing you to sign documents securely from anywhere. You can also opt for e-statements, which not only save paper but make it easy to track your transactions digitally. Are you always on the go? No problem! With our mobile application, you have access to your accounts right in your pocket. The app supports mobile payments, so you can pay with your phone quickly and easily. Plus, if you need to send money to friends or family, our person-to-person transfer feature allows for quick transactions without hassle.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 177,390, showing a strong and growing member base that trusts us with their finances. With net shares available for lending at $0, we are positioned to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at G3381 Van Slyke Rd Flint Mi 48507 or call (810) 244-2200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,603 in used auto loans and $940,477,780 in total loans and leases.

Solid Financial Health

With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a new or used vehicle, we have flexible options tailored for you.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans total $140,226,896. These loans provide the capital needed to expand operations or invest in new ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, making buying or refinancing simple and accessible. We offer competitive rates and terms that can help you transition into your new home without added stress.

Refinancing Options

If you're currently paying high-interest rates on existing loans or credit cards, consider our refinancing options. We strive to provide competitive rates that could lower your monthly payments and save you money over time. At Financial Plus, we're committed to helping you find the right loan product that fits your lifestyle and financial situation. For more information about our services or to explore eligibility options for any of these loans, visit us online at Financial Plus or stop by our branch today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

Managing finances effectively can sometimes require a little extra support. We also offer flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans available for our members. These cards come with features that make it easier for you to handle unexpected expenses while building your credit score.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions regularly, so you can trust that you're seeing the most current information available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that you receive fair and transparent offers, allowing you to compare loans with confidence.

Financial Plus