Financial Plus Fenton MI Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Financial Plus, your trusted financial partner located at 15125 Silver Pkwy, Fenton, MI 48430. Since our establishment in 1952, we have proudly served our community, growing to a membership of over 81,195 individuals who rely on us for their banking needs. With total assets exceeding $1.39 billion, we are committed to providing a range of services designed to help you achieve your financial goals. At Financial Plus, we believe that banking should be both accessible and supportive. Our dedicated team of 277 employees, led by CEO Brad Bergmooser and Board President Bernard Hennessy, is here to ensure that every member receives personalized attention and expert advice tailored to their unique situation. We know that trust is built through relationships, and we take pride in being part of the Fenton community. Our robust offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to local businesses with merchant services and business loans. With total deposits reaching $90,289,728 and a net worth of $172,253,078, we have the stability needed to support your financial journey. While members can visit us at our branch location for assistance or inquiries, official correspondence can be sent to the same address as our branch: 15125 Silver Pkwy, Fenton, MI 48430-3460. Experience convenience with our online and mobile banking options, allowing you to manage your finances anytime, anywhere. Whether you're looking for a new loan or simply need assistance with your account, we're just a phone call away at 810-244-2200. Join us at Financial Plus where your financial well-being is our top priority! Visit our website here for more information or stop by today we're ready to help you thrive!

Branch History & Mission

At Financial Plus, our story is one of community and commitment. Established in 1952, we have grown alongside our members in Fenton, MI, becoming a trusted financial partner for over 81,000 individuals and families. Our branch is located at 15125 Silver Pkwy, a central spot that's easily accessible for all. Whether you're heading to the nearby Fenton Community Center or enjoying the scenic views at the local parks, we're just around the corner to assist with your financial needs. Over the years, Financial Plus has evolved significantly. From our humble beginnings to becoming a robust institution with total assets exceeding $1.3 billion, we've remained focused on what matters most: serving our members and the community. Our mission is clear we aim to provide not just banking services but also support and resources that empower our members to achieve their financial goals. We believe that when our members succeed, our entire community thrives. Our commitment goes beyond traditional banking services like checking accounts and auto loans. We actively engage in community outreach programs, offering financial education workshops and partnering with local organizations to foster economic growth. It's this dedication that makes us more than just a credit union; we are a vital part of the Fenton community. While members can visit us at 15125 Silver Pkwy Fenton Mi 48430, official correspondence should be sent to 15125 Silver Pkwy, Fenton, MI 48430-3460. We understand that convenience is key in today's fast-paced world, which is why we offer various digital solutions including online banking and mobile payments. You can access your accounts anytime, anywhere because your time matters. In addition to our modern banking options, we provide essential services like drive-thru banking for quick transactions and ATM availability for easy access to your funds. Our operating hours are designed with you in mind: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Join us at Financial Plus and experience firsthand how we put our members first. Whether you're looking to open an account or explore loan options, our friendly team is here to guide you every step of the way. Come be a part of something special your journey starts here!

Branch Location & Accessibility

Convenient Access for Everyone

At our Fenton branch, we prioritize accessibility for all members. With ample parking available right outside our doors, you won't have to worry about finding a spot. Our facility is designed with ADA compliance in mind, featuring ramps and wide doorways to ensure everyone can access our services comfortably.

Operating Hours that Fit Your Schedule

We understand that life can get busy, so we offer flexible operating hours tailored to meet your needs. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to drop in during your lunch break or after work. On Saturdays, enjoy the convenience of our drive-thru service from 9:00 AM until 1:00 PM for those quick transactions when you're on the go.

Services Tailored for You

At Financial Plus, we're more than just a credit union; we're your partner in financial wellness. Our team is ready to assist you with personal banking needs like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. Plus, our drive-thru service allows you to handle deposits and simple transactions without leaving your car. While members can visit us at 15125 Silver Pkwy, official correspondence should be sent to 15125 Silver Pkwy, Fenton, MI 48430-3460 if needed.

We’re Here for You!

If you have questions or need assistance with any of our services, don't hesitate to reach out! Give us a call at 810-244-2200 we're always happy to help. Come visit us at the Financial Plus branch today; we look forward to serving you!

Member Eligibility

At Financial Plus, we believe that becoming a member is more than just opening an account; it's about joining a community that cares for your financial well-being. If you live, work, or worship in the Fenton area or are related to someone who does, you're likely eligible to join our family. We welcome individuals from all walks of life, and we're excited to support your financial journey with personalized services designed just for you. Whether you're looking for a checking account, auto loans, or credit cards with rewards, our friendly team is here to help. To make things easy, you can start the membership process by visiting us at our branch located at 15125 Silver Pkwy Fenton Mi 48430. If you have any questions or need assistance along the way, feel free to give us a call at (810) 244-2200. For detailed eligibility criteria and updates, check out our website at . Joining Financial Plus opens up a world of financial opportunities tailored just for you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Imagine being able to accept payments easily from customers while having access to insightful reports that help you understand sales trends. This not only enhances customer satisfaction but also allows you to focus more on what you do best running your business! Visit us at 15125 Silver Pkwy Fenton Mi 48430, Fenton, MI, or call us at (810) 244-2200 to learn how our business banking and commercial services can support your goals today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs are available for quick withdrawals and balance checks whenever you need them. Plus, with drive-thru banking at our branch, performing simple transactions has never been easier. At Financial Plus, we are here for all your financial needs under one roof. Contact us today at (810) 244-2200 or visit us online at Fpcu Fenton Branch to learn more about how we can assist you in achieving financial success!

Auto Loans & Vehicle Financing

Looking to purchase a new car? Our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving off in your dream car without breaking the bank! We make the process straightforward, allowing you to focus on enjoying your new ride.

Business Banking Services

For entrepreneurs, our business banking services include merchant services and business loans designed to help your business thrive. From setting up accounts to obtaining financing for growth, we're committed to supporting local businesses in our community.

Credit Cards with Rewards

Enjoy shopping while earning rewards with our credit cards! These cards not only offer great benefits but also help you build credit responsibly. Think of the perks you'll enjoy as you make everyday purchases it's like getting paid for spending!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. Check balances, transfer funds, pay bills, or even deposit checks right from your smartphone anytime, anywhere!

Mortgage Loans & Refinancing

If homeownership is on your horizon, consider our mortgage loans and refinancing services. We guide you through every step, from applying for your first mortgage to refinancing for better rates. Picture yourself settling into your new home with confidence, knowing you made a smart financial choice.

Personal Banking Solutions

We understand that managing your finances is a priority. That's why we offer personal banking services, including checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or need everyday banking solutions, we've got you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those challenges head-on. Whether it's an emergency repair or consolidating high-interest debts into one manageable payment, we're here to support you.

Digital & Online Banking

Accessibility & Support

At Financial Plus, we are committed to providing exceptional service and support. If you have any questions about our digital banking services or need assistance, our team is just a phone call away at (810) 244-2200. Experience the ease of managing your finances with the digital tools available at Financial Plus. Sign up today and take control of your banking experience!

Key Features

Our online banking includes E-Statements, allowing you to view and download your account statements electronically. No more waiting for paper statements to arrive in the mail! You can also take advantage of Electronic Signature Authorization, making it simple to sign documents without the need for printing or mailing. Need to send money quickly? With our Person-to-Person Transfers, you can easily send cash to friends or family right from your mobile device or computer. Plus, if you prefer using your smartphone, our Mobile Application provides all the features of online banking in the palm of your hand. We also support Mobile Payments, so you can make purchases directly from your phone no wallet required! This feature adds an extra layer of convenience when you're out shopping or dining.

Financial Strength

Commitment to Growth

With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,603 in used auto loans and $940,477,780 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 177,390, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 15125 Silver Pkwy Fenton Mi 48430 or call (810) 244-2200 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to ensure you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $140,226,896 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, we're here to support your business journey. If you're interested in learning more about any of these loan options or want to discuss eligibility requirements and refinancing opportunities, please don't hesitate to contact us at 810-244-2200. You can visit us at our branch located at 15125 Silver Pkwy Fenton MI 48430, where our friendly team is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Financial Plus, we're committed to helping you navigate your financial landscape smoothly and confidently.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, we aim to guide you through every step of the process. Our refinancing options can help reduce your monthly payments or provide cash for other financial needs.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $32,335,190 in loans helping members manage their finances effectively. This option is perfect for those looking to build or improve their credit while enjoying the convenience of credit access.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures fair and transparent offers, allowing users to make informed decisions without the worry of hidden fees or misleading information.

Financial Plus