Financial Plus Davison MI Credit Union | Best Auto Loans & Checking Accounts

Introduction

Welcome to Financial Plus, your trusted partner in financial wellness located at 8075 Lapeer Rd, Davison, MI 48423. Since our establishment in 1952, we have been committed to serving our vibrant community and supporting our 81,195 members with reliable banking solutions. With over $1.3 billion in total assets and $90,289,728 in deposits, we take pride in fostering a secure financial environment where your needs come first. Under the leadership of our dedicated CEO, Brad Bergmooser, and Board President, Bernard Hennessy, we continuously strive to enhance your banking experience. Our team of 277 employees is here to provide personalized service whether you're looking for auto loans, mortgages, or business financing. We currently manage a robust portfolio with over 57,388 loans and leases, demonstrating our commitment to helping you achieve your financial goals. While members can visit us at our Davison branch, official correspondence should be sent to the same address for convenience. We also offer modern conveniences like online banking and mobile payments to make managing your finances easier than ever. At Financial Plus, we understand that every member has unique needs. That's why we offer a wide range of services tailored just for you from checking accounts to credit cards with rewards. Whether you're saving for a new car or planning for retirement, we're here to guide you every step of the way. Feel free to reach out at 810-244-2200 or visit us online at myfpcu.com for more information about how we can assist you today! Your journey towards financial empowerment starts here.

Branch History & Mission

At Financial Plus, we take great pride in our rich history and unwavering mission to support the community. Established in 1952, our Davison branch has been a cornerstone of financial well-being for countless members in Davison, MI. Located at 8075 Lapeer Rd, our branch is easily accessible and surrounded by familiar landmarks that residents know and trust. Over the years, we have grown significantly, currently serving 81,195 members with total assets exceeding $1.38 billion. This growth reflects our commitment to providing valuable financial services while staying true to our roots in community support. From humble beginnings, we've evolved into a trusted partner for personal banking, auto loans, mortgages, and business services. Our mission is straightforward yet impactful: to enhance the lives of our members by offering personalized financial solutions while fostering a strong sense of community. We strive to ensure that everyone who walks through our doors feels valued and supported. Whether you're looking for a checking account or seeking guidance on loan options, we are here to help. While members can visit us at 8075 Lapeer Rd, official correspondence should be sent to 8075 Lapeer Road, Davison, MI 48423 if needed. Our doors are open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 1:00 PM, making it convenient for you to manage your finances. In today's digital world, we're proud to offer modern conveniences such as online banking and mobile payments alongside traditional banking services like drive-thru access and ATM availability. Our commitment to accessibility also includes ADA compliance, ensuring all members can use our facilities comfortably. Community outreach is at the heart of what we do. We actively participate in local events and forge partnerships with other organizations aimed at uplifting our community. By choosing Financial Plus, you become part of a larger effort that supports both individual dreams and collective aspirations. Join us today at Financial Plus in Davison! Experience firsthand how we can assist you on your financial journey while building a brighter future together. For more information or assistance, feel free to call us at 810-244-2200 or visit our website at myfpcu.com. Let's achieve success together!

Branch Location & Accessibility

Welcome to Financial Plus, your trusted credit union located conveniently at 8075 Lapeer Rd in Davison, MI. Our branch is nestled in the heart of Genesee County, making it easy for you to access our services whether you're coming from downtown Davison or nearby areas. You can easily spot us near local landmarks, ensuring that finding us is a breeze! We understand how important accessibility is for our members. That's why our branch is designed with ADA compliance in mind, featuring ramps and ample parking to accommodate everyone. If you need to send official correspondence, please note that our mailing address is also 8075 Lapeer Road, Davison, MI 48423. At Financial Plus, we strive to make your banking experience smooth and welcoming. Our lobby hours are from 9:00 AM to 5:00 PM, Monday through Friday, giving you plenty of time to visit during the week. We also offer drive-thru banking on Saturdays from 9:00 AM to 1:00 PM for those who prefer a quick transaction without leaving their vehicle. Need cash? We have an ATM available for your convenience! Whether it's a simple withdrawal or checking your balance, we've got you covered. With our variety of services including personal banking options like checking and savings accounts, auto loans, and even business banking solutions there's something for everyone at Financial Plus. Have questions or want more information? Feel free to give us a call at 810-244-2200. We look forward to welcoming you into our branch soon!

Member Eligibility

At Financial Plus, we believe in fostering a welcoming community where everyone can find financial support tailored to their needs. Becoming a member is straightforward! If you live, work, worship, or attend school in the area around 8075 Lapeer Rd Davison Mi 48423, you're likely eligible to join our family. We also extend membership to immediate family members of existing members, making it easier for loved ones to benefit from our services. The perks of being part of Financial Plus include access to personalized banking solutions, competitive rates on loans, and a variety of financial tools designed to help you thrive. If you're ready to take the next step, opening an account with us is a breeze! You can learn more about the eligibility requirements by visiting our detailed resource at . For any questions or assistance, feel free to give us a call at (810) 244-2200. We look forward to welcoming you into the Financial Plus community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday transactions easier for your business. Picture this: you're at a bustling farmers market. Your customers want to pay quickly, and with our mobile payment solutions, you can accept payments on the go. This convenience not only enhances customer satisfaction but also boosts your sales potential. Whether it's securing a loan or optimizing payment methods, Financial Plus is here to support your journey every step of the way. Visit us today or give us a call at (810) 244-2200 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, Financial Plus offers specialized business banking services. From merchant services that simplify payment processing to business loans that fuel growth, we are dedicated to helping local businesses thrive in the Davison community.

Convenient Access

Accessing your accounts has never been easier. With our ATM services available at convenient locations, along with basic drive-thru banking for deposits and withdrawals, managing your finances can fit seamlessly into your daily routine. You can reach us anytime at 810-244-2200 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday and from 9:00 AM to 1:00 PM on Saturday. At Financial Plus, we're here not just as a bank but as a community partner ready to support you in achieving your financial goals. Explore all these services and more today by visiting us at myfpcu.com. Let's work together toward a brighter financial future!

Credit Cards with Rewards

Let's not forget about our credit cards that come with rewards! You can earn points on every purchase you make ideal for those who love shopping or dining out.

Loans for Every Need

When it comes to mortgages, we understand how important it is to find the right home. Our mortgage loans and refinancing options are designed to help you secure your dream home without added stress. For those unexpected expenses or debt consolidation needs, our personal loans can provide quick financial relief.

Personal Banking

Starting with personal banking, we offer both checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms perfect for those moments when you need to check your balance or transfer money on the go. In addition, if you're considering buying a car or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms.

Digital & Online Banking

Accessibility & Ease of Use

Accessibility is at the heart of what we do. The features we've incorporated into our digital banking services are tailored to fit your lifestyle. Need to deposit a check? Just snap a photo through our app! Want to keep track of your spending? You can do that too. At Financial Plus, we're dedicated to providing you with real-time account management that fits seamlessly into your daily life. Explore all the possibilities of online banking today by visiting us at https://www.myfpcu.com/. Your financial peace of mind starts here!

Key Features

Our commitment to security means you can bank with confidence. We offer electronic signature authorization, making transactions faster while keeping your information safe. Plus, with e-statements available, you can view your account statements digitally no more paper clutter! For those who prefer banking on the go, our mobile application is designed for ease of use. You can make mobile payments effortlessly and even send money directly to friends or family through person-to-person transfers. Whether you're at home or out and about, managing your money has never been easier.

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,603 in used auto loans and $940,477,780 in total loans and leases.

Strong Membership Base

Total Share and Deposit Accounts: 177,390, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 8075 Lapeer Rd Davison Mi 48423 or call (810) 244-2200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans to help our members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, we can tailor a loan that fits your budget.

Credit Lines

For those who prefer flexibility in borrowing, our total credit lines amount to $317,290,000. These lines can help you manage unexpected expenses or fund personal projects without the stress of high-interest rates. If you're considering refinancing any existing loans or would like to explore eligibility options for any of our products, please reach out to us directly at 810-244-2200. Our team is here to assist you every step of the way. We invite you to visit us at 8075 Lapeer Rd Davison MI 48423 for personalized service and expert advice tailored to your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's securing an auto loan or exploring mortgage options, Financial Plus is committed to providing you with solutions that fit your lifestyle and financial aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, ensuring you have the support you need to invest in your future.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $32,335,190 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits tailored for everyday use.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers you see are fair and transparent.

Financial Plus